ModelxChange Performance and Statistics
Annualized ReturnsAnnual ReturnsStatisticsGeneral
TypeManagerNameAs Of
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2015
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2014
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2013
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2012
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NameModel IDStyleProfileManagement FeeMinimum
Investment
Strategy_descEst. 12b1Est. SubTATotal Model Expense
ModelxChange3D Asset Management3D Global ETF 1001/31/2015 12:00:00 AM-0.27639.195511.948011.7472-0.27636.149122.869214.2072-7.296121.77839.1214.031.280.86100Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1000.40000The investment objective of the Portfolio is to earn an expected average annualized return in excess of 9.50% over time, consisting of capital appreciation and dividend yield. The Portfolio’s target allocation is 100% equity funds and 0% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, and certain alternative assets, such as REITs and commodity indexes. 0.7426
ModelxChange3D Asset Management3D Global ETF 201/31/2015 12:00:00 AM0.65633.72103.67154.41090.65632.72713.18098.67420.41696.58063.414.821.060.91108Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1080.40000The investment objective of the Portfolio is to earn an expected average annualized return of 5.50% to 6.50% over time, consisting of capital appreciation and dividend yield. The Portfolio’s target allocation is 20% equity funds and 80% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, bond markets, and certain alternative assets, such as REITs and commodity indexes.0.6864
ModelxChange3D Asset Management3D Global ETF 401/31/2015 12:00:00 AM0.40835.13595.90686.16470.40833.64828.275210.2504-3.114711.06854.616.941.260.89109Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1090.40000The investment objective of the Portfolio is to earn an expected average annualized return of 6.50% to 7.50% over time, consisting of capital appreciation and dividend yield. The Portfolio’s target allocation is 40% equity funds and 60% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, bond markets, and certain alternative assets, such as REITs and commodity indexes. 0.7004
ModelxChange3D Asset Management3D Global ETF 601/31/2015 12:00:00 AM0.17406.48067.82788.04040.17404.479213.463810.8145-3.983514.25756.099.061.260.89110Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1100.40000The investment objective of the Portfolio is to earn an expected average annualized return of 7.50% to 8.50% over time, consisting of capital appreciation and dividend yield. The Portfolio’s target allocation is 60% equity funds and 40% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, bond markets, and certain alternative assets, such as REITs and commodity indexes. 0.7145
ModelxChange3D Asset Management3D Global ETF 801/31/2015 12:00:00 AM0.00148.01349.06469.44590.00145.422316.025312.1721-5.400617.49387.6311.511.170.84112Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1120.40000The investment objective of the Portfolio is to earn an expected average annualized return of 8.50% to 9.50% over time, consisting of capital appreciation and dividend yield. The Portfolio’s target allocation is 80% equity funds and 20% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, bond markets, and certain alternative assets, such as REITs and commodity indexes. 0.7285
ModelxChange3D Asset Management3D Global ETF Fixed Income1/31/2015 12:00:00 AM0.88552.33671.91232.63540.88551.8652-0.97558.1562-2.02165.95452.74.160.690.63676Retirement Incomehttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL6760.400003D Global ETF Fixed Income Portfolio is designed for investors seeking income, diversification, and risk management against stock market uncertainty and future inflation. Our fixed income strategy seeks the highest level of current income while managing risk for capital preservation. The component exchange-traded funds (ETFs) in the portfolio invests in Treasury securities, investment grade corporate bonds, high-yield bonds and senior floating-rate bank notes.0.6723
ModelxChange3D Asset Management3D Target 2015 Aggressive1/31/2015 12:00:00 AM720Target Date 2011-2015https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7200.40000The 3D Target 2015 Aggressive model is designed for those planning on retiring in or about the year 2015 and who desire to take an aggressive investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2015 Aggressive model is designed for those planning on retiring in or about the year 2015 and who desire to take an aggressive investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity.0.7074
ModelxChange3D Asset Management3D Target 2015 Balanced1/31/2015 12:00:00 AM0.45024.35940.45022.96697.6199728Target Date 2011-2015https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7280.40000The 3D Target 2015 Balanced model is designed for those planning on retiring in or about the year 2015 and who desire to take a balanced investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2015 Balanced model is designed for those planning on retiring in or about the year 2015 and who desire to take a balanced investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.6934
ModelxChange3D Asset Management3D Target 2015 Conservative737Target Date 2011-2015https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7370.40000The 3D Target 2015 Conservative model is designed for those planning on retiring in or about the year 2015 and who desire to take a conservative investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2015 Conservative model is designed for those planning on retiring in or about the year 2015 and who desire to take a conservative investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.6794
ModelxChange3D Asset Management3D Target 2020 Aggressive1/31/2015 12:00:00 AM1081Target Date 2016-2020https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL10810.40000The 3D Target 2020 Aggressive model is designed for those planning on retiring in or about the year 2020 and who desire to take a aggressive investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2020 Aggressive model is designed for those planning on retiring in or about the year 2020 and who desire to take a aggressive investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.7233
ModelxChange3D Asset Management3D Target 2020 Balanced1/31/2015 12:00:00 AM0.28185.61440.28183.7593828Target Date 2016-2020https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL8280.40000The 3D Target 2020 Balanced model is designed for those planning on retiring in or about the year 2020 and who desire to take a balanced investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2020 Balanced model is designed for those planning on retiring in or about the year 2020 and who desire to take a balanced investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.7051
ModelxChange3D Asset Management3D Target 2020 Conservative1/31/2015 12:00:00 AM1084Target Date 2016-2020https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL10840.40000The 3D Target 2020 Conservative model is designed for those planning on retiring in or about the year 2020 and who desire to take a conservative investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2020 Conservative model is designed for those planning on retiring in or about the year 2020 and who desire to take a conservative investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.6871
ModelxChange3D Asset Management3D Target 2025 Aggressive1/31/2015 12:00:00 AM725Target Date 2021-2025https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7250.40000The 3D Target 2025 Aggressive model is designed for those planning on retiring in or about the year 2025 and who desire to take an aggressive investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2025 Aggressive model is designed for those planning on retiring in or about the year 2025 and who desire to take an aggressive investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.7332
ModelxChange3D Asset Management3D Target 2025 Balanced1/31/2015 12:00:00 AM0.17946.41780.17944.335813.2106729Target Date 2021-2025https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7290.40000The 3D Target 2025 Balanced model is designed for those planning on retiring in or about the year 2025 and who desire to take a balanced investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2025 Balanced model is designed for those planning on retiring in or about the year 2025 and who desire to take a balanced investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.7137
ModelxChange3D Asset Management3D Target 2025 Conservative1/31/2015 12:00:00 AM0.48244.31120.48242.9432738Target Date 2021-2025https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7380.40000The 3D Target 2025 Conservative model is designed for those planning on retiring in or about the year 2025 and who desire to take a conservative investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2025 Conservative model is designed for those planning on retiring in or about the year 2025 and who desire to take a conservative investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.6947
ModelxChange3D Asset Management3D Target 2030 Aggressive1/31/2015 12:00:00 AM1082Target Date 2026-2030https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL10820.40000The 3D Target 2030 Aggressive model is designed for those planning on retiring in or about the year 2030 and who desire to take a aggressive investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2030 Aggressive model is designed for those planning on retiring in or about the year 2030 and who desire to take a aggressive investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.7385
ModelxChange3D Asset Management3D Target 2030 Balanced829Target Date 2026-2030https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL8290.40000The 3D Target 2030 Balanced model is designed for those planning on retiring in or about the year 2030 and who desire to take a balanced investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2030 Balanced model is designed for those planning on retiring in or about the year 2030 and who desire to take a balanced investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.7193
ModelxChange3D Asset Management3D Target 2030 Conservative1/31/2015 12:00:00 AM1085Target Date 2026-2030https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL10850.40000The 3D Target 2030 Conservative model is designed for those planning on retiring in or about the year 2030 and who desire to take a conservative investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2030 Conservative model is designed for those planning on retiring in or about the year 2030 and who desire to take a conservative investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.7004
ModelxChange3D Asset Management3D Target 2035 Aggressive1/31/2015 12:00:00 AM-0.25937.5771-0.25934.5593726Target Date 2031-2035https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7260.40000The 3D Target 2035 Aggressive model is designed for those planning on retiring in or about the year 2035 and who desire to take an aggressive investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2035 Aggressive model is designed for those planning on retiring in or about the year 2035 and who desire to take an aggressive investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.7411
ModelxChange3D Asset Management3D Target 2035 Balanced1/31/2015 12:00:00 AM0.05727.05790.05724.722516.1398731Target Date 2031-2035https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7310.40000The 3D Target 2035 Balanced model is designed for those planning on retiring in or about the year 2035 and who desire to take a balanced investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2035 Balanced model is designed for those planning on retiring in or about the year 2035 and who desire to take a balanced investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.7224
ModelxChange3D Asset Management3D Target 2035 Conservative1/31/2015 12:00:00 AM0.31525.20460.31523.5916740Target Date 2031-2035https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7400.40000The 3D Target 2035 Conservative model is designed for those planning on retiring in or about the year 2035 and who desire to take a conservative investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2035 Conservative model is designed for those planning on retiring in or about the year 2035 and who desire to take a conservative investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.7039
ModelxChange3D Asset Management3D Target 2045 Aggressive1/31/2015 12:00:00 AM-0.31578.8417-0.31575.7632727Target Date 2041-2045https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7270.40000The 3D Target 2045 Aggressive model is designed for those planning on retiring in or about the year 2045 and who desire to take an aggressive investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2045 Aggressive model is designed for those planning on retiring in or about the year 2045 and who desire to take an aggressive investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.7426
ModelxChange3D Asset Management3D Target 2045 Balanced1/31/2015 12:00:00 AM-0.01947.4296-0.01945.046917.2865733Target Date 2041-2045https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7330.40000The 3D Target 2045 Balanced model is designed for those planning on retiring in or about the year 2045 and who desire to take a balanced investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2045 Balanced model is designed for those planning on retiring in or about the year 2045 and who desire to take a balanced investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.7249
ModelxChange3D Asset Management3D Target 2045 Conservative1/31/2015 12:00:00 AM0.28245.48910.28243.777211.0117741Target Date 2041-2045https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7410.40000The 3D Target 2045 Conservative model is designed for those planning on retiring in or about the year 2045 and who desire to take a conservative investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2045 Conservative model is designed for those planning on retiring in or about the year 2045 and who desire to take a conservative investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.7069
ModelxChange3D Asset Management3D Target 2055 Aggressive1/31/2015 12:00:00 AM1083Target Date 2050+https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL10830.40000The 3D Target 2055 Aggressive model is designed for those planning on retiring in or about the year 2055 and who desire to take a aggressive investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2055 Aggressive model is designed for those planning on retiring in or about the year 2055 and who desire to take a aggressive investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.7426
ModelxChange3D Asset Management3D Target 2055 Balanced830Target Date 2050+https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL8300.40000The 3D Target 2055 Balanced model is designed for those planning on retiring in or about the year 2055 and who desire to take a balanced investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2055 Balanced model is designed for those planning on retiring in or about the year 2055 and who desire to take a balanced investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.7251
ModelxChange3D Asset Management3D Target 2055 Conservative1/31/2015 12:00:00 AM1086Target Date 2050+https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL10860.40000The 3D Target 2055 Conservative model is designed for those planning on retiring in or about the year 2055 and who desire to take a conservative investment approach for that portion of their retirement savings represented by their participation in this account. To deliver the performance of capital markets to investors as cost efficiently as possible, and increase return potential with advanced portfolio design. We focus on: structuring portfolios that seek to achieve a desired level of expected return over time; investing in broad markets, not in active managers attempting to beat the market; managing portfolio risks and investment costs; and, ensuring complete costs-transparency. Additionally, the 3D Target 2055 Conservative model is designed for those planning on retiring in or about the year 2055 and who desire to take a conservative investment approach for that portion of their retirement savings represented by their participation in this account. 3D believes that individuals’ risk tolerances vary and that different investors retiring in the same year may have different tolerances for various investment risks. 3D’s Target Date Strategies use a glide path algorithm to manage the risk level associated with each portfolio's asset allocation. 3D’s asset allocation strategies, each combining up to 20 ETFs into one single investment option, offer investors multi-asset class diversification, cost control, and simplicity. 0.7075
ModelxChange3D Asset Management3D/Newfound PrudentPath 20151/31/2015 12:00:00 AM0.20760.20761472Target Date 2011-2015https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14720.60000The portfolio is appropriate for conservative investors seeking to minimize equity exposure with the goal of reducing overall risk and achieving current income. This Fund is designed for an investor with a projected retirement date on or around the year 2015. Portfolio upside potential will be provided by a strategically invested allocation of Exchange Traded Funds (ETPs) composed of primarily fixed income with smaller allocations to equity and alternative asset classes. Downside protection will be provided by absolute and relative exposure models designed to tactically adjust the portfolio allocation of equity vs. fixed income vs. cash to changing market conditions. The maximum allocation to equity in the portfolio declines according to the Glide Path as the target date approaches.0.9074
ModelxChange3D Asset Management3D/Newfound PrudentPath 20201/31/2015 12:00:00 AM-0.0257-0.02571473Target Date 2016-2020https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14730.60000The portfolio is appropriate for conservative investors seeking to minimize equity exposure with the goal of reducing overall risk and achieving current income and modest capital growth. This Fund is designed for an investor with a projected retirement date on or around the year 2020. Portfolio upside potential will be provided by a strategically invested allocation of Exchange Traded Funds (ETPs) composed of primarily fixed income with modest allocations to equity and alternative asset classes. Downside protection will be provided by absolute and relative exposure models designed to tactically adjust the portfolio allocation of equity vs. fixed income vs. cash to changing market conditions. The maximum allocation to equity in the portfolio declines according to the Glide Path as the target date approaches.0.9233
ModelxChange3D Asset Management3D/Newfound PrudentPath 20251/31/2015 12:00:00 AM-0.1608-0.16081474Target Date 2021-2025https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14740.60000The portfolio is appropriate for moderately conservative investors seeking to invest in both fixed income and equities with the goal of reducing risk and achieving conservative to moderate capital growth as well as some current income. This Fund is designed for an investor with a projected retirement date on or around the year 2025. Portfolio upside potential will be provided by a strategically invested allocation of Exchange Traded Funds (ETPs) composed of fixed income equity and alternative asset classes. Downside protection will be provided by absolute and relative exposure models designed to tactically adjust the portfolio allocation of equity vs. fixed income vs. cash to changing market conditions. The maximum allocation to equity in the portfolio declines according to the Glide Path as the target date approaches.0.9332
ModelxChange3D Asset Management3D/Newfound PrudentPath 20301/31/2015 12:00:00 AM-0.2469-0.24691475Target Date 2026-2030https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14750.60000The portfolio seeks is appropriate for a moderate investor who seeks to invest in both fixed income and equities with the goal of reducing risk and achieving moderate capital growth This Fund is designed for an investor with a projected retirement date on or around the year 2030. Portfolio upside potential will be provided by a strategically invested allocation of Exchange Traded Funds (ETPs) composed of equity, fixed income and alternative asset classes. Downside protection will be provided by absolute and relative exposure models designed to tactically adjust the portfolio allocation of equity vs. fixed income vs. cash to changing market conditions. The maximum allocation to equity in the portfolio declines according to the Glide Path as the target date approaches.0.9384
ModelxChange3D Asset Management3D/Newfound PrudentPath 20351/31/2015 12:00:00 AM-0.2520-0.25201476Target Date 2031-2035https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14760.60000The portfolio is appropriate for a moderate to aggressive investor who seeks to invest in both equities and fixed income with the goal of reducing risk and achieving moderate to aggressive capital growth. This Fund is appropriate for an investor with a projected retirement date on or around the year 2035. Portfolio upside potential will be provided by a strategically invested allocation of Exchange Traded Funds (ETPs) composed of equity, fixed income and alternative asset classes. Downside protection will be provided by absolute and relative exposure models designed to tactically adjust the portfolio allocation of equity vs. fixed income vs. cash to changing market conditions. The maximum allocation to equity in the portfolio declines according to the Glide Path as the target date approaches.0.9403
ModelxChange3D Asset Management3D/Newfound PrudentPath 20451/31/2015 12:00:00 AM-0.2427-0.24271477Target Date 2041-2045https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14770.60000The portfolio is appropriate for a an aggressive investor who seeks significant equity exposure with the goal of achieving capital growth and some income while providing downside protection for an investor with a projected retirement date on or around the year 2045. Portfolio upside potential will be provided by a strategically invested allocation of Exchange Traded Funds (ETPs) composed of primarily equities with smaller allocations to fixed income and alternative asset classes. Downside protection will be provided by absolute and relative exposure models designed to tactically adjust the portfolio allocation of equity vs. fixed income vs. cash to changing market conditions. The maximum allocation to equity in the portfolio declines according to the Glide Path as the target date approaches.0.9403
ModelxChange3D Asset Management3D/Newfound PrudentPath 20551/31/2015 12:00:00 AM-0.2588-0.25881478Target Date 2050+https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14780.60000The portfolio is appropriate for an aggressive investor who seeks to maximize equity exposure with the goal of achieving long term capital growth. This Fund is appropriate for an investor with a projected retirement date on or around the year 2055. Portfolio upside potential will be provided by a strategically invested allocation of Exchange Traded Funds (ETPs) composed of primarily equities and alternative asset classes with potentially small allocations to fixed income. Downside protection will be provided by absolute and relative exposure models designed to tactically adjust the portfolio allocation of equity vs. fixed income vs. cash to changing market conditions. The maximum allocation to equity in the portfolio declines according to the Glide Path as the target date approaches.0.9403
ModelxChange7th Harvest Investments7th Harvest All Bond1/31/2015 12:00:00 AM1099Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL10990.35000The LTWA All Bond Allocation is a diversified asset allocation model investing in bonds through funds. It seeks to provide maximum total return consistent with the risk that conservative investors may be willing to accept. 297 characters The LTWA All Bond Allocation model seeks an efficient combination of asset classes for investors with a conservative risk/return profile, and focuses on investments that are long-term and passive in nature. Through time, as investment markets fluctuate, the model is continually rebalanced back to the target asset allocation mix in an ongoing effort to manage risk at the desired level. 0.6380
ModelxChange7th Harvest Investments7th Harvest Retirement 20301/31/2015 12:00:00 AM1763Target Date 2026-2030https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17631.00000The 7th Harvest Retirement 2030 model seeks an efficient combination of asset classes for investors seeking to retire in the year 2030. Over time, as investments fluctuate, the model is strategically adjusted to optimize its target allocation and manage risk at a desired level.1.0000
ModelxChange7th Harvest Investments7th Harvest Retirement 20401/31/2015 12:00:00 AM1764Target Date 2036-2040https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17641.00000The 7th Harvest Retirement 2040 model seeks an efficient combination of asset classes for investors seeking to retire in the year 2040. Over time, as investments fluctuate, the model is strategically adjusted to optimize its target allocation and manage risk at a desired level.1.0000
ModelxChange7th Harvest Investments7th Harvest Retirement 2050949Target Date 2046-2050 https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9491.00000The LTWA All Asset Allocation is a diversified asset allocation model investing U.S. and foreign stocks, bonds and cash equivalents through funds and money market accounts. It seeks to provide maximum total return consistent with the risk that moderate investors may be willing to accept. The LTWA All Asset Allocation model seeks an efficient combination of asset classes for investors with a moderate risk/return profile, and focuses on investments that are long-term and passive in nature. Through time, as investment markets fluctuate, the model is continually rebalanced back to the target asset allocation mix in an ongoing effort to manage risk at the desired level. 1.0850
ModelxChange7th Harvest Investments7th Harvest Retirement Income951Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9510.35000The LTWA Absolue Income Allocation is a diversified asset allocation model investing U.S. and foreign stocks, bonds and cash equivalents through funds and money market accounts. It seeks to provide maximum total return consistent with the risk that growth investors may be willing to accept. The LTWA Absolue Income Allocation model seeks an efficient combination of asset classes for investors with a moderate risk/return profile, and focuses on investments that are long-term and passive in nature. Through time, as investment markets fluctuate, the model is continually rebalanced back to the target asset allocation mix in an ongoing effort to manage risk at the desired level. 2.4070
ModelxChange7th Harvest InvestmentsLTWA Conservative Allocation1/31/2015 12:00:00 AM0.65448.02858.09610.65446.231411.768510.53060.58955.231.51909Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9090.00000The LTWA Conservative Allocation is a diversified asset allocation fund investing U.S. and foreign stocks, bonds and cash equivalents through funds and money market accounts. It seeks to provide maximum total return consistent with the risk that a conservative investors may be willing to accept. The LTWA Conservative Allocation fund seeks an efficient combination of asset classes for investors with a conservative risk-return profile, and focuses on underlying investments that are long-term and passive in nature. Through time, as investment markets fluctuate, the model is strategically adjusted to optimize its target allocation and manage risk at a desired level.0.0665
ModelxChange7th Harvest InvestmentsLTWA Growth Allocation1/31/2015 12:00:00 AM-1.406010.019011.1223-1.40608.262519.152014.7613-1.25818.691.26907Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9070.00000The LTWA Growth Allocation is a diversified asset allocation fund investing U.S. and foreign stocks, bonds and cash equivalents through funds and money market accounts. It seeks to provide maximum total return consistent with the risk that growth investors may be willing to accept. The LTWA Growth Allocation fund seeks an efficient combination of asset classes for investors with a growth risk/return profile, and focuses on underlying investments that are long-term and passive in nature. Through time, as investment markets fluctuate, the model is strategically adjusted to optimize its target allocation and manage risk at a desired level.0.0690
ModelxChange7th Harvest InvestmentsLTWA Moderate Allocation1/31/2015 12:00:00 AM0.01588.52138.54720.01586.499513.610910.53060.58956.531.28908Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9080.00000The LTWA Moderate Allocation is a diversified asset allocation fund investing U.S. and foreign stocks, bonds and cash equivalents through funds and money market accounts. It seeks to provide maximum total return consistent with the risk that moderate investors may be willing to accept. The LTWA Moderate Allocation fund seeks an efficient combination of asset classes for investors with a moderate risk-return profile, and focuses on underlying investments that are long-term and passive in nature. Through time, as investment markets fluctuate, the model is strategically adjusted to optimize its target allocation and manage risk at a desired level.0.0770
ModelxChangeAlpha Investment Management, Inc.Alpha / The Formula1/31/2015 12:00:00 AM-3.00174.87287.7790-3.00175.274616.484911.79401.44278.50.921186Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11860.50000The Formula™ is a strategy designed for investors seeking a long-term, systematic approach to risk management of equity capital. The primary objective of this strategy is to avoid large losses. The Formula™ seeks to accomplish this by restricting investment in the stock market to well-defined time periods when the odds of positive returns are significantly higher than average. The Formula™ is an investment model that specifies an asset allocation strategy based on the annual forecasting cycle and the four-year presidential election cycle. The model determines, in advance, when to be invested in equities and when to be invested in bonds. The investment components of the model are: the S&P MidCap 400 Index, the S&P 500 Index, the NASDAQ 100 Index, and an Intermediate Treasury Index fund. Over the course of the four-year cycle, the model is invested 29% of the time in bonds and 71% of the time in equities.0.6473
ModelxChangeAlpha Investment Management, Inc.Alpha Bonds Strategy1/31/2015 12:00:00 AM1.08406.71825.84176.16471.08406.74352.04419.54432.580810.03334.014.041.421.49215Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2150.50000The objective of this strategy is to return 8% - 12% per annum over rolling five year periods. To supplement the natural returns of select intermediate and short-term bond funds with a limited exposure to equities in the fourth quarter of the year. Each year, the strategy assumes a normal allocation of intermediate and short-term bond funds from January until late-October. At that point, 60% of the portfolio is dedicated to three predetermined sub-periods totaling 20 days in the fourth quarter using a leveraged (1.5 Beta) Russell 2000 index fund, while 40% of the portfolio remains in bonds. When not invested in the three sub-periods in the fourth quarter, 60% of the portfolio is invested in a money market fund.0.8100
ModelxChangeAlpha Investment Management, Inc.Alpha Mid-Cap Power Index Managed Account1/31/2015 12:00:00 AM-1.22228.547811.209912.9141-1.22227.538220.168514.0760-1.371220.40228.410.371.311.22216Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2160.50000The objective of this strategy is to exploit the fact that equity returns tend to be “skewed” into the November through May period over time. Each year, the strategy holds an index fund that seeks to replicate the returns of the S&P MidCap 400 Index from late-October through May, then shifts to an Intermediate Treasury Index fund for the remainder of the year. During the fourth quarter, the index fund is leveraged by 50% during three predetermined sub-periods totaling 20 days.0.7500
ModelxChangeAlpha Investment Management, Inc.Alpha Seasonal Strategy1/31/2015 12:00:00 AM-3.04835.18867.16935.9075-3.04837.13477.199413.7044-5.999710.17126.588.161.080.74217Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2170.50000The objective of this strategy is to achieve gains every year while avoiding large losses, and that these gains, over time, will be high enough to offset the effects of inflation and taxes, providing a meaningful real rate of return. This strategy seeks to have exposure to equities during very restricted time periods, when the risk of loss is low, by exploiting persistent seasonal factors which have affected risk and return for decades. During each pre-election year of the four-year presidential election cycle, the strategy is fully invested in equities from January to the end of September (equally divided between S&P 500 and NASDAQ 100). During the post-election, mid-term and election years of the election cycle, the strategy is invested 50% in equities (S&P 500) and 50% in conservative bond funds from January to April, then shifts to 100% conservative bond funds until the end of October. During the fourth quarter of each year, the strategy is dedicated to three predetermined sub-periods totaling 20 days using a Russell 2000 index fund leveraged by 50%. When not invested in the three sub-periods in the fourth quarter, the model is invested in a money market fund. 0.6473
ModelxChangeAMG FundsAMG Funds - ManagersChoice - Aggressive Growth1/31/2015 12:00:00 AM-0.90004.76239.67289.1531-0.90002.631218.533515.4529-5.332513.18048.5612.541.120.761590Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15900.00000The Aggressive Growth Model Portfolio seeks to deliver long-term capital appreciation and some income by investing in a diversified portfolio of carefully selected equity, fixed income, and alternative investments. It employs a strategic asset-allocation approach and is actively managed through investments in mutual funds covering multiple asset classes and investment styles. This Portfolio consists of approximately 76.4% Stocks, 11.3% Bonds, 10.1% Cash, and 2.2% Other Investments. The composition represents the net values (long allocation - short allocation) of the four primary asset categories - Equity, Bond, Cash, and Other. When an asset category net position is short (negative), net values that are long (positive) are rescaled after eliminating the asset category that is short.0.07250.16051.0651
ModelxChangeAMG FundsAMG Funds - ManagersChoice - Aggressive Income1/31/2015 12:00:00 AM0.05000.73415.79926.83550.05001.87466.112713.62972.354711.79473.835.351.481.251592Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15920.00000The Aggressive Income Model Portfolio seeks to maximize current income by investing in a diversified portfolio primarily comprised of carefully selected fixed income investments and, at times, modest exposure to equity and alternative investments. It employs a strategic asset allocation approach and is actively managed through investments in mutual funds covering multiple asset classes and investment styles. This Portfolio consists of approximately 8.4% Stocks, 72.1% Bonds, 14.3% Cash, and 5.2% Other Investments. The composition represents the net values (long allocation - short allocation) of the four primary asset categories - Equity, Bond, Cash, and Other. When an asset category net position is short (negative), net values that are long (positive) are rescaled after eliminating the asset category that is short.0.13250.14951.0201
ModelxChangeAMG FundsAMG Funds - ManagersChoice - Conservative1/31/2015 12:00:00 AM1.00004.95654.99505.92021.00004.53252.176010.16853.80199.09013.163.871.541.491596Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15960.00000The Conservative Model Portfolio seeks to provide total return consistent with a broadly diversified mix of domestic and foreign debt securities as well as a modest allocation to equities. It employs a strategic asset-allocation approach and is actively managed through investments in mutual funds covering multiple asset classes and investment styles. This Portfolio consists of approximately 11.6% Stocks, 71.6% Bonds, 12.9% Cash, and 3.9% Other Investments. The composition represents the net values (long allocation - short allocation) of the four primary asset categories - Equity, Bond, Cash, and Other. When an asset category net position is short (negative), net values that are long (positive) are rescaled after eliminating the asset category that is short.0.03250.16700.8606
ModelxChangeAMG FundsAMG Funds - ManagersChoice - Conservative Income1/31/2015 12:00:00 AM0.28002.16943.66433.83260.28002.69562.30457.76141.16886.01382.152.831.661.321593Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15930.00000The Conservative Income Model Portfolio seeks to deliver current income by investing in a diversified portfolio primarily comprised of carefully selected fixed income investments and, at times, modest exposure to equity and alternative investments. It employs a strategic asset allocation approach and is actively managed through investments in mutual funds covering multiple asset classes and investment styles. This Portfolio consists of approximately 7% Stocks, 62.5% Bonds, 22.2% Cash, and 8.3% Other Investments. The composition represents the net values (long allocation - short allocation) of the four primary asset categories - Equity, Bond, Cash, and Other. When an asset category net position is short (negative), net values that are long (positive) are rescaled after eliminating the asset category that is short.0.06250.18300.9485
ModelxChangeAMG FundsAMG Funds - ManagersChoice - Equity Plus1/31/2015 12:00:00 AM-0.80005.629310.64029.7408-0.80002.798621.001116.3931-7.069413.58779.614.171.10.721591Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15910.00000The Equity Plus Model Portfolio seeks to deliver long-term capital appreciation by investing in a diversified portfolio of carefully selected equity and alternative investments. It employs a strategic asset-allocation approach and is actively managed through investments in mutual funds covering multiple asset classes and investment styles. This Portfolio consists of approximately 88.3% Stocks, 0.7% Bonds, 9.3% Cash, and 1.7% Other Investments. The composition represents the net values (long allocation - short allocation) of the four primary asset categories - Equity, Bond, Cash, and Other. When an asset category net position is short (negative), net values that are long (positive) are rescaled after eliminating the asset category that is short.0.07500.15751.0903
ModelxChangeAMG FundsAMG Funds - ManagersChoice - Growth1/31/2015 12:00:00 AM-0.49004.98648.95438.7308-0.49003.201415.482214.4667-3.203312.49657.1910.561.220.841594Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15940.00000The Growth Model Portfolio seeks to deliver long-term capital appreciation as well as some income by investing in a diversified portfolio of carefully selected equity, fixed income, and alternative investments. It employs a strategic asset-allocation approach and is actively managed through investments in mutual funds covering multiple asset classes and investment styles. This Portfolio consists of approximately 63.6% Stocks, 22.8% Bonds, 10.8% Cash, and 2.8% Other Investments. The composition represents the net values (long allocation - short allocation) of the four primary asset categories - Equity, Bond, Cash, and Other. When an asset category net position is short (negative), net values that are long (positive) are rescaled after eliminating the asset category that is short.0.06750.15201.0549
ModelxChangeAMG FundsAMG Funds - ManagersChoice - Moderate1/31/2015 12:00:00 AM-0.08005.27717.89618.0512-0.08003.998711.448813.0094-1.052911.95085.548.251.390.971589Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15890.00000The Moderate Model Portfolio seeks to provide both capital appreciation and income through a diversified set of equity and debt investments, as well as a modest allocation to alternative investments. It employs a strategic asset-allocation approach and is actively managed through investments in mutual funds covering multiple asset classes and investment styles. This Portfolio consists of approximately 46.8% Stocks, 36.8% Bonds, 12.3% Cash, and 4.1% Other Investments. The composition represents the net values (long allocation - short allocation) of the four primary asset categories - Equity, Bond, Cash, and Other. When an asset category net position is short (negative), net values that are long (positive) are rescaled after eliminating the asset category that is short.0.05250.15651.0163
ModelxChangeAMG FundsAMG Funds - ManagersChoice - Moderate Conservative1/31/2015 12:00:00 AM0.41005.25716.78457.41050.41004.27887.649212.00181.289111.33854.46.291.51.161595Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15950.00000The Moderate Conservative Model Portfolio seeks to deliver current income with some long-term capital appreciation by investing in a diversified portfolio of carefully selected fixed income and equity investments, and to provide some exposure to alternative investments. It employs a strategic asset-allocation approach and is actively managed through investments in mutual funds covering multiple asset classes and investment styles. This Portfolio consists of approximately 31.1% Stocks, 52.8% Bonds, 12.2% Cash, and 3.8% Other Investments. The composition represents the net values (long allocation - short allocation) of the four primary asset categories - Equity, Bond, Cash, and Other. When an asset category net position is short (negative), net values that are long (positive) are rescaled after eliminating the asset category that is short.0.05000.15200.9481
ModelxChangeAMG FundsAMG Funds - ManagersChoice - Moderate Income1/31/2015 12:00:00 AM0.28002.52475.22876.20310.28003.44783.884011.62673.82429.44903.043.951.681.531597Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15970.00000The Moderate Income Model Portfolio seeks to deliver current income by investing in a diversified portfolio primarily comprised of carefully selected fixed income investments and, at times, modest exposure to equity and alternative investments. It employs a strategic asset allocation approach and is actively managed through investments in mutual funds covering multiple asset classes and investment styles. This Portfolio consists of approximately 8.1% Stocks, 70.2% Bonds, 14.7% Cash, and 7% Other Investments. The composition represents the net values (long allocation - short allocation) of the four primary asset categories - Equity, Bond, Cash, and Other. When an asset category net position is short (negative), net values that are long (positive) are rescaled after eliminating the asset category that is short.0.09000.16850.9744
ModelxChangeArgentus Partners, LLCBCM SECTOR ROTATION1/31/2015 12:00:00 AM-3.4809-3.48091326Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13260.40000The BCM Sector Rotation IDX strategy is designed for investors who want to invest in an index- based, "core" U.S. equity portfolio. The strategy invests primarily in ETFs from any or all of the nine sectors which comprise the S&P 500(R) Index. The objective of this strategy is to outperform its benchmark (the S&P 500) over time. Another objective is to reduce volatility and downside risk in virtually all market conditions. The strategy is "tactically unconstrained": they can be 100% invested in ETFs or go to 100% "cash" (or 1- 3 month T- Bills) as the model dictates. Using a "defensive allocation" strategy, the BCM portfolios seek to provide superior downside risk management, especially in weak markets. The portfolio uses significant risk controls and rebalances monthly.0.6048
ModelxChangeArgentus Partners, LLCCLARK CAPITAL FIXED INCOME TOTAL RETURN1/31/2015 12:00:00 AM2.52311.67915.17322.523110.48825.956413.89891310High Yield Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13100.45000CLARK CAPITAL FIXED INCOME TOTAL RETURN 0.04770.07451.0678
ModelxChangeArgentus Partners, LLCCOUGAR GLOBAL MAR 81/31/2015 12:00:00 AM-1.9648-1.96481330Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13300.35000Cougar Global is a macro- driven, global tactical as set allocation strategist utilizing exchange traded products (ETPs) to gain exposure to various asset classes such as equities, fixed income, and commodities. The three steps in the investment process consist of a proprietary macro- economic scenario analysis, updating the expected return distribution and correlations for each scenario, and generating an optimal mix for each model each month. The process creates the highest expected return constrained to the specific level of downside risk consistent for each mandate. Each mandate has a goal, a "Minimal Acceptable Rate of Return" or "MAR". The "MAR" is designed to meet the needs of clients at various stages of their life cycle. The MAR 8 strategy has a 10% or less probability of negative returns constraint, aimed at investors seeking growth with income.0.5279
ModelxChangeArgentus Partners, LLCGOOD HARBOR US TACTICAL CORE1/31/2015 12:00:00 AM-1.12199.329412.6275-1.12197.814414.368813.32371309Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13090.40000Portfolios in the Good Harbor U.S. Tactical Core composite are managed using the Good Harbor Tactical Allocation Model, a long only strategy seeking to outperform the S&P 500 by allocating investments across various asset classes, including domestic stocks, domestic bonds, and money market instruments. The strategy is not restricted to a minimum percentage in either stocks or bonds. The Good Harbor Tactical Model assumes the existence of two key relationships. The first is that bonds outperform stocks during recessions. The second is that stock and bond sectors exhibit monthly momentum. The model uses a momentum component to align with broad market indices during sustained market rallies, while incorporating yield curve and economic data to take defensive positions in fixed income and money market instruments when weaker market conditions are anticipated.0.6523
ModelxChangeArgentus Partners, LLCHAYS INTERNATIONAL ETF1312Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13120.45000The International ETF portfolio is a flexible, actively managed International portfolio that can include investments in both developed and emerging foreign economies. The strategy uses a proprietary, Tactical Asset Allocation Model that considers relevant indicators among Psychology, Monetary, and Valuation paired with a technical, trend following overlay, the Hays Market Trend Analyzer that looks to avoid major market downside. This approach is designed to take advantage of major market turning points & remove emotions from investing. The portfolio can increase its cash position or initiate a US Treasury allocation when the model recommends less equity exposure and sees an investment opportunity in fixed income. Particular emphasis is put on ETFs featuring improving relative strength rankings. To be considered for investment, an ETF must rank in the top 20% of the entire ETF universe. This quantitative ETF selection process targets top- performing ETFs abroad, and results a portfolio 1.1380
ModelxChangeArgentus Partners, LLCHAYS TMAC ALPHA1311Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13110.45000The Tactical Multi- Asset Class (TMAC) portfolios use an actively managed Exchange Traded Fund (ETF) strategy that allows diversification across less correlated asset classes: Domestic, International, Treasuries, Real Estate, and Commodities. Trend following Market Trend Analyzers (MTA) and Hays' unique Asset Allocation Model (AAM) are also applied to reduce risk in the portfolio. Unlike the other portfolios that we offer that have the goal of outperforming the market for the long- term, the goal of the TMAC portfolios is to provide protection against significant downside while delivering solid returns. These portfolios can go to 100% cash if our indicators detect excessive risk across markets. TMAC offers a base allocation of 20% to the five asset classes, each of which can go to 100% cash. TMAC EF offers more exposure to the Domestic and International markets, but applies the same risk management tools to reduce risk and portfolio volatility.0.9233
ModelxChangeArgentus Partners, LLCLONGVIEW GLOBAL ALLOCATION1/31/2015 12:00:00 AM0.38440.38441327Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13270.35000The Longview Global Allocation strategy is driven by relative strength measures, which enable us to identify changes in the global macro- economic environment. The strategy utilizes exchange- traded products (ETPs) to gain exposure to various asset classes such as equities, fixed income, commodities, etc. The strategy seeks to provide positive returns during economic expansions and will utilize defensive positioning to mitigate losses during economic contractions. Defensive positioning can range from overweighting cash and fixed income, to using ETPs with inverse exposure to broad equity markets. Our mandate allows us to change the portfolio’ s construction based on the changing realities of the global markets as we seek to reduce downside risk and provide positive returns across market cycles.0.7567
ModelxChangeArgentus Partners, LLCW. E. DONOGHUE & CO. - CONSERVATIVE TACTICAL1/31/2015 12:00:00 AM1329Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13290.40000The Conservative Tactical Growth Portfolio is designed for investors who seek the upside potential of sector rotation into domestic stocks coupled with defensive bond fund management. This actively managed portfolio will rotate 50% of the assets amongst domestic sector and index funds, broad asset class funds, and fixed income funds. The rotating portion of the portfolio consists of a maximum of 10 funds from a universe of at least 25 funds. The remaining 50% of the assets will be defensively invested in bond funds and accompanied by our proprietary risk- reducing system that moves assets to money market funds when necessary. This portfolio has the ability to invest up to 80% of its assets in fixed income funds. The universe of funds may consist of open- ended mutual funds, exchange traded funds, or variable insurance sub- accounts. The Conservative Tactical Growth Portfolio is designed to create a risk level below that of the S&P 500.1.8038
ModelxChangeArgentus Partners, LLCW. E. DONOGHUE & CO. - POWER SECTOR1/31/2015 12:00:00 AM2.42152.42151328Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13280.40000This portfolio is for investors who seek high market return potential from an actively-managed portfolio of sector, single country, regional, international stock, fixed income and money market funds. The portfolio holds four funds, at any given time, from a universe of as many as 25+ (universe may vary depending on availability). The Power Sector Fund Portfolio is designed to track the continuing sector rotation of the markets as well as the general moves among stocks, bonds and international markets. Holding four funds at any given time provides greater diversification than holding one, which provides greater stability at the cost of some upside potential.0.5425
ModelxChangeAssetMarkAssetMark / Eaton Vance Absolute Return1/31/2015 12:00:00 AM1.29002.79641.15861.29001.6394-1.30412.82890.90111.420.78428Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4280.45000The profile is designed for an investor who wants to focus on preservation of capital as a primary goal and wishes to avoid downside risk. The strategy seeks to provide modest positive returns over time regardless of market direction with volatility being managed to a 2-5% range. The strategy leverages forward looking estimates developed from both quantitative and fundamental research into scenario analysis to create an unconstrained yet risk controlled asset allocation. The risk emphasized framework creates the base from which optimized portfolios look to diversify exposures across both beta and alpha sources while seeking to limit downside participation.0.25470.25001.6825
ModelxChangeAssetMarkAssetMark / Eaton Vance Growth1/31/2015 12:00:00 AM0.39014.17084.88280.39011.92057.70127.4869-0.66404.21.14427Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4270.45000The profile is designed for an investor who seeks significant capital appreciation and is tolerant of the risk of downside loss and volatility of returns. The strategy leverages forward looking estimates developed from both quantitative and fundamental research into scenario analysis to create an unconstrained yet risk controlled asset allocation. The risk emphasized framework creates the base from which optimized portfolios look to diversify exposures across both beta and alpha sources while seeking to limit downside participation.0.25310.25001.6824
ModelxChangeAssetMarkAssetMark / Eaton Vance Moderate1/31/2015 12:00:00 AM1.13493.32431.75561.13491.70770.25363.68610.48451.920.89425Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4250.45000The profile is designed for an investor who seeks to balance downside risks to capital and capital appreciation. The strategy leverages forward looking estimates developed from both quantitative and fundamental research into scenario analysis to create an unconstrained yet risk controlled asset allocation. The risk emphasized framework creates the base from which optimized portfolios look to diversify exposures across both beta and alpha sources while seeking to limit downside participation.0.25770.25001.7146
ModelxChangeAssetMarkAssetMark / Eaton Vance Moderate Conservative1/31/2015 12:00:00 AM1.25472.47561.17981.25471.1636-0.88613.20161.13971.590.71424Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4240.45000The profile is designed for an investor who seeks to preserve capital but wishes to earn a return sufficient to preserve purchasing power. The strategy leverages forward looking estimates developed from both quantitative and fundamental research into scenario analysis to create an unconstrained yet risk controlled asset allocation. The risk emphasized framework creates the base from which optimized portfolios look to diversify exposures across both beta and alpha sources while seeking to limit downside participation.0.25510.25001.6918
ModelxChangeAssetMarkAssetMark / Eaton Vance Moderate Growth1/31/2015 12:00:00 AM0.84093.99773.21190.84092.08963.69065.06790.10792.821.12426Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4260.45000The profile is designed for an investor who seeks enhanced capital appreciation but is willing to accept greater risk of downside loss and volatility of returns. The strategy leverages forward looking estimates developed from both quantitative and fundamental research into scenario analysis to create an unconstrained yet risk controlled asset allocation. The risk emphasized framework creates the base from which optimized portfolios look to diversify exposures across both beta and alpha sources while seeking to limit downside participation.0.25640.25001.7091
ModelxChangeAssetMarkAssetMark / JP Morgan Absolute Return Conservative1/31/2015 12:00:00 AM0.62812.13253.49352.84410.62811.13855.59145.2037-0.71312.66842.543.151.340.89420Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4200.45000The profile is designed for an investor who wants to focus on preservation of capital as a primary goal and wishes to minimize downside risk. The strategy seeks to provide modest positive returns over time regardless of market direction with volatility being managed to a 2-5% range. The strategic baseline starts with a strategic allocation that includes 30%-40% exposure to core strategies and 60%-70% exposure to opportunistic strategies. The core allocation provides the potential to outperform cash over the longer-term with very little market exposure, while the opportunistic exposures are added to potentially enhance returns. Quantitative models are combined with qualitative insights in implementing the tactical moves.0.25000.25001.6387
ModelxChangeAssetMarkAssetMark / JP Morgan Conservative1/31/2015 12:00:00 AM1.14905.47855.08295.81911.14904.19822.591510.20662.19098.95513.614.581.381.25417Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4170.45000The profile is designed for an investor who wants to focus on preservation of capital as a primary goal and wishes to minimize downside risk. The strategy emphasizes the benefits of diversification across asset classes, as well as, strategies within each asset class in seeking to provide high risk-adjusted returns. Strategic asset allocation is determined using a 10-15 year outlook, while tactical risk controlled shifts are conducted based upon a 3-12 month outlook. The long-term capital market assumptions used in developing the strategic policy are reviewed by senior heads across the firm on an annual basis. Quantitative models are combined with qualitative insights in implementing the shorter term views.0.25000.25001.3396
ModelxChangeAssetMarkAssetMark / JP Morgan Growth1/31/2015 12:00:00 AM-0.76767.193612.579911.4925-0.76764.080024.570018.0628-5.681415.36619.3813.81.310.86419Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4190.45000The profile is designed for an investor who seeks significant capital appreciation and is willing to accept a correspondingly greater risk of loss and volatility of returns. The strategy emphasizes the benefits of diversification across asset classes, as well as, strategies within each asset class in seeking to provide high risk-adjusted returns. Strategic asset allocation is determined using a 10-15 year outlook, while tactical risk controlled shifts are conducted based upon a 3-12 month outlook. The long-term capital market assumptions used in developing the strategic policy are reviewed by senior heads across the firm on an annual basis. Quantitative models are combined with qualitative insights in implementing the shorter term views.0.25000.25001.7552
ModelxChangeAssetMarkAssetMark / JP Morgan Moderate1/31/2015 12:00:00 AM-0.22988.59249.41849.2617-0.22986.225312.463415.4874-2.821213.63297.0810.191.30.92418Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4180.45000The profile is designed for an investor who seeks to balance risk of loss to capital with capital appreciation. The strategy emphasizes the benefits of diversification across asset classes, as well as, strategies within each asset class in seeking to provide high risk-adjusted returns. Strategic asset allocation is determined using a 10-15 year outlook, while tactical risk controlled shifts are conducted based upon a 3-12 month outlook. The long-term capital market assumptions used in developing the strategic policy are reviewed by senior heads across the firm on an annual basis. Quantitative models are combined with qualitative insights in implementing the shorter term views.0.25000.25001.5787
ModelxChangeAssetMarkAssetMark / Litman Gregory Moderate (Third-Party Mutual Funds)1/31/2015 12:00:00 AM-0.62501.28606.16627.0988-0.62500.39429.942613.49980.992711.29461430Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14300.45000The profile is designed for an investor who seeks to balance downside risks to capital and capital appreciation. The strategy leverages forward looking estimates developed from both quantitative and fundamental research into scenario analysis to create an unconstrained yet risk controlled asset allocation. The risk emphasized framework creates the base from which optimized portfolios look to diversify exposures across both beta and alpha sources while seeking to limit downside participation. 0.21690.08421.5382
ModelxChangeAssetMarkAssetMark / New Frontier Conservative1/31/2015 12:00:00 AM1.49016.82474.59606.05351.49016.00362.09866.11956.86658.15053.373.371.341.75401Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4010.45000The profile is designed for an investor who wants to focus on preservation of capital as a primary goal and wishes to minimize downside risk. Focused entirely on strategic asset allocation, the strategy uses patented quantitative methodologies that take a global view of valuation and statistical estimation to create global diversified, risk-targeted portfolios implemented with ETFs. The strategic asset allocation process consists of four stages for risk-return estimation, portfolio construction, investment vehicle research, and portfolio rebalancing and monitoring. 0.6678
ModelxChangeAssetMarkAssetMark / New Frontier Growth1/31/2015 12:00:00 AM-0.56708.219910.370310.2234-0.56705.116618.742714.9364-5.198315.74089.4413.481.090.79416Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4160.45000The profile is designed for an investor who seeks significant capital appreciation and is willing to accept a correspondingly greater risk of loss and volatility of returns. Focused entirely on strategic asset allocation, the strategy uses patented quantitative methodologies that take a global view of valuation and statistical estimation to create global diversified, risk-targeted portfolios implemented with ETFs. The strategic asset allocation process consists of four stages for risk-return estimation, portfolio construction, investment vehicle research, and portfolio rebalancing and monitoring. 0.6252
ModelxChangeAssetMarkAssetMark / New Frontier Moderate1/31/2015 12:00:00 AM1.230310.13548.91519.95881.23037.481010.530311.98303.086613.62006.598.521.321.15415Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4150.45000The profile is designed for an investor who seeks to balance risk of loss to capital with capital appreciation. Focused entirely on strategic asset allocation, the strategy uses patented quantitative methodologies that take a global view of valuation and statistical estimation to create global diversified, risk-targeted portfolios implemented with ETFs. The strategic asset allocation process consists of four stages for risk-return estimation, portfolio construction, investment vehicle research, and portfolio rebalancing and monitoring. 0.6523
ModelxChangeAssetMarkAssetMark / State Street Global Advisors Conservative1/31/2015 12:00:00 AM1.74298.17704.68036.24901.74296.56100.91417.53027.11246.36983.894.381.181.39421Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4210.45000The profile is designed for an investor who wants to focus on preservation of capital as a primary goal and wishes to avoid downside risk. The strategy uses a combination of strategic and tactical asset allocation approaches in seeking to optimize risk adjusted returns. Strategic asset allocation decisions are based upon a mix of both fundamentally based and quantitatively driven 30-year forecasts. Quantitative models focused on macroeconomic, fundamental, momentum and sentiment indicators looking out 1-year along with consideration of market regimes help to drive the tactical asset allocation decisions. 0.6342
ModelxChangeAssetMarkAssetMark / State Street Global Advisors Growth1/31/2015 12:00:00 AM-0.97768.551910.812210.9403-0.97765.843418.123016.1837-2.820215.61679.2513.141.150.85423Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4230.45000The profile is designed for an investor who seeks significant capital appreciation and is tolerant of the risk of downside loss and volatility of returns. The strategy uses a combination of strategic and tactical asset allocation approaches in seeking to optimize risk adjusted returns. Strategic asset allocation decisions are based upon a mix of both fundamentally based and quantitatively driven 30-year forecasts. Quantitative models focused on macroeconomic, fundamental, momentum and sentiment indicators looking out 1-year along with consideration of market regimes help to drive the tactical asset allocation decisions.0.6814
ModelxChangeAssetMarkAssetMark / State Street Global Advisors Moderate1/31/2015 12:00:00 AM-0.83907.66118.19528.9869-0.83906.486710.902212.86261.494211.56266.739.161.20.98422Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4220.45000The profile is designed for an investor who seeks to balance downside risks to capital and capital appreciation. The strategy uses a combination of strategic and tactical asset allocation approaches in seeking to optimize risk adjusted returns. Strategic asset allocation decisions are based upon a mix of both fundamentally based and quantitatively driven 30-year forecasts. Quantitative models focused on macroeconomic, fundamental, momentum and sentiment indicators looking out 1-year along with consideration of market regimes help to drive the tactical asset allocation decisions.0.6796
ModelxChangeAssetMarkGPS Accumulation Neutral Conservative1/31/2015 12:00:00 AM3.30663.64112.80423.30661.90430.61874.25304.20.67450Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4500.00000The profile is designed for an investor who wants to focus on preservation of capital as a primary goal and wishes to avoid downside risk. The strategy seeks to provide diversified exposure across varying asset allocation approaches in an effort to balance the impact of volatility and return. The strategy maintains a balanced exposure across four asset allocation approaches with a moderate exposure to alternative investments. Strategic and Tactical Constrained asset allocation approaches aim to provide consistent participation in the capital markets. Tactical Unconstrained and Absolute Return asset allocation approaches are designed to lessen the impact of market volatility on portfolios. Similarly, alternative investments provide additional diversification opportunities, with the goal of further moderating exposure to the downside of difficult markets. The underlying vehicles are managed by GFWM, leveraging research from the portfolio strategists within the four asset allocation approaches and alternatives, and seek to achieve exposure to the collective asset allocation decisions of the portfolio strategists.1.1154
ModelxChangeAssetMarkGPS Accumulation Neutral Growth1/31/2015 12:00:00 AM4.84314.64805.79454.8431-0.560611.20115.90147.760.76454Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4540.00000The profile is designed for an investor who seeks significant capital appreciation and is tolerant of the risk of downside loss and volatility of returns. The strategy seeks to provide diversified exposure across varying asset allocation approaches in an effort to balance the impact of volatility and return. The strategy maintains a balanced exposure across four asset allocation approaches with a moderate exposure to alternative investments. Strategic and Tactical Constrained asset allocation approaches aim to provide consistent participation in the capital markets. Tactical Unconstrained and Absolute Return asset allocation approaches are designed to lessen the impact of market volatility on portfolios. Similarly, alternative investments provide additional diversification opportunities, with the goal of further moderating exposure to the downside of difficult markets. The underlying vehicles are managed by GFWM, leveraging research from the portfolio strategists within the four asset allocation approaches and alternatives, and seek to achieve exposure to the collective asset allocation decisions of the portfolio strategists.1.3193
ModelxChangeAssetMarkGPS Accumulation Neutral Moderate1/31/2015 12:00:00 AM4.12813.38233.88954.1281-0.12845.92084.60475.870.67452Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4520.00000The profile is designed for an investor who seeks to balance downside risks to capital and capital appreciation. The strategy seeks to provide diversified exposure across varying asset allocation approaches in an effort to balance the impact of volatility and return. The strategy maintains a balanced exposure across four asset allocation approaches with a moderate exposure to alternative investments. Strategic and Tactical Constrained asset allocation approaches aim to provide consistent participation in the capital markets. Tactical Unconstrained and Absolute Return asset allocation approaches are designed to lessen the impact of market volatility on portfolios. Similarly, alternative investments provide additional diversification opportunities, with the goal of further moderating exposure to the downside of difficult markets. The underlying vehicles are managed by GFWM, leveraging research from the portfolio strategists within the four asset allocation approaches and alternatives, and seek to achieve exposure to the collective asset allocation decisions of the portfolio strategists.1.2684
ModelxChangeAssetMarkGPS Accumulation Neutral Moderate Conservative1/31/2015 12:00:00 AM3.71834.07303.64563.71831.54783.90723.89455.040.72451Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4510.00000The profile is designed for an investor who seeks to preserve capital but wishes to earn a return sufficient to preserve purchasing power. The strategy seeks to provide diversified exposure across varying asset allocation approaches in an effort to balance the impact of volatility and return. The strategy maintains a balanced exposure across four asset allocation approaches with a moderate exposure to alternative investments. Strategic and Tactical Constrained asset allocation approaches aim to provide consistent participation in the capital markets. Tactical Unconstrained and Absolute Return asset allocation approaches are designed to lessen the impact of market volatility on portfolios. Similarly, alternative investments provide additional diversification opportunities, with the goal of further moderating exposure to the downside of difficult markets. The underlying vehicles are managed by GFWM, leveraging research from the portfolio strategists within the four asset allocation approaches and alternatives, and seek to achieve exposure to the collective asset allocation decisions of the portfolio strategists.1.1836
ModelxChangeAssetMarkGPS Accumulation Neutral Moderate Growth1/31/2015 12:00:00 AM4.45944.17534.53554.4594-0.01707.16885.22506.630.69453Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4530.00000The profile is designed for an investor who seeks enhanced capital appreciation but is willing to accept greater risk of downside loss and volatility of returns. The strategy seeks to provide diversified exposure across varying asset allocation approaches in an effort to balance the impact of volatility and return. The strategy maintains a balanced exposure across four asset allocation approaches with a moderate exposure to alternative investments. Strategic and Tactical Constrained asset allocation approaches aim to provide consistent participation in the capital markets. Tactical Unconstrained and Absolute Return asset allocation approaches are designed to lessen the impact of market volatility on portfolios. Similarly, alternative investments provide additional diversification opportunities, with the goal of further moderating exposure to the downside of difficult markets. The underlying vehicles are managed by GFWM, leveraging research from the portfolio strategists within the four asset allocation approaches and alternatives, and seek to achieve exposure to the collective asset allocation decisions of the portfolio strategists.1.2958
ModelxChangeAssetMarkGPS Focused Absolute Return1/31/2015 12:00:00 AM3.38281.81791.35663.3828-1.4152-0.58494.19741431Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14310.00000The profile is designed for an investor who seeks to balance downside risks to capital and capital appreciation. The strategy seeks to provide a low volatility experience through an Absolute Return asset allocation in an effort to take advantage of shorter-term opportunities to achieve consistent absolute positive returns over time regardless of the market environment. It is important to understand that an absolute return strategy seeks to minimize losses while secondarily striving to maximize total return, and the strategy is likely to underperform during strong market rallies. The combination of viewpoints from different research providers allows GPS strategies to diversify the specific risk associated with a single portfolio strategist’s viewpoint.1.1500
ModelxChangeAurum Wealth Management GroupAggressive1/31/2015 12:00:00 AM-0.4400-0.44001841Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18410.00000Seeks to maximize long-term capital appreciation. The portfolio invests mainly in equity investments with small allocations to alternative strategies and fixed income. Because of the high equity exposure, investors should expect volatility similar to broad global equity markets and are subject to significant principal fluctuations. Strategic Asset Allocation: 70% Stocks, 19% Alternatives, 10% Bonds, 1% Cash. The Strategic Asset Allocation serves as the long-term target for each asset class. At times, Aurum Wealth Management Group may perceive short or medium-term market opportunities and can become tactically underweight or overweight individual asset classes; this Tactical Asset Allocation will cause variance from the Strategic Asset Allocation. The Tactical Asset Allocation represents the actual allocation to each asset class and fund.0.00810.5487
ModelxChangeAurum Wealth Management GroupAggressive Balanced1/31/2015 12:00:00 AM0.08052.38967.04010.08050.300413.967810.96466.191.12608Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL6080.00000Seeks to provide primarily long-term growth of capital. The portfolio features mainly equity investments with smaller allocations to fixed income and alternative strategies. Multiple asset classes seek lower volatility, but investors will experience significant principal fluctuations with the high allocation to equities. Strategic Asset Allocation: 50% Stocks, 30% Alternatives, 17% Bonds, 3% Cash. The Strategic Asset Allocation serves as the long-term target for each asset class. At times, Aurum Wealth Management Group LLC may perceive short or medium-term opportunities and become tactically underweight or overweight certain asset classes, which will cause variance from the Strategic Asset Allocation. The Tactical Asset Allocation reflects those views and indicates the actual allocation to each asset class and fund. This portfolio is suitable for investors who have at least 15 years until retirement and are looking to maximize long-term growth. The target default age bracket for the Aurum Aggressive Balanced Framework is investors age 40 to 49. By defaulting into one of the Aurum Asset Allocation Frameworks, your portfolio will remain in that framework until either you make a change in your investment allocation or you reach one the various age brackets at 40, 50, 60, or 70 years of age, respectively. In the year you turn age 40, you will move from the Aggressive Growth Framework to the Aggressive Balanced Framework. In the year you turn age 50, you will move from the Aggressive Balanced Framework to the Moderate Balanced Framework. In the year you turn age 60, you will move the Moderate Balanced Framework to the Conservative Balanced Framework. In the year you turn age 70, you will move from the Conservative Balanced Framework to the Conservative Income Framework. The change to the new Framework will occur on the first trading day of the year you reach age 40, 50, 60, or 70, respectively. 0.01480.6616
ModelxChangeAurum Wealth Management GroupAggressive Growth1/31/2015 12:00:00 AM-0.44653.50328.8456-0.44651.031219.121612.59578.011.09609Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL6090.00000Seeks to maximize long-term capital appreciation. The portfolio invests mainly in U.S. and International equities with small allocations to fixed income and alternative strategies. Due to high equity exposure, investors should expect similar volatility to broad global equity markets subject to significant principal fluctuations. Strategic Asset Allocation: 70% Stocks, 19% Alternatives, 10% Bonds, 1% Cash. The Strategic Asset Allocation serves as the long-term target for each asset class. At times, Aurum Wealth Management Group LLC may perceive short or medium-term opportunities and become tactically underweight or overweight certain asset classes, which will cause variance from the Strategic Asset Allocation. The Tactical Asset Allocation reflects those views and indicates the actual allocation to each asset class and fund. This portfolio is suitable for investors who have at least 25 years until retirement and are looking to maximize long-term growth. The target default age bracket for the Aurum Aggressive Growth Framework is investors age 21 to 39. By defaulting into one of the Aurum Asset Allocation Frameworks, your portfolio will remain in that framework until either you make a change in your investment allocation or you reach one the various age brackets at 40, 50, 60, or 70 years of age, respectively. In the year you turn age 40, you will move from the Aggressive Growth Framework to the Aggressive Balanced Framework. In the year you turn age 50, you will move from the Aggressive Balanced Framework to the Moderate Balanced Framework. In the year you turn age 60, you will move the Moderate Balanced Framework to the Conservative Balanced Framework. In the year you turn age 70, you will move from the Conservative Balanced Framework to the Conservative Income Framework. The change to the new Framework will occur on the first trading day of the year you reach age 40, 50, 60, or 70, respectively. 0.01110.5557
ModelxChangeAurum Wealth Management GroupConservative1/31/2015 12:00:00 AM0.66000.66001837Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18370.00000Seeks to primarily provide income, albeit with some price appreciation. The portfolio features fixed income investments, with smaller allocation to alternative strategies and equity. Because the portfolio has exposure to alternative strategies and equity, investors should expect a moderate level of principal volatility. Strategic Asset Allocation: 45% Bonds, 30% Alternatives, 20% Stocks, 10% Cash. The Strategic Asset Allocation serves as the long-term target for each asset class. At times, Aurum Wealth Management Group may perceive short or medium-term market opportunities and can become tactically underweight or overweight individual asset classes; this Tactical Asset Allocation will cause variance from the Strategic Asset Allocation. The Tactical Asset Allocation represents the actual allocation to each asset class and fund.0.00710.6046
ModelxChangeAurum Wealth Management GroupConservative Balanced1/31/2015 12:00:00 AM0.67652.84394.80480.67651.82736.14278.18833.591.31606Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL6060.00000Seeks to provide primarily income with some price appreciation. The portfolio features fixed income investments with a smaller allocation to equity and alternative strategies. Because the portfolio has exposure to equity and alternative strategies, investors should expect a moderate level of principal volatility. Strategic Asset Allocation: 45% Bonds, 30% Alternatives, 20% Stocks, 5% Cash. The Strategic Asset Allocation serves as the long-term target for each asset class. At times, Aurum Wealth Management Group LLC may perceive short or medium-term opportunities and become tactically underweight or overweight certain asset classes, which will cause variance from the Strategic Asset Allocation. The Tactical Asset Allocation reflects those views and indicates the actual allocation to each asset class and fund. This portfolio is suitable for investors within five years of retirement focused on principal preservation while achieving modest growth. The target default age bracket for the Aurum Conservative Balanced Framework is investors age 60 to 69. By defaulting into one of the Aurum Asset Allocation Frameworks, your portfolio will remain in that framework until either you make a change in your investment allocation or you reach one the various age brackets at 40, 50, 60, or 70 years of age, respectively. In the year you turn age 40, you will move from the Aggressive Growth Framework to the Aggressive Balanced Framework. In the year you turn age 50, you will move from the Aggressive Balanced Framework to the Moderate Balanced Framework. In the year you turn age 60, you will move the Moderate Balanced Framework to the Conservative Balanced Framework. In the year you turn age 70, you will move from the Conservative Balanced Framework to the Conservative Income Framework. The change to the new Framework will occur on the first trading day of the year you reach age 40, 50, 60, or 70, respectively. 0.01310.6890
ModelxChangeAurum Wealth Management GroupConservative Income1/31/2015 12:00:00 AM1.05162.24353.45011.05161.93922.11136.68382.551.32604Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL6040.00000Seeks to provide primarily income for retirement. The portfolio features mainly fixed income investments with an allocation to alternative strategies that help offset some of the interest rate and inflation risk associated with fixed income investing. While the portfolio focuses on low volatility, it is still subject to loss of principal. Strategic Asset Allocation: 65% Bonds, 25% Alternatives, 10% Cash. The Strategic Asset Allocation serves as the long-term target for each asset class. At times, Aurum Wealth Management Group LLC may perceive short or medium-term opportunities and become tactically underweight or overweight certain asset classes, which will cause variance from the Strategic Asset Allocation. The Tactical Asset Allocation reflects those views and indicates the actual allocation to each asset class and fund. This portfolio is suitable for investors who are either retired or near retirement that are concerned with principal preservation. The target default age bracket for the Aurum Conservative Income Framework is investors age 70+. 0.01210.6858
ModelxChangeAurum Wealth Management GroupGrowth1/31/2015 12:00:00 AM0.10000.10001839Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18390.00000Seeks to provide long-term growth of capital. The portfolio typically features mainly equity investments with smaller allocations to alternative strategies and fixed income. While multiple asset classes aim to lower volatility, investors will experience significant principal fluctuations with the higher allocation to equities. Strategic Asset Allocation: 50% Stocks, 30% Alternatives, 17% Bonds, 3% Cash. The Strategic Asset Allocation serves as the long-term target for each asset class. At times, Aurum Wealth Management Group may perceive short or medium-term market opportunities and can become tactically underweight or overweight individual asset classes; this Tactical Asset Allocation will cause variance from the Strategic Asset Allocation. The Tactical Asset Allocation represents the actual allocation to each asset class and fund.0.00880.5772
ModelxChangeAurum Wealth Management GroupIncome1/31/2015 12:00:00 AM1.04001.04001836Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18360.00000Seeks to primarily provide income for retirement. The portfolio features mainly fixed income investments with an allocation to alternative strategies that help offset some of the interest rate risk and inflation risk associated with fixed income investing. While the portfolio focuses on low volatility, it is still subject to loss of principal. Strategic Asset Allocation: 65% Bonds, 25% Alternatives, 10% Cash. The Strategic Asset Allocation serves as the long-term target for each asset class. At times, Aurum Wealth Management Group may perceive short or medium-term market opportunities and can become tactically underweight or overweight individual asset classes; this Tactical Asset Allocation will cause variance from the Strategic Asset Allocation. The Tactical Asset Allocation represents the actual allocation to each asset class and fund.0.00610.6015
ModelxChangeAurum Wealth Management GroupModerate1/31/2015 12:00:00 AM0.44000.44001829Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18290.00000Seeks to provide long-term growth of capital. The portfolio typically balances equity, fixed income, and alternative strategies to provide long-term price appreciation. While the portfolio focuses on reducing volatility, it may also experience significant principal fluctuations. Strategic Asset Allocation: 35% Stocks, 30% Bonds, 30% Alternatives, 5% Cash. The Strategic Asset Allocation serves as the long-term target for each asset class. At times, Aurum Wealth Management Group may perceive short or medium-term market opportunities and can become tactically underweight or overweight individual asset classes; this Tactical Asset Allocation will cause variance from the Strategic Asset Allocation. The Tactical Asset Allocation represents the actual allocation to each asset class and fund.0.00810.5926
ModelxChangeAurum Wealth Management GroupModerate Balanced1/31/2015 12:00:00 AM0.42823.00905.80400.42821.39579.07969.77344.831.18607Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL6070.00000Seeks to provide long-term growth of capital. The portfolio typically balances equity, fixed income, and alternative strategies to provide long-term price appreciation. While the portfolio focuses on reducing volatility, it will experience significant principal fluctuations. Strategic Asset Allocation: 35% Stock, 30% Bonds, 30% Alternatives, 5% Cash. The Strategic Asset Allocation serves as the long-term target for each asset class. At times, Aurum Wealth Management Group LLC may perceive short or medium-term opportunities and become tactically underweight or overweight certain asset classes, which will cause variance from the Strategic Asset Allocation. The Tactical Asset Allocation reflects those views and indicates the actual allocation to each asset class and fund. This portfolio is suitable for investors with more than five years until retirement and are looking for long-term growth while focusing on reducing the volatility experience over this time frame. The target default age bracket for the Aurum Moderate Balanced Framework is investors age 50 to 59. By defaulting into one of the Aurum Asset Allocation Frameworks, your portfolio will remain in that framework until either you make a change in your investment allocation or you reach one the various age brackets at 40, 50, 60, or 70 years of age, respectively. In the year you turn age 40, you will move from the Aggressive Growth Framework to the Aggressive Balanced Framework. In the year you turn age 50, you will move from the Aggressive Balanced Framework to the Moderate Balanced Framework. In the year you turn age 60, you will move the Moderate Balanced Framework to the Conservative Balanced Framework. In the year you turn age 70, you will move from the Conservative Balanced Framework to the Conservative Income Framework. The change to the new Framework will occur on the first trading day of the year you reach age 40, 50, 60, or 70, respectively. 0.01410.6770
ModelxChangeBeacon Capital Management, Inc.Vantage 2.0 Aggressive1/31/2015 12:00:00 AM1793Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17930.40000The Vantage 2.0 models are total return portfolios with a primary objective of risk management and with a secondary objective of generating consistent returns in the midst of market volatility and throughout various market cycles. Note as total return portfolios, the Vantage 2.0 models are not designed to outperform a specific benchmark or to generate a target rate of return. The Vantage 2.0 models are for investors seeking consistent results. These portfolios are designed to avoid significant losses and enhance long-term returns. Investors are willing to sacrifice the highest possible returns in the market for a high level of risk control.0.5182
ModelxChangeBeacon Capital Management, Inc.Vantage 2.0 Balanced1/31/2015 12:00:00 AM1871Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18710.40000The Vantage 2.0 models are total return portfolios with a primary objective of risk management and with a secondary objective of generating consistent returns in the midst of market volatility and throughout various market cycles. Note as total return portfolios, the Vantage 2.0 models are not designed to outperform a specific benchmark or to generate a target rate of return. The Vantage 2.0 models are for investors seeking consistent results. These portfolios are designed to avoid significant losses and enhance long-term returns. Investors are willing to sacrifice the highest possible returns in the market for a high level of risk control. 0.5131
ModelxChangeBeacon Capital Management, Inc.Vantage 2.0 Conservative1/31/2015 12:00:00 AM1872Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18720.40000The Vantage 2.0 models are total return portfolios with a primary objective of risk management and with a secondary objective of generating consistent returns in the midst of market volatility and throughout various market cycles. Note as total return portfolios, the Vantage 2.0 models are not designed to outperform a specific benchmark or to generate a target rate of return. The Vantage 2.0 models are for investors seeking consistent results. These portfolios are designed to avoid significant losses and enhance long-term returns. Investors are willing to sacrifice the highest possible returns in the market for a high level of risk control. 0.5077
ModelxChangeBeaumont Capital ManagementBCM AlphaDEX Diversified Equity1/31/2015 12:00:00 AM-1.84065.23388.4881-1.84063.883721.08576.93199.140.93182Large Growthhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1820.50000BCM AlphaDEX Diversified Equity is a dynamic portfolio designed to meet or beat the S&P 500® Index over time. This strategy incorporates both quantitative and fundamental investment methodologies. Diversified Equity AlphaDEX Premium has a target up to 15% international and 15% non-traditional ETF's to supplement the 70% U.S. core equity ETF positions. It is the more diversified of the two 100% equity strategies offered by BCM and, like all BCM Sector strategies, it can go to an all money market / cash position at any time. It is designed for investors with a long-term investment time horizon. AlphaDEX® is the registered mark of First Trust Portfolios L.P. “S&P 500®” is the registered mark of Standard & Poor’s Financial Services, LLC. BCM Sector strategies are "tactically unconstrained": they can be 100% invested in ETFs or go to 100% "cash" (or 1-3 month T-Bills) as the model dictates. Using a "defensive allocation" strategy, the BCM portfolios seek to provide superior downside risk management, especially in weak markets. While BCM maintains discretion over the portfolio, the 70% U.S. Equity sleeve is traded in whole or in part using a portfolio investment model developed by Algorithmic Investment Models, LLC (AIM). BCM also uses AIM's model to determine when and how much to invest in the International sleeve. It is not possible for the Portfolio to invest in an index. At any given time, holdings of the Portfolio may or may not reflect the securities or their allocations comprising the index. 1.0495
ModelxChangeBeaumont Capital ManagementBCM AlphaDEX Growth1/31/2015 12:00:00 AM1482Large Blendhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14820.50000The BCM AlphaDEX® series uses the same signals as our flagship Sector series yet seeks to provide additional alpha by using the First Trust AlphaDEX ETFs whenever practical. Each AlphaDEX sector ETF uses a proprietary quantitative model to select securities from each sector of the Russell 1000® Index. Please see First Trust’s website for more information on their ETFs. BCM AlphaDEX Growth is designed to be a “core growth” portfolio solution and seeks to meet or beat its benchmark (80% S&P 500® Index/ 20% Barclays Capital US Aggregate Bond Index) over time. This strategy incorporates both quantitative and fundamental methodologies. It looks to target 55% U.S. equity, 20% high-quality fixed income, 13% international equity and 12% "non-traditional" investment ETFs. It is designed for investors with a long-term investment time horizon who seek balanced growth with less potential volatility and downside risk. The portfolio uses significant risk controls and can rebalance as frequently as weekly.0.9680
ModelxChangeBeaumont Capital ManagementBCM AlphaDEX Moderate Growth184Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1840.50000BCM AlphaDEX Moderate Growth is a dynamic portfolio designed to meet or beat its benchmark (65% S&P 500® Index/ 35% Barclay’s Capital US Aggregate Bond Index) over time. This strategy incorporates both quantitative and fundamental methodologies. It is the most conservative growth oriented strategy within the BCM Premium Series as it looks to target up to 35% high quality income ETF's. The equity portion of the strategy has a target of 45% core U.S. equity, 10% international and 10% non-traditional ETF's. Each AlphaDEX sector ETF uses a proprietary quantitative model to select securities from each sector of the Russell 1000® Index. “S&P 500®” is the registered mark of Standard & Poor’s Financial Services, LLC. Russell Investments is the owners of the trademarks relating to its indices. All index names of the Barclays indices are trademarks of Barclays Bank PLC. AlphaDEX® is the registered mark of First Trust Portfolios L.P. BCM Sector strategies are "tactically unconstrained": they can be 100% invested in ETFs or go to 100% "cash" (or 1-3 month T-Bills) as the model dictates. Using a "defensive allocation" strategy, the BCM portfolios seek to provide superior downside risk management, especially in weak markets. While BCM maintains discretion over the portfolio, the 45% U.S. Equity sleeve is traded in whole or in part using a portfolio investment model developed by Algorithmic Investment Models, LLC (AIM). BCM also uses AIM's model to determine when and how much to invest in the International sleeve. It is not possible for the Portfolio to invest in an index. At any given time, holdings of the Portfolio may or may not reflect the securities or their allocations comprising the index. 0.9175
ModelxChangeBeaumont Capital ManagementBCM AlphaDEX U.S. Sector Rotation1/31/2015 12:00:00 AM-1.91539.701015.5589-1.91538.331231.688112.00639.231.62188Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1880.50000The BCM AlphaDEX U.S. Sector Rotation strategy is designed for investors who want to invest in an index-based, "core" U.S. equity portfolio. The strategy may include any or all of the nine sector exchange traded funds (ETFs) which comprise the S&P 500® Index. Each AlphaDEX® ETF uses a proprietary quantitative model to select stock from each sector of the Russell 1000® Index. The objective of this strategy is to outperform its benchmark (the S&P 500) over time. Another objective is to reduce volatility and downside risk in virtually all market conditions. The portfolio uses significant risk controls and can rebalance as frequently as weekly. “S&P 500®” is the registered mark of Standard & Poor’s Financial Services, LLC. Russell Investments is the owners of the trademarks relating to its indices. AlphaDEX® is the registered mark of First Trust Portfolios L.P. BCM Sector strategies are "tactically unconstrained": they can be 100% invested in ETFs or go to 100% "cash" (or 1-3 month T-Bills) as the model dictates. Using a "defensive allocation" strategy, the BCM portfolios seek to provide superior downside risk management, especially in weak markets. While BCM maintains discretion over the portfolio, the BCM U.S. Sector Rotation strategy is traded in whole or in part using a portfolio investment model developed by Algorithmic Investment Models, LLC (AIM). BCM also uses AIM's model to determine when and how much to invest in the International sleeve. It is not possible for the Portfolio to invest in an index. At any given time, holdings of the Portfolio may or may not reflect the securities or their allocations comprising the index.1.1800
ModelxChangeBeaumont Capital ManagementBCM Decathlon Conservative Tactics1/31/2015 12:00:00 AM0.6357-0.64670.6357-0.35652.1702409Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4090.50000The Decathlon series uses over 100 ETFs that have a global reach. Each ETF has been hand selected by the model manager due to the unique characteristics presented by each ETF. By limiting the overlap in style, sector and geography, each member of the pool can present a unique opportunity set to the quantitative engine. Since “there is always a bull market somewhere”, the model relentlessly pursues these bull market opportunities and only buys those ETFs that it believes to have the best prospects for upward movement given the desired level of volatility. Given this goal, there are no fixed strategic allocations but rather a flexible, disciplined approach that is aligned with each investors risk tolerance. The BCM Decathlon series is an innovative line of dynamic asset allocation products that combine the insights of behavioral finance with the power of artificial intelligence. Targeting different levels of volatility, Decathlon strategies are designed to maximize returns and minimize drawdowns for each unit of investor chosen risk. Decathlon uses a quantitative process for all investment decisions. The two main inputs to the model are pattern recognition technology and volatility (drawdown) management. The quantitative engine finds desirable price patterns from the historical data, meaning patterns of upward movement in ETFs, recognizes that the patterns are repeating and then immediately screens these patterns for volatility. No matter how desirable a price pattern may be, if it exceeds the desired volatility levels for each strategy, then it is not selected for inclusion in the portfolio. The intended volatility levels for the series are: Conservative Tactics; mid-single digits, Moderate Tactics: low teens and Growth Tactics: mid to high teens. 0.7100
ModelxChangeBeaumont Capital ManagementBCM Decathlon Growth Tactics1/31/2015 12:00:00 AM-0.68428.2124-0.68427.10728.9933411Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4110.50000The Decathlon series uses over 100 ETFs that have a global reach. Each ETF has been hand selected by the model manager due to the unique characteristics presented by each ETF. By limiting the overlap in style, sector and geography, each member of the pool can present a unique opportunity set to the quantitative engine. Since “there is always a bull market somewhere”, the model relentlessly pursues these bull market opportunities and only buys those ETFs that it believes to have the best prospects for upward movement given the desired level of volatility. Given this goal, there are no fixed strategic allocations but rather a flexible, disciplined approach that is aligned with each investors risk tolerance. The BCM Decathlon series is an innovative line of dynamic asset allocation products that combine the insights of behavioral finance with the power of artificial intelligence. Targeting different levels of volatility, Decathlon strategies are designed to maximize returns and minimize drawdowns for each unit of investor chosen risk. Decathlon uses a quantitative process for all investment decisions. The two main inputs to the model are pattern recognition technology and volatility (drawdown) management. The quantitative engine finds desirable price patterns from the historical data, meaning patterns of upward movement in ETFs, recognizes that the patterns are repeating and then immediately screens these patterns for volatility. No matter how desirable a price pattern may be, if it exceeds the desired volatility levels for each strategy, then it is not selected for inclusion in the portfolio. The intended volatility levels for the series are: Conservative Tactics; mid-single digits, Moderate Tactics: low teens and Growth Tactics: mid to high teens. 0.8360
ModelxChangeBeaumont Capital ManagementBCM Decathlon Moderate Tactics1/31/2015 12:00:00 AM-1.04616.0223-1.04616.42676.6365410Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4100.50000The Decathlon series uses over 100 ETFs that have a global reach. Each ETF has been hand selected by the model manager due to the unique characteristics presented by each ETF. By limiting the overlap in style, sector and geography, each member of the pool can present a unique opportunity set to the quantitative engine. Since “there is always a bull market somewhere”, the model relentlessly pursues these bull market opportunities and only buys those ETFs that it believes to have the best prospects for upward movement given the desired level of volatility. Given this goal, there are no fixed strategic allocations but rather a flexible, disciplined approach that is aligned with each investors risk tolerance. The BCM Decathlon series is an innovative line of dynamic asset allocation products that combine the insights of behavioral finance with the power of artificial intelligence. Targeting different levels of volatility, Decathlon strategies are designed to maximize returns and minimize drawdowns for each unit of investor chosen risk. Decathlon uses a quantitative process for all investment decisions. The two main inputs to the model are pattern recognition technology and volatility (drawdown) management. The quantitative engine finds desirable price patterns from the historical data, meaning patterns of upward movement in ETFs, recognizes that the patterns are repeating and then immediately screens these patterns for volatility. No matter how desirable a price pattern may be, if it exceeds the desired volatility levels for each strategy, then it is not selected for inclusion in the portfolio. The intended volatility levels for the series are: Conservative Tactics; mid-single digits, Moderate Tactics: low teens and Growth Tactics: mid to high teens. 0.7930
ModelxChangeBeaumont Capital ManagementBCM Diversified Equity1/31/2015 12:00:00 AM-1.87708.76629.030612.1966-1.87707.216215.36759.39197.540119.79817.6310.021.171.281Large Growthhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL810.50000The BCM Diversified Equity strategy is designed to be the "core" diversified equity component for any portfolio. This strategy incorporates both quantitative signals and a fundamental macro-economic overlay. Target buy allocations are 70% U.S. equity, 15% international equity and 15% "non-traditional" investments. The strategy's U.S. equity sleeve may include exchange traded funds (ETFs) from any or all of the nine sector exchange traded funds (ETFs) which comprise the S&P 500® Index over time. . The investment objective of this strategy is to outperform its benchmark (S&P 500®). Another objective is to reduce volatility and downside risk in virtually all market conditions. The portfolio uses significant risk controls and can rebalance as frequently as weekly. S&P 500® is the registered mark of the Standard and Poor’s, Inc. BCM Sector strategies are "tactically unconstrained": they can be 100% invested in ETFs or go to 100% "cash" (or 1-3 month T-Bills) as the model dictates. Using a "defensive allocation" strategy, the BCM portfolios seek to provide superior downside risk management, especially in weak markets. While BCM maintains discretion over the portfolio, the 70% U.S. Equity sleeve is traded in whole or in part using a portfolio investment model developed by Algorithmic Investment Models, LLC (AIM). BCM also uses AIM's model to determine when and how much to invest in the International sleeve. It is not possible for the Portfolio to invest in an index. At any given time, holdings of the Portfolio may or may not reflect the securities or their allocations comprising the index.0.7497
ModelxChangeBeaumont Capital ManagementBCM Diversified International Premium CLOSED 6/30/2013151Foreign Large Blendhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1510.50000The BCM Diversified International Premium strategy is designed to be the "core" diversified international equity component for any portfolio. This strategy incorporates both quantitative signals and a fundamental macro-economic overlay. Target buy allocations are 45% developed international, 45% emerging markets and 10% "non-traditional" international investments. The objective of this strategy is to seek to outperform its benchmark (MSCI World ex U.S.A. Index) over time. Another objective is to reduce volatility and downside risk in virtually all market conditions. The portfolio uses significant risk controls and can rebalance as frequently as weekly. “MSCI” is the trademark of MSCI Inc. and/or its subsidiaries. All BCM Sector strategies are "tactically unconstrained": they can be 100% invested in ETFs or go to 100% "cash" (or 1-3 month T-Bills) as the model dictates. Using a "defensive allocation" strategy, the BCM portfolios seek to provide superior downside risk management, especially in weak markets. While the model determines the timing of certain trades, BCM will maintain investment discretion and determine which country or regional ETFs are to be owned and have full discretion in the portfolio. BCM developed the underlying trading tactics on both its international strategies based on the historical investment process of BCM's parent registered investment advisor (RIA). BCM Diversified International Premium portfolio will seek to provide more diversification than its International IDX "cousin" by identifying certain regions or countries that may under-perform or out-perform the underlying indices. In addition, long-term investment themes, as identified by our parent RIA's investment committee, will be employed in the "non-traditional" allocation. A similar process is employed in our domestic BCM Diversified Equity Premium portfolio. 0.9365
ModelxChangeBeaumont Capital ManagementBCM DynamicBelay Aggressive Growth (QDIA)1/31/2015 12:00:00 AM-1.7800-1.78001830Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18300.50000BCM DynamicBelay Aggressive Growth is a QDIA eligible strategy for 401(k) plans that seeks to achieve significant capital appreciation by investing 95% in equity ETFs. The strategy seeks to provide robust participation in healthy markets and uses tactical equity and fixed income allocations to help protect against large losses in market downturns. The strategy is designed for investors ages 29 years and younger, who have the ability to withstand substantial risk and want to maximize growth over time. The strategy is constructed using a combination of tactical and strategic allocations. 55% of the strategy is “tactically unconstrained”. This allocation uses a quantitative, momentum-based sector rotation process to invest in ETFs representing the nine sectors of the S&P 500® Index and can move to 100% “cash” as the quantitative models dictate. This tactical portion of the strategy seeks to stay invested in favorable markets to provide growth, but provide significant downside protection in weak markets by raising cash. The remaining 45% of the portfolio is strategically allocated to large, mid and small cap global equity ETFs, and diverse fixed income ETFs. The strategic allocations are static and will remain invested in the specified allocations at all times to help achieve overall portfolio growth.0.7219
ModelxChangeBeaumont Capital ManagementBCM DynamicBelay Balanced Growth (QDIA)1/31/2015 12:00:00 AM-0.3300-0.33001844Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18440.50000BCM DynamicBelay Balanced Growth is a QDIA eligible strategy for 401(k) plans that seeks to achieve steady growth by investing 50% in equity ETFs and to help offset equity market volatility, invests 50% fixed income ETFs. The strategy uses tactical equity and fixed income, and static fixed income allocations to help protect against large losses in market downturns while seeking to provide participation in favorable markets. The strategy is designed for investors 60 and older, who are nearing retirement and are seeking balanced growth until retirement. The BCM DynamicBelay Balanced Growth strategy is constructed using a combination of tactical and strategic allocations. 90% of the strategy is “tactically unconstrained” investing in both equity and fixed income. The tactical equity allocation uses a quantitative, momentum-based sector rotation process to invest in ETFs representing the nine sectors of the S&P 500® Index and can move to 100% “cash” as the quantitative models dictate. This tactical portion of the strategy seeks to stay invested in favorable markets to provide growth, but provide significant downside protection in weak markets by raising cash. The tactical fixed income allocation is fundamentally managed and invests in a combination of high quality fixed income, high yield fixed income and equity income. This allocation is designed to complement the equity allocation, seeking to reduce overall portfolio volatility and has the ability to invest 100% is ultra-short term bond ETFs and/or cash if conditions warrant. The remaining 10% of the portfolio is allocated to strategic, diverse fixed income ETFs. The strategic allocations are static and will remain invested in the specified allocations at all times to help achieve overall portfolio growth.0.7088
ModelxChangeBeaumont Capital ManagementBCM DynamicBelay Conservative Growth (QDIA)1/31/2015 12:00:00 AM-0.6200-0.62001843Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18430.50000BCM DynamicBelay Conservative Growth is a QDIA eligible strategy for 401(k) plans that seeks to achieve moderate growth by investing 60% in equity ETFs and to help offset equity market volatility, invests 40% in fixed income ETFs. The strategy uses tactical equity and fixed income, and static fixed income allocations to help protect against large losses in equity market downturns while seeking to provide participation in favorable market conditions. The strategy is designed for investors 50-59, who have a lower risk tolerance and are seeking to achieve more modest growth as they approach retirement. The BCM DynamicBelay Conservative Growth strategy is constructed using a combination of tactical and strategic allocations. 80% of the strategy is “tactically unconstrained” investing in both equity and fixed income. The tactical equity allocation uses a quantitative, momentum-based sector rotation process to invest in ETFs representing the nine sectors of the S&P 500® Index and can move to 100% “cash” as the quantitative models dictate. This tactical portion of the strategy seeks to stay invested in favorable markets to provide growth, but provide significant downside protection in weak markets by raising cash. The tactical fixed income allocation is fundamentally managed and invests in a combination of high quality fixed income, high yield fixed income and equity income. This allocation is designed to complement the equity allocation, seeking to reduce overall portfolio volatility and has the ability to invest 100% is ultra-short term bond ETFs and/or cash if conditions warrant. The remaining 20% of the portfolio is strategically allocated to large, mid and small cap global equity ETFs, and diverse fixed income ETFs. The strategic allocations are static and will remain invested in the specified allocations at all times to help achieve overall portfolio growth. 0.7103
ModelxChangeBeaumont Capital ManagementBCM DynamicBelay Growth (QDIA)1/31/2015 12:00:00 AM-1.5000-1.50001831Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18310.50000BCM DynamicBelay Growth is a QDIA eligible strategy for 401(k) plans that seeks to achieve growth by investing 85% in equity ETFs and to help offset equity market volatility, invests 15% in fixed income ETFs. The strategy seeks to provide robust participation in healthy markets; and uses tactical equity and fixed income, and static fixed income allocations to help protect against large losses in market downturns. The strategy is designed for investors ages 30-39, who have a moderately aggressive risk tolerance and substantial growth as their primary long-term objective. The BCM DynamicBelay Growth strategy is constructed using a combination of tactical and strategic allocations. 65% of the strategy is “tactically unconstrained” investing in both equity and fixed income. The tactical equity allocation uses a quantitative, momentum-based sector rotation process to invest in ETFs representing the nine sectors of the S&P 500® Index and can move to 100% “cash” as the quantitative models dictate. This tactical portion of the strategy seeks to stay invested in favorable markets to provide growth, but provide significant downside protection in weak markets by raising cash. The tactical fixed income allocation is fundamentally managed and invests in a combination of high quality fixed income, high yield fixed income and equity income. This allocation is designed to complement the equity allocation, seeking to reduce overall portfolio volatility and has the ability to invest 100% is ultra-short term bond ETFs and/or cash if conditions warrant. The remaining 35% of the portfolio is strategically allocated to large, mid and small cap global equity ETFs and to diverse fixed income ETFs. The strategic allocations are static and will remain invested in the specified allocations at all times to help achieve overall portfolio growth. 0.7200
ModelxChangeBeaumont Capital ManagementBCM DynamicBelay Moderate Growth (QDIA)1/31/2015 12:00:00 AM-0.9500-0.95001832Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18320.50000BCM DynamicBelay Moderate Growth is a QDIA eligible strategy for 401(k) plans that seeks to achieve steady growth by investing 70% in equity ETFs and to help offset equity market volatility, invests 30% in fixed income ETFs. The strategy seeks to provide participation in healthy markets; and uses tactical equity and fixed income, and static fixed income allocations to help protect against large losses in market downturns. The strategy is designed for investors ages 40-49 who have a moderate risk tolerance and steady long-term growth as their primary objective. The BCM DynamicBelay Moderate Growth strategy is constructed using a combination of tactical and strategic allocations. 75% of the strategy is “tactically unconstrained” investing in both equity and fixed income. The tactical equity allocation uses a quantitative, momentum-based sector rotation process to invest in ETFs representing the nine sectors of the S&P 500® Index and can move to 100% “cash” as the quantitative models dictate. This tactical portion of the strategy seeks to stay invested in favorable markets to provide growth, but provide significant downside protection in weak markets by raising cash. The tactical fixed income allocation is fundamentally managed and invests in a combination of high quality fixed income, high yield fixed income and equity income. This allocation is designed to complement the equity allocation, seeking to reduce overall portfolio volatility and has the ability to invest 100% is ultra-short term bond ETFs and/or cash if conditions warrant. The remaining 25% of the portfolio is strategically allocated to large, mid and small cap global equity ETFs and diverse fixed income ETFs. The strategic allocations are static and will remain invested in the specified allocations at all times to help achieve overall portfolio growth. 0.7193
ModelxChangeBeaumont Capital ManagementBCM Global Sector Rotation1/31/2015 12:00:00 AM-1.21312.06928.6236-1.21310.134120.506610.39144.30388.710.9986World Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL860.50000The BCM Global Sector Rotation strategy is designed for investors who want an index-based, global equity portfolio. Target buy allocations are 60% U.S. equity and 40% international equity investments. The strategy's U.S. equity sleeve may include any or all of the nine sector exchange traded funds (ETFs) which comprise the S&P 500® Index. The international portion of the strategy is covered by two international equity ETFs representing developed international and emerging markets. The objective of this strategy is to outperform its benchmark (MSCI World Index) over time. Another objective is to reduce volatility and downside risk in virtually all market conditions. The portfolio uses significant risk controls and can rebalance as frequently as weekly. “S&P 500®” is the registered mark of Standard & Poor’s Financial Services, LLC. “MSCI” is the trademark of MSCI Inc. and/or its subsidiaries. BCM Sector strategies are "tactically unconstrained": they can be 100% invested in ETFs or go to 100% "cash" (or 1-3 month T-Bills) as the model dictates. Using a "defensive allocation" strategy, the BCM portfolios seek to provide superior downside risk management, especially in weak markets. While BCM maintains discretion over the portfolio, the 60% U.S. Equity sleeve is traded in whole or in part using a portfolio investment model developed by Algorithmic Investment Models, LLC (AIM). BCM also uses AIM's model to determine when and how much to invest in the International sleeve. It is not possible for the Portfolio to invest in an index. At any given time, holdings of the Portfolio may or may not reflect the securities or their allocations comprising the index.0.9484
ModelxChangeBeaumont Capital ManagementBCM Growth1/31/2015 12:00:00 AM-1.18996.76207.90279.1714-1.18995.217212.93698.51522.128015.77076.278.151.241.1182Large Blendhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL820.50000BCM Growth is designed to be a "core growth" portfolio solution with an 80% equity, 20% high quality fixed income target composition. This strategy incorporates both quantitative signals and a fundamental macro-economic overlay. Target buy allocations are 55% U.S. equity, 20% high quality fixed income, 13% international equity and 12% "non-traditional" investments. The strategy's U.S. equity sleeve may include any or all of the nine sector exchange traded funds (ETFs) which comprise the S&P 500® Index. The objective of this strategy is to outperform its benchmark (80% S&P 500/20% BCAB) over time. Another objective is to reduce volatility and downside risk in virtually all market conditions. The portfolio uses significant risk controls and can rebalance as frequently as monthly. “S&P 500®” is the registered mark of Standard & Poor’s Financial Services, LLC. All index names of the Barclays indices are trademarks of Barclays Bank PLC. BCM Sector strategies are "tactically unconstrained": they can be 100% invested in ETFs or go to 100% "cash" (or 1-3 month T-Bills) as the model dictates. Using a "defensive allocation" strategy, the BCM portfolios seek to provide superior downside risk management, especially in weak markets. While BCM maintains discretion over the portfolio, the 55% U.S. Equity sleeve is traded in whole or in part using a portfolio investment model developed by Algorithmic Investment Models, LLC (AIM). BCM also uses AIM's model to determine when and how much to invest in the International sleeve. It is not possible for the Portfolio to invest in an index. At any given time, holdings of the Portfolio may or may not reflect the securities or their allocations comprising the index. 0.7328
ModelxChangeBeaumont Capital ManagementBCM Income1/31/2015 12:00:00 AM0.87343.37251.71522.90380.87342.2816-0.14153.42154.29323.87121.92.50.871.1387Short-Term Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL870.35000The BCM Income Strategy is a high quality, fixed income strategy designed to complement all of the BCM growth strategies. The strategy’s objective is to meet or beat the Barclay’s Capital U.S. Aggregate Bond Index over time. The responsibility for the investment decisions rests with the Beaumont Financial Partners, LLC Asset Allocation Committee (AAC) which typically meets weekly. . US Government backed and investment grade bond ETFs will be used to fill 70-100% of our desired positions. Up to 15% can be invested in non-investment grade bonds and up to 15% can be invested in equity-income type (REITs, MLPs, Royalty Trusts, etc) ETFs. The ACC will make ongoing duration and tactical decisions based off its proprietary analysis. The maximum international bond ETF exposure is 35% and BCM will choose which, if any, international bond ETFs will be employed. All index names of the Barclays indices are trademarks of Barclays Bank PLC. All BCM Sector strategies are "tactically unconstrained": they can be 100% invested in ETFs or go to 100% "cash" (or 1-3 month T-Bills) as the model dictates. BCM Income strategy will seek to maximize tax efficiency by avoiding wash sales and harvesting tax losses at year end. BCM strategies use only "long" ETFs and thus avoid complicating factors such as leverage, margin, derivative or shorting. The BCM Income portfolio was developed to help meet the needs of investors who have a long-term time horizon, and are looking for a high quality income strategy For more information, please see our Disclosure Document (Form ADV, Part2A) and marketing literature found at www.bfpcm.com. 0.5781
ModelxChangeBeaumont Capital ManagementBCM International Sector Rotation85Foreign Large Blendhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL850.50000The BCM International Sector Rotation strategy is designed for investors who want an index-based, International equity portfolio. The strategy's invests in up to two international equity ETFs representing developed international and emerging markets with a target buy allocation of up to 50% each. The objective of this strategy is to outperform its benchmark (MSCI World ex U.S.A. Index) over time. Another objective is to reduce volatility and downside risk in virtually all market conditions. The portfolio uses significant risk controls and can rebalance as frequently as weekly. “MSCI” is the trademark of MSCI Inc. and/or its subsidiaries. BCM developed the underlying trading tactics on both its international strategies based on the historical investment process of BCM's parent registered investment advisor (RIA). All BCM Sector strategies are "tactically unconstrained": they can be 100% invested in ETFs or go to 100% "cash" (or 1-3 month T-Bills) as the model dictates. Using a "defensive allocation" strategy, the BCM portfolios seek to provide superior downside risk management, especially in weak markets. While BCM maintains discretion over the portfolio, the model controls all of the buy and sell decisions in the portfolio. There is no override to the model and therefore the buy and sell decisions are extremely disciplined and trade independently of tax consequences. For more information, please see our Disclosure Document (Form ADV, Part2A) and marketing literature found at www.bfpcm.com. 0.9575
ModelxChangeBeaumont Capital ManagementBCM Moderate Growth1/31/2015 12:00:00 AM-0.80295.69806.54489.8220-0.80294.231812.09466.082410.596015.05834.996.571.291.4683Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL830.50000BCM Moderate Growth is designed to be a "balanced" portfolio solution with a 65% equity, 35% high quality fixed income target composition. This strategy incorporates both quantitative signals and a fundamental macro-economic overlay. Target buy allocations are 45% U.S. equity, 35% high quality fixed income, 10% international equity and 10% "non-traditional" investments. The strategy's U.S. equity sleeve may include any or all of the nine sector exchange traded funds (ETFs) which comprise the S&P 500® Index. . The objective of this strategy is to outperform its benchmark (65% S&P 500/35% BCAB) over time. Another objective is to reduce volatility and downside risk in virtually all market conditions. The portfolio uses significant risk controls and can rebalance as frequently as weekly. “S&P 500®” is the registered mark of Standard & Poor’s Financial Services, LLC. All index names of the Barclays indices are trademarks of Barclays Bank PLC. BCM Sector strategies are "tactically unconstrained": they can be 100% invested in ETFs or go to 100% "cash" (or 1-3 month T-Bills) as the model dictates. Using a "defensive allocation" strategy, the BCM portfolios seek to provide superior downside risk management, especially in weak markets. While BCM maintains discretion over the portfolio, the 45% U.S. Equity sleeve is traded in whole or in part using a portfolio investment model developed by Algorithmic Investment Models, LLC (AIM). BCM also uses AIM's model to determine when and how much to invest in the International sleeve. It is not possible for the Portfolio to invest in an index. At any given time, holdings of the Portfolio may or may not reflect the securities or their allocations comprising the index.0.7253
ModelxChangeBeaumont Capital ManagementBCM U.S. Sector Rotation1/31/2015 12:00:00 AM-2.354712.446515.5197-2.354711.019530.100111.67808.761.6984Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL840.50000The BCM U.S. Sector Rotation strategy is designed for investors who want to invest in an index-based, "core" U.S. equity portfolio. The portfolio invests primarily up to nine sector exchange traded funds (ETFs) which comprise the S&P 500® Index. The objective of this strategy is to outperform its benchmark (the S&P 500) over time. Another objective is to reduce volatility and downside risk in virtually all market conditions. The portfolio uses significant risk controls and can rebalance as frequently as weekly. “S&P 500®” is the registered mark of Standard & Poor’s Financial Services, LLC. BCM Sector strategies are "tactically unconstrained": they can be 100% invested in ETFs or go to 100% "cash" (or 1-3 month T-Bills) as the model dictates. Using a "defensive allocation" strategy, the BCM portfolios seek to provide superior downside risk management, especially in weak markets. While BCM maintains discretion over the portfolio, the BCM Sector Premium IDX strategy is traded in whole or in part using a portfolio investment model developed by Algorithmic Investment Models, LLC (AIM). BCM also uses AIM's model to determine when and how much to invest in the International sleeve. It is not possible for the Portfolio to invest in an index. At any given time, holdings of the Portfolio may or may not reflect the securities or their allocations comprising the index.0.7180
ModelxChangeBeaumont Capital ManagementBCM U.S. Small Cap Sector Rotation1/31/2015 12:00:00 AM1451Small Blendhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14510.50000The BCM U.S. Small Cap Sector Rotation strategy uses the same signal process as our flagship (Large Cap) U.S. Sector Rotation Strategy but applies the defensive allocation process to the S&P® 600 Small Cap universe. The BCM U.S. Small Cap Sector Rotation strategy is designed for investors who want to invest in an index-based, "core" Small Cap U.S. equity portfolio. The strategy invests in exchange traded funds (ETFs) representing the nine sectors which comprise the S&P 600® Index. The objective of this strategy is to outperform its benchmark (the S&P 600) over time. Another objective is to reduce volatility and downside risk in all market conditions. The portfolio uses significant risk controls and can rebalance as frequently as weekly. BCM Sector strategies are "tactically unconstrained": they can be 100% invested in ETFs or go to 100% "cash" (or 1-3 month T-Bills) as the model dictates. Using a "defensive allocation" strategy, the BCM portfolios seek to provide superior downside risk management, especially in weak markets. While BCM maintains discretion over the portfolio, the BCM U.S. Small Cap Sector Rotation strategy is traded in whole or in part using a portfolio investment model developed by Algorithmic Investment Models, LLC (AIM). BCM also uses AIM's model to determine when and how much to invest in the International sleeve. It is not possible for the Portfolio to invest in an index. At any given time, holdings of the Portfolio may or may not reflect the securities or their allocations comprising the index. 0.8250
ModelxChangeBell Rock Capital, LLCBRC Aggressive1/31/2015 12:00:00 AM-0.50736.370415.827014.5118-0.50734.435036.155416.4494-1.493818.71449.9413.751.531.051411Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14110.40000The portfolio objective for the BRC Aggressive strategy is to generate capital appreciation over time for investors with long term investment horizons, a tolerance for risk and the ability to remain invested through periods of elevated volatility. The strategies benchmark is the Morningstar Aggressive benchmark. The portfolio primarily targets diversified exposure to global equities with an emphasis on geographically or sector focused investments. These investments are selected for their potential to outperform the broader markets in terms of capital appreciation over time. Based on historical information, examples of industry specific investments might include Biotech, New Media, or Technology. Thematically driven research may be utilized throughout the business cycle to evaluate the addition or subtraction of mature industries or geographical / emerging market exposure. The Portfolio Manager assigns risk based target weights to the underlying investments as a percentage of the overall portfolio value. Through systematic rebalancing and ongoing monitoring of the underlying assets, profits may be captured and redeployed in order to mitigate concentration risk.0.7392
ModelxChangeBell Rock Capital, LLCBRC Balanced1/31/2015 12:00:00 AM-0.04003.56247.7022-0.04002.261015.58039.76060.29075.921.281647Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16470.40000The portfolio objective is to outperform the Morningstar Conservative benchmark. This portfolio uses risk analysis and targets a balance between fixed income and diversified equity vehicles. This portfolio seeks modest growth and income over market cycles. The portfolio is designed to diversify holdings across a selection of asset classes and investment styles. This disciplined blending emphasizes return potential while attempting to manage risk and help provide consistent conservative returns. 0.6903
ModelxChangeBell Rock Capital, LLCBRC Capital Preservation1/31/2015 12:00:00 AM0.17002.57883.69940.17002.08155.48595.21421.34792.761.311648Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16480.40000The portfolio objective is to outperform the Morningstar Conservative benchmark. This portfolio uses risk analysis and targets a balance between fixed income and diversified equity vehicles. This portfolio seeks modest growth and income over market cycles. The portfolio is designed to diversify holdings across a selection of asset classes and investment styles. This disciplined blending emphasizes return potential while attempting to manage risk and help provide consistent conservative returns. 0.6420
ModelxChangeBell Rock Capital, LLCBRC Conservative1/31/2015 12:00:00 AM-0.79524.243712.530210.8988-0.79523.434927.684713.28813.36595.62297.6710.211.581.061400Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14000.40000The portfolio objective for the BRC Conservative strategy is to provide balanced exposure to income producing assets and a selection of broadly diversified global equities for investors with short to intermediate investment horizons and a low to moderate tolerance for risk. The strategies benchmark is the Morningstar Conservative benchmark. The portfolio is designed with the objective of providing stable growth with a lower degree of volatility than other strategies. The fixed income portion of the portfolio incorporates investment instruments with staggered durations with the potential for reducing sensitivity to fluctuations in rates. This is complemented by broadly diversified exposure to the global equity markets that targets growth and value. The Portfolio Manager assigns risk based target weights to the underlying investments as a percentage of the overall portfolio value. Through systematic rebalancing and ongoing monitoring of the underlying assets, profits may be captured and redeployed in order to mitigate concentration risk.0.7091
ModelxChangeBell Rock Capital, LLCBRC Moderate1/31/2015 12:00:00 AM-0.84344.324714.713313.0108-0.84343.078334.115416.14270.385811.82909.2211.861.541.091410Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14100.40000The portfolio objective for the BRC Moderate strategy is to generate growth and income across market cycles for investors with Long to Intermediate investment horizons and a moderate tolerance for risk. The strategies benchmark is the Morningstar Moderate benchmark. The portfolio is designed to provide exposure to a weighted blend of asset classes that has historically mitigated risk in periods of dislocation or volatility in the equity markets and delivering long term price appreciation. The fixed income portion of the strategy incorporates investments in instruments with staggered durations with the intention of reducing sensitivity to fluctuations in rates. This is complemented by broadly diversified exposure to the global equity markets and targeted weightings in sector or geographically focused instruments. The Portfolio Manager assigns risk based target weights to the underlying investments as a percentage of the overall portfolio value. Through systematic rebalancing and ongoing monitoring of the underlying assets, profits may be captured and redeployed in order to mitigate concentration risk.0.7318
ModelxChangeBox Financial Advisors, LLCAll Bond1/31/2015 12:00:00 AM1697Intermediate-Term Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16970.35000Seek a high level of income consistent with a portfolio of various fixed income securities. To invest in bond mutual funds and/or ETFs, designed to seek a high level of income. The portfolio will normally maintain the underlying assets in bond mutual funds and/or bond ETFs. Assets may be allocated in cash and/or short term cash equivalent mutual funds and/or ETFs. The mixture of investments represents various areas of the fixed income and debt securities markets, including investment-grade, high yield, international, and emerging market asset classes.0.5225
ModelxChangeBox Financial Advisors, LLCAll Cash1/31/2015 12:00:00 AM1698Money Market-Taxablehttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16980.00000Seek a high level of income consistent with preservation of capital and liquidity. To invest in U.S. denominated money market fund(s). 0.3700
ModelxChangeBox Financial Advisors, LLCAll Stock1705World Stockhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17050.45000Seek a high total return by allocating across various asset classes to generate capital appreciation. To invest in stock ETF’s, consisting of various asset classes for diversification. The fund can invest at least 5% of underlying assets in money market or other short-term cash equivalents. Up to 100% of assets may be allocated in stock mutual funds and/or ETF's.0.6179
ModelxChangeBox Financial Advisors, LLCRisk Tolerance - Aggressive1/31/2015 12:00:00 AM1704Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17040.45000Seek a high total return by allocating across various asset classes to generate some income and capital appreciation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification. The portfolio will normally maintain a neutral mix of 85% in stock and 15% bond assets.0.6239
ModelxChangeBox Financial Advisors, LLCRisk Tolerance - Balanced1/31/2015 12:00:00 AM1700Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17000.40000Seek a high total return by allocating across various asset classes to generate income and capital appreciation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification. The portfolio will normally maintain a neutral mix of 50% in stock, 40% bond, and 10% in short-term or cash equivalents. 0.5548
ModelxChangeBox Financial Advisors, LLCRisk Tolerance - Conservative1/31/2015 12:00:00 AM1699Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16990.35000Seek a high level of income and some capital appreciation for growth to offset inflation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification. The portfolio will normally maintain a neutral mix of 25% in stock, 50% bond, and 25% in short-term or cash equivalents.0.5102
ModelxChangeBox Financial Advisors, LLCRisk Tolerance - Growth1/31/2015 12:00:00 AM1702Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17020.45000Seek a high total return by allocating across various asset classes to generate income and capital appreciation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification. The portfolio will normally maintain a neutral mix of 70% in stock and 30% bond assets. 0.6224
ModelxChangeBox Financial Advisors, LLCRisk Tolerance - Moderate1/31/2015 12:00:00 AM1701Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17010.40000Seek a high total return by allocating across various asset classes to generate income and capital appreciation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification. The portfolio will normally maintain a neutral mix of 60% in stock, 35% bond, and 5% in short-term or cash equivalents. 0.5702
ModelxChangeBox Financial Advisors, LLCTarget Date 20201/31/2015 12:00:00 AM1706Target Date 2015-2029https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17060.35000Seek a high total return until the target retirement year is reached, by allocating across various asset classes to generate income and capital appreciation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification in order to achieve proper growth given the relative time frame. The portfolio mix will change over time until after the retirement date, at which time the fund will replicate the Risk Tolerance – Conservative model mix.0.5202
ModelxChangeBox Financial Advisors, LLCTarget Date 20251/31/2015 12:00:00 AM1707Target Date 2015-2029https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17070.40000Seek a high total return until the target retirement year is reached, by allocating across various asset classes to generate income and capital appreciation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification in order to achieve proper growth given the relative time frame. The portfolio mix will change over time until after the retirement date, at which time the fund will replicate the Risk Tolerance – Conservative model mix.0.5725
ModelxChangeBox Financial Advisors, LLCTarget Date 20301/31/2015 12:00:00 AM1741Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17410.45000Seek a high total return until the target retirement year is reached, by allocating across various asset classes to generate income and capital appreciation. To invest in stock, bond, and other ETF’s, consisting of various asset classes for diversification in order to achieve proper growth given the relative time frame. The portfolio mix will change over time until after the retirement date, in which the fund will replicate the Risk Tolerance – Conservative model mix.0.6223
ModelxChangeBox Financial Advisors, LLCTarget Date 20351/31/2015 12:00:00 AM1742Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17420.45000Seek a high total return until the target retirement year is reached, by allocating across various asset classes to generate income and capital appreciation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification in order to achieve proper growth given the relative time frame. The portfolio mix will change over time until after the retirement date, at which time the fund will replicate the Risk Tolerance – Conservative model mix.0.6220
ModelxChangeBox Financial Advisors, LLCTarget Date 20401/31/2015 12:00:00 AM1743Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17430.45000Seek a high total return until the target retirement year is reached, by allocating across various asset classes to generate income and capital appreciation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification in order to achieve proper growth given the relative time frame. The portfolio mix will change over time until after the retirement date, at which time the fund will replicate the Risk Tolerance – Conservative model mix.0.6249
ModelxChangeBox Financial Advisors, LLCTarget Date 20451/31/2015 12:00:00 AM1744Target Date 2041-2045https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17440.04500Seek a high total return until the target retirement year is reached, by allocating across various asset classes to generate income and capital appreciation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification in order to achieve proper growth given the relative time frame. The portfolio mix will change over time until after the retirement date, at which time the fund will replicate the Risk Tolerance – Conservative model mix.0.2192
ModelxChangeBox Financial Advisors, LLCTarget Date 2050+1/31/2015 12:00:00 AM1745Target Date 2050+https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17450.04500Seek a high total return until the target retirement year is reached, by allocating across various asset classes to generate income and capital appreciation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification in order to achieve proper growth given the relative time frame. The portfolio mix will change over time until after the retirement date, at which time the fund will replicate the Risk Tolerance – Conservative model mix.0.2175
ModelxChangeBrinker CapitalAggressive1/31/2015 12:00:00 AM-0.79336.170711.258710.2838-0.79334.954421.360514.4914-4.236813.83877.8211.631.40.917Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL170.35000The Aggressive - Qualified Asset Allocation Strategy seeksto maximize long-term capital appreciation. Typically, majority of the portfolio will be allocated to equity, with smaller allocations to fixed income and alternative asset classes. It is designed for qualified investments. Investors should realize that the equity emphasis will likely produce a high level of volatility. The portfolio’s allocation will generally emphasize equity. Small positions in fixed income and real estate will be maintained. The domestic equity allocation has an emphasis on large cap securities, with smaller allocations to mid and small cap. A modest commitment to international equity and alternative investments, such as real assets, absolute return and private equity, will be maintained. Various fixed income sub-classes will be represented in the portfolio. 0.19130.13781.5174
ModelxChangeBrinker CapitalAggressive Equity1/31/2015 12:00:00 AM-1.34098.097513.537312.0512-1.34096.559026.963615.7759-5.015715.63459.4313.61.390.918Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL180.35000The Aggressive Equity - Qualified Asset Allocation Strategy seeks to maximize long-term capital appreciation. Typically the majority of the portfolio will be allocated to equity, with a smaller allocation to alternative asset classes. It is designed for qualified investments. Investors should realize that the equity emphasis will likely produce a very high level of volatility. The portfolio’s allocation will emphasize equity. The domestic equity allocation has an emphasis on large cap securities, with smaller allocations to mid and small cap. A substantial commitment to international equity will be maintained. A small allocation will typically be made to alternative investments such as real assets, absolute return and private equity. 0.19260.15091.4734
ModelxChangeBrinker CapitalAggressive Equity ETF1/31/2015 12:00:00 AM-1.94388.896412.0216-1.94387.034924.367713.63349.271.2735Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL350.35000The Aggressive Equity - Qualified Asset Allocation Strategy seeks to maximize long-term capital appreciation. Typically, most of the portfolio will be allocated to equity, with a small allocation to alternative asset classes. It is designed for qualified investments. Investors should realize that the equity emphasis will likely produce a very high level of volatility. The portfolio’s allocation will emphasize equity. The domestic equity allocation has an emphasis on large cap securities, with smaller allocations to mid and small cap. A substantial commitment to international equity will be maintained. A small allocation will typically be made to alternative investments such as real assets, absolute return and private equity. Most asset class and sub-asset class exposures will be accessed through exchange traded funds (ETF); however, mutual funds will be used where appropriate ETFs are not available or where we believe active management has a significant competitive advantage. 0.00500.5698
ModelxChangeBrinker CapitalAggressive ETF1/31/2015 12:00:00 AM-1.39068.488011.0243-1.39066.863019.052514.13887.231.4834Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL340.35000The Aggressive - Qualified Asset Allocation Strategy seeks to maximize longterm capital appreciation. Typically, the portfolio will be heavily allocated to equity, with smaller allocations to fixed income and alternative asset classes. It is designed for qualified investments. Investors should realize that the equity emphasis will likely produce a high level of volatility. The portfolio’s allocation will generally emphasize equity. Small positions in fixed income and real estate will be maintained. The domestic equity allocation has an emphasis on large cap securities, with smaller allocations to mid and small cap. A modest commitment to international equity and alternative investments, such as real assets, absolute return and private equity, will be maintained. Various fixed income sub-classes will be represented in the portfolio. Most asset class and sub-asset class exposures will be accessed through exchange traded funds (ETF); however, mutual funds will be used where appropriate ETFs are not available or where we believe active management has a significant competitive advantage. 0.01980.5830
ModelxChangeBrinker CapitalConservative1/31/2015 12:00:00 AM0.63964.18805.36175.26240.63963.87055.37159.2409-1.50958.41713.234.791.621.0812Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL120.35000The Conservative - Qualified Asset Allocation Strategy seeks to provide low volatility with some growth potential. Typically it is a predominantly fixed income portfolio with an equity component and exposure to alternative asset classes. It is designed for qualified investments. Investors should understand that although this allocation provides low volatility, it is still subject to a potential loss of principal. The core of the portfolio is invested in taxable fixed income. Substantial positions may be taken in corporate bonds, mortgage-backed securities, U.S. Treasury and Agency securities, TIPS and international fixed income investments. A relatively small allocation is made to various domestic equity sub-classes, as well as international equities and alternative investments such as real assets and absolute return.0.20020.07521.2997
ModelxChangeBrinker CapitalConservative Government Focus1/31/2015 12:00:00 AM0.98791.56540.26640.97350.98791.2838-2.07391.21191.95702.24411.491.370.140.6719Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL190.35000The Conservative Government Focused Strategy portfolio has a low default risk as most of the underlying holdings are backed by the U.S. government, and is designed to have low downside risk. The portfolio should do well relative to other asset allocations when markets are risk averse. Some holdings are longer in duration making the portfolio more susceptible to interest rate changes. The portfolio can have negative returns in a rising rate environment and when markets are leaving U.S. treasuries for riskier assets. It is not a principal protected product or cash or money market substitute, and it is not appropriate for an investor who requires absolute stability of principal. The emphasis of the portfolio's allocation will primarily be composed of government obligation fixed income and/or money markets. It may also contain up to 15% of non-government obligation securities that are conservative or that have a low historic correlation to equities. The portfolio is designed to provide attractive returns over time relative to Government Obligation Money Markets funds.0.03880.02660.7381
ModelxChangeBrinker CapitalConservative ETF1/31/2015 12:00:00 AM0.54965.707612.90320.54964.84774.238234.238913.870.9330Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL300.35000The Conservative - Qualified Asset Allocation Strategy seeks to provide low volatility with some growth potential. Typically it is a predominantly fixed income portfolio with an equity component and exposure to alternative asset classes. It is designed for qualified investments. Investors should understand that although this allocation provides low volatility, it is still subject to a potential loss of principal. The core of the portfolio is invested in domestic fixed income. Substantial positions may be taken in intermediate-term and short-term taxable bonds. Relatively small allocations are made to high-yield and global fixed income investments. A relatively small allocation is made to various domestic equity sub-classes, as well as international equities and alternative investments such as real assets and absolute return Most asset class and sub-asset class exposures will be accessed through exchange traded funds (ETF); however, mutual funds will be used where appropriate ETFs are not available or where we believe active management has a significant competitive advantage. 0.04020.00590.5674
ModelxChangeBrinker CapitalDefensive1/31/2015 12:00:00 AM0.94040.75332.14250.94041.68635.581427Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL270.35000The Defensive - Qualified Asset Allocation Strategy is a predominately fixed income portfolio with a small equity component and some exposure to alternative asset classes. It is designed for qualified investments. Investors should understand that although this allocation provides low volatility, it is still subject to a potential loss of principal. The asset classes and sub-classes that comprise this portfolio seek to provide a current income stream with some inflation protection. The core of the portfolio is invested in taxable fixed income. Substantial positions may be taken in corporate bonds, mortgage-backed securities, U.S. Treasury and Agency securities, TIPS and international fixed income investments. A relatively small allocation is made to various domestic equity sub-classes, as well as international equities and alternative investments such as real assets and absolute return. 0.18590.05981.3285
ModelxChangeBrinker CapitalDefensive ETF1/31/2015 12:00:00 AM1.02635.19173.19281.02634.69860.58004.87072.311.3529Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL290.35000The Defensive-Qualified Asset Allocation Strategy is a predominately fixed income portfolio with a small equity component and some exposure to alternative asset classes. It is designed for qualified investments. Investors should understand that although this allocation provides low volatility, it is still subject to a potential loss of principal. The asset classes and sub-classes that compromise this portfolio seek to provided a current income stream with some inflation protection. The core of the portfolio is invested in taxable fixed income. Substantial positions my be taken in corporate bonds, mortgage-backed securities, U.S. Treasury and Agency securities, TIPS and international fixed income investments. A relatively small allocation is made to various domestic equity sub-classes, as well as international equities and alternative investments such as real assets and absolute return. Most asset class and sub-asset class exposures will be accessed through exchange traded funds (ETF); however, mutual funds will be used where appropriate ETFs are not available or where we believe active management has a significant competitive advantage.0.05570.00730.6100
ModelxChangeBrinker CapitalModerate1/31/2015 12:00:00 AM-0.23635.56829.10308.5069-0.23634.665315.247812.4683-3.005612.07225.98.971.50.959Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL90.35000The Moderate - Qualified Asset Allocation Strategy seeks to provide long-term growth of capital with a moderate level of volatility. Typically equity is emphasized, but there will be a meaningful allocation to fixed income and exposure to alternative asset classes. It is designed for qualified investments. Investors should realize that the emphasis on equity will likely produce a higher level of volatility. The emphasis of the portfolio’s allocation will generally be to equities while a substantial commitment to fixed income is maintained to reduce volatility. The domestic equity allocation has an emphasis on large cap securities, with smaller allocations to mid and small cap. Modest commitments to international equities and alternative investments, such as real assets, absolute return and private equity, are maintained. The fixed income allocation will be divided into various fixed income sub-classes, including high-yield, intermediate and short-term bonds, as well as international fixed income. 0.19620.11461.4608
ModelxChangeBrinker CapitalModerate ETF1/31/2015 12:00:00 AM-0.66277.37358.0354-0.66276.051313.35779.75275.781.3632Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL320.35000The Moderate - Qualified Asset Allocation Strategy seeks to provide long-term growth of capital with a moderate level of volatility. Typically equity is emphasized, but there will be a meaningful allocation to fixed income and exposure to alternative asset classes. It is designed for qualified investments. Investors should realize that the emphasis on equity will likely produce a higher level of volatility. The emphasis of the portfolio’s allocation will generally be to equities while a substantial commitment to fixed income is maintained to reduce volatility. The domestic equity allocation has an emphasis on large cap securities, with smaller allocations to mid and small cap. Modest commitments to international equities and alternative investments, such as real assets, absolute return and private equity, are maintained. The fixed income allocation will be divided into various fixed income sub-asset classes, including high-yield, intermediate and shortterm bonds, as well as international fixed income. Most asset class and subasset class exposures will be accessed through exchange traded funds (ETF); however, mutual funds will be used where appropriate ETFs are not available or where we believe active management has a significant competitive advantage. 0.03380.00650.6026
ModelxChangeBrinker CapitalModerately Aggressive1/31/2015 12:00:00 AM-0.51355.876610.03039.4417-0.51354.825918.117913.1766-3.109612.99536.8410.211.430.9314Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL140.35000The Moderately Aggressive - Qualified Asset Allocation Strategy seeks to maximize long-term capital appreciation. Typically, equity is substantially emphasized, however a meaningful allocation to fixed income and alternative asset classes is made in an effort to reduce volatility. It is designed for qualified investments. Investors should realize that the substantial emphasis on equity will likely produce a higher level of volatility than a more balanced portfolio. The substantial emphasis of the portfolio’s allocation is on equity. A meaningful allocation to fixed income is maintained. The domestic equity allocation has an emphasis on large cap securities, with smaller allocations to mid and small cap. A commitment to international equity and alternative investments, such as real assets absolute return and private equity, is maintained. A meaningful allocation is made to various sub-classes of fixed income. 0.19270.12611.4854
ModelxChangeBrinker CapitalModerately Aggressive ETF1/31/2015 12:00:00 AM-1.02028.16339.4457-1.02026.615016.317811.64106.721.3733Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL330.35000The Moderately Conservative – Qualified Asset Allocation Strategy seeks to provide a moderate level of volatility with the opportunity for long-term growth of capital. Typically it has a greater allocation to fixed income than to equity, but there will be a meaningful allocation to equity and exposure to alternative asset classes. It is designed for qualified investments. Investors should understand that the pursuit of these objectives with this allocation will involve a moderate level of principal volatility. The emphasis of the portfolio’s allocation will generally be to fixed income while there is a meaningful allocation for capital appreciation. Substantial positions may be taken in intermediate-term and short-term taxable bonds. Relatively small allocations are made to high-yield and global fixed income. A substantial allocation is made to various domestic equity sub-classes, as well as international equities and alternative investments such as real assets and absolute return. Most asset class and sub-asset class exposures will be accessed through exchange traded funds (ETF); however, mutual funds will be used where the appropriate ETFs are not available or where we believe active management has a significant competitive advantage. 0.03120.5956
ModelxChangeBrinker CapitalModerately Conservative1/31/2015 12:00:00 AM0.35644.62636.75296.11310.35644.07958.988210.4298-3.40289.53564.116.411.60.9513Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL130.35000The Moderately Conservative – Qualified Asset Allocation Strategy seeks to provide a moderate level of volatility with the opportunity for long-term growth of capital. Typically it has a greater allocation to fixed income than to equity, but there will be a meaningful allocation to equity and exposure to alternative asset classes. It is designed for qualified investments. Investors should understand that the pursuit of these objectives with this allocation will involve a moderate level of principal volatility. The emphasis of the portfolio’s allocation will generally be to fixed income while there is a meaningful allocation for capital appreciation. Substantial positions may be taken in intermediate-term and short-term taxable bonds. Relatively small allocations are made to high-yield and global fixed income. A substantial allocation is made to various domestic equity sub-classes, as well as international equities and alternative investments such as real assets and absolute return. 0.19800.08951.3567
ModelxChangeBrinker CapitalModerately Conservative ETF1/31/2015 12:00:00 AM0.16686.39166.14530.16685.36487.30858.65264.041.4831Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL310.35000The Moderately Conservative – Qualified Asset Allocation Strategy seeks to provide a moderate level of volatility with the opportunity for long-term growth of capital. Typically it has a greater allocation to fixed income than to equity, but there will be a meaningful allocation to equity and exposure to alternative asset classes. It is designed for qualified investments. Investors should understand that the pursuit of these objectives with this allocation will involve a moderate level of principal volatility. The emphasis of the portfolio’s allocation will generally be to fixed income while there is a meaningful allocation for capital appreciation. Substantial positions may be taken in intermediate-term and short-term taxable bonds. Relatively small allocations are made to high-yield and global fixed income. A substantial allocation is made to various domestic equity sub-classes, as well as international equities and alternative investments such as real assets and absolute return. Most asset class and sub-asset class exposures will be accessed through exchange traded funds (ETF); however, mutual funds will be used where the appropriate ETFs are not available or where we believe active management has a significant competitive advantage. 0.03770.00510.5564
ModelxChangeCapital Insight Partners, LLCBalanced1/31/2015 12:00:00 AM0.12830.12831115Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11150.40000This portfolio invests across cash equivalents and global bond, stock and alternative investments. It is appropriate as a QDIA and for investors with a balanced objective. This balanced objective is designed to protect capital through time by diversifying across asset classes. It also seeks growth - primarily through the allocations to stocks. The manager tactically reallocates to balance both objectives through time.1.0840
ModelxChangeCapital Insight Partners, LLCEquity Emphasis1/31/2015 12:00:00 AM-0.69435.8574-0.69433.49691117Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11170.40000This portfolio is majority invested in global stocks. While other asset classes are incorporated, the allocation to stocks will generally be the highest percentage. It is appropriate for those with a higher tolerance to risk. This portfolio generally invests the majority of its assets in global stocks. It seeks growth through capital appreciation. 1.1717
ModelxChangeCapital Insight Partners, LLCFixed Income Emphasis1/31/2015 12:00:00 AM1.01281.01281116Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11160.40000This portfolio is majority invested in global bonds and alternative assets. While other asset classes are incorporated, the allocation to bonds and alternative assets will generally be the highest percentage. Some examples of alternative assets include real estate, private equity, commodities and currencies. It is appropriate for those with a lower tolerance for risk than our Balanced and Equity Emphasis portfolios. This portfolio generally invests the majority of its assets in global bonds and alternative assets. It seeks less variance and income generation rather than emphasizing capital appreciation.1.0789
ModelxChangeCapital Management Services, Inc.Aggressive Blend1/31/2015 12:00:00 AM-1.91008.147015.226816.3154-1.91006.067130.061216.37113.189823.444310.4411.541.411.371113Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11130.50000The Aggressive Blend deploys one third allocations to each of these three Portfolios: Long/Short, Leveraged Sector Rotation and Bull/Calendar. Each portfolio adheres to its own strategy. See the Fact Sheets for each of the three Portfolios for detailed information on each. The Aggressive Blend Model and each of the three component Portfolios is managed by CMS Advisors. 0.6569
ModelxChangeCapital Management Services, Inc.Bull/Bear1/31/2015 12:00:00 AM-2.071011.652314.656812.1644-2.071010.211229.38938.3571-10.537324.97269.8814.191.440.881108Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11080.50000The objective of the Bull/Bear Model is to provide exposure to Equities during Cyclical Bull markets, and exposure to Bonds and/or Cash during Cyclical Bear markets. The Bull/Bear Model employs a proprietary Bull-Bear Indicator, built from supply and demand measurements of the US Equity market, to determine whether the US Equity market is in Cyclical Bull or Cyclical Bear status. When in Cyclical Bull status, the Bull/Bear Model is completely invested in Equity positions. When in Cyclical Bear status, the Bull/Bear model is completely invested in Fixed Income/Bond positions. Both Equity and Fixed Income/Bond positions are selected from among low-cost ETF candidates based on performance and relative strength criteria, and are adjusted at least quarterly.0.5921
ModelxChangeCapital Management Services, Inc.Bull/Calendar1/31/2015 12:00:00 AM-1.483112.682014.592113.9598-1.483110.350928.21938.1408-2.768524.97269.8513.751.431.021109Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11090.50000The objective of the Bull/Calendar Model is to provide full 100% exposure to Equities during Cyclical Bull markets, and greatly reduced exposure to Equities during Cyclical Bear markets. The Bull/Calendar Model employs a proprietary Bull-Bear Indicator, built from supply and demand measurements of the US Equity market, to determine whether the US Equity market is in Cyclical Bull or Cyclical Bear status. When in Cyclical Bull status, the Bull/Calendar Model is completely invested in Equity positions. When in Cyclical Bear status, the Bull/Calendar model follows the Calendar Effects strategy, as explained in the Fact Sheet for the Calendar Effects Model. Equity positions are selected from among low-cost ETF candidates based on performance and relative strength criteria, and are adjusted at least quarterly when in Cyclical Bull status, and more frequently when in Cyclical Bear status.0.5921
ModelxChangeCapital Management Services, Inc.Calendar Effects1/31/2015 12:00:00 AM-5.3340-2.75131.61836.6830-5.33401.34813.93115.229417.075011.79385.827.050.290.95718Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7180.50000The objective of the Calendar Effects Model is to take advantage of the Equity Market anomaly known as "Calendar Effects". Calendar Effects are the tendency of the markets to be positive a much higher percentage of the time than would be randomly expected during certain periods of time defined solely by their position in the calendar. This Model may be suitable for investors with a conservative risk profile, or by investors seeking a strategy with a low correlation to the overall Equity market. The Calendar Effects Model will be out of the Equity Market, and in Fixed Income or Cash positions, except for those periods of time determined by CMS analysis to qualify as "Calendar Effects" periods. During "Calendar Effects" periods, the Model is 100% invested in low-cost ETFs selected on the basis of performance and relative strength criteria. Typically, there will be 12 to 14 such periods in a Calendar Year, totaling 70-80 market days (28% - 32% Equity Market time-weighted exposure in a typical year containing 252 market days).0.6197
ModelxChangeCapital Management Services, Inc.Conservative Blend1/31/2015 12:00:00 AM-1.08667.42397.81599.5706-1.08667.858210.99116.61838.674312.91594.745.731.61.621111Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11110.50000The objective of the Conservative Blend Model is to combine the benefits of three independent Specialty Portfolios: Calendar Effects, Bull/Bear and Multi-Sector Bond. The Conservative Blend is intended to produce results that are smoother and with fewer significant drawdowns than the individual portfolios. The Conservative Blend deploys allocates one third to each of these three Portfolios: Calendar Effects, Bull/Bear and Multi-Sector Bond. Each portfolio adheres to its own strategy. See the Fact Sheets for each of the three Portfolios for detailed information on each. The Conservative Blend Model and each of the three component Portfolios is managed by CMS Advisors. 0.6220
ModelxChangeCapital Management Services, Inc.Conservative/Moderate Blend1/31/2015 12:00:00 AM-0.34575.88768.819511.8041-0.34575.078713.754010.502314.223613.07985.265.591.632.021043Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL10430.50000The objective of the Conservative/Moderate Blend Model is to combine the benefits of four independent Specialty Portfolios: Calendar Effects, Sector Rotation, Long/Cash and Multi-Sector Bond. The Conservative/Moderate Blend is intended to produce results that are smoother and with fewer significant drawdowns than the individual portfolios. The Conservative/Moderate Blend deploys 25% allocations to each of these four Portfolios: Calendar Effects, Sector Rotation, Long/Cash and Multi-Sector Bond. Each portfolio adheres to its own strategy. See the Fact Sheets for each of the four Portfolios for detailed information on each. The Conservative/Moderate Blend Model and each of the four component Portfolios is managed by CMS Advisors.0.6866
ModelxChangeCapital Management Services, Inc.Leveraged Sector Rotation1/31/2015 12:00:00 AM-1.120121.803420.156725.4768-1.120115.746742.95689.450032.459920.252314.7214.891.331.611275Miscellaneous Sectorhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12750.50000The objective of the Leveraged Sector Rotation Model is to provide leveraged exposure to US Equity Sectors during quarters deemed to be low-risk, and unleveraged exposure to Bond Sectors during quarters deemed to be high-risk. Leverage for equity sectors is targeted at 1.5x. The Leveraged Sector Rotation Model employs leveraged domestic Equity sector investments or unleveraged multi-sector Bond investments. Each quarter, a determination is made whether to use Equity sectors or Bond sectors, based on a measurement of the risk environment. When a quarter is determined to higher-risk, Bond sectors are used; when a quarter is determined to be lower-risk, Equity sectors are used. All sectors, whether Equity or Bond, are selected for inclusion in the Leveraged Sector Rotation Model on the basis of performance ratings, based on momentum, relative strength and other measurements of recent past performance. Reallocation is monthly when using Equity sectors, and quarterly when using Bond sectors. Leverage is capped at 1.5x, typically through the use of reduced allocations to ETFs that have a 2x leverage built in.0.7831
ModelxChangeCapital Management Services, Inc.Long/Cash1/31/2015 12:00:00 AM-1.97403.140113.227412.1516-1.97401.758723.769224.0547-9.823622.85669.4713.531.360.91969Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9690.50000The objective of the Long/Cash Model is to achieve above-average returns by investing in high-performing US and International candidate ETFs, and by avoiding the bulk of intermediate-term (weeks to months) declines in the markets. The Long/Cash Model exits all equity positions and invests in cash and cash-equivalents during intermediate-term declines in the equity markets. The identification of intermediate-term declines is achieved by using a proprietary measurement of the spread or contraction of demand within 36 sectors in the US equity market. When invested, the Long/Cash Model uses US and International positions. The US positions include both stylebox and sector investments, and always represent the majority of the Model's investments. Selections are made from low-cost ETFs, and are based on momentum, relative strength and other performance measurements. Quarterly reallocations are performed when the Long/Cash Model is in the market.0.5921
ModelxChangeCapital Management Services, Inc.Long/Short1/31/2015 12:00:00 AM-1.9740-7.301610.13818.3107-1.9740-8.170718.613232.0107-17.563222.668612.5415.70.830.581103Long/Short Equityhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11030.50000The objective of the Long/Short Model is to achieve above-average returns by investing in high-performing US and International candidate ETFs during intermediate-term (weeks to months) uptrends in the US market, and by investing in inverse S&P500 ETFs during intermediate-term declines in the US market. The Long/Short Model exits all Long positions and invests 100% in inverse S&P 500 ETFs during intermediate-term declines in the equity markets. The identification of intermediate-term declines is achieved by using a proprietary measurement of the spread or contraction of demand within 36 sectors in the US equity market. When invested Long, the Long/Short Model uses US and International positions. The US positions include both stylebox and sector investments, and always represent the majority of the Model's Long investments. Selections are made from low-cost ETFs, and are based on momentum, relative strength and other performance measurements. Quarterly reallocations are performed when the Long/Short Model is positioned Long in the market. 0.5921
ModelxChangeCapital Management Services, Inc.LongSector/Cash1/31/2015 12:00:00 AM1774Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17740.50000The objective of the LongSector/Cash Model is to achieve above-average returns by investing in high-performing US Sectors and International candidate ETFs, and by avoiding the bulk of intermediate-term (weeks to months) declines in the markets. The LongSector/Cash Model exits all equity positions and invests in cash and cash-equivalents during intermediate-term declines in the equity markets. The identification of intermediate-term declines is achieved by using a proprietary measurement of the spread or contraction of demand within 36 sectors in the US equity market. When invested, the LongSector/Cash Model uses US and International Sector positions. The US positions include sector investments, and always represent the majority of the Model's investments. Selections are made from low-cost ETFs, and are based on momentum, relative strength and other performance measurements. Quarterly reallocations are performed when the LongSector/Cash Model is in the market0.8775
ModelxChangeCapital Management Services, Inc.LongSector/Short1/31/2015 12:00:00 AM1775Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17750.50000The objective of the LongSector/Short Model is to achieve above-average returns by investing in high-performing US Sectors and International candidate ETFs, and by avoiding the bulk of intermediate-term (weeks to months) declines in the markets. The LongSector/Short Model exits all equity positions and invests in cash and cash-equivalents during intermediate-term declines in the equity markets. The identification of intermediate-term declines is achieved by using a proprietary measurement of the spread or contraction of demand within 36 sectors in the US equity market. When invested, the LongSector/Short Model uses US and International Sector positions. The US positions include sector investments, and always represent the majority of the Model's investments. Selections are made from low-cost ETFs, and are based on momentum, relative strength and other performance measurements. Quarterly reallocations are performed when the LongSector/Short Model is in the market0.8775
ModelxChangeCapital Management Services, Inc.Moderate/Aggressive Blend1/31/2015 12:00:00 AM-0.91784.29868.524211.1615-0.91784.230912.540212.332411.812913.15415.65.661.481.891112Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11120.50000The objective of the Moderate/Aggressive Blend Model is to combine the benefits of four independent Specialty Portfolios: Calendar Effects, Sector Rotation, Long/Short and Multi-Sector Bond. The Moderate/Aggressive Blend is intended to produce results that are smoother and with fewer significant drawdowns than the individual portfolios. The Moderate/Aggressive Blend deploys 25% allocations to each of these four Portfolios: Calendar Effects, Sector Rotation, Long/Short and Multi-Sector Bond. Each portfolio adheres to its own strategy. See the Fact Sheets for each of the four Portfolios for detailed information on each. The Moderate/Aggressive Blend Model and each of the four component Portfolios is managed by CMS Advisors. 0.6866
ModelxChangeCapital Management Services, Inc.Moderate/Aggressive Blend - All Equity1/31/2015 12:00:00 AM-2.60104.95819.934112.6064-2.60104.696219.250211.14628.146019.18947.638.721.281.41287Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12870.50000The objective of the Moderate/Aggressive Blend - All Equity Model is to combine the benefits of four independent Specialty Portfolios: Calendar Effects, Sector Rotation, Long/Short and Bull/Calendar. The Moderate/Aggressive Blend - All Equity is intended to produce results that are smoother and with fewer significant drawdowns than the individual portfolios. This Model is 100% Equity, with no fixed income/bond components. The Moderate/Aggressive Blend - All Equity deploys 25% allocations to each of these four Portfolios: Calendar Effects, Sector Rotation, Long/Short and Bull/Calendar. Each portfolio adheres to its own strategy. See the Fact Sheets for each of the four Portfolios for detailed information on each. The Moderate/Aggressive Blend - All Equity Model and each of the four component Portfolios is managed by CMS Advisors. 0.6846
ModelxChangeCapital Management Services, Inc.Multi-Sector Bond1/31/2015 12:00:00 AM3.119010.27733.96777.00633.11907.0102-1.83915.630120.88111.10813.935.111.34968Multisector Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9680.50000The objective of the Multi-Sector Bond Model is to provide exposure to multiple high-performing sectors of the Bond asset class. The Multi-Sector Bond Model is reallocated quarterly. Up to three Bond sector ETFs are selected each quarter for inclusion in the Model portfolio. The quarterly selection of Bond sectors is made from among low-cost ETFs on the basis of momentum, relative strength and other performance measurements.0.8655
ModelxChangeCapital Management Services, Inc.Risk-Managed High Equity1/31/2015 12:00:00 AM-0.977812.092511.836613.8677-0.97789.665723.83109.260410.418413.18528.79.71.331.39715Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7150.50000The objective of the Risk-Managed High Equity Model is to provide a "High" level of exposure to the equity markets, and seeks to manage risk by avoiding severe market declines. This Model may be suitable for investors with an aggressive risk profile and/or a longer-term investing horizon. The Risk-Managed High Equity Model employs a 90% maximum Equity exposure during favorable, low-risk market conditions, and a 10% Equity exposure during unfavorable, high-risk market conditions. Favorable or unfavorable conditions are determined quarterly using proprietary market supply and demand measurements and trend analysis. The non-Equity portion of the Model is invested in Fixed Income (Bond) positions. Both Equity and Fixed Income positions are selected from among low-cost ETF candidates based on performance and relative strength criteria, and are adjusted at least quarterly. The Risk-Managed High Equity Model has been awarded the DALBAR QDIA Validation for 2014, certifying that the Risk-Managed High Equity Model is suitable for use as a Qualified Default Investment Alternative and meets all the ERISA requirements applicable to QDIAs. In addition, the Risk-Managed High Equity Model was awarded all “A” (highest) rankings in the separate DALBAR Asset Allocator analysis. The DALBAR QDIA Validation is recognized as a primary means for plan sponsors and advisors to satisfy the ERISA requirements for due diligence and analysis of QDIAs used in their plans.0.6029
ModelxChangeCapital Management Services, Inc.Risk-Managed Low Equity1/31/2015 12:00:00 AM0.84506.96016.45937.83470.84504.931910.75675.27847.63549.42574.524.151.41.83717Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7170.50000The objective of the Risk-Managed Low Equity Model is to provide a "Low" level of exposure to the equity markets, and seeks to manage risk by avoiding severe market declines. This Model may be suitable for investors with a conservative risk profile and/or a shorter-term investing horizon. The Risk-Managed Low Equity Model employs a 30% maximum Equity exposure during favorable, low-risk market conditions, and a 10% Equity exposure during unfavorable, high-risk market conditions. Favorable or unfavorable conditions are determined quarterly using proprietary market supply and demand measurements and trend analysis. The non-Equity portion of the Model is invested in Fixed Income (Bond) positions. Both Equity and Fixed Income positions are selected from among low-cost ETF candidates based on performance and relative strength criteria, and are adjusted at least quarterly. The Risk-Managed Low Equity Model has been awarded the DALBAR QDIA Validation for 2014, certifying that the Risk-Managed Low Equity Model is suitable for use as a Qualified Default Investment Alternative and meets all the ERISA requirements applicable to QDIAs. In addition, the Risk-Managed Low Equity Model was awarded all “A” (highest) rankings in the separate DALBAR Asset Allocator analysis. The DALBAR QDIA Validation is recognized as a primary means for plan sponsors and advisors to satisfy the ERISA requirements for due diligence and analysis of QDIAs used in their plans.0.6676
ModelxChangeCapital Management Services, Inc.Risk-Managed Medium Equity1/31/2015 12:00:00 AM-0.39709.13388.075210.2338-0.39707.321715.20046.24409.104511.50845.896.421.341.55716Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7160.50000The objective of the Risk-Managed Medium Equity Model is to provide a "Medium" level of exposure to the equity markets, and seeks to manage risk by avoiding severe market declines. This Model may be suitable for investors with a moderate risk profile and/or a medium-term investing horizon. The Risk-Managed Medium Equity Model employs a 60% maximum Equity exposure during favorable, low-risk market conditions, and a 10% Equity exposure during unfavorable, high-risk market conditions. Favorable or unfavorable conditions are determined quarterly using proprietary market supply and demand measurements and trend analysis. The non-Equity portion of the Model is invested in Fixed Income (Bond) positions. Both Equity and Fixed Income positions are selected from among low-cost ETF candidates based on performance and relative strength criteria, and are adjusted at least quarterly. The Risk-Managed Medium Equity Model has been awarded the DALBAR QDIA Validation for 2014, certifying that the Risk-Managed Medium Equity Model is suitable for use as a Qualified Default Investment Alternative and meets all the ERISA requirements applicable to QDIAs. In addition, the Risk-Managed Medium Equity Model was awarded all “A” (highest) rankings in the separate DALBAR Asset Allocator analysis. The DALBAR QDIA Validation is recognized as a primary means for plan sponsors and advisors to satisfy the ERISA requirements for due diligence and analysis of QDIAs used in their plans.0.6353
ModelxChangeCapital Management Services, Inc.Sector Rotation1/31/2015 12:00:00 AM-1.518515.363715.527319.6577-1.518514.333229.20517.376428.628815.47379.7910.11.531.84967Miscellaneous Sectorhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9670.50000The objective of the Sector Rotation Model is to provide exposure to US Equity Sectors during quarters deemed to be low-risk, and to Bond Sectors during quarters deemed to be high-risk. A risk determination is made at the beginning of each quarter. If the quarter is deemed to be low-risk, then US Equity Sectors are selected for the Model, reallocated monthly during the quarter. If the quarter is deemed to be high-risk, then Bond Sectors are selected for the Model, and held for the duration of the quarter. Both Equity and Bond Sector positions are selected from among low-cost ETF candidates based on performance and relative strength criteria.0.8775
ModelxChangeClark Capital Management GroupNavigator Alternative1144Multialternativehttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11440.50000The Investment Objective of the Core allocation is broad diversification of alternative investment strategies that seeks absolute return from income and capital appreciation, regardless of the direction of the securities markets. The core allocation is implemented primarily with mutual funds for liquidity. The Investment Objective of the Explore allocation is long and short tactical alternative exposure seeking alpha opportunities. The explore allocation is implemented primarily with exchange traded funds. The Core allocation represents 20-60% of the total portfolio. Strategies included in Core are: Market Neutral, Multi-Strategy, Managed Futures, Hedged Equity, Enhanced Equity and Strategic Income. The Explore allocation represents 40-80% of the total portfolio. Strategies included in Explore are: Equity, Fixed Income, Commodities, Currencies, Precious Metals and Real Estate. 0.03501.3766
ModelxChangeClark Capital Management GroupNavigator Fixed Income Total Return1/31/2015 12:00:00 AM0.8606-1.12453.91648.24210.8606-1.49645.02549.583314.517814.87165.035.730.781.41101High Yield Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1010.50000The Navigator Fixed Income Total Return strategy is designed in an effort to deliver excess alpha over a full market cycle measured against Barclays Capital U.S. Corporate High Yield Bond Index. The strategy seeks total return with a secondary goal of current income. The Navigator Fixed Income Total Return strategy is designed in an effort to deliver excess alpha over a full market cycle measured against Barclays Capital U.S. Corporate High Yield Bond Index. The strategy seeks total return with a secondary goal of current income. The strategy utilizes a disciplined, quantitative relative strength research process that targets opportunistic fixed income exposure in three areas: high yield bonds, high quality government and corporate bonds and short term treasuries. Based upon Clark Capital's research, the strategy dynamically allocates to the fixed income sector and yield curve area that is believed to be exhibiting superior relative strength. The strategy is designed to be a disciplined pursuit of alpha, with concentrated allocations to the favored fixed income sector. Portfolios are implemented with exchange traded funds. The portfolio is continuously monitored and adjusted in response to changing market conditions and emerging opportunities. 0.9452
ModelxChangeClark Capital Management GroupNavigator Global Balanced 20-80 Hedged1/31/2015 12:00:00 AM0.72701.52814.23656.38630.72700.76515.24249.01153.135914.86325.076.060.831.04106Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1060.50000The Navigator Global Balanced 20-80 Hedged strategy seeks to provide low volatility exposure to the global markets combined with a tactical fixed income allocation for current income. The strategy combines a 20% allocation of the Navigator Global Equity ETF Hedged strategy with an 80% allocation of the Navigator Fixed Income Total Return portfolio. Equity Allocation Investment Strategy The investment process begins with a disciplined, quantitative analysis of relative strength across three subsets of the global equity markets: 1. U.S. market capitalizations and styles 2. Industry sectors and sub-groups 3. International countries and regions. A strategic hedge is employed utilizing volatility as an asset class through the ownership of exchange traded products based on the CBOE S&P 500 Volatility Index (VIX). The portfolio will maintain an allocation to volatility in all market environments without market timing influences. The hedge will be opportunistically managed in an effort to minimize portfolio drag and take advantage of volatility spikes. Fixed Income Allocation Investment Strategy The Navigator Fixed Income Total Return strategy is designed in an effort to deliver excess alpha over a full market cycle measured against Barclays Capital U.S. Corporate High Yield Bond Index. The strategy seeks total return with a secondary goal of current income. The strategy utilizes a disciplined, quantitative relative strength research process that targets opportunistic fixed income exposure in three areas: high yield bonds, high quality government and corporate bonds and short term treasuries. Based upon Clark Capital's research, the strategy dynamically allocates to the fixed income sector and yield curve area that is believed to be exhibiting superior relative strength. The strategy is designed to be a disciplined pursuit of alpha, with concentrated allocations to the favored fixed income sector. Portfolios are implemented with exchange traded funds. The portfolio is continuously monitored and adjusted in response to changing market conditions and emerging opportunities.1.1506
ModelxChangeClark Capital Management GroupNavigator Global Balanced 40-60 Hedged1/31/2015 12:00:00 AM0.59582.30233.86735.33780.59581.03305.88087.2778-0.575312.46175.056.370.760.84105Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1050.50000 The Navigator Global Balanced 40-60 Hedged strategy seeks to provide low volatility exposure to the global markets combined with a tactical fixed income allocation for current income. The strategy combines a 40% allocation of the Navigator Global Equity ETF Hedged strategy with an 60% allocation of the Navigator Fixed Income Total Return portfolio. Equity Allocation Investment Strategy The investment process begins with a disciplined, quantitative analysis of relative strength across three subsets of the global equity markets: 1. U.S. market capitalizations and styles 2. Industry sectors and sub-groups 3. International countries and regions. A strategic hedge is employed utilizing volatility as an asset class through the ownership of exchange traded products based on the CBOE S&P 500 Volatility Index (VIX). The portfolio will maintain an allocation to volatility in all market environments without market timing influences. The hedge will be opportunistically managed in an effort to minimize portfolio drag and take advantage of volatility spikes. Fixed Income Allocation Investment Strategy The Navigator Fixed Income Total Return strategy is designed in an effort to deliver excess alpha over a full market cycle measured against Barclays Capital U.S. Corporate High Yield Bond Index. The strategy seeks total return with a secondary goal of current income. The strategy utilizes a disciplined, quantitative relative strength research process that targets opportunistic fixed income exposure in three areas: high yield bonds, high quality government and corporate bonds and short term treasuries. Based upon Clark Capital's research, the strategy dynamically allocates to the fixed income sector and yield curve area that is believed to be exhibiting superior relative strength. The strategy is designed to be a disciplined pursuit of alpha, with concentrated allocations to the favored fixed income sector. Portfolios are implemented with exchange traded funds. The portfolio is continuously monitored and adjusted in response to changing market conditions and emerging opportunities.1.3670
ModelxChangeClark Capital Management GroupNavigator Global Balanced 60-40 Hedged1/31/2015 12:00:00 AM0.44962.76142.91203.95800.44961.07226.07924.4688-4.286511.26105.346.940.550.58104Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1040.50000The Navigator Global Balanced 60-40 Hedged strategy seeks to provide low volatility exposure to the global markets combined with a tactical fixed income allocation for current income. The strategy combines a 60% allocation of the Navigator Global Equity ETF Hedged strategy with an 40% allocation of the Navigator Fixed Income Total Return portfolio. Equity Allocation Investment Strategy The investment process begins with a disciplined, quantitative analysis of relative strength across three subsets of the global equity markets: 1. U.S. market capitalizations and styles 2. Industry sectors and sub-groups 3. International countries and regions. A strategic hedge is employed utilizing volatility as an asset class through the ownership of exchange traded products based on the CBOE S&P 500 Volatility Index (VIX). The portfolio will maintain an allocation to volatility in all market environments without market timing influences. The hedge will be opportunistically managed in an effort to minimize portfolio drag and take advantage of volatility spikes. Fixed Income Allocation Investment Strategy The Navigator Fixed Income Total Return strategy is designed in an effort to deliver excess alpha over a full market cycle measured against Barclays Capital U.S. Corporate High Yield Bond Index. The strategy seeks total return with a secondary goal of current income. The strategy utilizes a disciplined, quantitative relative strength research process that targets opportunistic fixed income exposure in three areas: high yield bonds, high quality government and corporate bonds and short term treasuries. Based upon Clark Capital's research, the strategy dynamically allocates to the fixed income sector and yield curve area that is believed to be exhibiting superior relative strength. The strategy is designed to be a disciplined pursuit of alpha, with concentrated allocations to the favored fixed income sector. Portfolios are implemented with exchange traded funds. The portfolio is continuously monitored and adjusted in response to changing market conditions and emerging opportunities.1.5835
ModelxChangeClark Capital Management GroupNavigator Global Balanced 80-20 Hedged1/31/2015 12:00:00 AM0.33063.25573.36803.58240.33060.53709.68472.7461-6.758310.06025.888.040.580.47103Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1030.50000The Navigator Global Balanced 80-20 Hedged strategy seeks to provide low volatility exposure to the global markets combined with a tactical fixed income allocation for current income. The strategy combines a 80% allocation of the Navigator Global Equity ETF Hedged strategy with an 20% allocation of the Navigator Fixed Income Total Return portfolio. Equity Allocation Investment Strategy The investment process begins with a disciplined, quantitative analysis of relative strength across three subsets of the global equity markets: 1. U.S. market capitalizations and styles 2. Industry sectors and sub-groups 3. International countries and regions. A strategic hedge is employed utilizing volatility as an asset class through the ownership of exchange traded products based on the CBOE S&P 500 Volatility Index (VIX). The portfolio will maintain an allocation to volatility in all market environments without market timing influences. The hedge will be opportunistically managed in an effort to minimize portfolio drag and take advantage of volatility spikes. Fixed Income Allocation Investment Strategy The Navigator Fixed Income Total Return strategy is designed in an effort to deliver excess alpha over a full market cycle measured against Barclays Capital U.S. Corporate High Yield Bond Index. The strategy seeks total return with a secondary goal of current income. The strategy utilizes a disciplined, quantitative relative strength research process that targets opportunistic fixed income exposure in three areas: high yield bonds, high quality government and corporate bonds and short term treasuries. Based upon Clark Capital's research, the strategy dynamically allocates to the fixed income sector and yield curve area that is believed to be exhibiting superior relative strength. The strategy is designed to be a disciplined pursuit of alpha, with concentrated allocations to the favored fixed income sector. Portfolios are implemented with exchange traded funds. The portfolio is continuously monitored and adjusted in response to changing market conditions and emerging opportunities.1.7999
ModelxChangeClark Capital Management GroupNavigator Global Equity ETF28World Stockhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL280.50000The Navigator Global Equity ETF strategy is a global equity asset allocation portfolio designed in an effort to deliver excess alpha over a full market cycle measured against MSCI World Index and the S&P 500. The strategy seeks long-term capital appreciation. Investment Philosophy Our investment philosophy is based on the fundamental belief that the collective wisdom of the market is consistently more accurate than any one investment strategy. The daily action of market participants creates inertia, revealing a directional ebb and flow, which is translated through price. The essence of our research measures the “relative strength” of this movement in price which allows us to adapt to changing themes and is not biased to a traditional style or market capitalization approach. Portfolio Construction The investment process begins with a disciplined, quantitative analysis of relative strength across three subsets of the global equity markets: 1. U.S. market capitalizations and styles 2. Industry sectors and sub-groups 3. International countries and regions. Portfolio Managers systematically measure each security versus every security within a targeted universe. The top two quartiles are then identified as an investable idea and then optimized to separate real trends or themes from “market noise.” Lastly, each buy candidate is analyzed for external events, liquidity constraints and overall diversification needs.0.9103
ModelxChangeClark Capital Management GroupNavigator Global Opportunity102Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1020.50000The Navigator Global Opportunity strategy utilizes an unconstrained global asset allocation policy designed to deliver excess alpha over a full market cycle with low volatility. The strategy's asset allocation policy is focused on both long and short exposure in the following asset classes: U.S. market capitalizations and styles, Industry sectors and sub-groups, International countries and regions, Domestic and foreign fixed income, Commodities/precious metals, Currencies, Volatility and Real Estate. The investment process begins with a disciplined, quantitative analysis of relative strength of the asset class universe to create a macro asset allocation policy. Asset classes are then segmented into sub-asset classes and ranked utilizing relative strength compared to their peers. Top-ranked sub-asset classes are identified as buy candidates and low-ranked sub-asset classes are identified as short ideas. Both are optimized to separate real trends or themes from "market noise." Lastly, each buy candidate is analyzed for external events, liquidity constraints and overall diversification needs.1.0609
ModelxChangeCLS Investments, LLCCLS AdvisorOne Investment Strategy - Aggressive (85-100)1/31/2015 12:00:00 AM-1.24784.69978.54448.6635-1.24782.553919.043411.6932-5.453113.69318.1612.391.040.7345Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL450.00000CLS’s proprietary funds generally use ETFs for a large part of their allocation, but also invest in individual securities. Multiple CLS-managed proprietary funds are used to build the AdvisorOne portfolios. This strategy uses risk budgeting and targets a risk level similar to a 100 percent allocation to a diversified equity benchmark. Aggressive Model (suggested score range: 85-100; suggested age range: 18-25) The Aggressive allocation pursues its objective primarily by seeking growth of capital. This allocation may be appropriate for investors who: - are comfortable with substantial investment risk; - have a long investment time horizon; and - seek to maximize long-term returns while accepting the possibility of significant short-term or even long-term losses.0.40001.4725
ModelxChangeCLS Investments, LLCCLS AdvisorOne Investment Strategy - Conservative (30-44)1/31/2015 12:00:00 AM-0.01422.15923.54754.4931-0.01421.24944.83807.4023-0.15468.40183.725.460.940.8261Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL610.00000CLS’s proprietary funds generally use ETFs for a large part of their allocation, but also invest in individual securities. Multiple CLS-managed proprietary funds are used to build the AdvisorOne portfolios. This strategy uses risk budgeting and targets a risk level similar to a 50 percent allocation to a diversified equity benchmark. Conservative Model (suggested score range: 30-44; suggested age range: 65 and above) The Conservative allocation pursues its objective by seeking income and, secondarily, long-term growth of capital. This allocation may be appropriate for investors who: - have a relatively short investment time horizon; - have a low tolerance for risk; and primarily seek income from their investment.0.29951.2564
ModelxChangeCLS Investments, LLCCLS AdvisorOne Investment Strategy - Moderate (60-74)1/31/2015 12:00:00 AM-0.80823.63346.66487.1677-0.80821.872213.737510.1402-3.403012.00526.549.851.010.7559Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL590.00000CLS’s proprietary funds generally use ETFs for a large part of their allocation, but also invest in individual securities. Multiple CLS-managed proprietary funds are used to build the AdvisorOne portfolios. This strategy uses risk budgeting and targets a risk level similar to a 70 percent allocation to a diversified equity benchmark. Moderate Model (suggested score range: 60-74; suggested age range: 39-50) The Moderate allocation pursues its objective primarily by seeking both growth of capital, as well as income. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - seek both growth and income from their investment; and - are willing to accept moderate short-term price fluctuations in exchange for potentially higher returns over time.0.37151.3874
ModelxChangeCLS Investments, LLCCLS AdvisorOne Investment Strategy - Moderately Aggressive (75-84)1/31/2015 12:00:00 AM-1.06953.96827.60077.9491-1.06952.025216.642410.9371-4.536412.95217.4311.281.020.7358Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL580.00000CLS’s proprietary funds generally use ETFs for a large part of their allocation, but also invest in individual securities. Multiple CLS-managed proprietary funds are used to build the AdvisorOne portfolios. This strategy uses risk budgeting and targets a risk level similar to a 85 percent allocation to a diversified equity benchmark. Moderately Aggressive Model (suggested score range: 75-84; suggested age range: 26-38) The Moderately Aggressive allocation pursues its objective primarily by seeking growth of capital, as well as income. This allocation may be appropriate for investors who: - are comfortable with significant investment risk; - have a long investment time horizon; - seek additional diversification; and - seek to maximize long-term returns while accepting the possibility of short-term or even long-term losses.0.38201.4310
ModelxChangeCLS Investments, LLCCLS AdvisorOne Investment Strategy - Moderately Conservative (45-59)1/31/2015 12:00:00 AM-0.38742.70475.00615.8475-0.38741.33549.07328.7351-1.429310.40875.117.590.970.7860Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL600.00000CLS’s proprietary funds generally use ETFs for a large part of their allocation, but also invest in individual securities. Multiple CLS-managed proprietary funds are used to build the AdvisorOne portfolios. This strategy uses risk budgeting and targets a risk level similar to a 60 percent allocation to a diversified equity benchmark. Moderately Conservative Model (suggested score range: 45-59; suggested age range: 51-64) The Moderately Conservative allocation pursues its objective by seeking income and, secondarily, long-term growth of capital. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - primarily seek income from their investment; - have a shorter investment time horizon; and - are willing to accept some short-term price fluctuations in exchange for potentially higher income and growth.0.34901.3544
ModelxChangeCLS Investments, LLCCLS AdvisorOne Protection Investment Strategy - Conservative (45-54)1/31/2015 12:00:00 AM-0.27104.54824.95024.5437-0.27102.935910.53613.8511-2.68887.11494.625.651.060.864Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL640.20000CLS’s protection models seek to limit the impact that significant market downturns can have on investments. The models also seek growth of capital by aiming for average risk levels similar to either a 70, 60, or 50 percent allocation to a diversified equity benchmark. The models target a 30 percent allocation to a protection fund, with the remainder of the portfolio being allocated to CLS-managed proprietary funds. The AdvisorOne Protection models are designed to help investors who are within 10 years of retirement to prepare for transition to retirement by continuing to allow for wealth accumulation while gradually decreasing the risk of the portfolio and adding a level of protection. AdvisorOne Protection Conservative Model (Suggested score range: 45-54) The AdvisorOne Protection Conservative allocation pursues its objective by seeking income and, secondarily, long-term growth of capital. Approximately 30 percent of your portfolio will be invested in one or more Affiliated Funds designed to provide protection from large equity market declines. This allocation may be appropriate for investors who: - have a relatively short investment time horizon; - have a low tolerance for risk; and - primarily seek income from their investment.0.32351.4626
ModelxChangeCLS Investments, LLCCLS AdvisorOne Protection Investment Strategy - Moderate (65-75)1/31/2015 12:00:00 AM-0.92004.85766.54855.9412-0.92002.971415.40235.7258-5.06019.59666.268.31.040.7362Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL620.20000CLS’s protection models seek to limit the impact that significant market downturns can have on investments. The models also seek growth of capital by aiming for average risk levels similar to either a 70, 60, or 50 percent allocation to a diversified equity benchmark. The models target a 30 percent allocation to a protection fund, with the remainder of the portfolio being allocated to CLS-managed proprietary funds. The AdvisorOne Protection models are designed to help investors who are within 10 years of retirement to prepare for transition to retirement by continuing to allow for wealth accumulation while gradually decreasing the risk of the portfolio and adding a level of protection. AdvisorOne Protection Moderate Model (Suggested score range: 65-75) The AdvisorOne Protection Moderate allocation pursues its objective primarily by seeking both growth of capital, as well as income. Approximately 30 percent of your portfolio will be invested in one or more Affiliated Funds designed to provide protection from large equity market declines. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - seek both growth and income from their investment; and - are willing to accept moderate short-term price fluctuations in exchange for potentially higher returns over time.0.36251.5310
ModelxChangeCLS Investments, LLCCLS AdvisorOne Protection Investment Strategy - Moderately Conservative (55-64)63Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL630.20000CLS’s protection models seek to limit the impact that significant market downturns can have on investments. The models also seek growth of capital by aiming for average risk levels similar to either a 70, 60, or 50 percent allocation to a diversified equity benchmark. The models target a 30 percent allocation to a protection fund, with the remainder of the portfolio being allocated to CLS-managed proprietary funds. The AdvisorOne Protection models are designed to help investors who are within 10 years of retirement to prepare for transition to retirement by continuing to allow for wealth accumulation while gradually decreasing the risk of the portfolio and adding a level of protection. AdvisorOne Protection Moderately Conservative Model (Suggested score range: 55-64) The AdvisorOne Protection Moderately Conservative allocation pursues its objective by seeking income and, secondarily, long-term growth of capital. Approximately 30 percent of your portfolio will be invested in one or more Affiliated Funds designed to provide protection from large equity market declines. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - primarily seek income from their investment; - have a shorter investment time horizon; and - are willing to accept some0.34751.5018
ModelxChangeCLS Investments, LLCCLS ETF Investment Strategy - Aggressive 100 (95-100)1/31/2015 12:00:00 AM-2.24367.141711.302711.0125-2.24365.467023.473215.4586-6.242416.89469.4314.31.180.868Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL680.25000CLS Investments, LLC (“CLS”) uses ETFs in a tactical manner to overweight its portfolios based on capitalization, style, sector, region, quality, and duration in an effort to seek outperformance. This strategy uses risk budgeting and targets a risk level similar to 100 percent allocation to a diversified equity benchmark. ETF Portfolio Aggressive 100 (suggested score range: 100-95) The Aggressive 100 allocation approximates 100% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking growth of capital. This allocation may be appropriate for investors who: - are comfortable with substantial investment risk; - have a long investment time horizon; and - seek to maximize long-term returns while accepting the possibility of significant short-term or even long-term losses.0.4593
ModelxChangeCLS Investments, LLCCLS ETF Investment Strategy - Aggressive 90 (85-94)1/31/2015 12:00:00 AM-2.05056.490410.189310.1535-2.05054.872020.682514.4092-4.948115.29018.6613.331.160.7969Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL690.25000CLS Investments, LLC (“CLS”) uses ETFs in a tactical manner to overweight its portfolios based on capitalization, style, sector, region, quality, and duration in an effort to seek outperformance. This strategy uses risk budgeting and targets a risk level similar to 90 percent allocation to a diversified equity benchmark. ETF Portfolio Aggressive 90 (suggested score range: 94-85) The Aggressive 90 allocation approximates 90% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking growth of capital. This allocation may be appropriate for investors who: - are comfortable with significant investment risk; - have a long investment time horizon; - seek additional diversification; and - seek to maximize long-term returns while accepting the possibility of short-term or even long-term losses.0.4967
ModelxChangeCLS Investments, LLCCLS ETF Investment Strategy - Conservative 30 (30-34)1/31/2015 12:00:00 AM0.12302.47783.20010.12302.15011.71378.7615-1.19143.440.9275Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL750.25000CLS Investments, LLC (“CLS”) uses ETFs in a tactical manner to overweight its portfolios based on capitalization, style, sector, region, quality, and duration in an effort to seek outperformance. This strategy uses risk budgeting and targets a risk level similar to 20 percent allocation to a diversified equity benchmark. ETF Portfolio Conservative 30 (Suggested score range: 34-30) Conservative 30 allocation approximates 30% of the risk of a diversified equity portfolio and pursues its objective by seeking income and, secondarily, long-term growth of capital. This allocation may be appropriate for investors who: - have a relatively short investment time horizon; - have a low tolerance for risk; and - primarily seek income from their investment.0.5853
ModelxChangeCLS Investments, LLCCLS ETF Investment Strategy - Moderate 60 (55-64)1/31/2015 12:00:00 AM-0.79455.15416.67117.4478-0.79453.857710.395711.6845-1.536411.79635.758.721.140.8672Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL720.25000CLS Investments, LLC (“CLS”) uses ETFs in a tactical manner to overweight its portfolios based on capitalization, style, sector, region, quality, and duration in an effort to seek outperformance. This strategy uses risk budgeting and targets a risk level similar to 55 percent allocation to a diversified equity benchmark. ETF Portfolio Moderate 60 (suggested score range: 64-55) Moderate 60 allocation approximates 60% of the risk of a diversified equity portfolio and pursues its objective by seeking both growth of capital, as well as income. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - have a relatively short investment time horizon; and - seek both growth and income from their investment.0.5453
ModelxChangeCLS Investments, LLCCLS ETF Investment Strategy - Moderate 70 (65-74)1/31/2015 12:00:00 AM-1.35185.03817.49208.3512-1.35183.734213.156012.6986-2.089613.30256.6410.131.110.8471Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL710.25000CLS Investments, LLC (“CLS”) uses ETFs in a tactical manner to overweight its portfolios based on capitalization, style, sector, region, quality, and duration in an effort to seek outperformance. This strategy uses risk budgeting and targets a risk level similar to 65 percent allocation to a diversified equity benchmark. CLS Investments, LLC (“CLS”) uses ETFs in a tactical manner to overweight its portfolios based on capitalization, style, sector, region, quality, and duration in an effort to seek outperformance. This strategy uses risk budgeting and targets a risk level similar to 65 percent allocation to a diversified equity benchmark.0.5311
ModelxChangeCLS Investments, LLCCLS ETF Investment Strategy - Moderately Aggressive 80 (75-84)1/31/2015 12:00:00 AM-1.62536.93999.24529.5479-1.62535.414216.594413.8799-4.123914.89267.6111.931.20.8270Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL700.25000CLS Investments, LLC (“CLS”) uses ETFs in a tactical manner to overweight its portfolios based on capitalization, style, sector, region, quality, and duration in an effort to seek outperformance. This strategy uses risk budgeting and targets a risk level similar to 75 percent allocation to a diversified equity benchmark. ETF Portfolio Moderately Aggressive 80 (suggested score range: 84-75) The Moderately Aggressive 80 allocation approximates 80% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking both growth of capital, as well as income. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - seek both growth and income from their investment; and - are willing to accept moderate short-term price fluctuations in exchange for potentially higher returns over time.0.5030
ModelxChangeCLS Investments, LLCCLS ETF Investment Strategy - Moderately Conservative 40 (35-44)1/31/2015 12:00:00 AM-0.22623.44434.06245.4387-0.22623.28653.45079.28780.99259.52064.025.8510.9374Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL740.25000CLS Investments, LLC (“CLS”) uses ETFs in a tactical manner to overweight its portfolios based on capitalization, style, sector, region, quality, and duration in an effort to seek outperformance. This strategy uses risk budgeting and targets a risk level similar to 30 percent allocation to a diversified equity benchmark. ETF Portfolio Moderately Conservative 40 (Suggested score range: 44-35) The Moderately Conservative 40 allocation approximates 40% of the risk of a diversified equity portfolio and pursues its objective by seeking income and, secondarily, long-term growth of capital. This allocation may be appropriate for investors who: - have a shorter investment time horizon; - have a low tolerance for risk; - primarily seek income from their investment; and - are willing to accept some short-term price fluctuations in exchange for potentially higher income and growth.0.5848
ModelxChangeCLS Investments, LLCCLS ETF Investment Strategy - Moderately Conservative 50 (45-54)1/31/2015 12:00:00 AM-0.58994.32215.58396.5635-0.58993.65726.893211.3055-0.420210.86624.927.481.120.8873Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL730.25000CLS Investments, LLC (“CLS”) uses ETFs in a tactical manner to overweight its portfolios based on capitalization, style, sector, region, quality, and duration in an effort to seek outperformance. This strategy uses risk budgeting and targets a risk level similar to 40 percent allocation to a diversified equity benchmark. CLS Investments, LLC (“CLS”) uses ETFs in a tactical manner to overweight its portfolios based on capitalization, style, sector, region, quality, and duration in an effort to seek outperformance. This strategy uses risk budgeting and targets a risk level similar to 40 percent allocation to a diversified equity benchmark.0.5760
ModelxChangeCLS Investments, LLCCLS ETF Target Date 20151/31/2015 12:00:00 AM-0.7400-0.74001672Target Date 2011-2015https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16720.25000The Target Date 2015 approximates 55% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking income and, secondarily, long-term growth of capital. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - primarily seek income from their investment; and - are willing to accept some short-term price fluctuations in exchange for potentially higher income and growth. 0.5609
ModelxChangeCLS Investments, LLCCLS ETF Target Date 20201/31/2015 12:00:00 AM-1.0700-1.07001671Target Date 2016-2020https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16710.25000The Target Date 2020 approximates 65% of the risk of a diversified equity portfolio and pursues its objective by seeking both growth of capital, as well as income. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - have a relatively short investment time horizon; - seek both growth and income from their investment. 0.5328
ModelxChangeCLS Investments, LLCCLS ETF Target Date 20251/31/2015 12:00:00 AM-1.6400-1.64001670Target Date 2021-2025https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16700.25000The Target Date 2025 approximates 75% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking both growth of capital, as well as income. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - seek both growth and income from their investment; and - are willing to accept substantive short-term price fluctuations in exchange for potentially higher returns over time. 0.5148
ModelxChangeCLS Investments, LLCCLS ETF Target Date 20301/31/2015 12:00:00 AM-1.7200-1.72001669Target Date 2026-2030https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16690.25000The Target Date 2030 approximates 80% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking both growth of capital, as well as income. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - seek both growth and income from their investment; and - are willing to accept substantive short-term price fluctuations in exchange for potentially higher returns over time. 0.5030
ModelxChangeCLS Investments, LLCCLS ETF Target Date 20351/31/2015 12:00:00 AM-1.8900-1.89001668Target Date 2031-2035https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16680.25000The Target Date 2035 approximates 85% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking both growth of capital, as well as income. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - seek both growth and income from their investment; and - are willing to accept substantive short-term price fluctuations in exchange for potentially higher returns over time. 0.5046
ModelxChangeCLS Investments, LLCCLS ETF Target Date 20401/31/2015 12:00:00 AM-2.1700-2.17001667Target Date 2036-2040https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16670.25000The Target Date 2040 allocation approximates 90% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking growth of capital. This allocation may be appropriate for investors who: - are comfortable with significant investment risk; - have a long investment time horizon; - seek additional diversification; and - seek to maximize long-term returns while accepting the possibility of short-term or even long-term losses. 0.4967
ModelxChangeCLS Investments, LLCCLS ETF Target Date 20451/31/2015 12:00:00 AM-2.1600-2.16001666Target Date 2041-2045https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16660.25000The Target Date 2045 allocation approximates 92% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking growth of capital. This allocation may be appropriate for investors who: - are comfortable with significant investment risk; - have a long investment time horizon; - seek additional diversification; and - seek to maximize long-term returns while accepting the possibility of short-term or even long-term losses. 0.4914
ModelxChangeCLS Investments, LLCCLS ETF Target Date 20501/31/2015 12:00:00 AM-2.1800-2.18001665Target Date 2046-2050 https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16650.25000The Target Date 2050 allocation approximates 93% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking growth of capital. This allocation may be appropriate for investors who: - are comfortable with significant investment risk; - have a long investment time horizon; - seek additional diversification; and - seek to maximize long-term returns while accepting the possibility of short-term or even long-term losses. 0.4874
ModelxChangeCLS Investments, LLCCLS ETF Target Date 20551/31/2015 12:00:00 AM-2.2800-2.28001664Target Date 2050+https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16640.25000The Target Date 2055 allocation approximates 95% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking growth of capital. This allocation may be appropriate for investors who: - are comfortable with significant investment risk; - have a long investment time horizon; - seek additional diversification; and - seek to maximize long-term returns while accepting the possibility of short-term or even long-term losses. 0.4754
ModelxChangeCLS Investments, LLCCLS ETF Target Date 20601/31/2015 12:00:00 AM-2.3800-2.38001663Target Date 2050+https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16630.25000The Target Date 2060 allocation approximates 100% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking growth of capital. This allocation may be appropriate for investors who: - are comfortable with substantial investment risk; - have a long investment time horizon; and - seek to maximize long-term returns while accepting the possibility of significant short-term or even long-term losses. 0.4593
ModelxChangeEfficient Market Advisors, LLC11-19 Year Aggressive1/31/2015 12:00:00 AM-1.01246.008610.342110.4438-1.01244.342819.444313.7191-1.069715.59737.7411.271.310.93203Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2030.50000Aggressive Growth & Income Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs) 0.7763
ModelxChangeEfficient Market Advisors, LLC11-19 Year Conservative1/31/2015 12:00:00 AM-0.81164.31509.06979.6977-0.81162.949616.975112.94350.332615.09666.79.591.331.01201Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2010.50000Conservative Growth & Income Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.7867
ModelxChangeEfficient Market Advisors, LLC11-19 Year Moderate1/31/2015 12:00:00 AM-0.87695.03609.23319.6704-0.87693.401217.682912.6542-0.895015.24967.2810.381.250.94202Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2020.50000Moderate Growth & Income Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs) 0.7830
ModelxChangeEfficient Market Advisors, LLC2-5 Year Aggressive1/31/2015 12:00:00 AM-0.55113.72717.32858.1610-0.55112.617512.918911.2164-0.202113.864168.621.20.95197Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1970.50000Aggressive Income & Growth Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.8108
ModelxChangeEfficient Market Advisors, LLC2-5 Year Conservative1/31/2015 12:00:00 AM-0.20892.27195.01256.0376-0.20891.03077.80719.71291.45899.81454.476.021.11195Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1950.50000Conservative Income & Growth Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.8432
ModelxChangeEfficient Market Advisors, LLC2-5 Year Moderate1/31/2015 12:00:00 AM-0.54133.60356.25477.5387-0.54132.497512.21978.14162.386612.06725.487.541.131196Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1960.50000Moderate Income & Growth Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.8101
ModelxChangeEfficient Market Advisors, LLC20+ Year Aggressive1/31/2015 12:00:00 AM-1.26316.916311.490810.8100-1.26314.994721.450416.0161-5.446317.46408.8612.81.270.86206Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2060.50000Aggressive Growth Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.7461
ModelxChangeEfficient Market Advisors, LLC20+ Year Conservative1/31/2015 12:00:00 AM-1.14336.440510.776411.2310-1.14334.736019.246815.4737-0.501516.88067.8811.511.340.98204Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2040.50000Conservative Growth Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs) 0.7718
ModelxChangeEfficient Market Advisors, LLC20+ Year Moderate1/31/2015 12:00:00 AM-1.58816.409411.423511.5200-1.58814.952422.620714.6340-1.212316.82528.4512.271.320.95205Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2050.50000Moderate Growth Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.7552
ModelxChangeEfficient Market Advisors, LLC6-10 Year Aggressive1/31/2015 12:00:00 AM-0.45824.85648.73328.8584-0.45823.280716.140911.5349-2.651115.33306.399.551.340.93200Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2000.50000Aggressive Balanced Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs) 0.7918
ModelxChangeEfficient Market Advisors, LLC6-10 Year Conservative1/31/2015 12:00:00 AM-0.58674.081410.53249.7582-0.58672.940411.139222.76780.672012.00849.149.491.141.02198Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1980.50000Conservative Balanced Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.8075
ModelxChangeEfficient Market Advisors, LLC6-10 Year Moderate1/31/2015 12:00:00 AM-0.53094.07947.20828.0569-0.53092.705214.52149.5868-0.108712.59206.149.161.160.89199Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1990.50000Moderate Balanced Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.7849
ModelxChangeEfficient Market Advisors, LLCTaking Income Aggressive1/31/2015 12:00:00 AM-0.17882.24504.58655.5068-0.17881.59856.62408.33591.69449.21893.975.351.141.02194Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1940.50000Aggressive Income Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.8817
ModelxChangeEfficient Market Advisors, LLCTaking Income Conservative1/31/2015 12:00:00 AM-0.02361.22413.29894.4579-0.02360.86324.80376.29022.58547.48442.783.81.161.15192Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1920.50000Conservative Income Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.8842
ModelxChangeEfficient Market Advisors, LLCTaking Income Moderate1/31/2015 12:00:00 AM-0.12031.70725.28165.7835-0.12031.24769.19618.02972.10858.25233.274.471.581.27193Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1930.50000Income Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs) 0.8803
ModelxChangeETF Model Solutions, LLCETF-MS Global Equity Model1/31/2015 12:00:00 AM-1.00006.18599.37279.8211-1.00002.389018.631214.7188-4.992017.713810.3713.570.910.761185World Stockhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11850.35000The objective of this model is capital appreciation and growth. The model seeks to generate returns that match or exceed those of the MSCI World Index. This model offers a strategic allocation of equity securities utilizing a Core- Satellite passive investment approach. The core of the portfolio will target low-cost, market capitalization-weighted domestic equity ETFs. The satellite portion of the portfolio will target alternative equity indices or actively managed equity income strategies that offer the opportunity to add incremental return or reduce portfolio volatility. Satellite strategies may include international or emerging market stocks, or alternative indexing strategies with fundamental weighting, dividend weighting, volatility weighting, thematic weighting, and others. The manager will utilize an active-passive approach that will overweight core or satellite holdings during various stages of secular equity market cycles. The manager believes that the return component provided by dividends in an equity portfolio become more critical in a low return environment, and offer the opportunity to contribute a higher percentage of overall equity returns. Hence, the manager will have a tendency to overweight to higher dividend-producing equities in an effort to generate improved returns.0.6543
ModelxChangeETF Model Solutions, LLCETF-MS Global Fixed Income Model1/31/2015 12:00:00 AM0.3600-1.44343.59405.44660.3600-3.16203.244613.58423.880911.14974.765.550.750.971217World Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12170.35000The objective of this model is to generate income by creating a globally-diversified portfolio of exchange-traded funds that invest in fixed-income securities. This model offers a strategic allocation of fixed income securities utilizing a Core-Satellite passive investment approach. The core of the portfolio will target low cost, market capitalization weighted domestic fixed income ETFs. The satellite portion of the portfolio will target alternative fixed-income indices or actively managed fixed income strategies that offer the opportunity to add incremental return or reduce portfolio volatility. Satellite strategies may include international or emerging market bonds (both sovereign and corporates that may be denominated in local or domestic currency, global high yield bonds, senior bank loans, floating rate notes, municipal bonds and others. The manager will utilize an active-passive approach that may overweight core or satellite holdings during various stages of secular interest rate cycles.0.8528
ModelxChangeETF Model Solutions, LLCETF-MS Global Multi-Asset Income Model1/31/2015 12:00:00 AM-0.0500-1.25664.24566.9291-0.0500-2.56075.751415.4792-0.721117.20817.689.830.570.731234Multisector Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12340.35000The objective of this model is to generate income and long-term capital appreciation by creating a globally-diversified portfolio of exchange-traded funds that invest in equity, fixed-income, REITs, and other income-generating or hybrid securities. The model will strive to maintain a balance between equity, fixed-income and hybrid securities in an effort to optimize risk-adjusted returns to meet its objectives. This model offers a strategic allocation of fixed income, equity, and hybrid securities utilizing a Core-Satellite passive investment approach. The core of the portfolio will target low-cost, primarily market capitalization-weighted ETFs across four main segments of the market: 1) Global High Income Equities; 2) Global Real Estate Investment Trusts/Master Limited Partnerships; 3) Business Development Companies/Closed End Funds; and, 4) High Yield Fixed Income/Preferred Securities. The satellite portion of the portfolio will target indices or actively managed strategies that offer the opportunity to add incremental return or reduce portfolio volatility. Satellite strategies may include sector/thematic ETFs, mortgage REITs, MLPs, closed end funds, high yield municipal securities, emerging market corporate bonds and short duration high yield bonds, and other securities. The manager will utilize an active-passive approach that will overweight core or satellite holdings during various stages of secular interest rate, economic, and financial-market cycles. 1.5295
ModelxChangeETF Model Solutions, LLCETF-MS Hedge Fund of Funds Model1/31/2015 12:00:00 AM-0.85003.62984.85704.9833-0.85002.91917.73437.2699-1.41478.84823.715.051.280.981237Multialternativehttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12370.35000The objective of this model is to hold liquid alternative funds (primarily mutual funds) that provide a lower cost and a more liquid way to access exposure to hedge fund strategies. Hedge Fund of Funds have generally been illiquid and have been available to institutions and accredited investors at a 3% management fee & a 30% incentive fee cost structure. Due to the proliferation of the liquid alternative strategies offered in 1940 Act funds, it is now possible to build a broadly diversified portfolio of hedge funds that are not only liquid but available at a much lower total cost structure than the 3&30 cost structure. It is expected to produce returns that have a higher correlation to broad hedge fund benchmarks like the HFRX Global Hedge Fund Index at a substantially lower cost. Hedge Fund of Funds have generally been illiquid and have been available to institutions and accredited investors at a 3% management fee & a 30% incentive fee cost structure. Due to the proliferation of the liquid alternative strategies offered in 1940 Act funds, it is now possible to build a broadly diversified portfolio of hedge funds that are not only liquid but available at a much lower total cost structure than the "3&30" cost structure. The model seeks to invest across four main segments of the hedge funds universe: 1) Multi-strategy funds; 2) Arbitrage funds; 3) Event-Driven funds; and, 4) Directional funds. Examples of strategies include Fixed Income Arbitrage, Convertible Bond Arbitrage, Merger Arbitrage, Capital Structure Arbitrage, Equity Long Short, Managed Futures, Momentum, etc.0.17950.08751.7551
ModelxChangeETF Model Solutions, LLCETF-MS Private Equity Model1/31/2015 12:00:00 AM-2.1900-1.157310.043310.9035-2.1900-0.490322.290018.0272-1.794920.10338.4711.621.170.951236Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12360.35000Private equity is an asset class that is typically underweighted in the average investors portfolio because of the risk involved and, historically investing in private equity required one to have a high net worth and to purchase limited partnerships. The objective of this model is to hold securities that have some resemblance or correlation to the private equity market either directly or indirectly. The model is broadly diversified and has a bias to domestic securities. Publicly traded securities held are proxies for the private equity market. This model seeks to provide a strategic allocation of securities that offer exposure to the private equity asset class by using a Core-Satellite investing approach. Core investments include low cost, primarily market capitalization weighted ETFs across four main segments of the market: 1 ) Listed private equity funds 2) Listed private debt funds 3) Publicly traded traditional proxies for private equity and 4) Publicly traded alternative proxies. The Satellite portion of the portfolio will target ETFs that track alternative indices, add incremental return or reduce portfolio volatility. Satellite strategies may include pre-IPO business development companies, venture debt, convertibles, companies doing buybacks, and other exchange traded or otherwise registered securities or mutual funds that offer entrée into the private equity asset class. The manager will utilize an active-passive approach that will overweight core or satellite holdings during various stages of secular economic and market cycles.1.2542
ModelxChangeETF Model Solutions, LLCETF-MS Real Asset Model1/31/2015 12:00:00 AM0.43004.91644.20537.03430.43003.09872.755511.9365-1.588916.54928.3210.550.530.691235Inflation-Protected Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12350.35000The objective of this model is to hold securities that have a higher correlation to inflation and/or own tangible/hard assets. The model seeks to be broadly diversified and has a bias to income producing hard assets. This portfolio is intended to be used as an inflation hedge within an overall portfolio by seeking to produce positive real returns in a higher inflation environment. This model offers a strategic allocation of securities expected to provide a broad exposure to real assets by using a Core-Satellite passive investment approach. The core of the portfolio will target low-cost, primarily market capitalization-weighted ETFs across four main segments of the market: 1) real estate investment trusts; 2) infrastructure/master limited partnerships; 3) commodities & precious metals; and, 4) inflation-linked fixed income. The satellite portion of the portfolio will target alternative indices or actively managed strategies that offer the opportunity to add incremental return or reduce portfolio volatility. Satellite strategies may include dividend weighted ETFs, sector/thematic ETFs, long/flat commodity indices, fixed duration inflation indexed ETFs, actively-managed senior bank loan ETFs, and others. The manager will utilize an active-passive approach that will overweight core or satellite holdings during various stages of secular interest rate, inflation, economic, and financial-market cycles.0.01251.2098
ModelxChangeETF Model Solutions, LLCETF-MS Short Duration Fixed Income Model1/31/2015 12:00:00 AM0.2200-0.37451.36612.91230.2200-1.1101-0.68197.25783.28796.71323.043.150.440.911218Short-Term Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12180.35000The objective of this model is to provide an investment alternative that can provide a greater return than can be earned in money market securities, while reducing the volatility that can sometimes be experienced in bonds by limiting the average overall portfolio duration to approximately 3 or less. The manager seeks to maintain an average overall investment grade rating for the entire portfolio. This model offers a diversified, strategic allocation of exchange-traded funds that invest in fixed income securities. The portfolio manager utilizes a Core-Satellite passive investment approach. The core of the portfolio will target low cost, market capitalization weighted domestic fixed income ETFs. The satellite portion of the portfolio will target alternative fixed-income indices or actively managed fixed income strategies that offer the opportunity to add incremental return or reduce portfolio volatility. Satellite strategies may include international or emerging market bonds (both sovereign and corporates that may be denominated in local or domestic currency), short-term domestic and global high yield bonds, senior bank loans, floating rate notes, municipal bonds and others. The manager will utilize an active-passive approach that will overweight core or satellite holdings during various stages of secular interest rate cycles or have a bias towards taking credit risk in low-interest rate/low default rate environments. 0.6900
ModelxChangeGradient Investments, LLCGradient Endowment Series (ETF) Program - Conservative (A)585Conservative Allocation0.00000For the conservative investor. The portfolio's target allocation is 15% equity, 65% fixed income and 20% alternative investments. The portfolio seeks to achieve further diversification by investing in ETFs that track both domestic and international equity markets, bond markets, and alternative asset classes. 0.0000
ModelxChangeGradient Investments, LLCGradient Endowment Series (ETF) Program - Growth (E)587Aggressive Allocation0.00000For the growth-oriented investor The portfolio's target allocation is 70% equity and 30% alternative investments. The portfolio seeks to achieve further diversification by investing in ETFs that track both domestic and international equity markets, and alternative asset classes. 0.0000
ModelxChangeGradient Investments, LLCGradient Endowment Series (ETF) Program - Moderate (C)586Moderate Allocation0.00000For the moderate investor. The portfolio's target allocation is 45% equity, 30% fixed income and 25% alternative investments. The portfolio seeks to achieve further diversification by investing in ETFs that track both domestic and international equity markets, bond markets, and alternative asset classes. 0.0000
ModelxChangeGradient Investments, LLCGradient Endowment Series (ETF) Program - Moderate Growth (D)657Moderate Allocation0.00000For the moderate growth oriented investor. The portfolio's target allocation is 60% equity, 15% fixed income and 25% alternative investments. The portfolio seeks to achieve further diversification by investing in ETFs that track both domestic and international equity markets, bond markets, and alternative asset classes. 0.0000
ModelxChangeGradient Investments, LLCGradient Endowment Series (ETF) Program - Moderately Conservative (B)656Moderate Allocation0.00000For the moderately conservative investor. The portfolio's target allocation is 30% equity, 50% fixed income and 20% alternative investments. The portfolio seeks to achieve further diversification by investing in ETFs that track both domestic and international equity markets, bond markets, and alternative asset classes. 0.0000
ModelxChangeHedgeableDynamic Aggressive ETF1617Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16170.50000Strategy attempts to significantly reduce max drawdown, beta, volatility, and correlation versus a similar Buy and Hold portfolio. Dynamically managed diversified ETF strategy corresponding to an investor that intends to retire in 25+ years. Utilizes Hedgeable's proprietary Dynamic Advisor technology with core strategic holdings consisting of U.S. Equity, International Equity, Emerging Equity, Commodities, Real Estate, and Inflation Protection.0.6034
ModelxChangeHedgeableDynamic Conservative ETF1614Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16140.50000Strategy attempts to significantly reduce max drawdown, beta, volatility, and correlation versus a similar Buy and Hold portfolio. Dynamically managed diversified ETF strategy corresponding to an investor that intends to retire in the next 5 years, or is currently retired. Core strategic holdings consist of Diversified Fixed Income and U.S. Equity ETFs.0.5925
ModelxChangeHedgeableDynamic Fixed Income ETF1624Long-Term Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16240.50000Strategy attempts to significantly reduce max drawdown, beta, volatility, and correlation versus a similar Buy and Hold portfolio. Dynamically managed long-term Fixed Income ETF strategy. Core strategic holdings consist of Treasury, Investment-Grade Corporate Bond, High-Yield Bond, Emerging Market Bond, and diversified Fixed Income ETFs. 0.7145
ModelxChangeHedgeableDynamic Moderate ETF1615Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16150.50000Strategy attempts to significantly reduce max drawdown, beta, volatility, and correlation versus a similar Buy and Hold portfolio. Dynamically managed diversified ETF strategy corresponding to an investor that intends to retire in the next 5-15 years. Core strategic holdings consist of Diversified Fixed Income, U.S. Equity, International Equity, and Inflation Protection.0.6260
ModelxChangeHedgeableDynamic Moderate-Aggressive ETF1616Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16160.50000Strategy attempts to significantly reduce max drawdown, beta, volatility, and correlation versus a similar Buy and Hold portfolio. Dynamically managed diversified ETF strategy corresponding to an investor that intends to retire in the next 15-25 years. Core strategic holdings consist of Diversified Fixed Income, U.S. Equity, International Equity, Emerging Equity, and Inflation Protection.0.6291
ModelxChangeHedgeableDynamic Municipal Bond ETF1625Muni National Longhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16250.50000Strategy attempts to significantly reduce max drawdown, beta, volatility, and correlation versus a similar Buy and Hold portfolio. Dynamically managed Municpal Bond ETF strategy. Core strategic holdings consist of long-term U.S. Non-Taxable Bond ETFs. 0.7586
ModelxChangeHedgeableDynamic U.S. Equity ETF1/31/2015 12:00:00 AM-2.358813.561216.046214.1416-2.358812.502231.256910.56203.705913.06127.269.362.091.461618Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16180.50000Strategy attempts to significantly reduce max drawdown, beta, volatility, and correlation versus a similar Buy and Hold portfolio. Dynamically managed U.S. Equity ETF strategy. Core strategic holdings consist of ETFs that represent the largest and most tracked U.S. indices. 0.6433
ModelxChangeHedgeableTactical All-Asset ETF1623Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16230.50000Strategy attempts to provide Alpha against Hedgeable's Foreign Stock Blended Index over the long-term. It targets a lower beta, volatility, max drawdown, and correlation versus the benchmark than a typical all-asset strategy. Tactically managed ETF strategy. Holdings are tactically shifted among a diversified pool of Fixed Income, U.S. Equity, International Equity, Currency, & Commodity ETF securities. The strategy can be 100% invested in a single asset class at any one time. 0.7717
ModelxChangeHedgeableTactical Commodity ETF1619Commodities Broad Baskethttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16190.50000Strategy attempts to provide Alpha against Hedgeable's Foreign Stock Blended Index over the long-term. It targets a lower beta, volatility, max drawdown, and correlation versus the benchmark than a typical international commodity strategy. Tactically managed Commodity ETF strategy. Holdings are tactically shifted among a pool of Commodity ETFs that meet Hedgeable's investability guidelines. 1.5660
ModelxChangeHedgeableTactical International Equity ETF1620World Stockhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16200.50000Strategy attempts to provide Alpha against Hedgeable's Foreign Stock Blended Index over the long-term. It targets a lower beta, volatility, max drawdown, and correlation versus the benchmark than a typical international equity strategy. Tactically managed International Equity ETF strategy. Holdings are tactically shifted among a pool consisting of 35 country-specific ETFs. 1.0552
ModelxChangeHighland Capital Management, LLCHighland Balanced Strategy (ETFs)1/31/2015 12:00:00 AM-0.35895.55897.0088-0.35894.317612.45918.39925.121.34623Target Date 2016-2020https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL6230.50000The investment objective of the balanced strategy is to provide modest capital appreciation with a well diversified 50/50 mix of stock and bond ETF's. This strategy provides diversification across the equity allocation with exposures to large capitalization companies (25%), mid cap companies (8%), small cap companies (6%), and international (11%). The International allocation includes both developed and emerging markets. In the mid and small capitalization categories diversification by style is also provided with exposure to both growth and value segments of the respective sectors. The 50% of the model invested in fixed income/cash equivalents is also well diversified between short and intermediate sectors of the yield curve, with 12.5% in a 1-3 year corporate bond ETF, and 12.5% invested in an intermediate governemnt/corporate bond ETF. US Treasury securites are also represented at 7.5% in the 7 - 10 year maturity spectrum, and the strategy has a 7.5% exposure to mortgage backed bonds. The strategy also has a 5% exposure to the high yield corporate sector in order to obtain some additional yield for the fixed income segment. The weightings for each asset are subject to a swing of + or - 5% at the discretion of the investment manager to give the manager latitude to respond to changes in the market environment and outlook. 0.6496
ModelxChangeHighland Capital Management, LLCHighland Conservative Strategy (ETFs)1/31/2015 12:00:00 AM0.47104.96684.84750.47104.15086.34805.5223622Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL6220.50000The goal of this strategy is to limit loss of principal by utilizing a large fixed income exposure, while also providing a sufficient equity allocation for long term growth to maintain purchasing power over time given rising levels of inflation. This strategy is weighted heavily to fixed income (72.5%) to lower the volatility of returns. The fixed income component is well diversified between US Treasury, corporate, and mortgage backed securities underlying the various ETF's used. The strategy is weighted toward the short and intermediate portions of the yield curve, as our opinion is that investors are not being compensated for the risk in longer maturity bonds due to the current low level of interest rates. The equity allocation of the strategy (27.5%) is diversified across large, mid, and small capitalization ETF's, with a small weight also given to international equity markets. The larger capitalization segment as represented by the S&P 500 is the largest of the equity weights due to its tendency to be less volatile than the mid and small capitalization sectors of the market. The weightings for each asset are subject to a swing of + or - 5% at the discretion of the investment manager to give the manager latitude to respond to changes in the market environment and outlook. 0.6441
ModelxChangeHighland Capital Management, LLCHighland Growth Strategy (ETFs)1/31/2015 12:00:00 AM-0.85155.38568.5106-0.85153.484217.606911.30737.991.06624Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL6240.50000The objective of the strategy is capital appreciation through investment in risk assets. The strategy of the model is to be well diversified across domestic equity market capitalizations (large, midcap, small cap) and styles (growth and value), with a broader expsoure to various segments of the international equity markets (developed foreign, emerging markets, Pacific ex Japan, and Brazil, Russia, India, China). To provide for additional exposure to risk assets beyond traditional equity investments, this strategy also has a 4% weighting in real estate through a REIT, as well as a commodity exposure through a commodity ETF. The total equity and risk asset weightings of this strategy total 80%, with the fixed income and cash component representing 20%. The fixed income component is represented by fixed income ETF's with short and intermediate ETF's as well as a 5% weighting in the high yield bond segment. The weightings for each asset are subject to a swing of + or - 5% at the discretion of the investment manager to give the manager latitude to respond to changes in the market environment and outlook. 0.7058
ModelxChangeHighland Capital Management, LLCHighland International Balanced Strategy (ETFs)1/31/2015 12:00:00 AM-0.5966-1.9232-0.5966-3.9354972Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9720.50000The goal of this risked based ETF Model strategy is to provide a balanced exposure to international equity and fixed income markets. The International strategy is a mix of 57.1% International Fixed Income and 42.9% International Equities ETFs. This strategy is appropiate for investors with a long-term horizon and recongnize the highter volatility profile of the international markets. 0.9286
ModelxChangeHighland Capital Management, LLCHighland Tactical Income Strategy (ETFs)1/31/2015 12:00:00 AM1.58667.53631.58665.5775790Short-Term Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7900.50000The model seeks to maximize income while maintaining prospects for capital appreciation through equity ETF exposure. The model invests in income oriented ETFs, including equity and debt securities, from both domestic and international markets. The Tactical Income model's goal is to capture income from many non-correlated markets with minimal concentration in any one particular area. The models will tactically shift capital based on sound risk/reward characteristics. Even the safest perceived fixed income investments pose potential risk in today's low interest rate environment. These investments may not provide enough yield and could incur losses if interest rates rise in a recovering economy. 0.8287
ModelxChangeHighland Capital Management, LLCHighland Ultra Aggressive Strategy (ETFs)1/31/2015 12:00:00 AM-1.16673.9465-1.1667973World Stockhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9730.50000The goal of the Ultra Aggressive strategy is 100% capital appreciation by investing in Domestic and International equities, Real Estate, and Commodities ETFs. Ultra Aggressive strategy is a long-term capital appreciation model. The strategy consists of a weighting of 100% in domestic and international equities, real estate, and commodities ETFs. This strategy is appropriate for participants with a long-term time horizon who are willing to accept the volitility and risk of the equity markets. This strategy does not include fixed income which has historically produced less volatility compared to equity investments. 0.6725
ModelxChangeHighland Capital Management, LLCHighland Ultra Conservative Strategy (ETFs)1/31/2015 12:00:00 AM1.21232.65841.21232.1276971Short-Term Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9710.50000The goal of this strategy is to limit loss of principal by utilizing 100% fixed income ETF exposure. This strategy is 100% weighted to fixed income to lower the volatility of returns. The fixed income component is well diversified between US Treasury, corporate, and mortgage backed securities underlying the various ETF's used. The strategy is weighted toward the short and intermediate portions of the yield curve. The vast majority of the fixed income exposure will focus on intermediate and short dated securities which have less duration risk. In a declining interest rate enviroment this strategy will underperform. Conversely, this strategy will attempt to protect capital in a rising interest rate environment. The weightings for each asset are subject to a swing of + or - 5% at the discretion of the investment manager to give the manager latitude to respond to changes in the market environment and outlook. 0.6504
ModelxChangeHighland Capital Management, LLCHighland US Focused Equity Strategy (ETFs)1/31/2015 12:00:00 AM-2.787911.2159-2.787910.74671135Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11350.50000The objective of the strategy is capital appreciation through investment in risk assets. The strategy of the US Focused Equity model is capital appreciation by investing in US linked securities. Additionally, Highland Capital will overweight sectors based on fundamental/macro research conducted at Highland Capital. 0.5826
ModelxChangeHorizon Investments, LLCHorizon ETF Conservation Plus1/31/2015 12:00:00 AM1.08775.86635.12206.73431.08775.41085.32754.20498.47409.28532.622.941.92.2251Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL510.50000This portfolio seeks current income over a market cycle. Suitable for investors with a low tolerance for fluctuation in principal and who seek some independence from maket volatility. This portfolio seeks an equity-debt ratio of 20% equity to 80% debt. However, there may be times where the ratios will be adjusted due to market conditions. Horizon intends to invest in a similar investment profile as represented in this review; however, there may be times where there is a material difference in the client experience based on the set of funds used due to the third party administrator and or custodian constraints. The foundation for our management technique is Active Asset Allocation. Following the principles of Active Asset Allocation, we seek to overweight, underweight, and avoid trends in the global capital markets. In other words, we seek to capitalize on market leadership and to avoid market laggards. In contrast to traditional static models, our active asset allocation portfolio re-balances and re-allocates its portfolio based on the ever-changing market cycle. The Active Asset Allocation model builds on the academic foundation of traditional asset allocation but moves beyond the idea that diversification decisions can be based on historical long-term market averages. We believe that the markets are dynamic and our disciplined approach needs to be prepared to manage whatever environment we are facing.0.6865
ModelxChangeHorizon Investments, LLCHorizon ETF Conservative1/31/2015 12:00:00 AM0.24156.29217.09208.15310.24155.82519.84986.22075.801611.95643.634.721.891.6850Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL500.50000This portfolio seeks modest growth and income over market cycles. This diversified portfolio seeks to achieve its stated goal of capital preservation through holdings in both debt and equity vehicles. This portfolio seeks an equity-debt ratio of 40% equity to 60% debt. However, there may be times where the ratios will be adjusted due to market conditions. Horizon intends to invest in a similar investment profile as represented in this review; however, there may be times where there is a material difference in the client experience based on the set of funds used due to the third party administrator and or custodian constraints. The foundation for our management technique is Active Asset Allocation. Following the principles of Active Asset Allocation, we seek to overweight, underweight, and avoid trends in the global capital markets. In other words, we seek to capitalize on market leadership and to avoid market laggards. In contrast to traditional static models, our active asset allocation portfolio re-balances and re-allocates its portfolio based on the ever-changing market cycle. The Active Asset Allocation model builds on the academic foundation of traditional asset allocation but moves beyond the idea that diversification decisions can be based on historical long-term market averages. We believe that the markets are dynamic and our disciplined approach needs to be prepared to manage whatever environment we are facing.0.6957
ModelxChangeHorizon Investments, LLCHorizon ETF Focused1/31/2015 12:00:00 AM-2.33078.229713.664713.4273-2.33077.527527.295510.91702.635317.89438.3612.341.571.0846Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL460.50000This portfolio seeks capital appreciation in any market cycle. This diversified portfolio utilizes a variety of equity strategies for the aggressive investor. This portfolio seeks an equity-debt ratio of 100% equity to 0% debt. However, there may be times where the ratios will be adjusted due to market conditions. Horizon intends to invest in a similar investment profile as represented in this review; however, there may be times where there is a material difference in the client experience based on the set of funds used due to the third party administrator and or custodian constraints. The foundation for our management technique is Active Asset Allocation. Following the principles of Active Asset Allocation, we seek to overweight, underweight, and avoid trends in the global capital markets. In other words, we seek to capitalize on market leadership and to avoid market laggards. In contrast to traditional static models, our active asset allocation portfolio re-balances and re-allocates its portfolio based on the ever-changing market cycle. The Active Asset Allocation model builds on the academic foundation of traditional asset allocation but moves beyond the idea that diversification decisions can be based on historical long-term market averages. We believe that the markets are dynamic and our disciplined approach needs to be prepared to manage whatever environment we are facing.0.7235
ModelxChangeHorizon Investments, LLCHorizon ETF Focused with Risk Assist1/31/2015 12:00:00 AM-2.36786.894911.193610.3145-2.36785.815927.72094.9299-2.622115.74908.2710.841.320.9652Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL520.60000This portfolio seeks capital appreciation in any market cycle and seeks to limit downside through an active risk control strategy in falling markets. This portfolio seeks an equity-debt ratio of 100% equity to 0% debt. However, there may be times where the ratios will be adjusted due to market conditions. Horizon intends to invest in a similar investment profile as represented in this review; however, there may be times where there is a material difference in the client experience based on the set of funds used due to the third party administrator and or custodian constraints. The foundation for our management technique is Active Asset Allocation. Following these principles, we may be overweighted, underweighted in a particular investment in an attempt to take advantage of trends in the global capital markets. Additionally, in Risk Assisted allocations, we employ an additional layer of Active Asset Allocation decisions which seeks to mitigate losses in down markets in exchange for reduced potential capital appreciation in some market cycles. The Active Asset Allocation model builds on the academic foundation of traditional asset allocation, but moves beyond the idea that diversification decisions can be based on historical long-term market averages. Our Risk Assist strategy further builds on the idea that diversification alone may be an insufficient risk management technique in some markets. We believe that the markets are dynamic and our disciplined approach needs to be prepared to manage whatever environment we are facing.0.8235
ModelxChangeHorizon Investments, LLCHorizon ETF Growth1/31/2015 12:00:00 AM-1.72407.836711.589811.7575-1.72406.854322.94808.62632.924116.41257.1810.21.561.1447Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL470.50000This portfolio seeks growth over a market cycle. This diversified portfolio seeks to achieve its stated goal through overweighting market leaders during sustained periods of market growth. This portfolio seeks an equity-debt ratio of 85% equity to 15% debt. However, there may be times where the ratios will be adjusted due to market conditions. Horizon intends to invest in a similar investment profile as represented in this review; however, there may be times where there is a material difference in the client experience based on the set of funds used due to the third party administrator and or custodian constraints. The foundation for our management technique is Active Asset Allocation. Following the principles of Active Asset Allocation, we seek to overweight, underweight, and avoid trends in the global capital markets. In other words, we seek to capitalize on market leadership and to avoid market laggards. In contrast to traditional static models, our active asset allocation portfolio re-balances and re-allocates its portfolio based on the ever-changing market cycle. The Active Asset Allocation model builds on the academic foundation of traditional asset allocation but moves beyond the idea that diversification decisions can be based on historical long-term market averages. We believe that the markets are dynamic and our disciplined approach needs to be prepared to manage whatever environment we are facing.0.7166
ModelxChangeHorizon Investments, LLCHorizon ETF Growth with Risk Assist1/31/2015 12:00:00 AM-1.73398.541810.899710.5714-1.73397.575722.72506.1466-0.616716.377879.11.511.1553Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL530.60000This portfolio seeks growth over a market cycle and seeks to limit downside through an active risk control strategy in falling markets. This portfolio seeks an equity-debt ratio of 85% equity to 15% debt. However, there may be times where the ratios will be adjusted due to market conditions. Horizon intends to invest in a similar investment profile as represented in this review; however, there may be times where there is a material difference in the client experience based on the set of funds used due to the third party administrator and or custodian constraints. The foundation for our management technique is Active Asset Allocation. Following these principles, we may be overweighted, underweighted in a particular investment in an attempt to take advantage of trends in the global capital markets. Additionally, in Risk Assisted allocations, we employ an additional layer of Active Asset Allocation decisions which seeks to mitigate losses in down markets in exchange for reduced potential capital appreciation in some market cycles. The Active Asset Allocation model builds on the academic foundation of traditional asset allocation, but moves beyond the idea that diversification decisions can be based on historical long-term market averages. Our Risk Assist strategy further builds on the idea that diversification alone may be an insufficient risk management technique in some markets. We believe that the markets are dynamic and our disciplined approach needs to be prepared to manage whatever environment we are facing.0.8166
ModelxChangeHorizon Investments, LLCHorizon ETF Moderate1/31/2015 12:00:00 AM-0.85287.22038.46928.9092-0.85286.375315.68916.02958.47409.28535.414.661.521.8548Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL480.50000This portfolio seeks growth and income over a market cycle. This diversified portfolio seeks to achieve its goal through consistent holdings in both debt and equity vehicles. This portfolio seeks an equity-debt ratio of 65% equity to 35% debt. However, there may be times where the ratios will be adjusted due to market conditions. Horizon intends to invest in a similar investment profile as represented in this review; however, there may be times where there is a material difference in the client experience based on the set of funds used due to the third party administrator and or custodian constraints. The foundation for our management technique is Active Asset Allocation. Following the principles of Active Asset Allocation, we seek to overweight, underweight, and avoid trends in the global capital markets. In other words, we seek to capitalize on market leadership and to avoid market laggards. In contrast to traditional static models, our active asset allocation portfolio re-balances and re-allocates its portfolio based on the ever-changing market cycle. The Active Asset Allocation model builds on the academic foundation of traditional asset allocation but moves beyond the idea that diversification decisions can be based on historical long-term market averages. We believe that the markets are dynamic and our disciplined approach needs to be prepared to manage whatever environment we are facing.0.7073
ModelxChangeHorizon Investments, LLCHorizon ETF Moderate with Risk Assist1/31/2015 12:00:00 AM-0.86007.37579.006410.2775-0.86006.611717.22675.32626.652814.29115.486.71.61.4954Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL540.60000This portfolio seeks growth and income over a market cycle and seeks to limit downside through an active risk control strategy in falling markets. This portfolio seeks an equity-debt ratio of 65% equity to 35% debt. However, there may be times where the ratios will be adjusted due to market conditions. Horizon intends to invest in a similar investment profile as represented in this review; however, there may be times where there is a material difference in the client experience based on the set of funds used due to the third party administrator and or custodian constraints. The foundation for our management technique is Active Asset Allocation. Following these principles, we may be overweighted, underweighted in a particular investment in an attempt to take advantage of trends in the global capital markets. Additionally, in Risk Assisted allocations, we employ an additional layer of Active Asset Allocation decisions which seeks to mitigate losses in down markets in exchange for reduced potential capital appreciation in some market cycles. The Active Asset Allocation model builds on the academic foundation of traditional asset allocation, but moves beyond the idea that diversification decisions can be based on historical long-term market averages. Our Risk Assist strategy further builds on the idea that diversification alone may be an insufficient risk management technique in some markets. We believe that the markets are dynamic and our disciplined approach needs to be prepared to manage whatever environment we are facing.0.8073
ModelxChangeInterServ, LLC2011-2020 Aggressive Portfolio-A1/31/2015 12:00:00 AM-0.93897.191710.196611.0481-0.93896.855116.121713.67551.586916.63676.619.411.51.16155Target Date 2011-2015https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1550.30000The 2011-2020 Aggressive MAP is designed to be a comprehensive investment solution for plan participants who plan to retire between the years 2011-2020. In general, the appropriate plan participant for this portfolio is one who is willing to assume greater fluctuations in the financial markets during their working years and leading up to retirement, and/or may not ever need to access their retirement funds. The underlying investment options for this series consist of share classes that pay a 12b-1 fee. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.25240.09970.9516
ModelxChangeInterServ, LLC2011-2020 Aggressive Portfolio-Institutional1/31/2015 12:00:00 AM-0.36328.07409.985710.9541-0.36326.448315.548813.84770.617317.10936.7210.121.451.0890Target Date 2011-2015https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL900.30000The 2011-2020 Aggressive MAP is designed to be a comprehensive investment solution for plan participants who plan to retire between the years 2011-2020. In general, the appropriate plan participant for this portfolio is one who is willing to assume greater fluctuations in the financial markets during their working years and leading up to retirement, and/or may not ever need to access their retirement funds. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.05110.5522
ModelxChangeInterServ, LLC2011-2020 Conservative Portfolio-A153Target Date 2011-2015https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1530.30000The 2011-2020 Conservative KMAP is designed to be a comprehensive investment solution for plan participants planning to retire between the years 2011-2020. In general, the appropriate plan participant for this portfolio is one looking for preservation of capital, is less willing to assume large fluctuations in the financial markets, and may need to access their retirement funds at, or soon after, retirement. The underlying investment options for this series consist of share classes that pay a 12b-1 fee. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.26100.10291.0855
ModelxChangeInterServ, LLC2011-2020 Conservative Portfolio-Institutional1/31/2015 12:00:00 AM0.87535.89954.95405.81940.87534.90804.19896.94363.72448.55822.83.61.721.5788Target Date 2011-2015https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL880.30000The 2011-2020 Conservative KMAP is designed to be a comprehensive investment solution for plan participants planning to retire between the years 2011-2020. In general, the appropriate plan participant for this portfolio is one looking for preservation of capital, is less willing to assume large fluctuations in the financial markets, and may need to access their retirement funds at, or soon after, retirement. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.04530.6736
ModelxChangeInterServ, LLC2011-2020 Moderate Portfolio-A1/31/2015 12:00:00 AM0.04357.02277.37058.31050.04356.25239.32559.92213.892911.41714.635.751.551.41154Target Date 2011-2015https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1540.30000The 2011-2020 Moderate MAP is designed to be a comprehensive investment solution for plan participants planning to retire between the years 2011-2020. In general, the appropriate plan participant for this portfolio is one who is willing to assume moderate fluctuations in the financial markets during their working years and leading up to retirement, and/or may not need to access their retirement funds until years after retirement. The underlying investment options for this series consist of share classes that pay a 12b-1 fee. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.25630.10031.0104
ModelxChangeInterServ, LLC2011-2020 Moderate Portfolio-Institutional1/31/2015 12:00:00 AM0.08167.21336.95837.27340.08166.13078.091710.1272-1.428012.65544.86.231.421.1589Target Date 2011-2015https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL890.30000The 2011-2020 Moderate MAP is designed to be a comprehensive investment solution for plan participants planning to retire between the years 2011-2020. In general, the appropriate plan participant for this portfolio is one who is willing to assume moderate fluctuations in the financial markets during their working years and leading up to retirement, and/or may not need to access their retirement funds until years after retirement. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.04600.6005
ModelxChangeInterServ, LLC2021-2030 Aggressive Portfolio-A1/31/2015 12:00:00 AM-1.03037.714011.059511.6524-1.03036.977718.261814.67580.310117.48277.3310.591.471.09158Target Date 2021-2025https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1580.30000The 2021-2030 Aggressive MAP is designed to be a comprehensive investment solution for plan participants who plan to retire between the years 2021-2030. In general, the appropriate plan participant for this portfolio is one who is willing to assume greater fluctuations in the financial markets during their working years and leading up to retirement, and/or may not ever need to access their retirement funds. The underlying investment options for this series consist of share classes that pay a 12b-1 fee. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.24880.09340.9226
ModelxChangeInterServ, LLC2021-2030 Aggressive Portfolio-Institutional1/31/2015 12:00:00 AM-0.82509.141010.683711.4150-0.82507.550816.915114.1804-0.602817.93987.4911.311.391.0193Target Date 2021-2025https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL930.30000The 2021-2030 Aggressive MAP is designed to be a comprehensive investment solution for plan participants who plan to retire between the years 2021-2030. In general, the appropriate plan participant for this portfolio is one who is willing to assume greater fluctuations in the financial markets during their working years and leading up to retirement, and/or may not ever need to access their retirement funds. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.04860.5233
ModelxChangeInterServ, LLC2021-2030 Conservative Portfolio-A156Target Date 2021-2025https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1560.30000The 2021-2030 Conservative MAP is designed to be a comprehensive investment solution for plan participants planning to retire between the years 2021-2030. In general, the appropriate plan participant for this portfolio is one who is less willing to assume large fluctuations in the financial markets during their working years, upon retirement is looking for preservation of capital, and/or may need to access their retirement funds at, or soon after, retirement. The underlying investment options for this series consist of share classes that pay a 12b-1 fee. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.25890.10411.0622
ModelxChangeInterServ, LLC2021-2030 Conservative Portfolio-Institutional1/31/2015 12:00:00 AM0.57356.59815.01376.13270.57355.53984.05137.31293.42939.53933.464.491.421.3491Target Date 2021-2025https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL910.30000The 2021-2030 Conservative MAP is designed to be a comprehensive investment solution for plan participants planning to retire between the years 2021-2030. In general, the appropriate plan participant for this portfolio is one who is less willing to assume large fluctuations in the financial markets during their working years, upon retirement is looking for preservation of capital, and/or may need to access their retirement funds at, or soon after, retirement. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.04540.6401
ModelxChangeInterServ, LLC2021-2030 Moderate Portfolio-A1/31/2015 12:00:00 AM-0.47297.82028.90159.8796-0.47297.044412.823311.59283.228313.98295.87.551.491.28157Target Date 2021-2025https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1570.30000The 2021-2030 Moderate MAP is designed to be a comprehensive investment solution for plan participants who plan to retire between the years 2021-2030. In general, the appropriate plan participant for this portfolio is one who is willing to assume moderate fluctuations in the financial markets during their working years and leading up to retirement, and/or may not need to access their retirement funds until years after retirement. The underlying investment options for this series consist of share classes that pay a 12b-1 fee. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.25330.09930.9623
ModelxChangeInterServ, LLC2021-2030 Moderate Portfolio-Institutional1/31/2015 12:00:00 AM-0.34448.11588.16068.3686-0.34446.852210.394212.0482-2.939514.85075.868.081.361.0392Target Date 2021-2025https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL920.30000The 2021-2030 Moderate MAP is designed to be a comprehensive investment solution for plan participants who plan to retire between the years 2021-2030. In general, the appropriate plan participant for this portfolio is one who is willing to assume moderate fluctuations in the financial markets during their working years and leading up to retirement, and/or may not need to access their retirement funds until years after retirement. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range.0.04880.5635
ModelxChangeInterServ, LLC2031-2040 Aggressive Portfolio-A1/31/2015 12:00:00 AM-1.29158.768811.928912.2691-1.29157.534520.334515.4504-0.709318.28458.3711.771.391.04161Target Date 2031-2035https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1610.30000The 2031-2040 Aggressive MAP is designed to be a comprehensive investment solution for plan participants who plan to retire between the years 2031-2040. In general, the appropriate plan participant for this portfolio is one who is willing to assume greater fluctuations in the financial markets during their working years and leading up to retirement, and/or may not ever need to access their retirement funds. The underlying investment options for this series consist of share classes that pay a 12b-1 fee. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.24910.09120.8917
ModelxChangeInterServ, LLC2031-2040 Aggressive Portfolio-Institutional96Target Date 2031-2035https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL960.30000The 2031-2040 Aggressive MAP is designed to be a comprehensive investment solution for plan participants who plan to retire between the years 2031-2040. In general, the appropriate plan participant for this portfolio is one who is willing to assume greater fluctuations in the financial markets during their working years and leading up to retirement, and/or may not ever need to access their retirement funds. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.05370.4938
ModelxChangeInterServ, LLC2031-2040 Conservative Portfolio-A1/31/2015 12:00:00 AM-0.08057.16646.60517.4810-0.08056.47257.33848.93523.615010.66934.315.221.51.4159Target Date 2031-2035https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1590.30000The 2031-2040 Conservative MAP is designed to be a comprehensive investment solution for plan participants planning to retire between the years 2031-2040. In general, the appropriate plan participant for this portfolio is one who is less willing to assume large fluctuations in the financial markets during their working years, upon retirement is looking for preservation of capital, and/or may need to access their retirement funds at, or soon after, retirement. The underlying investment options for this series consist of share classes that pay a 12b-1 fee. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.25520.09951.0023
ModelxChangeInterServ, LLC2031-2040 Conservative Portfolio-Institutional1/31/2015 12:00:00 AM-0.03966.68316.17337.2658-0.03966.11296.20799.43572.644911.37404.455.991.361.1994Target Date 2031-2035https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL940.30000The 2031-2040 Conservative MAP is designed to be a comprehensive investment solution for plan participants planning to retire between the years 2031-2040. In general, the appropriate plan participant for this portfolio is one who is less willing to assume large fluctuations in the financial markets during their working years, upon retirement is looking for preservation of capital, and/or may need to access their retirement funds at, or soon after, retirement. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.04700.5943
ModelxChangeInterServ, LLC2031-2040 Moderate Portfolio-A1/31/2015 12:00:00 AM-0.84178.223910.003611.1914-0.84177.182315.684313.10973.148316.11476.819.091.431.21160Target Date 2031-2035https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1600.30000The 2031-2040 Moderate MAP is designed to be a comprehensive investment solution for plan participants who plan to retire between the years 2031-2040. In general, the appropriate plan participant for this portfolio is one who is willing to assume moderate fluctuations in the financial markets during their working years and leading up to retirement, and/or may not need to access their retirement funds until years after retirement. The underlying investment options for this series consist of share classes that pay a 12b-1 fee. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.24940.09440.9283
ModelxChangeInterServ, LLC2031-2040 Moderate Portfolio-Institutional1/31/2015 12:00:00 AM-0.76768.74739.630510.4864-0.76767.348214.204413.4444-0.216616.86226.849.411.381.195Target Date 2031-2035https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL950.30000The 2031-2040 Moderate MAP is designed to be a comprehensive investment solution for plan participants who plan to retire between the years 2031-2040. In general, the appropriate plan participant for this portfolio is one who is willing to assume moderate fluctuations in the financial markets during their working years and leading up to retirement, and/or may not need to access their retirement funds until years after retirement. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.04880.5294
ModelxChangeInterServ, LLC2041-2050 Aggressive Portfolio-A1/31/2015 12:00:00 AM-1.37698.534312.684712.8271-1.37697.267023.003915.8688-1.179718.86258.6512.361.421.04164Target Date 2041-2045https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1640.30000The 2041-2050 Aggressive MAP is designed to be a comprehensive investment solution for plan participants who plan to retire between the years 2041-2050. In general, the appropriate plan participant for this portfolio is one who is willing to assume greater fluctuations in the financial markets during their working years and leading up to retirement, and/or may not ever need to access their retirement funds. The underlying investment options for this series consist of share classes that pay a 12b-1 fee. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.24990.09260.8855
ModelxChangeInterServ, LLC2041-2050 Aggressive Portfolio-Institutional1/31/2015 12:00:00 AM-1.19848.951010.860011.8278-1.19847.400718.333214.9059-1.695319.19128.6312.821.240.9399Target Date 2041-2045https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL990.30000The 2041-2050 Aggressive MAP is designed to be a comprehensive investment solution for plan participants who plan to retire between the years 2041-2050. In general, the appropriate plan participant for this portfolio is one who is willing to assume greater fluctuations in the financial markets during their working years and leading up to retirement, and/or may not ever need to access their retirement funds. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.05760.4890
ModelxChangeInterServ, LLC2041-2050 Conservative Portfolio-A1/31/2015 12:00:00 AM-0.77307.93617.62918.4427-0.77307.35809.180910.60542.861912.24815.416.591.381.26162Target Date 2041-2045https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1620.30000The 2041-2050 Conservative MAP is designed to be a comprehensive investment solution for plan participants planning to retire between the years 2041-2050. In general, the appropriate plan participant for this portfolio is one who is less willing to assume large fluctuations in the financial markets during their working years, upon retirement is looking for preservation of capital, and/or may need to access their retirement funds at, or soon after, retirement. The underlying investment options for this series consist of share classes that pay a 12b-1 fee. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.25140.09690.9391
ModelxChangeInterServ, LLC2041-2050 Conservative Portfolio-Institutional1/31/2015 12:00:00 AM-0.81978.02467.07078.1198-0.81977.09528.190310.54121.991712.71775.727.341.211.197Target Date 2041-2045https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL970.30000The 2041-2050 Conservative MAP is designed to be a comprehensive investment solution for plan participants planning to retire between the years 2041-2050. In general, the appropriate plan participant for this portfolio is one who is less willing to assume large fluctuations in the financial markets during their working years, upon retirement is looking for preservation of capital, and/or may need to access their retirement funds at, or soon after, retirement. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.05200.5536
ModelxChangeInterServ, LLC2041-2050 Moderate Portfolio-A1/31/2015 12:00:00 AM-1.06138.678610.635511.8904-1.06137.486517.125613.94632.876417.28697.5510.041.371.17163Target Date 2041-2045https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1630.30000The 2041-2050 Moderate MAP is designed to be a comprehensive investment solution for plan participants who plan to retire between the years 2041-2050. In general, the appropriate plan participant for this portfolio is one who is willing to assume moderate fluctuations in the financial markets during their working years and leading up to retirement, and/or may not need to access their retirement funds until years after retirement. The underlying investment options for this series consist of share classes that pay a 12b-1 fee. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.25000.09600.9095
ModelxChangeInterServ, LLC2041-2050 Moderate Portfolio-Institutional1/31/2015 12:00:00 AM-0.88189.147210.159510.6478-0.88187.456615.624214.0319-2.136017.59737.6710.11.31.0598Target Date 2041-2045https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL980.30000The 2041-2050 Moderate MAP is designed to be a comprehensive investment solution for plan participants who plan to retire between the years 2041-2050. In general, the appropriate plan participant for this portfolio is one who is willing to assume moderate fluctuations in the financial markets during their working years and leading up to retirement, and/or may not need to access their retirement funds until years after retirement. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.05310.5129
ModelxChangeInterServ, LLC2051-2060 Aggressive Portfolio-A1/31/2015 12:00:00 AM1855Target Date 2050+https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18550.30000Asset allocation model for participants who plan to retire between the years 2051 and 2060 and have an aggressive risk tolerance.0.3000
ModelxChangeInterServ, LLC2051-2060 Aggressive Portfolio-Institutional1358Target Date 2050+https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13580.30000The 2051-2060 Aggressive MAP is designed to be a comprehensive investment solution for plan participants who plan to retire between the years 2051-2060. In general, the appropriate plan participant for this portfolio is one who is willing to assume greater fluctuations in the financial markets during their working years and leading up to retirement, and/or may not ever need to access their retirement funds. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.05900.4902
ModelxChangeInterServ, LLC2051-2060 Aggressive Portfolio-R1/31/2015 12:00:00 AM1859Target Date 2050+https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18590.30000Asset allocation model for participants who plan to retire between the years 2051 and 2060 and have an aggressive risk tolerance.0.49940.18511.5070
ModelxChangeInterServ, LLC2051-2060 Conservative Portfolio-A1/31/2015 12:00:00 AM1853Target Date 2050+https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18530.30000Asset allocation model for participants who plan to retire between the years 2051 and 2060 and have a conservative risk tolerance.0.3000
ModelxChangeInterServ, LLC2051-2060 Conservative Portfolio-Institutional1356Target Date 2050+https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13560.30000The 2051-2060 Conservative MAP is designed to be a comprehensive investment solution for plan participants planning to retire between the years 2051-2060. In general, the appropriate plan participant for this portfolio is one who is less willing to assume large fluctuations in the financial markets during their working years, upon retirement is looking for preservation of capital, and/or may need to access their retirement funds at, or soon after, retirement. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.05100.5417
ModelxChangeInterServ, LLC2051-2060 Conservative Portfolio-R1/31/2015 12:00:00 AM1857Target Date 2050+https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18570.30000Asset allocation model for participants who plan to retire between the years 2051 and 2060 and have a conservative risk tolerance.0.49960.19331.4924
ModelxChangeInterServ, LLC2051-2060 Moderate Portfolio-A1/31/2015 12:00:00 AM1854Target Date 2050+https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18540.30000Asset allocation model for participants who plan to retire between the years 2051 and 2060 and have a moderate risk tolerance.0.3000
ModelxChangeInterServ, LLC2051-2060 Moderate Portfolio-Institutional1/31/2015 12:00:00 AM-0.98179.751513.718613.9681-0.98178.024225.417315.8900-0.783820.86728.913.011.491.071357Target Date 2050+https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13570.30000The 2051-2060 Moderate MAP is designed to be a comprehensive investment solution for plan participants who plan to retire between the years 2051-2060. In general, the appropriate plan participant for this portfolio is one who is willing to assume moderate fluctuations in the financial markets during their working years and leading up to retirement, and/or may not need to access their retirement funds until years after retirement. InterServ LLC’s Managed Asset Portfolios for 401k plans (KMAPs) utilize Modern Portfolio Theory and take into account aspects of Behavioral Finance and forward looking financial market conditions. InterServ’s process is based on fundamental investment principles to optimize the asset allocation given multiple date ranges and risk based investment profiles. With regular monitoring, the portfolio will be managed to retirement date along a predetermined “Glide Path” and rebalanced on a periodic basis. As a plan participant approaches his or her projected retirement date, InterServ portfolios gradually adjust down a glide path to a more conservative asset allocation. Since plan participants generally need less investment risk as they near retirement, the portfolio will adjust with the passage of time. The InterServ portfolios are managed “to retirement” and will reach their most conservative allocation in the year in the beginning of the initial year in the target date range. 0.05410.4964
ModelxChangeInterServ, LLC2051-2060 Moderate Portfolio-R1/31/2015 12:00:00 AM1858Target Date 2050+https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18580.30000Asset allocation model for participants who plan to retire between the years 2051 and 2060 and have a moderate risk tolerance.0.49950.18631.4957
ModelxChangeiSectorsiSectors Capital Preservation Allocation1/31/2015 12:00:00 AM-0.2300-0.92101.84472.8862-0.2300-0.81932.11894.96795.59003.97521.571.681.131.66176Short-Term Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1760.10000The iSectors® Capital Preservation Allocation model has been constructed for investors with a desire for principal stability over a 2-3 year period by creating a portfolio of investments with relatively low volatility. Nominal portfolio yield is a secondary goal of the model. The iSectors Capital Preservation model is intended for investors with short-to-intermediate time horizons. However, performance would be best evaluated over a complete market cycle. The model holds fixed income Exchange-Traded Funds (ETFs), primarily those that invest in short-duration, investment-grade debt instruments. A smaller portion of the assets may be placed in ETFs holding short-term international or high yield instruments within the context of limiting duration to approximately 3 (or less) while maintaining an overall investment grade rating for the entire portfolio. iSectors Capital Preservation model remains 100% allocated to short and intermediate-term fixed income allocations at all times. Diversification does not ensure a profit nor prevent against loss in a declining market. While stability of principal is the primary goal of this portfolio, the secondary objective is to provide current income higher than money market funds or short-term CDs. An investment in the iSectors Capital Preservation Allocation model, as with all iSectors models, is not guaranteed and will fluctuate in value. 0.3902
ModelxChangeiSectorsiSectors Domestic Equity Allocation1442Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14420.15000The objective of iSectors® Domestic Equity Allocation is to provide investors with long-term growth of capital. The portfolio is comprised exclusively of U.S. equity securities. The diversification methodology for the allocation is based upon traditional Modern Portfolio theory through capitalization and style-weighted (Large Cap Growth, Small-Cap Value, etc.) approach, allocating nearly 100% of the portfolio to low-cost, equity index based exchange-traded funds (ETFs). The majority of the portfolio is invested in large-capitalization issues. The portfolio is appropriate for investors with an aggressive risk utility and a long-term time horizon. 0.5210
ModelxChangeiSectorsiSectors Endowment Allocation187Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1870.30000iSectors® Endowment 60-40 Allocation model is designed with the objective of achieving returns in excess of a simple 60-40 Equity/Fixed Income portfolio (as measured by a composite portfolio of 60% S&P 500 Index and 40% Barclays Aggregate Bond Index) over a complete market cycle, while maintaining a similar or better risk profile. iSectors Endowment models embrace the philosophy pursued by the managers of Endowment portfolios at institutions like Yale and Harvard, which have been aggressively allocating to "alternative investments" such as hedge funds, private equity and real assets for decades. Not only has this enabled their longer-term performance to be superior to their peer group, but also at a reduced risk level. While iSectors Endowment models are not designed to mirror the Yale asset allocation to the fullest extent, significant allocations are made to "alternative investments” in each model of the Endowment Series. iSectors Endowment models offer investors substantial diversification to more than 50, primarily index-based securities, a significant allocation to liquid alternative asset classes, as well as traditional domestic and international equity and fixed income asset classes. While iSectors does allocate to alternative investments, it does not allocate to private partnerships, which are illiquid and only available to accredited investors (investors with a net worth exceeding one million dollars). All iSectors models remain liquid and available to any institutional or individual investor that meets suitability requirements. These unique advantages are achieved by using alternative investments that are available either through an ETF, a mutual fund or other type of registered security. 0.05760.02101.3503
ModelxChangeiSectorsiSectors Global Balanced Allocation1/31/2015 12:00:00 AM-1.07833.74357.44228.2153-1.07832.481213.097312.4627-0.113112.60956.449.011.140.92181Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1810.20000The objective of the iSectors Global Balanced Allocation model is to provide for growth of capital and modest income. The portfolio is intended for investors with a moderate risk utility and an intermediate to longer term time horizon. iSectors® Global models are designed to offer turnkey, institutional-quality allocations among traditional asset classes, including domestic, international, and emerging market equity and fixed income securities. These strategic asset allocation models use a Mean Variance Optimization approach to determine the asset allocation. Consideration is given to Black Litterman, resampling and Monte Carlo simulations in the determination of the final portfolio allocations. iSectors Global models implement an index approach intended to reduce active management costs and the correlating drag on investor performance. Utilizing low-cost ETFs, low fees and a more sophisticated asset allocation approach to traditional domestic, international and emerging market equity and fixed-income securities. Approximately 50% of the portfolio is allocated to U.S. and non-U.S. fixed income securities, with the remaining 50% of the portfolio allocated to domestic and international equities. The fixed income portion of the portfolio is diversified using a number of low-cost exchange-traded funds (ETFs). The core of the fixed income portion of the portfolio will typically invest in investment grade, domestic and international government, mortgage-backed, municipal, or corporate bonds with various maturities. The remainder of the fixed income portfolio may be invested in ETFs that hold non-investment grade fixed income securities, high-yield bonds and emerging markets debt instruments in an effort to add diversification and the potential for increased returns. The equity portion of the portfolio is allocated using a diversified basket of domestic and international low-cost equity index-based ETFs. In addition, fundamentally-weighted and dividend focused index ETFs are used in an effort to enhance return and reduce volatility. 0.5681
ModelxChangeiSectorsiSectors Global Conservative Allocation1/31/2015 12:00:00 AM-0.77671.20814.20196.2719-0.77670.61315.716310.63753.508010.3989180Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1800.20000The objective of iSectors® Global Conservative Allocation model is to provide current income and offer some potential for capital appreciation. The portfolio is intended for investors with a moderate risk utility and a short to intermediate time horizon. iSectors® Global models are designed to offer turnkey, institutional-quality allocations among traditional asset classes, including domestic, international, and emerging market equity and fixed income securities. These strategic asset allocation models use a Mean Variance Optimization approach to determine the asset allocation. Consideration is given to Black Litterman, resampling and Monte Carlo simulations in the determination of the final portfolio allocations. iSectors Global models implement an index approach intended to reduce active management costs and the correlating drag on investor performance. Utilizing low-cost ETFs, low fees and a more sophisticated asset allocation approach to traditional domestic, international and emerging market equity and fixed-income securities. Approximately 75% of the portfolio is allocated to U.S. and non-U.S. fixed income securities, with the remaining 25% of the portfolio allocated to domestic and international equities. The fixed income portion of the portfolio is diversified using a number of low-cost exchange-traded funds (ETFs). The core of the fixed income portion of the portfolio will typically invest in investment grade, domestic and international government, mortgage-backed, municipal, or corporate bonds with various maturities. The remainder of the fixed income portfolio may be invested in ETFs that hold non-investment grade fixed income securities, high-yield bonds and emerging markets debt instruments in an effort to add diversification and potential for improving returns. The equity portion of the portfolio is allocated using a diversified basket of domestic and international low-cost equity index-based ETFs. In addition, fundamentally-weighted and dividend focused index ETFs are used in an effort to enhance return and reduce volatility. 0.5629
ModelxChangeiSectorsiSectors Global Equity Allocation1/31/2015 12:00:00 AM-1.298510.037612.299012.0927-1.29857.396822.884214.2913-2.259317.09229.613.41.260.92185Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1850.20000The iSectors Global Equity Allocation model seeks long-term growth of capital. This equity-only portfolio targets a diversified basket of domestic, emerging market, and international equity index, low-cost exchange-traded funds (ETFs). Fundamentally-weighted index ETFs (where the underlying indexes are based on dividends, or other fundamental criteria rather than capitalization-weighted indexes) are also incorporated into the portfolio in an effort to enhance return and reduce volatility. The portfolio is intended for investors with an aggressive risk utility and a long-term time horizon. iSectors® Global models are designed to offer turnkey, institutional-quality allocations among traditional asset classes, including domestic, international, and emerging market equity and fixed income securities. These strategic asset allocation models use a Mean Variance Optimization approach to determine the asset allocation. Consideration is given to Black Litterman, resampling and Monte Carlo simulations in the determination of the final portfolio allocations. iSectors Global models implement an index approach intended to reduce active management costs and the correlating drag on investor performance. Utilizing low-cost ETFs, low fees and a more sophisticated asset allocation approach to traditional domestic, international and emerging market equity and fixed-income securities. The Global Equity portfolio allocated among domestic and international equities using a diversified basket of domestic and international low-cost equity index-based ETFs. In addition, fundamentally-weighted and dividend focused index ETFs are used in an effort to enhance return and reduce volatility. 0.5778
ModelxChangeiSectorsiSectors Global Fixed Income Allocation1/31/2015 12:00:00 AM-0.8724-2.1151-0.21812.7233-0.8724-1.6063-2.50996.32867.00015.85193.714.16-0.060.65186Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1860.20000The iSectors® Global Fixed Income Allocation model seeks to provide investors with current income through a portfolio of U.S. and non- U.S. fixed income securities. This model is intended for investors with a conservative risk utility and shorter-term time horizons. iSectors® Global models are designed to offer turnkey, institutional-quality allocations among traditional asset classes, including domestic, international, and emerging market equity and fixed income securities. These strategic asset allocation models use a Mean Variance Optimization approach to determine the asset allocation. Consideration is given to Black Litterman, resampling and Monte Carlo simulations in the determination of the final portfolio allocations. iSectors Global models implement an index approach intended to reduce active management costs and the correlating drag on investor performance. Utilizing low-cost ETFs, low fees and a more sophisticated asset allocation approach to traditional domestic, international and emerging market equity and fixed-income securities. The Global Fixed Income portfolio is allocated among U.S. and non-U.S. fixed income securities and is diversified using a number of low-cost, exchange-traded funds (ETFs). The core of this portfolio holds will typically invest in investment grade, domestic and international government, mortgage-backed, municipal, and corporate bonds with various maturities. The remainder of the portfolio may be invested in ETFs that hold noninvestment grade fixed income securities, high-yield bonds and emerging markets debt instruments in an effort to add diversification and the potential for increased returns. 0.5584
ModelxChangeiSectorsiSectors Global Growth Allocation1/31/2015 12:00:00 AM-1.18066.75619.499510.5254-1.18064.565617.574512.80041.681814.86657.89111.190.96183Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1830.20000The objective of the iSectors Global Growth Allocation model is to provide for longer term growth of capital by investing in a diversified portfolio of equity exchange traded funds with an approximate 25% allocation to fixed income ETFs to reduce risk. The portfolio is intended for investors with a long-term time horizon and a somewhat aggressive risk utility who are willing to accept greater volatility in exchange for potentially greater returns. iSectors® Global models are designed to offer turnkey, institutional-quality allocations among traditional asset classes, including domestic, international, and emerging market equity and fixed income securities. These strategic asset allocation models use a Mean Variance Optimization approach to determine the asset allocation. Consideration is given to Black Litterman, resampling and Monte Carlo simulations in the determination of the final portfolio allocations. iSectors Global models implement an index approach intended to reduce active management costs and the correlating drag on investor performance. Utilizing low-cost ETFs, low fees and a more sophisticated asset allocation approach to traditional domestic, international and emerging market equity and fixed-income securities. Approximately 25% of the portfolio is allocated to U.S. and non-U.S. fixed income securities, with the remaining 75% of the portfolio allocated to domestic and international equities. The fixed income portion of the portfolio is diversified using a number of low-cost exchange-traded funds (ETFs). The core of the fixed income portion of the portfolio will typically invest in investment grade, domestic and international government, mortgage-backed, municipal, or corporate bonds with various maturities. The remainder of the fixed income portfolio may be invested in ETFs that hold non-investment grade fixed income securities, high-yield bonds and emerging markets debt instruments in an effort to add diversification and the potential for improving returns . The equity portion of the portfolio is allocated using a diversified basket of domestic and international low-cost equity index-based ETFs. In addition, fundamentally-weighted and dividend focused index ETFs are used in an effort to enhance return and reduce volatility. 0.5732
ModelxChangeiSectorsiSectors Inflation Protection Allocation1/31/2015 12:00:00 AM1.3456-4.6862-4.81912.17431.3456-6.1514-8.09953.61220.903117.35657.3210.36-0.650.25190Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1900.30000For an investment portfolio to maintain purchasing power, the investments within that portfolio must earn a rate of return that, net of taxes, at a minimum, keep pace with the rate of inflation. The core philosophy of the iSectors Inflation Protection Allocation model is a diversified optimally allocated portfolio that offers investors the potential to hedge the risks of inflation. The model portfolio is designed to grow rapidly in a high inflationary environment. The iSectors Inflation Protection Allocation model offers investors diversification among approximately 15 primarily index-based securities. The portfolio’s rapid growth, during periods of high inflation, is intended to mitigate the loss of purchasing power suffered by other investments that investors may own in their portfolio. The iSectors Inflation Protection Allocation is a strategic model that intends to hold a diversified portfolio of securities that historically have been resistant to inflationary pressures. Securities holdings within the model may include precious metals, including gold & silver, real estate, commodities, including timber and agricultural & energy, strategic/rare earth minerals, and inflation-protected bonds. iSectors Inflation Protection Allocation model invests in only registered, publicly-traded securities. Whenever possible, iSectors will seek to utilize exchange-traded funds (ETFs) when seeking an allocation to a particular broad-based index or asset class. Open and/or closed-end mutual funds or exchange-traded notes will/may be used when a suitable ETF is not available. The universes of asset classes that have historically shown positive performance during inflationary economic environments are considered for inclusion in this model. Those asset classes may include, but are not limited to, equities, inflation-protected fixed income securities, foreign currencies, various real assets, precious metals and/or commodities. Because the inflationary threat is partially based upon the potential for U.S. dollar devaluation, foreign currency and/or international equity and fixed income investments are part of the investment universe for this model. The iSectors Inflation Protection Allocation model, for the most part, uses a passive asset management approach and is intended to be utilized as a strategic buy-and-hold asset allocation model. The objective is to provide better risk-adjusted returns, through better asset allocation, than can be derived from active management or by only allocating assets among traditional asset classes such as stocks and bonds.1.5780
ModelxChangeiSectorsiSectors Liquid Alternatives Allocation1/31/2015 12:00:00 AM0.46520.90861.12402.82230.4652-0.54942.43415.3082-5.492210.05855.257.450.230.4189Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1890.30000The model seeks to capitalize upon market inefficiencies in alternative investments to provide a better return and reduce volatility and portfolio drawdown when compared to a representative index of alternative investment strategies, (measured by the HFRX Global Hedge Fund Index) over a complete market cycle. The iSectors Liquid Alternatives model is not designed to be used as a stand-alone portfolio (as some of the other iSectors models have been), but rather to be utilized by investors as their alternatives allocation within an overall portfolio strategy. By their nature, alternative investments are typically longer-term vehicles. Thus, this model has been designed for investors with long-term investment horizons. This model embraces the philosophy pursued by the managers of endowment portfolios at institutions like Yale and Harvard, by allocating to alternative investments such as hedge funds, private equity and real assets. While this portfolio is not designed to mirror those asset allocations to the fullest extent, this model allocates nearly the entire portfolio to alternative investments. The iSectors Liquid Alternatives Allocation Model has been constructed to provide investors with a portfolio of liquid alternative investments, which we define as registered, publicly-traded securities to any asset class outside of traditional investments such as stocks and bonds. iSectors breaks these down into three broad categories: private equity, hedge strategies, and real assets. Liquid alternative investments are simply alternative investments structured as registered securities. They are still alternative investments. That is, they are hedge funds, private equity and real assets with profits primarily derived from inefficient markets, superior investment experience, and/or knowledge. Alternative investment registered security examples would be: exchange-traded funds, and open and/or closed-end mutual funds. They are not private partnerships and they do maintain daily or intraday liquidity, daily pricing, simple tax reporting, etc.0.09600.03501.7865
ModelxChangeiSectorsiSectors Post-MPT Growth Allocation1/31/2015 12:00:00 AM-3.097918.152014.749115.5981-3.097919.112728.28001.737720.40484.58659.5511.21.491.351443Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14430.30000The objective of iSectors® Post-MPT Growth Allocation is to achieve investment returns that outperform the S&P500 stock market index with lower downside risk over a complete market cycle. The portfolio manager objectively allocates and rebalances the portfolio among nine specific, low-correlated asset classes. The mathematical process is guided by a series of economic and capital market factors. Portfolios may be invested up to 40% at any one time into any single asset class, with the exception of government bonds, to which the model may allocate up to 67%. The iSectors® Post-MPT Growth Allocation may utilize leveraged ETFs up to a maximum of 33%. However, because iSectors® does not use borrowed money in its strategy, the service is available for retirement and non-profit accounts. 0.8989
ModelxChangeiSectorsiSectors Post-MPT Moderate Allocation1/31/2015 12:00:00 AM-0.70677.16549.587211.0638-0.706710.026015.28944.048113.59378.58207.588.441.241.28346Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3460.30000The iSectors® Post-MPT Moderate Allocation seeks investment returns that outperform a 60-40 stock-bond index (as measured by 60% S&P 500 stock market index + 40% Barclays Aggregate Bond Index) with lower downside risk over a complete market cycle. The portfolio manager objectively allocates and rebalances the portfolio among up to 9 specific, low-correlated asset classes. The mathematical process is guided by a series of economic and capital market factors. Portfolios may be invested up to 30% at any one time into any single asset class, with the exception of government bonds, to which the model may allocate up to 50%. The iSectors Post-MPT Moderate Allocation does not use borrowed money in its strategy and remains 100% invested at all times (subject to a 2% cash allocation for liquidity purposes). The portfolio is strategically optimized and updated according to updated economic and capital market factors on a monthly basis.0.6849
ModelxChangeiSectorsiSectors Precious Metals Allocation1/31/2015 12:00:00 AM5.9987-2.4489-11.49075.9987-7.8285-23.74484.6837-2.346018.21-0.58179Commodities Precious Metalshttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1790.30000iSectors® Precious Metals Allocation objective is to provide a strategic model designed to offer investors a convenient, cost-effective approach to invest in a liquid, diversified portfolio of precious metals. The Allocation invests in the shares of exchange traded funds that are backed by physical bullion.. This allocation model invests in exchange-traded funds (ETFs) that hold portfolios of gold, silver, platinum or palladium bullion. The iSectors Precious Metals Allocation provides for ease of purchase, cost savings, and liquidity when compared to directly acquiring and holding physical precious metals bullion. Gold and other precious metals tend to have a place in most investment portfolios for many different reasons, including: global industrial demand, risks of inflation, currency devaluation, and global political instability. Precious metals are considered an inflation hedge, but have also done well in periods of low interest rates and in periods of recession/depression. In recent years, increased federal deficits and rising government debt have heightened economic uncertainty, intensifying the appeal of precious metals among U.S. investors. Growing industrial and investment demand coming from China and India have also been suggested as reasons for increasing prices for precious metals. Investment in precious metals has sometimes been avoided by investors, largely due to complexities such as time, effort, and costs associated with purchase, transportation, storage, insurance and security. By using ETFs, precious metals bullion can be owned in a simple, cost-effective fashion while providing daily liquidity, pricing and transparency with respect to the holdings. 0.7438
ModelxChangeiSectorsiSectors Tactical Global Balanced Allocation1/31/2015 12:00:00 AM0.93244.14661.65750.93241.24115.1844-2.18352.23968.010.24191Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1910.30000Investment Objective This model’s objective is to earn a return that exceeds the return of a 60-40 stock-bond benchmark over a complete market cycle. The model utilizes a tactical approach to allocate among exchange-traded funds representing 7 major global asset classes in an attempt to profit during favorable market periods. The model also seeks to reduce portfolio volatility (minimize portfolio losses) by allocating a portion, or all of the portfolio to cash, cash equivalents, or short-term bonds. The iSectors® Tactical Global Balanced Allocation offers a comprehensive investment approach diversified across major global asset classes, including Domestic Equities, International and Emerging Market Equities, Bonds, Commodities, Gold and Real Estate. The model actively manages the investments within the portfolio, utilizing a trend following methodology to allocate among the model’s targeted asset classes and to cash. The model applies an objective, trend-following methodology to systematically rebalance the model on a monthly basis among the universe of asset classes that are exhibiting favorable characteristics. Up to 20% of the model's assets may be allocated to each asset class. The model may hold up to 100% cash, although the manager anticipates these periods to be transitory and infrequent. Extraordinary market volatility has challenged many static allocation portfolios over the past decade. This has caused investors to sell at inopportune times and/or avoid investing altogether. The iSectors® Tactical Global Balanced portfolio has been created to help investors match their need for growth with their desire for a lower-volatility portfolio. iSectors’ research has shown that investors can reduce portfolio volatility by selectively avoiding asset classes that are currently out of favor. In those instances, investors are often better served by holding cash. iSectors applies a systematic, trend-following approach to each of the asset classes in the portfolio. Using this objective algorithm, the model systematically invests in those asset classes which offer the potential for favorable returns while avoiding those asset classes that are in potentially protracted declines. The quantitative model is reviewed and reallocated on a monthly basis. 0.4721
ModelxChangeITS Asset Management, L.P.ITS Asset Analyzer II Conservative1492Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14920.45000Utilizing equity and fixed income funds, the program seeks long-term capital appreciation with a focus on risk-adjusted return relative to a conservative risk profile. The Asset Analyzer II Conservative offers investors a dynamic portfolio comprised of five or six sector positions. While pre-defined percentage allocations remain static, stage shifting and sector rotation, along with the quarterly trade frequency, allow investment exposure to be adjusted dynamically according to ITS’s view of prevailing market conditions. The program applies offensive and defensive investment techniques to a limited universe of investment sectors. From this universe, five or six are selected and investments are allocated according to a dynamic weighting method. Weights for targeted sectors are determined by allocation stage. For the Asset Analyzer II Conservative total equity and fixed allocations are: Stage 1 - 15% equity/85% fixed, Stage 2 - 35% equity/65% fixed, Stage 3 - 50% equity/50% fixed. Fund selection is performed for the purpose of identifying the appropriate funds for the target allocations. Quarterly reallocation and/or rebalancing is used to fulfill target allocations.0.14750.19351.2947
ModelxChangeITS Asset Management, L.P.ITS Asset Analyzer II Growth1494Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14940.45000Utilizing equity and fixed income funds, the program seeks long-term capital appreciation with a focus on risk-adjusted return relative to a growth risk profile. The Asset Analyzer II Growth offers investors a dynamic portfolio comprised of five or six sector positions. While pre-defined percentage allocations remain static, stage shifting and sector rotation, along with the quarterly trade frequency, allow investment exposure to be adjusted dynamically according to ITS’s view of prevailing market conditions. The program applies offensive and defensive investment techniques to a limited universe of investment sectors. From this universe, five or six are selected and investments are allocated according to a dynamic weighting method. Weights for targeted sectors are determined by allocation stage. For the Asset Analyzer II Growth total equity and fixed allocations are: Stage 1 - 50% equity/50% fixed, Stage 2 - 65% equity/35% fixed, Stage 3 - 85% equity/15% fixed. Fund selection is performed for the purpose of identifying the appropriate funds for the target allocations. Quarterly reallocation and/or rebalancing is used to fulfill target allocations.0.13250.16001.3590
ModelxChangeITS Asset Management, L.P.ITS Asset Analyzer II Moderate1493Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14930.45000Utilizing equity and fixed income funds, the program seeks long-term capital appreciation with a focus on risk-adjusted return relative to a moderate risk profile. The Asset Analyzer II Moderate offers investors a dynamic portfolio comprised of six sector positions. While pre-defined percentage allocations remain static, stage shifting and sector rotation, along with the quarterly trade frequency, allow investment exposure to be adjusted dynamically according to ITS’s view of prevailing market conditions. The program applies offensive and defensive investment techniques to a limited universe of investment sectors. From this universe, six are selected and investments are allocated according to a dynamic weighting method. Weights for targeted sectors are determined by allocation stage. For the Asset Analyzer II Moderate, total equity and fixed income allocations are: Stage 1 - 35% equity/65% fixed, Stage 2 - 50% equity/50% fixed, Stage 3 - 65% equity/35% fixed. Fund selection is performed for the purpose of identifying the appropriate funds for the target allocations. Quarterly reallocation and/or rebalancing is used to fulfill target allocations.0.14500.18451.3397
ModelxChangeITS Asset Management, L.P.ITS Managed Portfolio Series Level 11495Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14950.45000MPS Level 1 was designed for investors who are focused on capital preservation, but want more diversification and return potential than a portfolio comprised 100% of fixed income investments can provide. ITS Managed Portfolio Series Level 1 empahsizes capital preservation, but seeks greater diversification and return potential than a 100% fixed income portfolio. While overall asset allocation remains static at 15% equity and 85% fixed income, sector rotation, fund selection, and monthly trading allow investment exposure to be adjusted within a defined universe of sectors according to ITS's view of prevailing market conditions. Positions are maintained in six different investment sectors at all times with various weightings. The equity allocation is comprised of two sector positions with weights of 10% and 5%. The fixed income allocation is comprised of four sector positions with weights of 35%, 25%, 15%, and 10%. ITS MPS portfolios have the ability to trade monthly, and at minimum are rebalanced quarterly.0.17751.0835
ModelxChangeITS Asset Management, L.P.ITS Managed Portfolio Series Level 21496Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14960.45000MPS Level 2 was designed for investors who need some capital preservation, but want more growth potential than a more conservative portfolio can generally provide. ITS Managed Portfolio Series Level 2 emphasizes capital preservation to a degree, but seeks greater growth potential than a portfolio comprised of less equity can generally provide. While overall asset allocation remains static at 35% equity and 65% fixed income, sector rotation, fund selection, and monthly trading allow investment exposure to be adjusted within a defined universe of sectors according to ITS's view of prevailing market conditions. Positions are maintained in six different investment sectors at all times with various weightings. The equity allocation is comprised of three sector positions with weights of 15%, 12%, and 8%. The fixed income allocation is comprised of three sector positions with weights of 30%, 20%, and 15%. ITS MPS portfolios have the ability to trade monthly, and at minimum are rebalanced quarterly.0.10500.11501.1833
ModelxChangeITS Asset Management, L.P.ITS Managed Portfolio Series Level 31497Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14970.45000MPS Level 3 was designed for investors who value the need for risk management, and their desire for investment reward, relatively equally. ITS Managed Portfolio Series Level 3 seeks to maintain a relative balance between risk mitigation and investment growth. While overall asset allocation remains static at 50% equity and 50% fixed income, sector rotation, fund selection, and monthly trading allow investment exposure to be adjusted within a defined universe of sectors according to ITS's view of prevailing market conditions. Positions are maintained in six different investment sectors at all times with various weightings. The equity and fixed income allocations are each comprised of three sector positions with weights of 25%, 15%, and 10%. ITS MPS portfolios have the ability to trade monthly, and at minimum are rebalanced quarterly.0.08750.08501.1115
ModelxChangeITS Asset Management, L.P.ITS Managed Portfolio Series Level 41498Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14980.45000MPS Level 4 was designed for investors who are more focused on capital appreciation, but still want to mitigate stock market risk through diversification in bonds and other fixed income investments. ITS Managed Portfolio Series Level 4 places greater emphasis on capital appreication, but still seeks to mitigate some of the risk associated with equities through diversification in bonds and other fixed income investments. While overall asset allocation remains static at 65% equity and 35% fixed income, sector rotation, fund selection, and monthly trading allow investment exposure to be adjusted within a defined universe of sectors according to ITS's view of prevailing market conditions. Positions are maintained in six different investment sectors at all times with various weightings. The equity allocation is comprised of three sector positions with weights of 30%, 20%, and 15%. The fixed income allocation is comprised of three sector positions with weights of 15%, 12%, and 8%. ITS MPS portfolios have the ability to trade monthly, and at minimum are rebalanced quarterly.0.05250.07251.0753
ModelxChangeITS Asset Management, L.P.ITS Managed Portfolio Series Level 51499Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14990.45000MPS Level 5 was designed for investors who are primarily focused on capital appreciation, but want to maintain an element of diversification in their portfolio. ITS Managed Portfolio Series Level 5 emphasizes capital appreciation while maintaining an element of fixed income diversification. While overall asset allocation remains static at 85% equity and 15% fixed income, sector rotation, fund selection, and monthly trading allow investment exposure to be adjusted within a defined universe of sectors according to ITS's view of prevailing market conditions. Positions are maintained in six different investment sectors at all times with various weightings. The equity allocation is comprised of four sector positions with weights of 35%, 25%, 15%, and 10%. The fixed income allocation is comprised of two sector positions with weights of 10%, and 5%. ITS MPS portfolios have the ability to trade monthly, and at minimum are rebalanced quarterly.0.06000.06251.0985
ModelxChangeITS Asset Management, L.P.ITS Premier Asset Analyzer1490Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14900.45000Utilizing equity and fixed income funds, the program seeks long-term capital appreciation with a focus on total return. The Premier Asset Analyzer offers investors a strategic portfolio comprised of nine sector positions. While top-down percentage allocations remain static, sector rotation combined with a quarterly trade frequency allow investment exposure to be adjusted strategically according to ITS’s view of prevailing market conditions. The program applies offensive and defensive investment techniques to a broad universe of investment sectors. From this universe, nine sectors are selected and allocated according to a strategic weighting method. The resulting allocation can range from 100% equity to 90% fixed income. Fund selection is performed for the purpose of identifying the appropriate funds for the target allocations. Quarterly reallocation and/or rebalancing is used to fulfill and maintain target allocations.0.11000.14501.2994
ModelxChangeJAForlines GlobalGlobal Tactical Allocation Conservative57World Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL570.50000Combines a Tactical and Strategic top-down macro approach to asset allocation with a global orientation. Invests in ETFs across three asset classes – equities, fixed income and commodities - by taking a long-term secular view with tactical positioning during the shorter-term business and credit cycles. JFG builds Global Tactical Allocation portfolios utilizing top-down global macro research to weight three asset classes: fixed income, equities and alternatives. Portfolios are constructed with exchange traded products from global sector, regional and country perspectives. We tactically adjust our clients’ portfolios to shorter-term influences of credit, economic, political, and financial cycles using fundamental top-down financial conditions analysis. JFG's Global Tactical Allocation portfolio is used primarily as a "core" holding for Reps and Advisors' high net worth clients and is available as a QDIA option in Defined Contribution Plans.0.8968
ModelxChangeJAForlines GlobalGlobal Tactical Allocation Growth39World Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL390.50000Combines a Tactical and Strategic top-down macro approach to asset allocation with a global orientation. Invests in ETFs across three asset classes – equities, fixed income and commodities - by taking a long-term secular view with tactical positioning during the shorter-term business and credit cycles. JFG builds Global Tactical Allocation portfolios utilizing top-down global macro research to weight three asset classes: fixed income, equities and alternatives. Portfolios are constructed with exchange traded products from global sector, regional and country perspectives. We tactically adjust our clients’ portfolios to shorter-term influences of credit, economic, political, and financial cycles using fundamental top-down financial conditions analysis. JFG's Global Tactical Allocation portfolio is used primarily as a "core" holding for Reps and Advisors' high net worth clients and is available as a QDIA option in Defined Contribution Plans.0.9442
ModelxChangeJAForlines GlobalGlobal Tactical Allocation Income1537Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15370.50000The Risk Managed Income portfolio is designed to seek consistent levels of current income and preservation of principal. The portfolio can hold sovereign and corporate bonds denominated in both US dollar and foreign currency terms. Additionally, up 15% of the portfolio can be allocated to US and foreign equities, and up to 40% can be allocated to alternative asset classes. The strategy utilizes long-term macroeconomic and geopolitical variables to analyze the effects on currencies and interest rates. The portfolio’s performance objective is linked to the performance of global fixed income markets and, to a less extent, equity, currency, and alternative markets.0.8410
ModelxChangeJAForlines GlobalGlobal Tactical Allocation Moderate56World Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL560.50000Combines a Tactical and Strategic top-down macro approach to asset allocation with a global orientation. Invests in ETFs across three asset classes – equities, fixed income and commodities - by taking a long-term secular view with tactical positioning during the shorter-term business and credit cycles. JFG builds Global Tactical Allocation portfolios utilizing top-down global macro research to weight three asset classes: fixed income, equities and alternatives. Portfolios are constructed with exchange traded products from global sector, regional and country perspectives. We tactically adjust our clients’ portfolios to shorter-term influences of credit, economic, political, and financial cycles using fundamental top-down financial conditions analysis. JFG's Global Tactical Allocation portfolio is used primarily as a "core" holding for Reps and Advisors' high net worth clients and is available as a QDIA option in Defined Contribution Plans.0.9110
ModelxChangeLoring Ward1. Loring Ward Global Defensive DFA1/31/2015 12:00:00 AM0.25161.14924.05474.46660.25160.64857.05996.38720.23027.49501501Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15010.22000The objective of the Defensive portfolio is to provide capital preservation by investing in a portfolio of primarily bonds. It is designed for those who have a substantially lower tolerance for portfolio fluctuations. The investment time horizon is typically 3 years or more. Loring Ward portfolios are built using low-cost, institutional class mutual funds and contain as many as 9,000 securities in 45 countries, representing 35 currencies and 9 asset classes. The model is primarily based on the Fama-French “Three Factor Model.” The portfolio construction strategy focuses on investing in the three factors of risk and return: the market factor (stocks minus bonds), the value factor (value minus growth), and the size factor (small cap stocks minus large cap stocks). These risk factors may provide investors with returns over time that adequately compensate them for the additional risk inherent in the stock market as a whole, and value and small cap stocks in particular. A multi risk factor equity portfolio is combined with a short term (1- to 5-year average maturity) and high quality fixed income portfolio based on the client's constraints and risk and return objectives. The goal is to provide the highest returns for a given level of risk over time.0.4671
ModelxChangeLoring Ward2. Loring Ward Global Conservative DFA1/31/2015 12:00:00 AM-0.22192.58176.16876.1019-0.22191.873211.47028.7269-1.28699.38661502Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15020.22000The objective of the Conservative portfolio is to provide capital preservation and limited growth by investing in a portfolio of primarily bonds with some stocks. It is designed for those who have a lower tolerance for portfolio fluctuations. The investment time horizon is typically 3 to 5 years or more. Loring Ward portfolios are built using low-cost, institutional class mutual funds and contain as many as 9,000 securities in 45 countries, representing 35 currencies and 9 asset classes. The model is primarily based on the Fama-French “Three Factor Model.”  The portfolio construction strategy focuses on investing in the three factors of risk and return:  the market factor (stocks minus bonds), the value factor (value minus growth), and the size factor (small cap stocks minus large cap stocks).  These risk factors may provide investors with returns over time that adequately compensate  them for the additional risk inherent in the stock market as a whole, and value and small cap stocks in particular.  A multi risk factor equity portfolio is combined with a short term (1- to 5-year average maturity) and high quality fixed income portfolio based on the client's constraints and risk and return objectives.  The goal is to provide the highest returns for a given level of risk over time.0.4871
ModelxChangeLoring Ward3. Loring Ward Global Balanced DFA1/31/2015 12:00:00 AM-0.61353.52557.43827.1858-0.61352.715414.089110.3040-2.498211.23895.557.781.310.931503Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15030.22000The objective of the Balanced portfolio is to provide balance between capital preservation and growth. It is designed for those who have an average tolerance for portfolio fluctuations. The investment time horizon is typically 5 to 10 years or more. Loring Ward portfolios are built using low-cost, institutional class mutual funds and contain as many as 9,000 securities in 45 countries, representing 35 currencies and 9 asset classes. The model is primarily based on the Fama-French “Three Factor Model.”  The portfolio construction strategy focuses on investing in the three factors of risk and return:  the market factor (stocks minus bonds), the value factor (value minus growth), and the size factor (small cap stocks minus large cap stocks).  These risk factors may provide investors with returns over time that adequately compensate  them for the additional risk inherent in the stock market as a whole, and value and small cap stocks in particular.  A multi risk factor equity portfolio is combined with a short term (1- to 5-year average maturity) and high quality fixed income portfolio based on the client's constraints and risk and return objectives.  The goal is to provide the highest returns for a given level of risk over time.0.5029
ModelxChangeLoring Ward4. Loring Ward Global Moderate DFA1/31/2015 12:00:00 AM-1.00733.27308.95308.6224-1.00732.286718.453812.6753-3.902313.84711504Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15040.22000The objective of the Moderate portfolio is to provide some long-term growth by investing in both bonds and a greater allocation to stocks. It is designed for those who have a moderate tolerance for portfolio fluctuations. The investment time horizon is typically 10 to 15 years or more. Loring Ward portfolios are built using low-cost, institutional class mutual funds and contain as many as 9,000 securities in 45 countries, representing 35 currencies and 9 asset classes. The model is primarily based on the Fama-French “Three Factor Model.”  The portfolio construction strategy focuses on investing in the three factors of risk and return:  the market factor (stocks minus bonds), the value factor (value minus growth), and the size factor (small cap stocks minus large cap stocks).  These risk factors may provide investors with returns over time that adequately compensate  them for the additional risk inherent in the stock market as a whole, and value and small cap stocks in particular.  A multi risk factor equity portfolio is combined with a short term (1- to 5-year average maturity) and high quality fixed income portfolio based on the client's constraints and risk and return objectives.  The goal is to provide the highest returns for a given level of risk over time.0.5222
ModelxChangeLoring Ward5. Loring Ward Global Moderate Growth DFA1/31/2015 12:00:00 AM-1.18173.657810.10489.6654-1.18172.465621.259014.2387-4.811315.69431505Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15050.22000The objective of the Moderate Growth portfolio is to provide moderate long-term growth. It is designed for those seeking growth and willing to assume a higher level risk. These investors should have a long-term investment horizon and be able to withstand regular fluctuations in portfolio value. The investment time horizon is typically 10 to 20 years or greater. Loring Ward portfolios are built using low-cost, institutional class mutual funds and contain as many as 9,000 securities in 45 countries, representing 35 currencies and 9 asset classes. The model is primarily based on the Fama-French “Three Factor Model.”  The portfolio construction strategy focuses on investing in the three factors of risk and return:  the market factor (stocks minus bonds), the value factor (value minus growth), and the size factor (small cap stocks minus large cap stocks).  These risk factors may provide investors with returns over time that adequately compensate  them for the additional risk inherent in the stock market as a whole, and value and small cap stocks in particular.  A multi risk factor equity portfolio is combined with a short term (1- to 5-year average maturity) and high quality fixed income portfolio based on the client's constraints and risk and return objectives.  The goal is to provide the highest returns for a given level of risk over time.0.5317
ModelxChangeLoring Ward6. Loring Ward Global Capital Appreciation DFA1/31/2015 12:00:00 AM-1.55563.451310.987910.3695-1.55562.185424.109415.7391-5.895116.69541506Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15060.22000The objective of the Capital Appreciation portfolio is to provide long-term growth. It is designed for those interested in maximizing growth potential and willing to assume a higher level of risk to potentially achieve greater returns. These investors should have a long term investment horizon and be able to withstand significant fluctuations in portfolio value. The investment time horizon is typically 15 to 20 years or more. Loring Ward portfolios are built using low-cost, institutional class mutual funds and contain as many as 9,000 securities in 45 countries, representing 35 currencies and 9 asset classes. The model is primarily based on the Fama-French “Three Factor Model.”  The portfolio construction strategy focuses on investing in the three factors of risk and return:  the market factor (stocks minus bonds), the value factor (value minus growth), and the size factor (small cap stocks minus large cap stocks).  These risk factors may provide investors with returns over time that adequately compensate  them for the additional risk inherent in the stock market as a whole, and value and small cap stocks in particular.  A multi risk factor equity portfolio is combined with a short term (1- to 5-year average maturity) and high quality fixed income portfolio based on the client's constraints and risk and return objectives.  The goal is to provide the highest returns for a given level of risk over time.0.5453
ModelxChangeLoring Ward7. Loring Ward Global Equity DFA1/31/2015 12:00:00 AM-1.95453.595512.324011.5408-1.95452.207127.839017.7637-7.232718.72681507Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15070.22000The objective of the Equity portfolio is to maximize long-term growth potential. It is designed for those willing to assume a higher level of risk to potentially achieve greater returns. These investors should have a long-term investment horizon and be able to withstand sizable fluctuations in portfolio value. The investment time horizon is typically 20 years or more. Loring Ward portfolios are built using low-cost, institutional class mutual funds and contain as many as 9,000 securities in 45 countries, representing 35 currencies and 9 asset classes. The model is primarily based on the Fama-French “Three Factor Model.”  The portfolio construction strategy focuses on investing in the three factors of risk and return:  the market factor (stocks minus bonds), the value factor (value minus growth), and the size factor (small cap stocks minus large cap stocks).  These risk factors may provide investors with returns over time that adequately compensate  them for the additional risk inherent in the stock market as a whole, and value and small cap stocks in particular. The goal is to provide the highest returns for a given level of risk over time. 0.5606
ModelxChangeLunt Capital Management, Inc.7Twelve Conservative Portfolio1/31/2015 12:00:00 AM0.3765-0.10340.3765-0.9940853Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL8530.50000Diversified Allocation; Strategic Approach; Conservative Risk The Lunt Capital 7Twelve Conservative Portfolio is a broadly diversified portfolio which is based on the work of Dr. Craig Israelsen. This diversification includes exposure to equities, fixed income, and alternative assets. The dedicated asset class diversification remains constant in the portfolio. The 7Twelve Conservative has overweight exposures to more conservative, income-oriented assets and underweight exposures to more aggressive, growth-oriented assets. This investment will use ETFs. Investors should consider these costs in light of the anticipated frequency and prospective invested dollar amounts when evaluating ETFs. ETFs may be suitable for long-term investment in the market represented in the relevant index and may also be used as an asset allocation tool or as a speculative trading instrument. ETNs are typically senior, unsecured, unsubordinated debt securities. Holders of ETNs are subject to the risks of the underlying firm that issues the securities. ETNs are not equities or index funds, but they do share several characteristics. For example, like equities, they trade on an exchange and can be shorted. Like an index fund, they are linked to the return of a benchmark index or strategy. There are risks involved with investing in ETFs including possible loss of money. Other risks include risks similar to stocks, including those regarding short selling and margin maintenance requirements. 0.7235
ModelxChangeLunt Capital Management, Inc.7Twelve Moderate Portfolio1/31/2015 12:00:00 AM-0.42981.1434-0.4298-0.8372851Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL8510.50000Diversified Allocation; Strategic Approach; Moderate Risk The Lunt Capital 7Twelve Moderate Portfolio is a broadly diversified portfolio which is based on the work of Dr. Craig Israelsen. This diversification includes exposure to equities, fixed income, and alternative assets. The dedicated asset class diversification remains constant in the portfolio. This investment will use ETFs. Investors should consider these costs in light of the anticipated frequency and prospective invested dollar amounts when evaluating ETFs. ETFs may be suitable for long-term investment in the market represented in the relevant index and may also be used as an asset allocation tool or as a speculative trading instrument. ETNs are typically senior, unsecured, unsubordinated debt securities. Holders of ETNs are subject to the risks of the underlying firm that issues the securities. ETNs are not equities or index funds, but they do share several characteristics. For example, like equities, they trade on an exchange and can be shorted. Like an index fund, they are linked to the return of a benchmark index or strategy. There are risks involved with investing in ETFs including possible loss of money. Other risks include risks similar to stocks, including those regarding short selling and margin maintenance requirements.0.7667
ModelxChangeLunt Capital Management, Inc.7Twelve Moderately Aggressive Portfolio1/31/2015 12:00:00 AM-0.57971.7358-0.5797-0.6674852Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL8520.50000Diversified Allocation; Strategic Approach; Aggressive Risk The Lunt Capital 7Twelve Aggressive Portfolio is a broadly diversified portfolio which is based on the work of Dr. Craig Israelsen. This diversification includes exposure to equities, fixed income, and alternative assets. The dedicated asset class diversification remains constant in the portfolio. The 7Twelve Aggressive has overweight exposures to more aggressive, growth-oriented assets and underweight exposures to more conservative, income-oriented assets. This investment will use ETFs. Investors should consider these costs in light of the anticipated frequency and prospective invested dollar amounts when evaluating ETFs. ETFs may be suitable for long-term investment in the market represented in the relevant index and may also be used as an asset allocation tool or as a speculative trading instrument. ETNs are typically senior, unsecured, unsubordinated debt securities. Holders of ETNs are subject to the risks of the underlying firm that issues the securities. ETNs are not equities or index funds, but they do share several characteristics. For example, like equities, they trade on an exchange and can be shorted. Like an index fund, they are linked to the return of a benchmark index or strategy. There are risks involved with investing in ETFs including possible loss of money. Other risks include risks similar to stocks, including those regarding short selling and margin maintenance requirements.0.7790
ModelxChangeLunt Capital Management, Inc.Dynamic Aggressive Portfolio1/31/2015 12:00:00 AM0.788310.5778-1.08390.78833.79528.786011.98-0.03286Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2860.50000Diversified Allocation, Tactical Approach; Moderate/Aggressive Risk The Lunt Capital Dynamic Moderately Aggressive Portfolio is a broadly diversified, actively managed portfolio. Portfolio diversification includes exposure to equities, fixed income, and alternative assets. While the precise allocation may change, the portfolio targets an asset allocation of 55-75% equity, 5-10% fixed income, and 15-30% alternatives. Over 55% of the portfolio remains invested at all times, while up to 35% of the portfolio may rotate out of investment positions and into cash during volatile market periods. The portfolio employs tactical rotation strategies and is diversified by asset class, time frame, and investment exposure. This investment will use ETFs. Investors should consider these costs in light of the anticipated frequency and prospective invested dollar amounts when evaluating ETFs. ETFs may be suitable for long-term investment in the market represented in the relevant index and may also be used as an asset allocation tool or as a speculative trading instrument. ETNs are typically senior, unsecured, unsubordinated debt securities. Holders of ETNs are subject to the risks of the underlying firm that issues the securities. They are designed to provide investors with a new way to access the returns of market benchmarks or strategies. ETNs are not equities or index funds, but they do share several characteristics. For example, like equities, they trade on an exchange and can be shorted. Like an index fund, they are linked to the return of a benchmark index or strategy.0.8470
ModelxChangeLunt Capital Management, Inc.Dynamic Conservative Portfolio1/31/2015 12:00:00 AM0.48661.60881.05880.4866-0.18460.92233.130.33287Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2870.50000Diversified Allocation, Tactical Approach; Conservative/Moderate Risk The Lunt Capital Dynamic Conservative Portfolio is a broadly diversified, actively managed portfolio. Portfolio diversification includes exposure to equities, fixed income, and alternative assets. While the precise allocation may change, the portfolio targets an asset allocation of 10-20% equity, 70-80% fixed income, and 10-15% alternatives. Over 70% of the portfolio remains invested at all times, while up to 25% of the portfolio may rotate out of investment positions and into cash during volatile market periods. The portfolio employs tactical rotation strategies and is diversified by asset class, time frame, and investment exposure. This investment will use ETFs. Investors should consider these costs in light of the anticipated frequency and prospective invested dollar amounts when evaluating ETFs. ETFs may be suitable for long-term investment in the market represented in the relevant index and may also be used as an asset allocation tool or as a speculative trading instrument.ETNs are typically senior, unsecured, unsubordinated debt securities. Holders of ETNs are subject to the risks of the underlying firm that issues the securities. ETNs are not equities or index funds, but they do share several characteristics. For example, like equities, they trade on an exchange and can be shorted. Like an index fund, they are linked to the return of a benchmark index or strategy. There are risks involved with investing in ETFs including possible loss of money. Other risks include risks similar to stocks, including those regarding short selling and margin maintenance requirements. 0.6913
ModelxChangeLunt Capital Management, Inc.Dynamic Moderate Portfolio1/31/2015 12:00:00 AM1.44036.65985.43001.44031.75557.99495.890.92288Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2880.50000Diversified Allocation, Tactical Approach; Moderate Risk The Lunt Capital Dynamic Moderate Portfolio is a broadly diversified, actively managed portfolio. Portfolio diversification includes exposure to equities, fixed income, and alternative assets. While the precise allocation may change, the portfolio targets an asset allocation of 35-50% equity, 25-30% fixed income, and 15-25% alternatives. Over 50% of the portfolio remains invested at all times, while up to 45% of the portfolio may rotate out of investment positions and into cash during volatile market periods. The portfolio employs tactical rotation strategies and is diversified by asset class, time frame, and investment exposure. This investment will use ETFs. Investors should consider these costs in light of the anticipated frequency and prospective invested dollar amounts when evaluating ETFs. ETFs may be suitable for long-term investment in the market represented in the relevant index and may also be used as an asset allocation tool or as a speculative trading instrument. ETNs are typically senior, unsecured, unsubordinated debt securities. Holders of ETNs are subject to the risks of the underlying firm that issues the securities. ETNs are not equities or index funds, but they do share several characteristics. Like an index fund, they are linked to the return of a benchmark index or strategy. There are risks involved with investing in ETFs/ETNs including possible loss of money. Other risks include risks similar to stocks, including those regarding short selling and margin maintenance requirements.0.7969
ModelxChangeLunt Capital Management, Inc.Global Sectors Portfolio1/31/2015 12:00:00 AM-1.14934.6945-1.14933.277922.5577756World Stockhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7560.50000Equity Allocation, Tactical Approach; Moderate Aggressive Risk Lunt Capital’s Global Sectors Portfolio is a tactical ETF portfolio with dynamic allocations to U.S. and international equity sectors. The portfolio utilizes tactical investment strategies such as rotation to strength and rotation long/cash. The portfolio is designed to adapt to changing market environments and provides tactical exposure to global equities. This investment will use ETFs. Investors should consider these costs in light of the anticipated frequency and prospective invested dollar amounts when evaluating ETFs. ETFs may be suitable for long-term investment in the market represented in the relevant index and may also be used as an asset allocation tool or as a speculative trading instrument. There are risks involved with investing in ETFs including possible loss of money. Other risks include risks similar to stocks, including those regarding short selling and margin maintenance requirements. Ordinary brokerage commissions apply. Concentrated industry investments involve greater risks than more diversified investments. The value of the stocks in some of the underlying indexes may be more volatile than stocks of other issues. An investor should anticipate that the value of their shares will increase or decrease in value more or less in correlation with increases or decreases in value of the underlying indexes. Leveraged ETFs or ETNS may vary widely from benchmarks due to the impact of compounding. ETNs are typically senior, unsecured, unsubordinated debt securities. Holders of ETNs are subject to the risks of the underlying firm that issues the securities. They are designed to provide investors with a new way to access the returns of market benchmarks or strategies. ETNs are not equities or index funds, but they do share several characteristics. For example, like equities, they trade on an exchange and can be shorted. Like an index fund, they are linked to the return of a benchmark index or strategy0.8001
ModelxChangeLunt Capital Management, Inc.High Beta Low Volatility Rotation Portfolio1/31/2015 12:00:00 AM-1.79295.2381-1.79291.3148755World Stockhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7550.50000Equity Allocation, Tactical Approach; Aggressive Risk Lunt Capital’s High Beta Low Volatility Rotation Portfolio is a tactical ETF portfolio with dynamic allocations to high beta and low volatility segments for U.S., international developed, and emerging market equities. The portfolio rotates to strength among distinct investment opportunity sets and remains fully invested. The portfolio is designed to adapt to changing market environments and provides tactical exposure to global risk on/risk off. This investment will use ETFs. Investors should consider these costs in light of the anticipated frequency and prospective invested dollar amounts when evaluating ETFs. ETFs may be suitable for long-term investment in the market represented in the relevant index and may also be used as an asset allocation tool or as a speculative trading instrument.ETNs are typically senior, unsecured, unsubordinated debt securities. Holders of ETNs are subject to the risks of the underlying firm that issues the securities. ETNs are not equities or index funds, but they do share several characteristics. For example, like equities, they trade on an exchange and can be shorted. Like an index fund, they are linked to the return of a benchmark index or strategy. There are risks involved with investing in ETFs including possible loss of money. Other risks include risks similar to stocks, including those regarding short selling and margin maintenance requirements.0.7641
ModelxChangeLunt Capital Management, Inc.Lunt Capital OnTarget 20151/31/2015 12:00:00 AM0.45070.83860.96413.77670.45070.2285-1.24265.86455.45407.58132.664.160.350.9495Target Date 2011-2015https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4950.20000The investment objective of the BrightScope OnTarget 2015 model is to provide high probability that investors will arrive at their retirement date with contributions intact and adjusted for inflation. The secondary objective is to provide as much growth as possible without jeopardizing the primary objective. The Target Date 2015 Portfolio seeks to replicate, before fees and expenses, as closely as possible, the total return of the BrightScope On Target 2015 Index. To accomplish the above dual objective, the BrightScope OnTarget models are aggressive early in the glidepath when growth is important and worth the risk, and they become increasingly conservative as the target date approaches, when asset preservation is paramount and time is no longer on the investors’ side. The On Target Indexes employ a two-asset strategy. The primary growth engine is an index-based portfolio designed to replicate the world market basket of broadly diversified investable securities. This portfolio is offset by a preservation portfolio designed to minimize real losses as the target date nears. The schedule for shifting from growth to preservation is determined by calculating the probability of loss and using those calculations to allocate increasing amounts to preservation assets as the target date approaches and arrives. By the time the target date is reached the allocation of this model is expected to closely resemble the allocation of the BrightScope OnTarget Current model. 0.3319
ModelxChangeLunt Capital Management, Inc.Lunt Capital OnTarget 20201/31/2015 12:00:00 AM0.15083.52395.45527.04450.15082.88564.752612.39612.569510.71464.3171.241496Target Date 2016-2020https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4960.20000The investment objective of the BrightScope OnTarget 2020 model is to provide high probability that investors will arrive at their retirement date with contributions intact and adjusted for inflation. The secondary objective is to provide as much growth as possible without jeopardizing the primary objective. The Target Date 2020 Portfolio seeks to replicate, before fees and expenses, as closely as possible, the total return of the BrightScope On Target 2020 Index. To accomplish the above dual objective, the BrightScope OnTarget models are aggressive early in the glidepath when growth is important and worth the risk, and they become increasingly conservative as the target date approaches, when asset preservation is paramount and time is no longer on the investors’ side. The On Target Indexes employ a two-asset strategy. The primary growth engine is an index-based portfolio designed to replicate the world market basket of broadly diversified investable securities. This portfolio is offset by a preservation portfolio designed to minimize real losses as the target date nears. The schedule for shifting from growth to preservation is determined by calculating the probability of loss and using those calculations to allocate increasing amounts to preservation assets as the target date approaches and arrives. By the time the target date is reached the allocation of this model is expected to closely resemble the allocation of the BrightScope OnTarget Current model. 0.00690.3636
ModelxChangeLunt Capital Management, Inc.Lunt Capital OnTarget 20251/31/2015 12:00:00 AM-0.04235.01666.75158.1349-0.04233.82999.184911.89820.574012.72276.169.321.080.88497Target Date 2021-2025https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4970.20000The investment objective of the BrightScope OnTarget 2025 model is to provide high probability that investors will arrive at their retirement date with contributions intact and adjusted for inflation. The secondary objective is to provide as much growth as possible without jeopardizing the primary objective. The Target Date 2025 Portfolio seeks to replicate, before fees and expenses, as closely as possible, the total return of the BrightScope On Target 2025 Index. To accomplish the above dual objective, the BrightScope OnTarget models are aggressive early in the glidepath when growth is important and worth the risk, and they become increasingly conservative as the target date approaches, when asset preservation is paramount and time is no longer on the investors’ side. The On Target Indexes employ a two-asset strategy. The primary growth engine is an index-based portfolio designed to replicate the world market basket of broadly diversified investable securities. This portfolio is offset by a preservation portfolio designed to minimize real losses as the target date nears. The schedule for shifting from growth to preservation is determined by calculating the probability of loss and using those calculations to allocate increasing amounts to preservation assets as the target date approaches and arrives. By the time the target date is reached the allocation of this model is expected to closely resemble the allocation of the BrightScope OnTarget Current model.0.01060.3850
ModelxChangeLunt Capital Management, Inc.Lunt Capital OnTarget 20301/31/2015 12:00:00 AM-0.16535.36979.51599.9840-0.16533.813112.427418.0803-0.751713.98676.2310.391.490.96498Target Date 2026-2030https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4980.20000The investment objective of the BrightScope OnTarget 2030 model is to provide high probability that investors will arrive at their retirement date with contributions intact and adjusted for inflation. The secondary objective is to provide as much growth as possible without jeopardizing the primary objective. The Target Date 2030 Portfolio seeks to replicate, before fees and expenses, as closely as possible, the total return of the BrightScope On Target 2030 Index. To accomplish the above dual objective, the BrightScope OnTarget models are aggressive early in the glidepath when growth is important and worth the risk, and they become increasingly conservative as the target date approaches, when asset preservation is paramount and time is no longer on the investors’ side. The On Target Indexes employ a two-asset strategy. The primary growth engine is an index-based portfolio designed to replicate the world market basket of broadly diversified investable securities. This portfolio is offset by a preservation portfolio designed to minimize real losses as the target date nears. The schedule for shifting from growth to preservation is determined by calculating the probability of loss and using those calculations to allocate increasing amounts to preservation assets as the target date approaches and arrives. By the time the target date is reached the allocation of this model is expected to closely resemble the allocation of the BrightScope OnTarget Current model. 0.01310.3992
ModelxChangeLunt Capital Management, Inc.Lunt Capital OnTarget 20401/31/2015 12:00:00 AM-0.21815.828810.231910.4077-0.21814.455913.573218.6945-1.095414.18426.4510.651.540.98499Target Date 2036-2040https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4990.20000The investment objective of the BrightScope OnTarget 2040 model is to provide high probability that investors will arrive at their retirement date with contributions intact and adjusted for inflation. The secondary objective is to provide as much growth as possible without jeopardizing the primary objective. The Target Date 2040 Portfolio seeks to replicate, before fees and expenses, as closely as possible, the total return of the BrightScope On Target 2040 Index. To accomplish the above dual objective, the BrightScope OnTarget models are aggressive early in the glidepath when growth is important and worth the risk, and they become increasingly conservative as the target date approaches, when asset preservation is paramount and time is no longer on the investors’ side. The On Target Indexes employ a two-asset strategy. The primary growth engine is an index-based portfolio designed to replicate the world market basket of broadly diversified investable securities. This portfolio is offset by a preservation portfolio designed to minimize real losses as the target date nears. The schedule for shifting from growth to preservation is determined by calculating the probability of loss and using those calculations to allocate increasing amounts to preservation assets as the target date approaches and arrives. By the time the target date is reached the allocation of this model is expected to closely resemble the allocation of the BrightScope OnTarget Current model. 0.01440.4068
ModelxChangeLunt Capital Management, Inc.Lunt Capital OnTarget 20501/31/2015 12:00:00 AM-0.16915.93448.36509.2815-0.16914.205713.610612.9382-1.095414.18427.6311.111.090.85500Target Date 2050+https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL5000.20000The investment objective of the BrightScope OnTarget 2050 model is to provide high probability that investors will arrive at their retirement date with contributions intact and adjusted for inflation. The secondary objective is to provide as much growth as possible without jeopardizing the primary objective. The Target Date 2050 Portfolio seeks to replicate, before fees and expenses, as closely as possible, the total return of the BrightScope On Target 2050 Index. To accomplish the above dual objective, the BrightScope OnTarget models are aggressive early in the glidepath when growth is important and worth the risk, and they become increasingly conservative as the target date approaches, when asset preservation is paramount and time is no longer on the investors’ side. The On Target Indexes employ a two-asset strategy. The primary growth engine is an index-based portfolio designed to replicate the world market basket of broadly diversified investable securities. This portfolio is offset by a preservation portfolio designed to minimize real losses as the target date nears. The schedule for shifting from growth to preservation is determined by calculating the probability of loss and using those calculations to allocate increasing amounts to preservation assets as the target date approaches and arrives. By the time the target date is reached the allocation of this model is expected to closely resemble the allocation of the BrightScope OnTarget Current model.0.01440.4068
ModelxChangeLunt Capital Management, Inc.Lunt Capital OnTarget Current1/31/2015 12:00:00 AM0.4370-0.0214-0.01812.35160.4370-0.5027-2.58784.03597.87803.80622.462.73-0.020.84501Target Date 2000-2010https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL5010.20000The investment objective of the BrightScope OnTarget Current model is to provide a fund with a very high probability of preserving purchasing power while investors migrate to personalized strategies for their retirement portfolios. The Target Date Current Portfolio seeks to replicate, before fees and expenses, as closely as possible, the total return of the BrightScope On Target Current Index. To accomplish this objective, the BrightScope OnTarget Current model holds a combination of Treasury Inflation Protected Securities other, short-term treasury bills, and money market instruments. This strategy focuses on preservation of assets and as a consequence foregoes those strategies which focus on growth and which are of necessity also prone to large losses. The BrightScope OnTarget Current model is intended to provide safety and security. 0.3319
ModelxChangeLunt Capital Management, Inc.Tactical Growth Portfolio1/31/2015 12:00:00 AM0.7283-1.70290.7283-4.49777.8871279Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2790.50000Diversified Allocation, Tactical Approach; Moderate Aggressive Risk Lunt Capital’s Tactical Growth Portfolio is a tactical ETF and ETN portfolio with strategic allocations across global equities and alternative assets. The allocation of this portfolio is designed to provide deep diversification in growth asset classes. The portfolio utilizes tactical strategies including rotations to strength, rotations long or cash, and rotations long or inverse.This investment will use ETFs. Investors should consider these costs in light of the anticipated frequency and prospective invested dollar amounts when evaluating ETFs. ETFs may be suitable for long-term investment in the market represented in the relevant index and may also be used as an asset allocation tool or as a speculative trading instrument. There are risks involved with investing in ETFs including possible loss of money. Other risks include risks similar to stocks, including those regarding short selling and margin maintenance requirements. Ordinary brokerage commissions apply. Concentrated industry investments involve greater risks than more diversified investments. The value of the stocks in some of the underlying indexes may be more volatile than stocks of other issues. An investor should anticipate that the value of their shares will increase or decrease in value more or less in correlation with increases or decreases in value of the underlying indexes. Leveraged ETFs or ETNS may vary widely from benchmarks due to the impact of compounding. ETNs are typically senior, unsecured, unsubordinated debt securities. Holders of ETNs are subject to the risks of the underlying firm that issues the securities. ETNs are not equities or index funds, but they do share several characteristics. For example, like equities, they trade on an exchange and can be shorted. Like an index fund, they are linked to the return of a benchmark index or strategy0.8580
ModelxChangeLunt Capital Management, Inc.US Large Cap Equity Rotation Portfolio1/31/2015 12:00:00 AM1842Large Blendhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18420.50000The Lunt Capital US Large Cap Equity Rotation portfolio is an aggressive, dynamic portfolio that tactically rotates between high beta and low volatility sub-components of the S&P 500 index. Stays fully allocated to specific market segments at all times.0.7500
ModelxChangeMeeder Investment ManagementMeeder Age-Based 44 and Under1/31/2015 12:00:00 AM-1.6929-1.69291649Target Date 2046-2050 https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16490.00000The 44 and under Age-Based Portfolio is designed for investors aged 44 and under. This Portfolio will invest in a broad range of asset classes, including domestic and international equity funds, real estate funds and commodity funds. This Portfolio will invest in a broad range of asset classes, including corporate and government bond funds, domestic and international equity funds, real estate funds and commodity funds. The following are the specific allocations in the asset classes and strategies listed above: 35% Defensive Growth, 20% Growth, 12% International, 10% Large-Cap, 8% Mid-Cap, 4% Small-Cap, 3% Real Estate, 3% Commodities, 3% Defensive Fixed-Income, 2% Bonds.0.23650.20001.7415
ModelxChangeMeeder Investment ManagementMeeder Age-Based 45-491/31/2015 12:00:00 AM-1.5222-1.52221650Target Date 2031-2035https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16500.00000The 45 - 49 Age-Based Portfolio is designed for investors between the ages of 45 and 49. This Portfolio will invest in a broad range of asset classes, including corporate and government bond funds, domestic and international equity funds, real estate funds and commodity funds. This Portfolio will invest in a broad range of asset classes, including corporate and government bond funds, domestic and international equity funds, real estate funds and commodity funds. The following are the specific allocations in the asset classes and strategies listed above: 33% Defensive Growth, 19% Growth, 11% International, 9% Large-Cap, 8% Mid-Cap, 5% Defensive Fixed-Income, 5% Bonds, 4% Small-Cap, 3% Real Estate, 3% Commodities.0.24000.20001.7469
ModelxChangeMeeder Investment ManagementMeeder Age-Based 50-541/31/2015 12:00:00 AM-1.2121-1.21211652Target Date 2026-2030https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16520.00000The 50 - 54 Age-Based Portfolio is designed for investors between the ages of 50 and 54. This Portfolio will invest in a broad range of asset classes, including corporate and government bond funds, domestic and international equity funds, real estate funds and commodity funds. This Portfolio will invest in a broad range of asset classes, including corporate and government bond funds, domestic and international equity funds, real estate funds and commodity funds. The following are the specific allocations in the asset classes and strategies listed above: 29% Defensive Growth, 17% Growth, 10% Defensive Fixed-Income, 10% Bonds, 10% International, 8% Large-Cap, 7% Mid-Cap, 3% Commodities, 3% Small-Cap, 3% Real Estate.0.24550.20001.7446
ModelxChangeMeeder Investment ManagementMeeder Age-Based 55-591/31/2015 12:00:00 AM-0.8843-0.88431653Target Date 2021-2025https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16530.00000The 55 - 59 Age-Based Portfolio is designed for investors between the ages of 55 and 59. This Portfolio will invest in a broad range of asset classes, including corporate and government bond funds, domestic and international equity funds, real estate funds and commodity funds. This Portfolio will invest in a broad range of asset classes, including corporate and government bond funds, domestic and international equity funds, real estate funds and commodity funds. The following are the specific allocations in the asset classes and strategies listed above: 25% Defensive Growth, 15% Defensive Fixed-Income, 15% Bonds, 15% Growth, 9% International, 8% Large-Cap, 6% Mid-Cap, 3% Small-Cap, 2% Real Estate, 2% Commodities.0.24750.20001.7276
ModelxChangeMeeder Investment ManagementMeeder Age-Based 60-621/31/2015 12:00:00 AM-0.5953-0.59531654Target Date 2016-2020https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16540.00000The 60 - 62 Age-Based Portfolio is designed for investors between the ages of 60 and 62. This Portfolio will invest in a broad range of asset classes, including corporate and government bond funds, domestic and international equity funds, real estate funds and commodity funds. This Portfolio will invest in a broad range of asset classes, including corporate and government bond funds, domestic and international equity funds, real estate funds and commodity funds. The following are the specific allocations in the asset classes and strategies listed above: 22% Defensive Growth, 20% Defensive Fixed-Income, 20% Bonds, 13% Growth, 7% International, 6% Large-Cap, 5% Mid-Cap, 3% Small-Cap, 2% Real Estate, 2% Commodities.0.24850.20001.7065
ModelxChangeMeeder Investment ManagementMeeder Age-Based 63-641/31/2015 12:00:00 AM0.01150.01151655Target Date 2016-2020https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16550.00000The 63 - 64 Age-Based Portfolio is designed for investors between the ages of 63 and 64. This Portfolio will invest in a broad range of asset classes, including corporate and government bond funds, domestic and international equity funds, real estate funds and commodity funds. This Portfolio will invest in a broad range of asset classes, including corporate and government bond funds, domestic and international equity funds, real estate funds and commodity funds. The following are the specific allocations in the asset classes and strategies listed above: 30% Defensive Fixed-Income, 30% Bonds, 14% Defensive Growth, 9% Growth, 5% International, 4% Large-Cap, 4% Mid-Cap, 2% Small-Cap, 1% Real Estate, 1% Commodities.0.24900.20001.6483
ModelxChangeMeeder Investment ManagementMeeder Age-Based 65 and Over1/31/2015 12:00:00 AM0.28940.28941656Target Date 2011-2015https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16560.00000The 65 and over Age-Based Portfolio is designed for investors aged 65 and over. This Portfolio will invest in a broad range of asset classes, including corporate and government bond funds, domestic and international equity funds, real estate funds and commodity funds. This Portfolio will invest in a broad range of asset classes, including corporate and government bond funds, domestic and international equity funds, real estate funds and commodity funds. The following are the specific allocations in the asset classes and strategies listed above: 35% Defensive Fixed-Income, 35% Bonds, 11% Defensive Growth, 7% Growth, 4% International, 3% Large-Cap, 2% Mid-Cap, 1% Small-Cap, 1% Real Estate, 1% Commodities.0.24900.20001.6227
ModelxChangeMeeder Investment ManagementMeeder Aggressive Growth Portfolio (ETFs)764Large Blendhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7640.50000This portfolio seeks growth of capital over a long-term time horizon with the goal of outperforming the broad stock market over a complete market cycle by remaining fully invested in equities with a concentrated mix of sectors, styles, and capitalization range Using our Aggressive Growth strategy, a constrained tactical strategy, this portfolio seeks growth of capital over a long-term time horizon with the goal of outperforming the broad stock market over a complete market cycle, while remaining fully invested in equities at all times. Our Aggressive Growth strategy shifts the portfolio between sectors, styles, global opportunities and capitalization ranges in a more concentrated manner than our Growth strategy. This portfolio is suitable for investors whose risk profile is such that they can tolerate volatility that is slightly greater than the stock market.0.7135
ModelxChangeMeeder Investment ManagementMeeder Aggressive Growth Portfolio (Mutual Funds)1/31/2015 12:00:00 AM-2.021514.355515.822612.7642-2.021512.081430.573113.6269-6.279815.730410.3414.021.480.93333Large Blendhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3330.00000This portfolio seeks growth of capital over a long-term time horizon with the goal of outperforming the broad stock market over a complete market cycle by remaining fully invested in equities with a concentrated mix of sectors, styles, and capitalization ranges. Using our Aggressive Growth strategy, a constrained tactical strategy, this portfolio seeks growth of capital over a long-term time horizon with the goal of outperforming the broad stock market over a complete market cycle, while remaining fully invested in equities at all times. Our Aggressive Growth strategy shifts the portfolio between sectors, styles, global opportunities and capitalization ranges in a more concentrated manner than our Growth strategy. This portfolio is suitable for investors whose risk profile is such that they can tolerate volatility that is slightly greater than the stock market.0.24750.20001.7795
ModelxChangeMeeder Investment ManagementMeeder Balanced Growth Portfolio (Mutual Funds)336Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3360.00000This portfolio seeks to provide investors with long-term growth of capital and current income. Using a blend of our Growth and Fixed Income strategies, our Balanced Growth Portfolio maintains a target allocation of 60% Equity securities and 40% Fixed Income securities. Our Growth strategy shifts the portfolio between sectors, styles, global opportunities and capitalization ranges while our Fixed Income strategy shifts the portfolio duration and credit quality.0.24850.20001.6611
ModelxChangeMeeder Investment ManagementMeeder Balanced Income Portfolio (Mutual Funds)335Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3350.00000This portfolio seeks to provide investors with current income and long-term growth of capital. Using a blend of our Growth and Fixed Income strategies, our Balanced Income Portfolio maintains a target allocation of 60% Fixed Income and 40% Equity securities. Our Growth strategy shifts the portfolio between sectors, styles, global opportunities and capitalization ranges while our Fixed Income strategy shifts the portfolio duration and credit quality. 0.24900.20001.6174
ModelxChangeMeeder Investment ManagementMeeder Balanced Portfolio (ETFs)760Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7600.50000This portfolio seeks both long-term capital growth and current income for investors who are conservative but have some tolerance for risk. Using a blend of our Defensive Growth and Fixed Income strategies, this portfolio seeks to provide investors with a primary objective of long-term growth of capital and a secondary objective of current income by having a maximum exposure of 70% to equity securities and a minimum exposure of 30% to fixed income securities. However, by utilizing our Defensive Investing strategy which seeks to determine the risk/reward relationships of the stock market, the portion of the portfolio that is allocated to our Defensive Growth strategy (70%), an unconstrained tactical strategy, may at times be invested in fixed income and/or money market securities, which will result in a fixed income allocation between 30% and 100% of the total portfolio.0.7049
ModelxChangeMeeder Investment ManagementMeeder Balanced Portfolio (Mutual Funds)1/31/2015 12:00:00 AM-1.370110.436610.86438.7354-1.37018.633920.87218.8433-4.028410.81197.558.971.40.97329Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3290.00000This portfolio seeks both long-term capital growth and current income for investors who are conservative but have some tolerance for risk. Using a blend of our Defensive Growth and Fixed Income strategies, this portfolio seeks to provide investors with a primary objective of long-term growth of capital and a secondary objective of current income by having a maximum exposure of 70% to equity securities and a minimum exposure of 30% to fixed income securities. However, by utilizing our Defensive Investing strategy which seeks to determine the risk/reward relationships of the stock market, the portion of the portfolio that is allocated to our Defensive Growth strategy (70%), an unconstrained tactical strategy, may at times be invested in fixed income and/or money market securities, which will result in a fixed income allocation between 30% and 100% of the total portfolio.0.23150.20001.7042
ModelxChangeMeeder Investment ManagementMeeder Conservative Portfolio (ETFs)759Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7590.50000This portfolio seeks to provide income from the bond market and investment gains from the stock market for investors who are risk-averse and prefer active portfolio management. Using a blend of our Defensive Growth and Fixed Income strategies, this portfolio seeks to provide risk averse investors with an asset mix that experiences lower volatility of returns by always having a minimum exposure of 70% to fixed income securities and a maximum exposure of 30% to equity securities. In addition, by utilizing our Defensive Investing strategy which seeks to determine the risk/reward relationships of the stock market, the portion of the portfolio that is allocated to our Defensive Growth strategy (30%), an unconstrained tactical strategy, may at times be invested in fixed income and/or money market securities, which will result in a fixed income allocation between 70% and 100% of the total portfolio.0.7013
ModelxChangeMeeder Investment ManagementMeeder Conservative Portfolio (Mutual Funds)1/31/2015 12:00:00 AM0.14266.36596.70806.02390.14264.79128.51179.1112-0.19318.13984.634.971.421.19326Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3260.00000This portfolio seeks to provide income from the bond market and investment gains from the stock market for investors who are risk-averse and prefer active portfolio management. Using a blend of our Defensive Growth and Fixed Income strategies, this portfolio seeks to provide risk averse investors with an asset mix that experiences lower volatility of returns by always having a minimum exposure of 70% to fixed income securities and a maximum exposure of 30% to equity securities. In addition, by utilizing our Defensive Investing strategy which seeks to determine the risk/reward relationships of the stock market, the portion of the portfolio that is allocated to our Defensive Growth strategy (30%), an unconstrained tactical strategy, may at times be invested in fixed income and/or money market securities, which will result in a fixed income allocation between 70% and 100% of the total portfolio.0.24900.20001.6444
ModelxChangeMeeder Investment ManagementMeeder Growth Portfolio (ETFs)762Large Blendhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7620.50000This portfolio seeks growth of capital over a long-term time horizon with a goal to outperform the broad stock market over a complete market cycle while remaining fully invested in equities at all times. Using our Growth strategy, a constrained tactical strategy, this portfolio seeks growth of capital over a long-term time horizon with a goal of outperforming the broad stock market over a complete market cycle, while remaining fully invested in equities at all times. Our Growth strategy shifts the portfolio between sectors, styles, global opportunities and capitalization ranges. This portfolio is suitable for investors whose risk profile is such that they can tolerate the volatility of the stock market.0.7076
ModelxChangeMeeder Investment ManagementMeeder Growth Portfolio (Mutual Funds)1/31/2015 12:00:00 AM-2.041620.940918.116114.2199-2.041618.547730.806713.7205-5.767715.85149.9313.791.731.03331Large Blendhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3310.00000This portfolio seeks growth of capital over a long-term time horizon with a goal to outperform the broad stock market over a complete market cycle while remaining fully invested in equities at all times. Using our Growth strategy, a constrained tactical strategy, this portfolio seeks growth of capital over a long-term time horizon with a goal of outperforming the broad stock market over a complete market cycle, while remaining fully invested in equities at all times. Our Growth strategy shifts the portfolio between sectors, styles, global opportunities and capitalization ranges. This portfolio is suitable for investors whose risk profile is such that they can tolerate the volatility of the stock market.0.24750.20001.7560
ModelxChangeMeeder Investment ManagementMeeder Moderate Conservative Portfolio (ETFs)761Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7610.50000This portfolio seeks to provide income from the bond market and investment gains from the stock market for investors who are seeking income and long-term growth potential while minimizing volatility. Using a blend of our Defensive Growth and Fixed Income strategies, this portfolio seeks to provide investors with a combination of both income and growth by always having a minimum exposure of 50% to fixed income securities and a maximum exposure of 50% to equity securities. In addition, by utilizing our Defensive Investing strategy which seeks to determine the risk/reward relationships of the stock market, the portion of the portfolio that is allocated to our Defensive Growth strategy (50%), an unconstrained tactical strategy, may at times be invested in fixed income and/or money market securities, which will result in a fixed income allocation between 50% and 100% of the total portfolio.0.7031
ModelxChangeMeeder Investment ManagementMeeder Moderate Conservative Portfolio (Mutual Funds)330Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3300.00000This portfolio seeks to provide income from the bond market and investment gains from the stock market for investors who are seeking income and long-term growth potential while minimizing volatility. Using a blend of our Defensive Growth and Fixed Income strategies, this portfolio seeks to provide investors with a combination of both income and growth by always having a minimum exposure of 50% to fixed income securities and a maximum exposure of 50% to equity securities. In addition, by utilizing our Defensive Investing strategy which seeks to determine the risk/reward relationships of the stock market, the portion of the portfolio that is allocated to our Defensive Growth strategy (50%), an unconstrained tactical strategy, may at times be invested in fixed income and/or money market securities, which will result in a fixed income allocation between 50% and 100% of the total portfolio0.24650.20001.7078
ModelxChangeMeeder Investment ManagementMeeder Moderate Growth Portfolio (ETFs)763Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7630.50000This portfolio seeks growth of capital for growth oriented investors looking to minimize volatility. Using our Defensive Growth strategy, an unconstrained tactical strategy, this portfolio seeks capital appreciation for growth oriented investors looking to minimize volatility. Our Defensive Investing discipline seeks out the best opportunities for returns in the financial markets while managing the inherent risks of investing by shifting assets from equities to fixed income and money market securities when our analysis determines the risk/reward relationship of the stock market is unfavorable.0.7076
ModelxChangeMeeder Investment ManagementMeeder Moderate Growth Portfolio (Mutual Funds)1/31/2015 12:00:00 AM-2.351113.950615.408911.5058-2.351111.851430.875412.2035-7.265413.126210.0612.411.480.94332Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3320.00000This portfolio seeks growth of capital for growth oriented investors looking to minimize volatility. Using our Defensive Growth strategy, an unconstrained tactical strategy, this portfolio seeks capital appreciation for growth oriented investors looking to minimize volatility. Our Defensive Investing discipline seeks out the best opportunities for returns in the financial markets while managing the inherent risks of investing by shifting assets from equities to fixed income and money market securities when our analysis determines the risk/reward relationship of the stock market is unfavorable.0.22500.20001.7100
ModelxChangeMesirow FinancialMesirow Active Risk Managed1550Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15500.35000The Mesirow Active Risk Managed Strategy seeks to achieve long-term growth of capital while protecting from significant market downfall through flexible adjustments to the asset allocation mix based on prevailing market conditions. This portfolio is best suited for investors near retirement that are seeking capital appreciation while mitigating downside risk in volatile markets. Using tactical asset allocation, the Mesirow Active Risk Managed strategy emphasizes growth when markets are stable by shifting to historically more volatile asset classes, such as equities and alternatives. It assesses expected volatility each month in order to keep portfolio volatility within a 6-12% range, with a long-term target of 10%. In high-risk market environments, the portfolio switches to the more conservative Mesirow Balanced Risk Managed strategy, which maintains balanced exposure to all systematic risk with the intent of generating consistent returns. 0.6692
ModelxChangeMesirow FinancialMesirow Balanced Risk Managed1549Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15490.35000The Mesirow Balanced Risk Managed portfolio is a protected growth strategy that seeks to produce more consistent returns over time. The strategy aims to deliver stable returns by focusing on structural risk factor diversification in the prevailing economic regime. While an investor may not participate fully in an up market, the strategy is designed to help avoid big losses in a down market. This risk mitigation approach helps protect assets during a market downturn and better positions investors when the market swings up again. This portfolio is best suited for investors in retirement that are seeking stable capital appreciation with strong downside risk protection. The strategy diversifies by balancing macroeconomic risk factors (e.g., equity risk, interest rate risk and inflation risk) so that every asset class is considered but no one asset class is given preference over another. The strategy maintains a balanced exposure across major asset allocation approaches with a moderate exposure to alternative investments. Typically the portfolio has a greater allocation to fixed income than to equity. However, in normal market environments, there is meaningful allocation to equity and exposure to alternative asset classes. 0.6820
ModelxChangeMesirow FinancialMesirow Dynamic Momentum1545World Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15450.35000The Mesirow Dynamic Momentum strategy focuses on capital appreciation by responding to market conditions through opportunistic asset allocation combined with a systematic approach to mitigate downside risk in volatile markets. This portfolio is best suited for investors planning for retirement that are willing to participate in historically riskier asset allocation with the intent of receiving consistent alpha generation, while mitigating downside risk in volatile markets. The portfolio combines a flexible, diversified asset allocation designed for growth while managing risk by adjusting the asset allocation in response to high-risk market environments. The strategy employs a multi-level risk management system: 1. First, the strategy identifies downward trends in the returns of asset classes and then adjusts its exposure to those assets to better protect the portfolio from declining markets. 2. Secondly, the strategy is designed to respond to high risk market conditions by proportionally reducing all risky assets and move to safe heaven assets, such as cash and treasuries. 0.5731
ModelxChangeMesirow FinancialMesirow Stable Performance1551Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15510.35000Mesirow Stable Performance seeks to achieve a balance between long-term capital appreciation and capital preservation in any market environment through a multi-strategy approach. This portfolio is best suited for investors at or near retirement seeking stable performance regardless of the market environment that are willing to sacrifice some upside potential for greater downside protection. Using a core-satellite approach, Mesirow Stable Performance is a globally-diversified solution that includes a non-correlated mix of conventional and absolute return investment strategies suitable any market environment. The core of the portfolio will target diversified exposure across various asset classes in an effort to balance the impact of volatility and return from different economic regimes. The satellite portion of the portfolio will target strategies that offer the opportunity to add incremental return or reduce portfolio volatility. The strategy will utilize an active-passive approach that will overweight core or satellite holdings during various stages of secular interest rate, economic, and financial-market cycles. 0.6282
ModelxChangeMesirow FinancialPrecision ETF (All iShares) 2005 Portfolio1003Target Date 2000-2010https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL10030.10000To prepare a participant for retirement at or around 2005 Mesirow Financial Investment Management will vary the weights of each asset class in the portfolio based on their overall conviction of the attractiveness of each position as well as their contribution to the portfolios overall risk and return. The goal of this strategy is to remain fully invested at all times.0.3090
ModelxChangeMesirow FinancialPrecision ETF (All iShares) 2010 Portfolio1004Target Date 2000-2010https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL10040.10000To prepare a participant for retirement at or around 2010 Mesirow Financial Investment Management will vary the weights of each asset class in the portfolio based on their overall conviction of the attractiveness of each position as well as their contribution to the portfolios overall risk and return. The goal of this strategy is to remain fully invested at all times. 0.3129
ModelxChangeMesirow FinancialPrecision ETF (All iShares) 2015 Portfolio1005Target Date 2015-2029https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL10050.10000To prepare a participant for retirement at or around 2015 Mesirow Financial Investment Management will vary the weights of each asset class in the portfolio based on their overall conviction of the attractiveness of each position as well as their contribution to the portfolios overall risk and return. The goal of this strategy is to remain fully invested at all times. 0.2754
ModelxChangeMesirow FinancialPrecision ETF (All iShares) 2020 Portfolio1006Target Date 2016-2020https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL10060.10000To prepare a participant for retirement at or around 2020 Mesirow Financial Investment Management will vary the weights of each asset class in the portfolio based on their overall conviction of the attractiveness of each position as well as their contribution to the portfolios overall risk and return. The goal of this strategy is to remain fully invested at all times. 0.2923
ModelxChangeMesirow FinancialPrecision ETF (All iShares) 2025 Portfolio1007Target Date 2021-2025https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL10070.10000To prepare a participant for retirement at or around 2025 Mesirow Financial Investment Management will vary the weights of each asset class in the portfolio based on their overall conviction of the attractiveness of each position as well as their contribution to the portfolios overall risk and return. The goal of this strategy is to remain fully invested at all times. 0.3038
ModelxChangeMesirow FinancialPrecision ETF (All iShares) 2030 Portfolio1008Target Date 2026-2030https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL10080.10000To prepare a participant for retirement at or around 2030 Mesirow Financial Investment Management will vary the weights of each asset class in the portfolio based on their overall conviction of the attractiveness of each position as well as their contribution to the portfolios overall risk and return. The goal of this strategy is to remain fully invested at all times. 0.3116
ModelxChangeMesirow FinancialPrecision ETF (All iShares) 2035 Portfolio1009Target Date 2031-2035https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL10090.10000To prepare a participant for retirement at or around 2035 Mesirow Financial Investment Management will vary the weights of each asset class in the portfolio based on their overall conviction of the attractiveness of each position as well as their contribution to the portfolios overall risk and return. The goal of this strategy is to remain fully invested at all times. 0.3165
ModelxChangeMesirow FinancialPrecision ETF (All iShares) 2040+ Portfolio1010Target Date 2041-2045https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL10100.10000To prepare a participant for retirement at or around 2040 or later. Mesirow Financial Investment Management will vary the weights of each asset class in the portfolio based on their overall conviction of the attractiveness of each position as well as their contribution to the portfolios overall risk and return. The goal of this strategy is to remain fully invested at all times. 0.3207
ModelxChangeMesirow FinancialPrecision ETF (All iShares) Aggressive Portfolio798Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7980.10000The strategy attempts to outperform a blended benchmark consisting of 90% S&P 500 and 10% Barclays Aggregate. Mesirow Financial Investment Management will vary the weights of each asset class in the portfolio based on their overall conviction of the attractiveness of each position as well as their contribution to the portfolios overall risk and return. Individual security weights may be as low as 2% and as high as 70%. The goal of this strategy is to remain fully invested at all times.0.3268
ModelxChangeMesirow FinancialPrecision ETF (All iShares) Conservative Portfolio794Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7940.10000The strategy attempts to outperform a blended benchmark consisting of 20% S&P 500 and 80% Barclays Aggregate. Mesirow Financial Investment Management will vary the weights of each asset class in the portfolio based on their overall conviction of the attractiveness of each position as well as their contribution to the portfolios overall risk and return. Individual security weights may be as low as 2% and as high as 70%. The goal of this strategy is to remain fully invested at all times.0.3065
ModelxChangeMesirow FinancialPrecision ETF (All iShares) Income Portfolio1002Retirement Incomehttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL10020.10000To provide income during retirement. Mesirow Financial Investment Management will vary the weights of each asset class in the portfolio based on their overall conviction of the attractiveness of each position as well as their contribution to the portfolios overall risk and return. The goal of this strategy is to remain fully invested at all times. 0.3118
ModelxChangeMesirow FinancialPrecision ETF (All iShares) Moderate Aggressive Portfolio797Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7970.10000The strategy attempts to outperform a blended benchmark consisting of 75% S&P 500 and 25% Barclays Aggregate. Mesirow Financial Investment Management will vary the weights of each asset class in the portfolio based on their overall conviction of the attractiveness of each position as well as their contribution to the portfolios overall risk and return. Individual security weights may be as low as 2% and as high as 70%. The goal of this strategy is to remain fully invested at all times.0.3026
ModelxChangeMesirow FinancialPrecision ETF (All iShares) Moderate Conservative Portfolio795Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7950.10000The strategy attempts to outperform a blended benchmark consisting of 40% S&P 500 and 60% Barclays Aggregate. Mesirow Financial Investment Management will vary the weights of each asset class in the portfolio based on their overall conviction of the attractiveness of each position as well as their contribution to the portfolios overall risk and return. Individual security weights may be as low as 2% and as high as 70%. The goal of this strategy is to remain fully invested at all times.0.3060
ModelxChangeMesirow FinancialPrecision ETF (All iShares) Moderate Portfolio1/31/2015 12:00:00 AM-0.79296.38049.75059.6169-0.79295.653616.925211.60611.456512.11576.068.261.561.15796Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7960.10000The strategy attempts to outperform a blended benchmark consisting of 60% S&P 500 and 40% Barclays Aggregate. Mesirow Financial Investment Management will vary the weights of each asset class in the portfolio based on their overall conviction of the attractiveness of each position as well as their contribution to the portfolios overall risk and return. Individual security weights may be as low as 2% and as high as 70%. The goal of this strategy is to remain fully invested at all times.0.3073
ModelxChangeNew Frontier AdvisorsNew Frontier ETF Global Balanced1/31/2015 12:00:00 AM1.215410.38649.379510.07471.21547.752210.697112.99432.550013.36126.588.541.391.161173Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11730.25000The New Frontier ETF Global Balanced Portfolio is a risk-targeted core investment, consisting of ETF funds optimized relative to a 60/40 stock/bond ratio. This portfolio is designed to provide current income and long term capital growth. The strategy invests in fifteen to twenty exchange traded funds. The New Frontier ETF Global Balanced Portfolio is a risk-targeted core investment optimized relative to a 60/40 stock/bond ratio. New Frontier employs our patented Michaud optimization and Michaud-Esch rebalancing test to structure and monitor the asset allocation. We choose quality ETFs that span investable global economic growth to construct the portfolios. 0.4840
ModelxChangeNew Frontier AdvisorsNew Frontier ETF Global Balanced Growth1/31/2015 12:00:00 AM0.45369.670510.463510.48150.45366.796014.865614.8935-1.124114.30047.8510.721.30.981174Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11740.25000The New Frontier ETF Global Balanced Growth Portfolio is a risk-targeted core investment, consisting of ETF funds optimized relative to a 75/25 stock/bond ratio. This portfolio is designed for long term capital growth with a secondary focus on current income. The strategy invests in fifteen to twenty exchange traded funds. The New Frontier ETF Global Balanced Growth Portfolio is a risk-targeted core investment optimized relative to a 75/25 stock/bond ratio. New Frontier employs our patented Michaud optimization and Michaud-Esch rebalancing test to structure and monitor the asset allocation. We choose quality ETFs that span investable global economic growth to construct the portfolios. 0.4820
ModelxChangeNew Frontier AdvisorsNew Frontier ETF Global Balanced Income1172Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11720.25000The New Frontier ETF Global Balanced Income Portfolio is a risk-targeted core investment, consisting of ETF funds optimized relative to a 40/60 stock/bond ratio. This portfolio is designed for investors seeking current income with the potential for long term capital growth. The strategy invests in fifteen to twenty exchange traded funds. The New Frontier ETF Global Balanced Income Portfolio is a risk-targeted core investment optimized relative to a 40/60 stock/bond ratio. New Frontier employs our patented Michaud optimization and Michaud-Esch rebalancing test to structure and monitor the asset allocation. We choose quality ETFs that span investable global economic growth to construct the portfolios. 0.4827
ModelxChangeNew Frontier AdvisorsNew Frontier ETF Global Equity1176World Stockhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11760.25000The New Frontier ETF Global Equity Portfolio is a risk-targeted core investment, consisting of ETF funds optimized relative to a 100/0 stock/bond ratio. The all equity portfolio is designed to capture the growth of global equity markets over the long term. The strategy invests in ten to twenty exchange traded funds. The New Frontier ETF Global Equity Portfolio is a risk-targeted core investment optimized for all equity. New Frontier employs our patented Michaud optimization and Michaud-Esch rebalancing test to structure and monitor the asset allocation. We choose quality ETFs that span investable global economic growth to construct the portfolios. 0.4655
ModelxChangeNew Frontier AdvisorsNew Frontier ETF Global Growth1175Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11750.25000The New Frontier ETF Global Growth Portfolio is a risk-targeted core investment, consisting of ETF funds optimized relative to a 90/10 stock/bond ratio. This portfolio is designed for long term capital growth. The strategy invests in fifteen to twenty exchanged traded funds. The New Frontier ETF Global Growth Portfolio is a risk-targeted core investment optimized relative to a 90/10 stock/bond ratio. New Frontier employs our patented Michaud optimization and Michaud-Esch rebalancing test to structure and monitor the asset allocation. We choose quality ETFs that span investable global economic growth to construct the portfolios. 0.4715
ModelxChangeNew Frontier AdvisorsNew Frontier ETF Global Income1165World Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11650.25000The New Frontier ETF Global Income Portfolio is a risk-targeted core investment, consisting of ETF funds optimized relative to a 20/80 stock/bond ratio. This portfolio is designed for long term investors seeking current income. The strategy invests in fifteen to twenty exchange traded funds. The New Frontier ETF Global Income Portfolio is a risk-targeted core investment optimized relative to a 20/80 stock/bond ratio. New Frontier employs our patented Michaud optimization and Michaud-Esch rebalancing test to structure and monitor the asset allocation. We choose quality ETFs that span investable global economic growth to construct the portfolios. 0.4685
ModelxChangeNorthern Trust Investments, Inc.NFPP AC AF GI1/31/2015 12:00:00 AM0.09004.90706.85167.73450.09002.422910.613512.7933-0.830612.24596.588.71.030.91202Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12020.00000Our goal is to create a portfolio that maximizes returns per unit of risk. To achieve that objective, we offer active, passive and blended solutions utilizing a robust portfolio construction process. We combine proprietary beta solutions with best-in-class external investment strategies in ways that seek to amplify their strengths and minimize portfolio risks to the inevitable shifts in market sentiment. Northern Focused Portfolios are designed to automatically diversify holdings across a selection of asset classes and investment styles. This disciplined blending emphasizes return potential while attempting to manage risk and help provide more consistent returns. A cross section of investment mandates are offered through an asset allocation of Northern Funds and Northern ETFs.0.17850.7728
ModelxChangeNorthern Trust Investments, Inc.NFPP AC AF GMI1/31/2015 12:00:00 AM-0.40004.71037.37268.2440-0.40001.766613.066814.0640-2.701613.70707.8410.450.940.811203Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12030.00000Our goal is to create a portfolio that maximizes returns per unit of risk. To achieve that objective, we offer active, passive and blended solutions utilizing a robust portfolio construction process. We combine proprietary beta solutions with best-in-class external investment strategies in ways that seek to amplify their strengths and minimize portfolio risks to the inevitable shifts in market sentiment. Northern Focused Portfolios are designed to automatically diversify holdings across a selection of asset classes and investment styles. This disciplined blending emphasizes return potential while attempting to manage risk and help provide more consistent returns. A cross section of investment mandates are offered through an asset allocation of Northern Funds and Northern ETFs.0.20960.9150
ModelxChangeNorthern Trust Investments, Inc.NFPP AC AF IMG1/31/2015 12:00:00 AM0.68005.14896.07936.95860.68003.09157.353511.39611.187810.24525.076.551.181.051204Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12040.00000Our goal is to create a portfolio that maximizes returns per unit of risk. To achieve that objective, we offer active, passive and blended solutions utilizing a robust portfolio construction process. We combine proprietary beta solutions with best-in-class external investment strategies in ways that seek to amplify their strengths and minimize portfolio risks to the inevitable shifts in market sentiment. Northern Focused Portfolios are designed to automatically diversify holdings across a selection of asset classes and investment styles. This disciplined blending emphasizes return potential while attempting to manage risk and help provide more consistent returns. A cross section of investment mandates are offered through an asset allocation of Northern Funds and Northern ETFs.0.14700.6416
ModelxChangeNorthern Trust Investments, Inc.NFPP AC AF INC1/31/2015 12:00:00 AM1.36005.13985.09486.02031.36003.65643.82259.53913.61987.85983.464.261.441.381205Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12050.00000Our goal is to create a portfolio that maximizes returns per unit of risk. To achieve that objective, we offer active, passive and blended solutions utilizing a robust portfolio construction process. We combine proprietary beta solutions with best-in-class external investment strategies in ways that seek to amplify their strengths and minimize portfolio risks to the inevitable shifts in market sentiment. Northern Focused Portfolios are designed to automatically diversify holdings across a selection of asset classes and investment styles. This disciplined blending emphasizes return potential while attempting to manage risk and help provide more consistent returns. A cross section of investment mandates are offered through an asset allocation of Northern Funds and Northern ETFs.0.11540.5113
ModelxChangeNorthern Trust Investments, Inc.NFPP AC AF MG1/31/2015 12:00:00 AM-0.90004.64688.04138.7562-0.90001.574015.787715.0709-4.690415.08839.1212.30.890.741206Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12060.00000Our goal is to create a portfolio that maximizes returns per unit of risk. To achieve that objective, we offer active, passive and blended solutions utilizing a robust portfolio construction process. We combine proprietary beta solutions with best-in-class external investment strategies in ways that seek to amplify their strengths and minimize portfolio risks to the inevitable shifts in market sentiment. Northern Focused Portfolios are designed to automatically diversify holdings across a selection of asset classes and investment styles. This disciplined blending emphasizes return potential while attempting to manage risk and help provide more consistent returns. A cross section of investment mandates are offered through an asset allocation of Northern Funds and Northern ETFs.0.22781.0065
ModelxChangeNorthern Trust Investments, Inc.NFPP AP AF GI1/31/2015 12:00:00 AM-0.07005.45947.36468.0659-0.07003.127110.943913.0941-0.281712.18906.458.511.130.951207Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12070.00000Our goal is to create a portfolio that maximizes returns per unit of risk. To achieve that objective, we offer active, passive and blended solutions utilizing a robust portfolio construction process. We combine proprietary beta solutions with best-in-class external investment strategies in ways that seek to amplify their strengths and minimize portfolio risks to the inevitable shifts in market sentiment. Northern Focused Portfolios are designed to automatically diversify holdings across a selection of asset classes and investment styles. This disciplined blending emphasizes return potential while attempting to manage risk and help provide more consistent returns. A cross section of investment mandates are offered through an asset allocation of Northern Funds and Northern ETFs.0.11290.5596
ModelxChangeNorthern Trust Investments, Inc.NFPP AP AF GMI1/31/2015 12:00:00 AM-0.57005.46018.03708.6502-0.57002.649313.436614.5264-2.074013.56437.7210.281.030.851208Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12080.00000Our goal is to create a portfolio that maximizes returns per unit of risk. To achieve that objective, we offer active, passive and blended solutions utilizing a robust portfolio construction process. We combine proprietary beta solutions with best-in-class external investment strategies in ways that seek to amplify their strengths and minimize portfolio risks to the inevitable shifts in market sentiment. Northern Focused Portfolios are designed to automatically diversify holdings across a selection of asset classes and investment styles. This disciplined blending emphasizes return potential while attempting to manage risk and help provide more consistent returns. A cross section of investment mandates are offered through an asset allocation of Northern Funds and Northern ETFs.0.14000.6844
ModelxChangeNorthern Trust Investments, Inc.NFPP AP AF IMG1/31/2015 12:00:00 AM0.53005.48086.38767.16700.53003.57127.581211.44441.659110.24794.926.341.271.121209Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12090.00000Our goal is to create a portfolio that maximizes returns per unit of risk. To achieve that objective, we offer active, passive and blended solutions utilizing a robust portfolio construction process. We combine proprietary beta solutions with best-in-class external investment strategies in ways that seek to amplify their strengths and minimize portfolio risks to the inevitable shifts in market sentiment. Northern Focused Portfolios are designed to automatically diversify holdings across a selection of asset classes and investment styles. This disciplined blending emphasizes return potential while attempting to manage risk and help provide more consistent returns. A cross section of investment mandates are offered through an asset allocation of Northern Funds and Northern ETFs.0.09000.4590
ModelxChangeNorthern Trust Investments, Inc.NFPP AP AF INC1/31/2015 12:00:00 AM1.25005.32355.24016.14301.25003.96083.94569.39774.10917.80133.284.051.561.481210Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12100.00000Our goal is to create a portfolio that maximizes returns per unit of risk. To achieve that objective, we offer active, passive and blended solutions utilizing a robust portfolio construction process. We combine proprietary beta solutions with best-in-class external investment strategies in ways that seek to amplify their strengths and minimize portfolio risks to the inevitable shifts in market sentiment. Northern Focused Portfolios are designed to automatically diversify holdings across a selection of asset classes and investment styles. This disciplined blending emphasizes return potential while attempting to manage risk and help provide more consistent returns. A cross section of investment mandates are offered through an asset allocation of Northern Funds and Northern ETFs.0.07050.3692
ModelxChangeNorthern Trust Investments, Inc.NFPP AP AF MG1/31/2015 12:00:00 AM-1.09005.47988.86949.2711-1.09002.568516.225515.8585-3.966414.90549.0112.180.990.791211Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12110.00000Our goal is to create a portfolio that maximizes returns per unit of risk. To achieve that objective, we offer active, passive and blended solutions utilizing a robust portfolio construction process. We combine proprietary beta solutions with best-in-class external investment strategies in ways that seek to amplify their strengths and minimize portfolio risks to the inevitable shifts in market sentiment. Northern Focused Portfolios are designed to automatically diversify holdings across a selection of asset classes and investment styles. This disciplined blending emphasizes return potential while attempting to manage risk and help provide more consistent returns. A cross section of investment mandates are offered through an asset allocation of Northern Funds and Northern ETFs.0.14230.7215
ModelxChangeNorthern Trust Investments, Inc.NFPP P AF GI1/31/2015 12:00:00 AM0.13005.91427.57888.05660.13003.449611.162912.9164-0.141511.25356.478.591.160.941212Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12120.00000Our goal is to create a portfolio that maximizes returns per unit of risk. To achieve that objective, we offer active, passive and blended solutions utilizing a robust portfolio construction process. We combine proprietary beta solutions with best-in-class external investment strategies in ways that seek to amplify their strengths and minimize portfolio risks to the inevitable shifts in market sentiment. Northern Focused Portfolios are designed to automatically diversify holdings across a selection of asset classes and investment styles. This disciplined blending emphasizes return potential while attempting to manage risk and help provide more consistent returns. A cross section of investment mandates are offered through an asset allocation of Northern Funds and Northern ETFs.0.02970.2619
ModelxChangeNorthern Trust Investments, Inc.NFPP P AF GMI1/31/2015 12:00:00 AM-0.29006.16528.45908.8255-0.29003.152013.877514.4054-1.541312.52777.7710.411.080.861213Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12130.00000Our goal is to create a portfolio that maximizes returns per unit of risk. To achieve that objective, we offer active, passive and blended solutions utilizing a robust portfolio construction process. We combine proprietary beta solutions with best-in-class external investment strategies in ways that seek to amplify their strengths and minimize portfolio risks to the inevitable shifts in market sentiment. Northern Focused Portfolios are designed to automatically diversify holdings across a selection of asset classes and investment styles. This disciplined blending emphasizes return potential while attempting to manage risk and help provide more consistent returns. A cross section of investment mandates are offered through an asset allocation of Northern Funds and Northern ETFs.0.03750.2896
ModelxChangeNorthern Trust Investments, Inc.NFPP P AF IMG1/31/2015 12:00:00 AM0.63005.70706.36067.01120.63003.78477.592810.96071.59519.54294.826.331.291.11214Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12140.00000Our goal is to create a portfolio that maximizes returns per unit of risk. To achieve that objective, we offer active, passive and blended solutions utilizing a robust portfolio construction process. We combine proprietary beta solutions with best-in-class external investment strategies in ways that seek to amplify their strengths and minimize portfolio risks to the inevitable shifts in market sentiment. Northern Focused Portfolios are designed to automatically diversify holdings across a selection of asset classes and investment styles. This disciplined blending emphasizes return potential while attempting to manage risk and help provide more consistent returns. A cross section of investment mandates are offered through an asset allocation of Northern Funds and Northern ETFs.0.02140.2341
ModelxChangeNorthern Trust Investments, Inc.NFPP P AF INC1/31/2015 12:00:00 AM1.21005.13104.91805.87641.21003.90533.87568.44914.00617.55223.063.961.571.451215Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12150.00000Our goal is to create a portfolio that maximizes returns per unit of risk. To achieve that objective, we offer active, passive and blended solutions utilizing a robust portfolio construction process. We combine proprietary beta solutions with best-in-class external investment strategies in ways that seek to amplify their strengths and minimize portfolio risks to the inevitable shifts in market sentiment. Northern Focused Portfolios are designed to automatically diversify holdings across a selection of asset classes and investment styles. This disciplined blending emphasizes return potential while attempting to manage risk and help provide more consistent returns. A cross section of investment mandates are offered through an asset allocation of Northern Funds and Northern ETFs.0.01470.2023
ModelxChangeNorthern Trust Investments, Inc.NFPP P AF MG1/31/2015 12:00:00 AM-0.69006.33219.43409.4466-0.69003.077116.831915.8522-3.597013.57979.0912.321.030.791216Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12160.00000Our goal is to create a portfolio that maximizes returns per unit of risk. To achieve that objective, we offer active, passive and blended solutions utilizing a robust portfolio construction process. We combine proprietary beta solutions with best-in-class external investment strategies in ways that seek to amplify their strengths and minimize portfolio risks to the inevitable shifts in market sentiment. Northern Focused Portfolios are designed to automatically diversify holdings across a selection of asset classes and investment styles. This disciplined blending emphasizes return potential while attempting to manage risk and help provide more consistent returns. A cross section of investment mandates are offered through an asset allocation of Northern Funds and Northern ETFs.0.02770.2750
ModelxChangeOBS Financial Services, Inc.DFA/EFS 100/0 Portfolio1/31/2015 12:00:00 AM-2.42575.962312.360812.3147-2.42574.832625.052518.4592-6.708522.133910.2815.661.180.82137Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1370.25000The DFA/EFS 100/0% Portfolio is the most aggressive portfolio and offers full exposure to the stock market. The DFA/EFS 100/0% Portfolio is diversified between domestic and international stocks, with no exposure to the bond markets. The DFA/EFS Model Portfolios are engineered to provide globally diversified portfolios at minimal costs, while providing consistent and tolerable exposure to premiums that exist in capital markets. Each model is designed to capture a specific risk/return profile that is suitable for a specific client’s investment needs and risk tolerances.0.6037
ModelxChangeOBS Financial Services, Inc.DFA/EFS 20/80 Portfolio1/31/2015 12:00:00 AM-0.12901.47561.81152.9355-0.12900.95723.56952.83310.51566.95862.443.270.720.88129Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1290.25000The DFA/EFS 20/80% Portfolio provides investors with the opportunity to build wealth through a conservative risk managed approach. With 80% of the portfolio invested in fixed income assets, exposure to the stock market is limited, while the bond markets provide a consistent stream of income for the investor. To keep pace with inflation, the portfolio invests 20% into the stock market, which raises the growth potential over that of a portfolio void of stock exposure. The DFA/EFS Model Portfolios are engineered to provide globally diversified portfolios at minimal costs, while providing consistent and tolerable exposure to premiums that exist in capital markets. Each model is designed to capture a specific risk/return profile that is suitable for a specific client’s investment needs and risk tolerances. 0.4847
ModelxChangeOBS Financial Services, Inc.DFA/EFS 40/60 Portfolio1/31/2015 12:00:00 AM-0.78902.65575.05195.6755-0.78901.94949.41367.9258-1.292810.75264.436.291.120.9130Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1300.25000The DFA/EFS 40/60% provides a balanced investment approach with a conservative emphasis. The portfolio has a healthy exposure to the stock market, with 40% of its assets diversified throughout, and is moderated by a strong bond presence. With 60% of the portfolio assets in the bond market, the investor can receive a consistent stream of income with protection from a volatile stock market. The DFA/EFS Model Portfolios are engineered to provide globally diversified portfolios at minimal costs, while providing consistent and tolerable exposure to premiums that exist in capital markets. Each model is designed to capture a specific risk/return profile that is suitable for a specific client’s investment needs and risk tolerances. 0.5145
ModelxChangeOBS Financial Services, Inc.DFA/EFS 50/50 Portfolio1/31/2015 12:00:00 AM-1.06573.25488.05047.8652-1.06572.504011.802215.3325-2.196412.65114.857.61.611.03132Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1320.25000The DFA/EFS 50/50 Portfolio aims to provide a balance between capital preservation and capital appreciation. With a 50/50 exposure to equity and fixed income, the portfolio is designed for those who are most comfortable with a balanced approach and have a moderate tolerance for investment fluctuations. The DFA/EFS Model Portfolios are engineered to provide globally diversified portfolios at minimal costs, while providing consistent and tolerable exposure to premiums that exist in capital markets. Each model is designed to capture a specific risk/return profile that is suitable for a specific client’s investment needs and risk tolerances. 0.5294
ModelxChangeOBS Financial Services, Inc.DFA/EFS 60/40 Portfolio1/31/2015 12:00:00 AM-1.36372.95596.78017.4817-1.36372.077414.516910.1183-3.098314.5472134Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1340.25000The DFA/EFS 60/40 Portfolio provides a fairly balanced investment approach with an emphasis on long-term growth. The portfolio is more resistant to inflation with an increased potential for larger returns. Its 40% bond presence provides income to the investor and helps dampen volatility during a stock market downturn The DFA/EFS Model Portfolios are engineered to provide globally diversified portfolios at minimal costs, while providing consistent and tolerable exposure to premiums that exist in capital markets. Each model is designed to capture a specific risk/return profile that is suitable for a specific client’s investment needs and risk tolerances. 0.5442
ModelxChangeOBS Financial Services, Inc.DFA/EFS 70/30 Portfolio1/31/2015 12:00:00 AM-1.64524.27769.23269.3343-1.64523.362716.852115.1131-3.999716.44186.8610.731.320.88135Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1350.25000The DFA/EFS 70/30 Portfolio provides a sizeable exposure to the stock market, with a more aggressive approach towards increasing growth. There is a small exposure to fixed income, providing marginal income generation and downside protection. The DFA/EFS Model Portfolios are engineered to provide globally diversified portfolios at minimal costs, while providing consistent and tolerable exposure to premiums that exist in capital markets. Each model is designed to capture a specific risk/return profile that is suitable for a specific client’s investment needs and risk tolerances. 0.5591
ModelxChangeOBS Financial Services, Inc.DFA/EFS 80/20 Portfolio1/31/2015 12:00:00 AM-1.90674.853010.917710.7177-1.90673.853719.893317.9315-4.904218.33887.6512.231.390.89136Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1360.25000The DFA/EFS 80/20% Portfolio provides substantial exposure to the global stock market, with an aggressive approach towards growth. A small bond presence is maintained, but income generation and downside protection is limited. The DFA/EFS Model Portfolios are engineered to provide globally diversified portfolios at minimal costs, while providing consistent and tolerable exposure to premiums that exist in capital markets. Each model is designed to capture a specific risk/return profile that is suitable for a specific client’s investment needs and risk tolerances. 0.5740
ModelxChangeOBS Financial Services, Inc.DFA/EFS Income985Intermediate-Term Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9850.25000The overall investment objective of the DFA/EFS Income Portfolio is to maximize total return by providing a steady stream of income to the investor. The portfolio has the ability to invest in a full range of investment grade bonds with extended maturities. The investor remains diversified by investing in various types of government and corporate issues of diverse quality, geographical region, and maturity. The DFA/EFS Model Portfolios are engineered to provide globally diversified portfolios at minimal costs, while providing consistent and tolerable exposure to premiums that exist in capital markets. Each model is designed to capture a specific risk/return profile that is suitable for a specific client’s investment needs and risk tolerances. 0.4720
ModelxChangeOBS Financial Services, Inc.DFA/EFS Retirement 0/1001/31/2015 12:00:00 AM-0.01533.8702-0.0153-2.27651557Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15570.25000The overall investment objective of the DFA/EFS Retirement 0/100 portfolio is to maximize total return by providing a steady stream of income to the investor. The portfolio has the ability to invest in a full range of investment grade bonds with extended maturities. The investor remains diversified by investing in various types of government and corporate issues of diverse quality, geographical region, and maturity. 0.2500
ModelxChangeOBS Financial Services, Inc.DFA/EFS Retirement 20/80992Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9920.25000The DFA/EFS Retirement 20/80 Portfolio provides investors with an opportunity to build wealth through a conservative risk managed approach, while using a full core strategy to reduce expenses and trade costs. With 80% of the portfolio invested in fixed income assets, exposure to the stock market is limited, and the bond markets provide a consistent stream of income for the investor. To keep pace with inflation, the portfolio invests 20% into the stock market, which slightly raises the growth potential. The DFA/EFS Retirement Model Portfolios are engineered to provide globally diversified portfolios at minimal costs, while providing consistent and tolerable exposure to premiums that exist in capital markets. Each model is designed to capture a specific risk/return profile that is suitable for a specific client’s investment needs and risk tolerances. The models were constructed to align with the guidelines set forth by the DOL and ERISA, in order to qualify as a prudent retirement portfolio and a Qualified Default Investment Alternative (QDIA).0.4928
ModelxChangeOBS Financial Services, Inc.DFA/EFS Retirement 40/60991Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9910.25000The DFA/EFS Retirement 40/60 provides a balanced investment approach with a conservative emphasis, while using a full core strategy to reduce expenses and trade costs. The portfolio has a healthy exposure to the stock market, with 40% of its assets diversified throughout, and is moderated by a strong bond presence. With 60% of the portfolio assets in the bond market, the investor can receive a consistent stream of income with protection from a volatile stock market. The DFA/EFS Retirement Model Portfolios are engineered to provide globally diversified portfolios at minimal costs, while providing consistent and tolerable exposure to premiums that exist in capital markets. Each model is designed to capture a specific risk/return profile that is suitable for a specific client’s investment needs and risk tolerances. The models were constructed to align with the guidelines set forth by the DOL and ERISA, in order to qualify as a prudent retirement portfolio and a Qualified Default Investment Alternative (QDIA).0.5136
ModelxChangeOBS Financial Services, Inc.DFA/EFS Retirement 50/50990Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9900.25000The DFA/EFS Retirement 50/50 Portfolio aims to provide a balance between capital preservation and capital appreciation, while using a full core strategy to reduce expenses and trade costs. With a 50/50 exposure to equity and fixed income, the portfolio is designed for those who are most comfortable with a balanced approach and have a moderate tolerance for investment fluctuations. The DFA/EFS Retirement Model Portfolios are engineered to provide globally diversified portfolios at minimal costs, while providing consistent and tolerable exposure to premiums that exist in capital markets. Each model is designed to capture a specific risk/return profile that is suitable for a specific client’s investment needs and risk tolerances. The models were constructed to align with the guidelines set forth by the DOL and ERISA, in order to qualify as a prudent retirement portfolio and a Qualified Default Investment Alternative (QDIA).0.5235
ModelxChangeOBS Financial Services, Inc.DFA/EFS Retirement 60/40989Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9890.25000The DFA/EFS 60/40 Retirement Portfolio provides a fairly balanced investment approach with an emphasis on long-term growth, while using a full core strategy to reduce expenses and trade costs. The portfolio is more resistant to inflation with an increased potential for larger returns. Its 40% bond presence provides income to the investor and helps dampen volatility during a stock market downturn. The DFA/EFS Retirement Model Portfolios are engineered to provide globally diversified portfolios at minimal costs, while providing consistent and tolerable exposure to premiums that exist in capital markets. Each model is designed to capture a specific risk/return profile that is suitable for a specific client’s investment needs and risk tolerances. The models were constructed to align with the guidelines set forth by the DOL and ERISA, in order to qualify as a prudent retirement portfolio and a Qualified Default Investment Alternative (QDIA).0.5344
ModelxChangeOBS Financial Services, Inc.DFA/EFS Retirement 70/30988Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9880.25000The DFA/EFS 70/30 Retirement Portfolio provides a sizeable exposure to the stock market, with a more aggressive approach towards increasing long-term growth, while using a full core strategy to reduce expenses and trade costs. There is a small exposure to fixed income, providing marginal income generation and downside protection. The DFA/EFS Retirement Model Portfolios are engineered to provide globally diversified portfolios at minimal costs, while providing consistent and tolerable exposure to premiums that exist in capital markets. Each model is designed to capture a specific risk/return profile that is suitable for a specific client’s investment needs and risk tolerances. The models were constructed to align with the guidelines set forth by the DOL and ERISA, in order to qualify as a prudent retirement portfolio and a Qualified Default Investment Alternative (QDIA).0.5443
ModelxChangeOBS Financial Services, Inc.DFA/EFS Retirement 80/20987Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9870.25000The DFA/EFS Retirement 80/20 Portfolio provides substantial exposure to the global stock market, with an aggressive approach towards long-term growth, while using a full core strategy to reduce expenses and trade costs. A small bond presence is maintained, but income generation and downside protection is limited. The DFA/EFS Retirement Model Portfolios are engineered to provide globally diversified portfolios at minimal costs, while providing consistent and tolerable exposure to premiums that exist in capital markets. Each model is designed to capture a specific risk/return profile that is suitable for a specific client’s investment needs and risk tolerances. The models were constructed to align with the guidelines set forth by the DOL and ERISA, in order to qualify as a prudent retirement portfolio and a Qualified Default Investment Alternative (QDIA).0.5552
ModelxChangeOBS Financial Services, Inc.DFA/EFS Retirement 90/10986Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9860.25000The DFA/EFS Retirement 90/10 Portfolio is the most aggressive portfolio and offers the largest exposure to the stock market in an effort to promote long-term capital appreciation, while using a full core strategy to reduce expenses and trade costs. The DFA/EFS 90/10 Portfolio is diversified between domestic and international stocks, with minimal exposure to the bond markets. The DFA/EFS Retirement Model Portfolios are engineered to provide globally diversified portfolios at minimal costs, while providing consistent and tolerable exposure to premiums that exist in capital markets. Each model is designed to capture a specific risk/return profile that is suitable for a specific client’s investment needs and risk tolerances. The models were constructed to align with the guidelines set forth by the DOL and ERISA, in order to qualify as a prudent retirement portfolio and a Qualified Default Investment Alternative (QDIA).0.5651
ModelxChangeOptimal Capital Advisors LLCOptimal Growth TLC Strategy1/31/2015 12:00:00 AM1.2583-0.89713.32365.44221.2583-4.07066.893110.2285-1.856213.2422848Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL8480.65000Provides a globally diversified solution with approximately 40% allocated to equities, 50% alternatives and 10% hard assets. This strategy is designed to replicate the risk of a 65% equity/35% bond portfolio, while achieving returns superior to the S&P 500 and maximum drawdown of 30%. •A globally diversified solution including a non-correlated mix of conventional and absolute return investment strategies for any market. •Our seasoned group of 3 investment committee professionals possess over 80 years of industry experience. The team is responsible for oversight of the investment strategies including active asset allocation, investment selection and managing cash flows. •Allocations are set within ranges based upon long-term valuation analysis with a contrarian bias. •Our primary focus on risk management seeks to add value through both asset allocation and manager selection.0.03951.9815
ModelxChangeOptimal Capital Advisors LLCOptimal Balanced TLC Strategy1/31/2015 12:00:00 AM0.70560.50822.83214.95510.7056-1.57544.10768.43081.071711.24464.525.780.630.86842Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL8420.65000Provides a globally diversified solution with approximately 28% allocated to equities, 30% fixed income, 35% alternatives and 7% hard assets. This strategy is designed to replicate the risk of a 35% equity/65% bond portfolio, while achieving returns equal to the S&P 500 and maximum drawdown of 20%. •A globally diversified solution including a non-correlated mix of conventional and absolute return investment strategies for any market. •Our seasoned group of 4 investment committee professionals possess over 100 years of industry experience. The team is responsible for oversight of the investment strategies including active asset allocation, investment selection and managing cash flows. •Allocations are set within ranges based upon long-term valuation analysis with a contrarian bias. •Our primary focus on risk management seeks to add value through both asset allocation and manager selection.0.02000.03802.3544
ModelxChangeOptimal Capital Advisors LLCOptimal Completion TLC Strategy1/31/2015 12:00:00 AM1155Multialternativehttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11550.65000The objective is to provide a diversified absolute return solution with a strategic allocation to multiple hedge fund and managed futures portfolios. The strategy is designed to replicate the risk of the HFRX Global Hedge Fund Index while achieving returns in excess of that benchmark and a maximum drawdown of 10%. Permissible investments include; -Long/Short, Arbitrage, Global Macro, CTA, Multi Strategy •A globally diversified solution including a non-correlated mix of conventional and absolute return investment strategies for any market. •Our seasoned group of 3 investment committee professionals possess over 80 years of industry experience. The team is responsible for oversight of the investment strategies including active asset allocation, investment selection and managing cash flows. •Allocations are set within ranges based upon long-term valuation analysis with a contrarian bias. •Our primary focus on risk management seeks to add value through both asset allocation and manager selection.0.02500.04752.4632
ModelxChangeOptimal Capital Advisors LLCOptimal Conservative TLC Strategy849Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL8490.65000Provides a globally diversified solution with approximately 16% allocated to equities, 60% fixed income, 20% alternatives and 4% hard assets. This strategy is designed to replicate the risk of a 20% stock/80% bond portfolio, while achieving high single digit returns and maximum drawdown of 10%. •A globally diversified solution including a non-correlated mix of conventional and absolute return investment strategies for any market. •Our seasoned group of 3 investment committee professionals possess over 80 years of industry experience. The team is responsible for oversight of the investment strategies including active asset allocation, investment selection and managing cash flows. •Allocations are set within ranges based upon long-term valuation analysis with a contrarian bias. •Our primary focus on risk management seeks to add value through both asset allocation and manager selection.0.03500.04151.9656
ModelxChangeOptimal Capital Advisors LLCOptimal NorthSTAR TLC Balanced1/31/2015 12:00:00 AM0.81989.92516.03216.90350.81987.90044.00018.43081.071711.24464.415.691.341.191152Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11520.65000The objective is to provide a globally diversified solution with a long term strategic allocation to 28% equities, 30% fixed income, 35% absolute return and 7% hard assets. This strategy is designed to replicate the risk of a 35% equity / 65% bond portfolio while achieving returns equal to the S&P 500 and maximum drawdown of 20%. Permissible investment include; -Global Stocks, Global Bonds, Absolute Return Strategies, Hard Assets The performance objective for the strategy shall be annualized returns between 8-16 percent over rolling 5-year periods, while experiencing approximately ½ the volatility of the S&P 500 index using standard deviation as a measure. •A globally diversified solution including a non-correlated mix of conventional and absolute return investment strategies for any market. •Our seasoned group of 3 investment committee professionals possess over 80 years of industry experience. The team is responsible for oversight of the investment strategies including active asset allocation, investment selection and managing cash flows. •Allocations are set within ranges based upon long-term valuation analysis with a contrarian bias. •Our primary focus on risk management seeks to add value through both asset allocation and manager selection.0.03151.1964
ModelxChangeOptimal Capital Advisors LLCOptimal NorthSTAR TLC Completion1151Multialternativehttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11510.65000The objective is to provide a diversified absolute return solution with a strategic allocation to multiple hedge fund and managed futures portfolios. The strategy is designed to replicate the risk of the HFRX Global Hedge Fund Index while achieving returns in excess of that benchmark and a maximum drawdown of 10%. Permissible investments include; -Long/Short, Arbitrage, Global Macro, CTA, Multi Strategy •A globally diversified solution including a non-correlated mix of conventional and absolute return investment strategies for any market. •Our seasoned group of 3 investment committee professionals possess over 80 years of industry experience. The team is responsible for oversight of the investment strategies including active asset allocation, investment selection and managing cash flows. •Allocations are set within ranges based upon long-term valuation analysis with a contrarian bias. •Our primary focus on risk management seeks to add value through both asset allocation and manager selection. 0.07001.6040
ModelxChangeOptimal Capital Advisors LLCOptimal NorthSTAR TLC Conservative1/31/2015 12:00:00 AM1.41938.70104.97566.04821.41937.12131.89236.63843.99059.22573.063.481.591.691154Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11540.65000The objective is to provide a globaly diversified solution with a long term strategic allocation to 16% equities, 60% fixed income, 20% absolute return and 4% hard assets. This strategy is designed to replicate the risk of a 100% bond portfolio while achieving high single digit returns and maximum drawdown of 10%. Permissible investments include; -Global Stocks, Global Bonds, Absolute Return Strategies, Hard Assets The performance objective for the strategy is annualized returns between 7-10 percent over rolling 3-year periods, while experiencing approximately 1/3 the volatility of the S&P 500 index using standard deviation as a measure. •A globally diversified solution including a non-correlated mix of conventional and absolute return investment strategies for any market. •Our seasoned group of 3 investment committee professionals possess over 80 years of industry experience. The team is responsible for oversight of the investment strategies including active asset allocation, investment selection and managing cash flows. •Allocations are set within ranges based upon long-term valuation analysis with a contrarian bias. •Our primary focus on risk management seeks to add value through both asset allocation and manager selection.0.02801.1559
ModelxChangeOptimal Capital Advisors LLCOptimal NorthSTAR TLC Growth1/31/2015 12:00:00 AM0.413110.04947.46607.95960.41317.37388.368910.2285-1.856213.24225.57.981.330.991153Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11530.65000The objective is to provide a globally diversified solution with a long term strategic allocation to 40% allocated to equities, 50% absolute return and 10% hard assets. This strategy is designed to replicate the risk of a 70% equity / 30% bond portfolio while achieving returns greater than the S&P 500 and maximum drawdown of 30%. Permissible investments include; -Global Stocks, Global Bonds, Absolute Return Strategies, Hard Assets The performance objective for the strategy shall be annualized returns between 10-20 percent over rolling 7-year periods, while experiencing approximately 2/3 the volatility of the S&P 500 index using standard deviation as a measure. •A globally diversified solution including a non-correlated mix of conventional and absolute return investment strategies for any market. •Our seasoned group of 4 investment committee professionals possess over 100 years of industry experience. The team is responsible for oversight of the investment strategies including active asset allocation, investment selection and managing cash flows. •Allocations are set within ranges based upon long-term valuation analysis with a contrarian bias. •Our primary focus on risk management seeks to add value through both asset allocation and manager selection.0.03851.2823
ModelxChangePGR Solutions, LLCPGRS Model 1 - Fixed Income1/31/2015 12:00:00 AM2.04384.55982.13212.64352.04383.8673-1.06622.15063.63533.58152.011.861.031.38770Short-Term Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7700.15000The investment objective of this asset allocation model is to seek capital preservation and total returns consisting of current income. This investment portfolio allocates its assets into fixed income securities. Generally, 100% of initial and ongoing investments are made into underlying fixed income funds with no investment into equity funds. Due to varying market conditions, it is expected that the global allocation of this model may not maintain its balance among the underlying securities.0.3488
ModelxChangePGR Solutions, LLCPGRS Model 2 - Conservative1/31/2015 12:00:00 AM1.83366.06474.59815.12291.83364.92963.13855.69851.87357.86782.973.341.511.5773Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7730.15000The investment objective of this global asset allocation model is to seek total returns consisting of capital appreciation and current income. Generally, this model invests 20% initial and ongoing investments into underlying equity funds and 80% into fixed income funds, allocated mostly to a global mix of fixed income funds with a small allocation of each investment into equity funds, including domestic, international, emerging market, and real estate securities. Due to varying market conditions, it is expected that these investments may not maintain their balance to the underlying securities.0.3933
ModelxChangePGR Solutions, LLCPGRS Model 3 - Moderate1/31/2015 12:00:00 AM1.08966.04386.46656.76421.08964.52248.22118.7359-1.067211.13424.66.161.371.09771Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7710.15000The investment objective of this global asset allocation model is to seek total returns consisting of capital appreciation and current income. Generally, this model invests 40% of its initial and ongoing investments into underlying equity and 60% in fixed income funds, allocated mostly to a global mix of fixed income funds with a modest allocation of each investment into equity funds, including domestic, international, emerging market, and real estate securities. Due to varying market conditions, it is expected that these investments may not maintain their balance to the underlying securities. 0.4254
ModelxChangePGR Solutions, LLCPGRS Model 4 - Balanced1/31/2015 12:00:00 AM0.26035.93688.38068.61060.26034.301812.763112.6919-3.121914.79596.539.171.260.94775Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7750.15000The investment objective of this global asset allocation model is to seek total returns consisting of capital appreciation and current income. Generally, this model invests 60% of its initial and ongoing investments into underlying equity and 40% in fixed income funds, allocated mostly to equity funds, including domestic, international, emerging markets, and real estate securities, with a moderate allocation into a global mix of fixed income funds. Due to varying market conditions, it is expected that these investments may not maintain their balance to the underlying securities. 0.4641
ModelxChangePGR Solutions, LLCPGRS Model 5 - Aggressive1/31/2015 12:00:00 AM-0.49705.948610.19209.8577-0.49704.119217.733216.0973-6.792017.51748.6612.541.160.81772Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7720.15000The investment objective of this global asset allocation model is to seek total returns consisting of capital appreciation and current income. Generally, this model invests 80% of its initial and ongoing investments into underlying equity and 20% in fixed income funds, allocated mostly to equity funds, including domestic, international, emerging markets, and real estate securities, with a modest allocation into a global mix of fixed income funds. Due to varying market conditions, it is expected that these investments may not maintain their balance to the underlying securities. It is not the intention of this model to precisely maintain this allocation with respect to any account and the aggregate allocation of its total assets. We utilize Dimensional Fund Advisors (DFA) to implement our investment strategies.0.4988
ModelxChangePGR Solutions, LLCPGRS Model 6 - All Equity1/31/2015 12:00:00 AM-1.27525.954312.037911.0295-1.27523.830323.248419.5730-10.502820.084210.8816.071.10.73774Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7740.15000The investment objective of this global asset allocation model is to seek total returns consisting of capital appreciation. This model allocates its assets into equity securities only. Generally, the model invests initial and ongoing investments into underlying equity funds, allocating 100% of each investment into equity funds, including domestic, international, emerging market, and real estate securities, and 0% to fixed income funds. 0.5363
ModelxChangePremise CapitalFrontier Advantage Aggressive1/31/2015 12:00:00 AM1675Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16750.50000Our Frontier AdvantageTM Aggressive Portfolio is fully diversified, and uniquely combines strategic and tactical management. The portfolio is designed with a specific range of equity exposure and a diversified target allocation that is consistent with the long term goals of an aggressive investor. The overall equity exposure is increased or decreased, depending on market conditions within that framework, with the goal of being diversified at all times.0.6746
ModelxChangePremise CapitalFrontier Advantage Balanced1/31/2015 12:00:00 AM1677Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16770.50000Our Frontier AdvantageTM Balanced Portfolio is fully diversified, and uniquely combines strategic and tactical management. The portfolio is designed with a specific range of equity exposure and a diversified target allocation that is consistent with the long term goals of a balanced investor. The overall equity exposure is increased or decreased, depending on market conditions within that framework, with the goal of being diversified at all times.0.6534
ModelxChangePremise CapitalFrontier Advantage Conservative1/31/2015 12:00:00 AM1678Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16780.50000Our Frontier AdvantageTM Conservative Portfolio is fully diversified, and uniquely combines strategic and tactical management. The portfolio is designed with a specific range of equity exposure and a diversified target allocation that is consistent with the long term goals of a conservative investor. The overall equity exposure is increased or decreased, depending on market conditions within that framework, with the goal of being diversified at all times.0.6336
ModelxChangePremise CapitalFrontier Advantage Growth1/31/2015 12:00:00 AM1676Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16760.50000Our Frontier AdvantageTM Growth Portfolio is fully diversified, and uniquely combines strategic and tactical management. The portfolio is designed with a specific range of equity exposure and a diversified target allocation that is consistent with the long term goals of a growth investor. The overall equity exposure is increased or decreased, depending on market conditions within that framework, with the goal of being diversified at all times.0.6665
ModelxChangePremise CapitalFrontier Advantage Tactical1/31/2015 12:00:00 AM1455Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14550.50000Our Frontier AdvantageTM Tactical Portfolio is fully diversified, and uniquely combines strategic and tactical management. The portfolio is designed with an unconstrained range of equity exposure and a diversified target allocation that is consistent with the long term goals of an aggressive investor. The overall equity exposure is increased or decreased, depending on market conditions within that framework, with the goal of being diversified at all times.0.6622
ModelxChangeProvident Capital ManagementPCM Absolute Bond Index1/31/2015 12:00:00 AM4.47822.77610.59083.53734.4782-3.2345-3.44745.513911.11244.59806.696.590.110.55383Intermediate-Term Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3830.75000Preservation of Capital and Income through exposure including but not limited to Global, Treasury and Emerging Market Bond ETF's The Absolute Global Bond Index is reallocated on a specified time period using a quantitative approach to select the top ETFs. The approach uses multiple price strength factors counter-weighted against a volatility component of each respective ETF. In addition to meeting the above criteria, inclusion in the active index also requires that the ETF's selected be above trend using a long term moving average. Should the ETFs chosen not meet the inclusion criteria, the Index will rotate into a cash equivalent ETF. 0.9000
ModelxChangeProvident Capital ManagementPCM Alpha 11/31/2015 12:00:00 AM1.2485-2.5771-0.02708.82011.2485-2.83542.72532.67876.091540.13066.759.790.020.911188World Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11880.75000The objective of PCM’s Alpha 1 is total return regardless of market direction. The strategy seeks to achieve its objective by selecting investments from a multi-asset class basket of ETFs; including domestic and international equities, global bonds, major currencies, broad commodities, and precious metals. PCM’s Risk Management Overlay, by using inverse ETFs, may allow the capture of positive returns in periods of falling markets. Alpha 1 may rotate bi-monthly. The PCM Alpha 1 Index is reallocated on a specified time period using a quantitative approach to select the top ETFs. The approach uses multiple price strength factors counter-weighted against a volatility component of each respective ETF. In addition to meeting the above criteria, inclusion in the active index also requires that the ETF's selected be above trend using a long term moving average. Should the ETFs chosen not meet the inclusion criteria, the Index will rotate into a cash equivalent ETF. 0.9000
ModelxChangeProvident Capital ManagementPCM Global Macro 3 Index1163Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11630.00750Growth through exposure to but not limited to long and inverse global ETF's of bonds, equities, currencies and commodities with a more tactical approach driven by more frequent quantitative reallocation The PCM Global Macro 3 Index is reallocated on a specified time period using a quantitative approach to select the top ETFs. The approach uses multiple price strength factors counter-weighted against a volatility component of each respective ETF. In addition to meeting the above criteria, inclusion in the active index also requires that the ETF's selected be above trend using a long term moving average. Should the ETFs chosen not meet the inclusion criteria, the Index will rotate into a cash equivalent ETF.0.0075
ModelxChangeProvident Capital ManagementPCM Global Macro Index386Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3860.75000Growth through exposure to but not limited to long and inverse global ETF's of bonds, equities, currencies and commodities The PCM Global Macro Index is reallocated on a specified time period using a quantitative approach to select the top ETFs. The approach uses multiple price strength factors counter-weighted against a volatility component of each respective ETF. In addition to meeting the above criteria, inclusion in the active index also requires that the ETF's selected be above trend using a long term moving average. Should the ETFs chosen not meet the inclusion criteria, the Index will rotate into a cash equivalent ETF. 1.2549
ModelxChangeProvident Capital ManagementPCM Global Tactical Index387Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3870.75000Growth through exposure to but not limited to long and inverse global ETF's of bonds, equities, currencies and commodities with a more tactical approach driven by more frequent quantitative reallocation The PCM Global Tactical Index is reallocated on a specified time period using a quantitative approach to select the top ETFs. The approach uses multiple price strength factors counter-weighted against a volatility component of each respective ETF. In addition to meeting the above criteria, inclusion in the active index also requires that the ETF's selected be above trend using a long term moving average. Should the ETFs chosen not meet the inclusion criteria, the Index will rotate into a cash equivalent ETF. 1.0360
ModelxChangeProvident Capital ManagementPCM Managed TIPs Total Return Index445Inflation-Protected Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4450.75000Preservation of Capital and Income including exposure to TIPS and International Inflation Protected Bonds through ETF's The PCM Managed TIPS Total Return Index is reallocated on a specified time period using a quantitative approach to select the top ETFs. The approach uses multiple price strength factors counter-weighted against a volatility component of each respective ETF. In addition to meeting the above criteria, inclusion in the active index also requires that the ETF's selected be above trend using a long term moving average. Should the ETFs chosen not meet the inclusion criteria, the Index will rotate into a cash equivalent ETF. 0.9365
ModelxChangeProvident Capital ManagementPortfolio: Absolute Conservative1/31/2015 12:00:00 AM1.46372.0376-0.22084.16071.4637-2.08100.37880.31608.236610.95354.515.87-0.040.71391Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3910.75000Preservation of Capital, Total Return and Growth The Absolute Conservative Portfolio is reallocated on a specified time period using a quantitative approach to select the top ETFs. The approach uses multiple price strength factors counter-weighted against a volatility component of each respective ETF. In addition to meeting the above criteria, inclusion in the active index also requires that the ETF's selected be above trend using a long term moving average. Should the ETFs chosen not meet the inclusion criteria, the Index will rotate into a cash equivalent ETF. 1.0111
ModelxChangeProvident Capital ManagementPortfolio: Absolute Income392Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3920.75000Preservation of Capital and Income The Absolute Income Portfolio is reallocated on a specified time period using a quantitative approach to select the top ETFs. The approach uses multiple price strength factors counter-weighted against a volatility component of each respective ETF. In addition to meeting the above criteria, inclusion in the active index also requires that the ETF's selected be above trend using a long term moving average. Should the ETFs chosen not meet the inclusion criteria, the Index will rotate into a cash equivalent ETF. 0.9000
ModelxChangeProvident Capital ManagementPortfolio: Absolute Stable Growth393Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3930.75000Total Return and Growth The Absolute Stable Growth is reallocated on a specified time period using a quantitative approach to select the top ETFs. The approach uses multiple price strength factors counter-weighted against a volatility component of each respective ETF. In addition to meeting the above criteria, inclusion in the active index also requires that the ETF's selected be above trend using a long term moving average. Should the ETFs chosen not meet the inclusion criteria, the Index will rotate into a cash equivalent ETF. 1.1684
ModelxChangeProvident Capital ManagementPortfolio: Absolute Stable Growth Plus+1/31/2015 12:00:00 AM1.04160.02770.65414.72241.0416-4.25412.80133.31709.254410.1659394Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3940.75000Preservation of Capital, Total Return and Growth The Absolute Stable Growth Plus is reallocated on a specified time period using a quantitative approach to select the top ETFs. The approach uses multiple price strength factors counter-weighted against a volatility component of each respective ETF. In addition to meeting the above criteria, inclusion in the active index also requires that the ETF's selected be above trend using a long term moving average. Should the ETFs chosen not meet the inclusion criteria, the Index will rotate into a cash equivalent ETF. 1.1795
ModelxChangeProvident Capital ManagementPortfolio: PCM Total Return444Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4440.75000Preservation of Capital, Total Return and Growth The PCM Total Return Portfolio is reallocated on a specified time period using a quantitative approach to select the top ETFs. The approach uses multiple price strength factors counter-weighted against a volatility component of each respective ETF. In addition to meeting the above criteria, inclusion in the active index also requires that the ETF's selected be above trend using a long term moving average. Should the ETFs chosen not meet the inclusion criteria, the Index will rotate into a cash equivalent ETF. 0.9992
ModelxChangeProvident Capital ManagementU.S. Bond Total Return Index398Multisector Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3980.75000Preservation of Capital and Income including exposure to TIPS, Treasuries and Corporates through ETF's The U. S. Bond Total Return Index is reallocated on a specified time period using a quantitative approach to select the top ETFs. The approach uses multiple price strength factors counter-weighted against a volatility component of each respective ETF. In addition to meeting the above criteria, inclusion in the active index also requires that the ETF's selected be above trend using a long term moving average. Should the ETFs chosen not meet the inclusion criteria, the Index will rotate into a cash equivalent ETF. 0.9625
ModelxChangeProvident Capital ManagementU.S. Industries Total Return Index1/31/2015 12:00:00 AM-1.14476.624611.113711.8900-1.14475.475626.51876.110014.86635.79148.298.51.311.36397Large Blendhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3970.75000Growth, Total Return and the ability to further diversify through exposure to 25 U. S. Industries including but not limited to Healthcare, Consumer Staples, Telecom, Technology and Aerospace ETF's The U. S. Industries Total Return Index is reallocated on a specified time period using a quantitative approach to select the top ETFs. The approach uses multiple price strength factors counter-weighted against a volatility component of each respective ETF. In addition to meeting the above criteria, inclusion in the active index also requires that the ETF's selected be above trend using a long term moving average. Should the ETFs chosen not meet the inclusion criteria, the Index will rotate into a cash equivalent ETF. 1.1275
ModelxChangePrudent Investor AdvisorsPIA Dimensions 0/100 Portfolio - Series II1/31/2015 12:00:00 AM1352Static Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13520.20000The PIA Dimensions 0/100 Portfolio - Series II is intended for investors with an ultra-conservative tolerance for risk. Comprised of 0% equity funds and 100% fixed income funds, the Portfolio seeks current income with minimal growth of capital over long time horizons. This portfolio will experience moderate short-term volatility. The portfolio is monitored and is automatically rebalanced on an annual basis or as needed. The PIA Dimensions Portfolios - Series II, created by Prudent Investor Advisors, LLC, comprise a series of 401(k) plan investment options. Each of these model portfolios was created on the basis of tenets of Modern Portfolio Theory as well as other principles of financial economics. This approach, grounded in academic research that has withstood rigorous open review for many years, does not rely on analysts’ forecasts or opinions about financial markets, but instead incorporates the key factors that drive the long-run performance of those markets. Each PIA Dimensions Portfolio - Series II holds more than 12,000 securities from approximately forty-five countries. Worldwide diversification minimizes the potential negative short-term impact that any one company, asset class or country may have on a portfolio. This reduces overall portfolio risk, allows full exposure to the returns of world financial markets and limits style drift. The approach also includes a disciplined and patient style of securities trading, which allows plan participants to reap the benefits of low costs and low fees. Such broad and deep diversification of risk, however, does not eliminate the possibility of investment loss.0.3851
ModelxChangePrudent Investor AdvisorsPIA Dimensions 100/0 Portfolio1/31/2015 12:00:00 AM-1.72086.027912.068711.2837-1.72083.930125.805316.5636-7.419218.456910.22151.160.79441World Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4410.20000The PIA Dimensions 100/00 Portfolio is intended for investors with an aggressive tolerance for risk. Comprised of 100% equity funds and 00% fixed income funds, the Portfolio seeks aggressive growth of capital over long time horizons. This portfolio will experience significant short-term volatility. The portfolio is monitored and automatically rebalanced on a quarterly basis or as needed. PIA Dimensions Portfolios The PIA Dimensions Portfolios, created by Prudent Investor Advisors, LLC, comprise a series of 401(k) plan investment options. Each of these model portfolios was created on the basis of tenets of Modern Portfolio Theory as well as other principles of financial economics. This approach, grounded in academic research that has withstood rigorous open review for many years, does not rely on analysts’ forecasts or opinions about financial markets, but instead incorporates the key factors that drive the long-run performance of those markets. Compared to the broad-based market, each PIA Dimensions Portfolio holds a larger proportion of small company stocks and value stocks. This approach is the result of global evidence that such stocks have above-average expected returns and provide significant diversification benefits when combined with large company stocks and/or growth stocks in a portfolio. The approach also includes a disciplined and patient style of securities trading, which allows plan participants to reap the benefits of low costs and low fees. A plan participant that chooses a PIA Dimensions Portfolio replaces forecasting and guesswork with a disciplined, professional approach that incorporates the benefits of investment theory developed over the last four decades. Selecting a PIA Dimensions Portfolio represents a thoughtful and diversified approach for plan participants. Each PIA Dimensions Portfolio holds more than 12,000 securities from approximately forty-five countries. Worldwide diversification minimizes the potential negative short-term impact that any one company, asset class or country may have on a portfolio. This reduces overall portfolio risk, allows full exposure to the returns of world financial markets and limits style drift. Such broad and deep diversification of risk, however, does not eliminate the possibility of investment loss.0.5090
ModelxChangePrudent Investor AdvisorsPIA Dimensions 100/0 Portfolio - Series II1/31/2015 12:00:00 AM-1.81585.764313.200612.2587-1.81583.735727.824518.9352-8.160220.785710.7215.761.210.811337Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13370.20000The PIA Dimensions 100/0 Portfolio - Series II is intended for investors with an aggressive tolerance for risk. Comprised of 100% equity funds and 00% fixed income funds, the Portfolio seeks aggressive growth of capital over long time horizons. This portfolio will experience significant short-term volatility. The portfolio is monitored and automatically rebalanced on a quarterly basis or as needed. The PIA Dimensions Portfolios - Series II, created by Prudent Investor Advisors, LLC, comprise a series of 401(k) plan investment options. Each of these model portfolios was created on the basis of tenets of Modern Portfolio Theory as well as other principles of financial economics. This approach, grounded in academic research that has withstood rigorous open review for many years, does not rely on analysts’ forecasts or opinions about financial markets, but instead incorporates the key factors that drive the long-run performance of those markets. Each PIA Dimensions Portfolio - Series II holds more than 12,000 securities from approximately forty-five countries. Worldwide diversification minimizes the potential negative short-term impact that any one company, asset class or country may have on a portfolio. This reduces overall portfolio risk, allows full exposure to the returns of world financial markets and limits style drift. The approach also includes a disciplined and patient style of securities trading, which allows plan participants to reap the benefits of low costs and low fees. Such broad and deep diversification of risk, however, does not eliminate the possibility of investment loss.0.5296
ModelxChangePrudent Investor AdvisorsPIA Dimensions 20/80 Portfolio1/31/2015 12:00:00 AM0.86093.83753.41484.32410.86092.96083.20565.13772.62386.91632.583.081.31.37442World Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4420.20000The PIA Dimensions 20/80 Portfolio is intended for investors with a Conservative tolerance for risk. Comprised of 20% equity funds and 80% fixed income funds, the Portfolio seeks conservative growth of capital over long time horizons. This portfolio will experience moderate short-term volatility. The portfolio is monitored and automatically rebalanced on a quarterly basis or as needed. PIA Dimensions Portfolios The PIA Dimensions Portfolios, created by Prudent Investor Advisors, LLC, comprise a series of 401(k) plan investment options. Each of these model portfolios was created on the basis of tenets of Modern Portfolio Theory as well as other principles of financial economics. This approach, grounded in academic research that has withstood rigorous open review for many years, does not rely on analysts’ forecasts or opinions about financial markets, but instead incorporates the key factors that drive the long-run performance of those markets. Compared to the broad-based market, each PIA Dimensions Portfolio holds a larger proportion of small company stocks and value stocks. This approach is the result of global evidence that such stocks have above-average expected returns and provide significant diversification benefits when combined with large company stocks and/or growth stocks in a portfolio. The approach also includes a disciplined and patient style of securities trading, which allows plan participants to reap the benefits of low costs and low fees. A plan participant that chooses a PIA Dimensions Portfolio replaces forecasting and guesswork with a disciplined, professional approach that incorporates the benefits of investment theory developed over the last four decades. Selecting a PIA Dimensions Portfolio represents a thoughtful and diversified approach for plan participants. Each PIA Dimensions Portfolio holds more than 12,000 securities from approximately forty-five countries. Worldwide diversification minimizes the potential negative short-term impact that any one company, asset class or country may have on a portfolio. This reduces overall portfolio risk, allows full exposure to the returns of world financial markets and limits style drift. Such broad and deep diversification of risk, however, does not eliminate the possibility of investment loss.0.3758
ModelxChangePrudent Investor AdvisorsPIA Dimensions 20/80 Portfolio - Series II1349World Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13490.20000The PIA Dimensions 20/80 Portfolio - Series II is intended for investors with a conservative tolerance for risk. Comprised of 20% equity funds and 80% fixed income funds, the Portfolio seeks conservative growth of capital over long time horizons. This portfolio will experience moderate short-term volatility. The portfolio is monitored and is automatically rebalanced on an annual basis or as needed. The PIA Dimensions Portfolios - Series II, created by Prudent Investor Advisors, LLC, comprise a series of 401(k) plan investment options. Each of these model portfolios was created on the basis of tenets of Modern Portfolio Theory as well as other principles of financial economics. This approach, grounded in academic research that has withstood rigorous open review for many years, does not rely on analysts’ forecasts or opinions about financial markets, but instead incorporates the key factors that drive the long-run performance of those markets. Each PIA Dimensions Portfolio - Series II holds more than 12,000 securities from approximately forty-five countries. Worldwide diversification minimizes the potential negative short-term impact that any one company, asset class or country may have on a portfolio. This reduces overall portfolio risk, allows full exposure to the returns of world financial markets and limits style drift. The approach also includes a disciplined and patient style of securities trading, which allows plan participants to reap the benefits of low costs and low fees. Such broad and deep diversification of risk, however, does not eliminate the possibility of investment loss.0.4156
ModelxChangePrudent Investor AdvisorsPIA Dimensions 30/70 Portfolio - Series II1/31/2015 12:00:00 AM1351World Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13510.20000The PIA Dimensions 30/70 Portfolio - Series II is intended for investors with a Moderate tolerance for risk. Comprised of 30% equity funds and 70% fixed income funds, the Portfolio seeks conservative growth of capital over long time horizons. This portfolio will experience large short-term volatility. The portfolio is monitored and is automatically rebalanced on an annual basis or as needed. The PIA Dimensions Portfolios - Series II, created by Prudent Investor Advisors, LLC, comprise a series of 401(k) plan investment options. Each of these model portfolios was created on the basis of tenets of Modern Portfolio Theory as well as other principles of financial economics. This approach, grounded in academic research that has withstood rigorous open review for many years, does not rely on analysts’ forecasts or opinions about financial markets, but instead incorporates the key factors that drive the long-run performance of those markets. Each PIA Dimensions Portfolio - Series II holds more than 12,000 securities from approximately forty-five countries. Worldwide diversification minimizes the potential negative short-term impact that any one company, asset class or country may have on a portfolio. This reduces overall portfolio risk, allows full exposure to the returns of world financial markets and limits style drift. The approach also includes a disciplined and patient style of securities trading, which allows plan participants to reap the benefits of low costs and low fees. Such broad and deep diversification of risk, however, does not eliminate the possibility of investment loss.0.4291
ModelxChangePrudent Investor AdvisorsPIA Dimensions 40/60 Portfolio - Series II1/31/2015 12:00:00 AM1348World Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13480.20000The PIA Dimensions 40/60 Portfolio - Series II is intended for investors with a Moderate tolerance for risk. Comprised of 40% equity funds and 60% fixed income funds, the Portfolio seeks conservative growth of capital over long time horizons. This portfolio will experience large short-term volatility. The portfolio is monitored and is automatically rebalanced on an annual basis or as needed. The PIA Dimensions Portfolios - Series II, created by Prudent Investor Advisors, LLC, comprise a series of 401(k) plan investment options. Each of these model portfolios was created on the basis of tenets of Modern Portfolio Theory as well as other principles of financial economics. This approach, grounded in academic research that has withstood rigorous open review for many years, does not rely on analysts’ forecasts or opinions about financial markets, but instead incorporates the key factors that drive the long-run performance of those markets. Each PIA Dimensions Portfolio - Series II holds more than 12,000 securities from approximately forty-five countries. Worldwide diversification minimizes the potential negative short-term impact that any one company, asset class or country may have on a portfolio. This reduces overall portfolio risk, allows full exposure to the returns of world financial markets and limits style drift. The approach also includes a disciplined and patient style of securities trading, which allows plan participants to reap the benefits of low costs and low fees. Such broad and deep diversification of risk, however, does not eliminate the possibility of investment loss.0.4446
ModelxChangePrudent Investor AdvisorsPIA Dimensions 50/50 Portfolio - Series II1/31/2015 12:00:00 AM1347World Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13470.20000The PIA Dimensions 50/50 Portfolio - Series II is intended for investors with a moderate tolerance for risk. Comprised of 50% equity funds and 50% fixed income funds, the portfolio seeks moderate growth of capital over long time horizons. This portfolio will experience large short-term volatility. The portfolio is monitored and is automatically rebalanced on an annual basis or as needed. The PIA Dimensions Portfolios - Series II, created by Prudent Investor Advisors, LLC, comprise a series of 401(k) plan investment options. Each of these model portfolios was created on the basis of tenets of Modern Portfolio Theory as well as other principles of financial economics. This approach, grounded in academic research that has withstood rigorous open review for many years, does not rely on analysts’ forecasts or opinions about financial markets, but instead incorporates the key factors that drive the long-run performance of those markets. Each PIA Dimensions Portfolio - Series II holds more than 12,000 securities from approximately forty-five countries. Worldwide diversification minimizes the potential negative short-term impact that any one company, asset class or country may have on a portfolio. This reduces overall portfolio risk, allows full exposure to the returns of world financial markets and limits style drift. The approach also includes a disciplined and patient style of securities trading, which allows plan participants to reap the benefits of low costs and low fees. Such broad and deep diversification of risk, however, does not eliminate the possibility of investment loss.0.4600
ModelxChangePrudent Investor AdvisorsPIA Dimensions 60/40 Portfolio1/31/2015 12:00:00 AM-0.40895.01727.44317.7299-0.40893.499013.929810.0573-2.424412.89296.248.91.180.88440World Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4400.20000The PIA Dimensions 60/40 Portfolio is intended for investors with a moderate tolerance for risk. Comprised of 60% equity funds and 40% fixed income funds, the Portfolio seeks moderate growth of capital over long time horizons. This portfolio will experience significant short-term volatility. The portfolio is monitored and automatically rebalanced on a quarterly basis or as needed. PIA Dimensions Portfolios The PIA Dimensions Portfolios, created by Prudent Investor Advisors, LLC, comprise a series of 401(k) plan investment options. Each of these model portfolios was created on the basis of tenets of Modern Portfolio Theory as well as other principles of financial economics. This approach, grounded in academic research that has withstood rigorous open review for many years, does not rely on analysts’ forecasts or opinions about financial markets, but instead incorporates the key factors that drive the long-run performance of those markets. Compared to the broad-based market, each PIA Dimensions Portfolio holds a larger proportion of small company stocks and value stocks. This approach is the result of global evidence that such stocks have above-average expected returns and provide significant diversification benefits when combined with large company stocks and/or growth stocks in a portfolio. The approach also includes a disciplined and patient style of securities trading, which allows plan participants to reap the benefits of low costs and low fees. A plan participant that chooses a PIA Dimensions Portfolio replaces forecasting and guesswork with a disciplined, professional approach that incorporates the benefits of investment theory developed over the last four decades. Selecting a PIA Dimensions Portfolio represents a thoughtful and diversified approach for plan participants. Each PIA Dimensions Portfolio holds more than 12,000 securities from approximately forty-five countries. Worldwide diversification minimizes the potential negative short-term impact that any one company, asset class or country may have on a portfolio. This reduces overall portfolio risk, allows full exposure to the returns of world financial markets and limits style drift. Such broad and deep diversification of risk, however, does not eliminate the possibility of investment loss.0.4424
ModelxChangePrudent Investor AdvisorsPIA Dimensions 60/40 Portfolio - Series II1/31/2015 12:00:00 AM-0.00295.31208.90928.7226-0.00293.313015.774212.6008-2.967914.10196.539.331.340.941346World Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13460.20000The PIA Dimensions 60/40 Portfolio - Series II is intended for investors with a moderate tolerance for risk. Comprised of 60% equity funds and 40% fixed income funds, the portfolio seeks moderate growth of capital over long time horizons. This portfolio will experience large short-term volatility. The portfolio is monitored and is automatically rebalanced on an annual basis or as needed. The PIA Dimensions Portfolios - Series II, created by Prudent Investor Advisors, LLC, comprise a series of 401(k) plan investment options. Each of these model portfolios was created on the basis of tenets of Modern Portfolio Theory as well as other principles of financial economics. This approach, grounded in academic research that has withstood rigorous open review for many years, does not rely on analysts’ forecasts or opinions about financial markets, but instead incorporates the key factors that drive the long-run performance of those markets. Each PIA Dimensions Portfolio - Series II holds more than 12,000 securities from approximately forty-five countries. Worldwide diversification minimizes the potential negative short-term impact that any one company, asset class or country may have on a portfolio. This reduces overall portfolio risk, allows full exposure to the returns of world financial markets and limits style drift. The approach also includes a disciplined and patient style of securities trading, which allows plan participants to reap the benefits of low costs and low fees. Such broad and deep diversification of risk, however, does not eliminate the possibility of investment loss.0.4751
ModelxChangePrudent Investor AdvisorsPIA Dimensions 70/30 Portfolio - Series II1/31/2015 12:00:00 AM1345World Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13450.20000The PIA Dimensions 70/30 Portfolio - Series II is intended for investors with an aggressive tolerance for risk. Comprised of 70% equity funds and 30% fixed income funds, the Portfolio seeks aggressive growth of capital over long time horizons. This portfolio will experience significant short-term volatility. The portfolio is monitored and is automatically rebalanced on an annual basis or as needed. The PIA Dimensions Portfolios - Series II, created by Prudent Investor Advisors, LLC, comprise a series of 401(k) plan investment options. Each of these model portfolios was created on the basis of tenets of Modern Portfolio Theory as well as other principles of financial economics. This approach, grounded in academic research that has withstood rigorous open review for many years, does not rely on analysts’ forecasts or opinions about financial markets, but instead incorporates the key factors that drive the long-run performance of those markets. Each PIA Dimensions Portfolio - Series II holds more than 12,000 securities from approximately forty-five countries. Worldwide diversification minimizes the potential negative short-term impact that any one company, asset class or country may have on a portfolio. This reduces overall portfolio risk, allows full exposure to the returns of world financial markets and limits style drift. The approach also includes a disciplined and patient style of securities trading, which allows plan participants to reap the benefits of low costs and low fees. Such broad and deep diversification of risk, however, does not eliminate the possibility of investment loss.0.4907
ModelxChangePrudent Investor AdvisorsPIA Dimensions 80/20 Portfolio - Series II1/31/2015 12:00:00 AM-0.0029-0.00291344World Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13440.20000The PIA Dimensions 80/20 Portfolio - Series II is intended for investors with an aggressive tolerance for risk. Comprised of 80% equity funds and 20% fixed income funds, the Portfolio seeks aggressive growth of capital over long time horizons. This portfolio will experience significant short-term volatility. The portfolio is monitored and is automatically rebalanced on an annual basis or as needed. The PIA Dimensions Portfolios - Series II, created by Prudent Investor Advisors, LLC, comprise a series of 401(k) plan investment options. Each of these model portfolios was created on the basis of tenets of Modern Portfolio Theory as well as other principles of financial economics. This approach, grounded in academic research that has withstood rigorous open review for many years, does not rely on analysts’ forecasts or opinions about financial markets, but instead incorporates the key factors that drive the long-run performance of those markets. Each PIA Dimensions Portfolio - Series II holds more than 12,000 securities from approximately forty-five countries. Worldwide diversification minimizes the potential negative short-term impact that any one company, asset class or country may have on a portfolio. This reduces overall portfolio risk, allows full exposure to the returns of world financial markets and limits style drift. The approach also includes a disciplined and patient style of securities trading, which allows plan participants to reap the benefits of low costs and low fees. Such broad and deep diversification of risk, however, does not eliminate the possibility of investment loss.0.5041
ModelxChangePrudent Investor AdvisorsPIA Dimensions 90/10 Portfolio - Series II1/31/2015 12:00:00 AM1350World Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13500.20000The PIA Dimensions 90/10 Portfolio - Series II is intended for investors with an aggressive tolerance for risk. Comprised of 90% equity funds and 10% fixed income funds, the Portfolio seeks aggressive growth of capital over long time horizons. This portfolio will experience significant short-term volatility. The portfolio is monitored and is automatically rebalanced on an annual basis or as needed. The PIA Dimensions Portfolios - Series II, created by Prudent Investor Advisors, LLC, comprise a series of 401(k) plan investment options. Each of these model portfolios was created on the basis of tenets of Modern Portfolio Theory as well as other principles of financial economics. This approach, grounded in academic research that has withstood rigorous open review for many years, does not rely on analysts’ forecasts or opinions about financial markets, but instead incorporates the key factors that drive the long-run performance of those markets. Each PIA Dimensions Portfolio - Series II holds more than 12,000 securities from approximately forty-five countries. Worldwide diversification minimizes the potential negative short-term impact that any one company, asset class or country may have on a portfolio. This reduces overall portfolio risk, allows full exposure to the returns of world financial markets and limits style drift. The approach also includes a disciplined and patient style of securities trading, which allows plan participants to reap the benefits of low costs and low fees. Such broad and deep diversification of risk, however, does not eliminate the possibility of investment loss.0.5167
ModelxChangeQ3 Asset ManagementCipher1/31/2015 12:00:00 AM1660Long/Short Equityhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16600.50000Cipher is a tactical program that is designed to maintain a low correlation to the broader market. Signals are generated on a daily basis and may be short-term in nature. Elements of both trend-following and mean-reversion may be utilized as the program is designed to adapt to changing market conditions. On any given day, Cipher may be long, short or in the safety of a money market fund. The strategy attempts to produce a positive rate of return over the course of a calendar year regardless of how the broader market performs, and do so with moderate volatility.1.4300
ModelxChangeQ3 Asset ManagementQ3AM EA-6 Diversified Conservative1/31/2015 12:00:00 AM3.72183.72181696Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16960.85000EA – 6 Diversified allows an investor to participate in rising equity markets, and just as importantly, maintain the ability to preserve capital during adverse market conditions. The program attempts to provide the investor with superior returns and reduced volatility relative to a passively managed benchmark. EA-6 Diversified improves upon a momentum investing approach by evaluating the general market conditions prior to investing or re-allocating a client’s account. During unfavorable market conditions the strategy will allocate one hundred percent of an investor’s portfolio to fixed income in an effort to preserve capital. During favorable market conditions the strategy identifies and ranks an assortment of available equity and bond funds based on recent performance using a proprietary momentum based algorithm. Client accounts are then re-allocated into the six top-ranked mutual funds in accordance with the investor’s risk tolerance. Our research has shown that that the program will be invested in the top-ranked funds approximately 75% of the time and invested entirely in fixed income approximately 25% of the time. 0.25000.16651.6849
ModelxChangeQ3 Asset ManagementQ3AM EA-6 Diversified Growth1/31/2015 12:00:00 AM2.55892.55891740Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17400.85000EA – 6 Diversified allows an investor to participate in rising equity markets, and just as importantly, maintain the ability to preserve capital during adverse market conditions. The program attempts to provide the investor with superior returns and reduced volatility relative to a passively managed benchmark. EA-6 Diversified improves upon a momentum investing approach by evaluating the general market conditions prior to investing or re-allocating a client’s account. During unfavorable market conditions the strategy will allocate one hundred percent of an investor’s portfolio to fixed income in an effort to preserve capital. During favorable market conditions the strategy identifies and ranks an assortment of available equity and bond funds based on recent performance using a proprietary momentum based algorithm. Client accounts are then re-allocated into the six top-ranked mutual funds in accordance with the investor’s risk tolerance. Our research has shown that that the program will be invested in the top-ranked funds approximately 75% of the time and invested entirely in fixed income approximately 25% of the time. 0.25000.16651.6849
ModelxChangeQ3 Asset ManagementQ3AM EA-6 Diversified Moderate1/31/2015 12:00:00 AM3.36293.36291735Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17350.85000EA – 6 Diversified allows an investor to participate in rising equity markets, and just as importantly, maintain the ability to preserve capital during adverse market conditions. The program attempts to provide the investor with superior returns and reduced volatility relative to a passively managed benchmark. EA-6 Diversified improves upon a momentum investing approach by evaluating the general market conditions prior to investing or re-allocating a client’s account. During unfavorable market conditions the strategy will allocate one hundred percent of an investor’s portfolio to fixed income in an effort to preserve capital. During favorable market conditions the strategy identifies and ranks an assortment of available equity and bond funds based on recent performance using a proprietary momentum based algorithm. Client accounts are then re-allocated into the six top-ranked mutual funds in accordance with the investor’s risk tolerance. Our research has shown that that the program will be invested in the top-ranked funds approximately 75% of the time and invested entirely in fixed income approximately 25% of the time. 0.25000.16651.6849
ModelxChangeQ3 Asset ManagementQ3AM EA-6 Sector Conservative1/31/2015 12:00:00 AM1.20689.248211.572711.89321.206811.220614.114611.12394.357117.12921321Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13210.50000EA – 6 Sector allows an investor to participate in rising equity markets, and just as importantly, maintain the ability to preserve capital during adverse market conditions. The program attempts to provide the investor with superior returns and reduced volatility relative to a passively managed benchmark. EA-6 Sector improves upon a momentum investing approach by evaluating the general market conditions prior to investing or re-allocating a client’s account. During unfavorable market conditions the strategy will allocate one hundred percent of an investor’s portfolio to fixed income in an effort to preserve capital. During favorable market conditions the strategy identifies and ranks an assortment of available equity and bond funds based on recent performance using a proprietary momentum based algorithm. Client accounts are then re-allocated into the six top-ranked mutual funds in accordance with the investor’s risk tolerance. Our research has shown that that the program will be invested in the top-ranked funds approximately 75% of the time and invested entirely in fixed income approximately 25% of the time. 0.10000.9500
ModelxChangeQ3 Asset ManagementQ3AM EA-6 Sector Growth1/31/2015 12:00:00 AM1.240317.083220.704717.42011.240317.953233.465112.5170-1.545521.69481319Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL13190.50000EA – 6 Sector allows an investor to participate in rising equity markets, and just as importantly, maintain the ability to preserve capital during adverse market conditions. The program attempts to provide the investor with superior returns and reduced volatility relative to a passively managed benchmark. EA-6 Sector improves upon a momentum investing approach by evaluating the general market conditions prior to investing or re-allocating a client’s account. During unfavorable market conditions the strategy will allocate one hundred percent of an investor’s portfolio to fixed income in an effort to preserve capital. During favorable market conditions the strategy identifies and ranks an assortment of available equity and bond funds based on recent performance using a proprietary momentum based algorithm. Client accounts are then re-allocated into the six top-ranked mutual funds in accordance with the investor’s risk tolerance. Our research has shown that that the program will be invested in the top-ranked funds approximately 75% of the time and invested entirely in fixed income approximately 25% of the time.0.10000.9500
ModelxChangeQ3 Asset ManagementQ3AM EA-6 Sector Moderate1/31/2015 12:00:00 AM1.559710.899215.277714.64181.559712.031222.188412.34854.745320.19261320Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Mo