ModelxChange Performance and Statistics
Annualized ReturnsAnnual ReturnsStatisticsGeneral
TypeManagerNameAs Of
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1 Year
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3 Year
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5 Year
Return
2024
Return
2023
Return
2022
Return
2021
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2020
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2019
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3 Year
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Deviation*
5 Year
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Deviation*
3 Year
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Ratio*
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NameModel IDStyleProfileManagement FeeMinimum
Investment
Strategy_descEst. 12b1Est. SubTATotal Model Expense
ModelxChange3D/L Capital Management3D ESG Equity ETF7468https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL74680.400003D ESG Equity ETF seeks long-term capital appreciation using exchange-traded funds (“ETFs”) to target risk-based exposure with a specific focus on environmental, socially-aware, and governance (ESG) principles. The strategy’s investment objective is to provide long-term superior risk-adjusted returns over the broad global equity benchmark as represented by the MSCI All-Country World Index (ACWI). 3D ESG Equities can be used as a stand-alone equity strategy or as a component within a risk-based asset allocation program (i.e. asset mixes targeting long-term capital market return objectives). Using exchange-traded funds (“ETFs”), 3D ESG Equity invests in global stocks that will generally score well on environment, socially-aware, and governance (ESG) principles. 3D portfolios are constructed using broad-based ESG ETF strategies as well as thematic ETFs such as clean energy. Eligible ESG ETFs must score above average versus their fund peers on overall and individual ESG metrics. The benchmark is MSCI ACWI. 0.7668
ModelxChange3D/L Capital Management3D Global ETF 100100Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1000.40000The investment objective of the Portfolio is to earn an expected average annualized return in excess of 9.50% over time, consisting of capital appreciation and dividend yield. The Portfolio’s target allocation is 100% equity funds and 0% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, and certain alternative assets, such as REITs and commodity indexes. 0.7788
ModelxChange3D/L Capital Management3D Global ETF 20108Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1080.40000The investment objective of the Portfolio is to earn an expected average annualized return of 5.50% to 6.50% over time, consisting of capital appreciation and dividend yield. The Portfolio’s target allocation is 20% equity funds and 80% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, bond markets, and certain alternative assets, such as REITs and commodity indexes.0.8182
ModelxChange3D/L Capital Management3D Global ETF 20 - Tax Sensitive2147Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL21470.40000The investment objective of the Portfolio is to earn an expected average annualized return of 5.50% to 6.50% over time, consisting of capital appreciation and tax-sensitive yield The Portfolio’s target allocation is 20% equity funds and 80% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, municipal bond markets, and certain alternative assets, such as REITs and commodity indexes. 0.5395
ModelxChange3D/L Capital Management3D Global ETF 302136Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL21360.40000The investment objective of the Portfolio is to earn an expected average annualized return of 6% to 7% over time, consisting of capital appreciation and dividend yield. The Portfolio’s target allocation is 30% equity funds and 70% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, bond markets, and certain alternative assets, such as REITs and commodity indexes. 0.6980
ModelxChange3D/L Capital Management3D Global ETF 30 - Tax Sensitive2140Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL21400.40000The investment objective of the Portfolio is to earn an expected average annualized return of 6% to 7% over time, consisting of capital appreciation and tax-sensitive yield. The Portfolio’s target allocation is 30% equity funds and 70% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, municipal bond markets, and certain alternative assets, such as REITs and commodity indexes. 0.5654
ModelxChange3D/L Capital Management3D Global ETF 40109Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1090.40000The investment objective of the Portfolio is to earn an expected average annualized return of 6.50% to 7.50% over time, consisting of capital appreciation and dividend yield. The Portfolio’s target allocation is 40% equity funds and 60% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, bond markets, and certain alternative assets, such as REITs and commodity indexes. 0.8083
ModelxChange3D/L Capital Management3D Global ETF 40 - Tax Sensitive2141Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL21410.40000The investment objective of the Portfolio is to earn an expected average annualized return of 6.50% to 7.50% over time, consisting of capital appreciation and tax-sensitive yield. The Portfolio’s target allocation is 40% equity funds and 60% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, municipal bond markets, and certain alternative assets, such as REITs and commodity indexes. 0.5911
ModelxChange3D/L Capital Management3D Global ETF 502137Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL21370.40000The investment objective of the Portfolio is to earn an expected average annualized return of 7% to 8% over time, consisting of capital appreciation and dividend yield. The Portfolio’s target allocation is 50% equity funds and 50% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, bond markets, and certain alternative assets, such as REITs and commodity indexes. 0.7117
ModelxChange3D/L Capital Management3D Global ETF 50 - Tax Sensitive2142Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL21420.40000The investment objective of the Portfolio is to earn an expected average annualized return of 7% to 8% over time, consisting of capital appreciation and tax-sensitive yield. The Portfolio’s target allocation is 50% equity funds and 50% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, municipal bond markets, and certain alternative assets, such as REITs and commodity indexes. 0.6169
ModelxChange3D/L Capital Management3D Global ETF 60110Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1100.40000The investment objective of the Portfolio is to earn an expected average annualized return of 7.50% to 8.50% over time, consisting of capital appreciation and dividend yield. The Portfolio’s target allocation is 60% equity funds and 40% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, bond markets, and certain alternative assets, such as REITs and commodity indexes. 0.7985
ModelxChange3D/L Capital Management3D Global ETF 60 - Tax Sensitive2143Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL21430.40000The investment objective of the Portfolio is to earn an expected average annualized return of 7.50% to 8.50% over time, consisting of capital appreciation and tax-sensitive yield. The Portfolio’s target allocation is 60% equity funds and 40% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, municipal bond markets, and certain alternative assets, such as REITs and commodity indexes. 0.6426
ModelxChange3D/L Capital Management3D Global ETF 702138Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL21380.40000The investment objective of the Portfolio is to earn an expected average annualized return of 8% to 9% over time, consisting of capital appreciation and dividend yield. The Portfolio’s target allocation is 70% equity funds and 30% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, bond markets, and certain alternative assets, such as REITs and commodity indexes. 0.7253
ModelxChange3D/L Capital Management3D Global ETF 70 - Tax Sensitive2144Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL21440.40000The investment objective of the Portfolio is to earn an expected average annualized return of 8% to 9% over time, consisting of capital appreciation and tax-sensitive yield. The Portfolio’s target allocation is 70% equity funds and 30% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, municipal bond markets, and certain alternative assets, such as REITs and commodity indexes. 0.6684
ModelxChange3D/L Capital Management3D Global ETF 80112Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1120.40000The investment objective of the Portfolio is to earn an expected average annualized return of 8.50% to 9.50% over time, consisting of capital appreciation and dividend yield. The Portfolio’s target allocation is 80% equity funds and 20% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, bond markets, and certain alternative assets, such as REITs and commodity indexes. 0.7886
ModelxChange3D/L Capital Management3D Global ETF 80 - Tax Sensitive2145Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL21450.40000The investment objective of the Portfolio is to earn an expected average annualized return of 8.50% to 9.50% over time, consisting of capital appreciation and tax-sensitive yield. The Portfolio’s target allocation is 80% equity funds and 20% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, municipal bond markets, and certain alternative assets, such as REITs and commodity indexes.0.6941
ModelxChange3D/L Capital Management3D Global ETF 902139Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL21390.40000The investment objective of the Portfolio is to earn an expected average annualized return of 9% to 10% over time, consisting of capital appreciation and dividend yield. The Portfolio’s target allocation is 90% equity funds and 10% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, bond markets, and certain alternative assets, such as REITs and commodity indexes.0.7389
ModelxChange3D/L Capital Management3D Global ETF 90 - Tax Sensitive2146Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL21460.40000The investment objective of the Portfolio is to earn an expected average annualized return of 9% to 10% over time, consisting of capital appreciation and tax-sensitive yield. The Portfolio’s target allocation is 90% equity funds and 10% fixed income funds. The portfolio seeks to achieve diversification and cost control by investing in ETFs that track both domestic and international equity markets, municipal bond markets, and certain alternative assets, such as REITs and commodity indexes. 0.7199
ModelxChange3D/L Capital Management3D Global ETF Fixed Income4/30/2024 12:00:00 AM-2.4887-0.0731-2.67280.0255-2.48876.2162-11.9995-0.75615.003510.60226.655.89-0.86-0.34676Multisector Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL6760.400003D Global ETF Fixed Income Portfolio is designed for investors seeking income, diversification, and risk management against stock market uncertainty and future inflation. Our fixed income strategy seeks the highest level of current income while managing risk for capital preservation. The component exchange-traded funds (ETFs) in the portfolio invests in Treasury securities, investment grade corporate bonds, high-yield bonds and senior floating-rate bank notes.0.8280
ModelxChange3D/L Capital Management3D Global Growth Equity7060https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL70600.400003D Global Growth Equity seeks long-term capital appreciation using exchange-traded funds (“ETFs”) to target growth-oriented exposure across global equity markets. The strategy’s investment objective is to provide long-term superior risk-adjusted returns over the broad global equity benchmark as represented by Morgan Stanley Capital International All-Country World Index (“ACWI”) with an emphasis on capital appreciation. 3D Global Growth Equity can be used as a stand-alone equity strategy or as a component within a risk-based asset allocation program (i.e. asset mixes targeting long-term capital market return objectives. 3D Global Growth Equity uses a dynamic asset allocation approach that blends the strategic benefits of long-term investing with the flexibility to position around significant market-moving events. The strategy focuses on market segments that exhibit greater growth prospects and momentum versus the broader market. In focusing on particular growth opportunities, the strategy may result in more concentrated exposures across sectors, regions, and factors versus a more broadly-diversified equity portfolio such as MSCI ACWI.0.7247
ModelxChange3D/L Capital Management3D/Newfound PrudentPath 20151472Target-Date 2015https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14720.60000The portfolio is appropriate for conservative investors seeking to minimize equity exposure with the goal of reducing overall risk and achieving current income. This Fund is designed for an investor with a projected retirement date on or around the year 2015. Portfolio upside potential will be provided by a strategically invested allocation of Exchange Traded Funds (ETPs) composed of primarily fixed income with smaller allocations to equity and alternative asset classes. Downside protection will be provided by absolute and relative exposure models designed to tactically adjust the portfolio allocation of equity vs. fixed income vs. cash to changing market conditions. The maximum allocation to equity in the portfolio declines according to the Glide Path as the target date approaches.0.9167
ModelxChange3D/L Capital Management3D/Newfound PrudentPath 20201473Target-Date 2020https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14730.60000The portfolio is appropriate for conservative investors seeking to minimize equity exposure with the goal of reducing overall risk and achieving current income and modest capital growth. This Fund is designed for an investor with a projected retirement date on or around the year 2020. Portfolio upside potential will be provided by a strategically invested allocation of Exchange Traded Funds (ETPs) composed of primarily fixed income with modest allocations to equity and alternative asset classes. Downside protection will be provided by absolute and relative exposure models designed to tactically adjust the portfolio allocation of equity vs. fixed income vs. cash to changing market conditions. The maximum allocation to equity in the portfolio declines according to the Glide Path as the target date approaches.0.9231
ModelxChange3D/L Capital Management3D/Newfound PrudentPath 20251474Target-Date 2025https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14740.60000The portfolio is appropriate for moderately conservative investors seeking to invest in both fixed income and equities with the goal of reducing risk and achieving conservative to moderate capital growth as well as some current income. This Fund is designed for an investor with a projected retirement date on or around the year 2025. Portfolio upside potential will be provided by a strategically invested allocation of Exchange Traded Funds (ETPs) composed of fixed income equity and alternative asset classes. Downside protection will be provided by absolute and relative exposure models designed to tactically adjust the portfolio allocation of equity vs. fixed income vs. cash to changing market conditions. The maximum allocation to equity in the portfolio declines according to the Glide Path as the target date approaches.0.8874
ModelxChange3D/L Capital Management3D/Newfound PrudentPath 20301475Target-Date 2030https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14750.60000The portfolio seeks is appropriate for a moderate investor who seeks to invest in both fixed income and equities with the goal of reducing risk and achieving moderate capital growth This Fund is designed for an investor with a projected retirement date on or around the year 2030. Portfolio upside potential will be provided by a strategically invested allocation of Exchange Traded Funds (ETPs) composed of equity, fixed income and alternative asset classes. Downside protection will be provided by absolute and relative exposure models designed to tactically adjust the portfolio allocation of equity vs. fixed income vs. cash to changing market conditions. The maximum allocation to equity in the portfolio declines according to the Glide Path as the target date approaches.0.9425
ModelxChange3D/L Capital Management3D/Newfound PrudentPath 20351476Target-Date 2035https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14760.60000The portfolio is appropriate for a moderate to aggressive investor who seeks to invest in both equities and fixed income with the goal of reducing risk and achieving moderate to aggressive capital growth. This Fund is appropriate for an investor with a projected retirement date on or around the year 2035. Portfolio upside potential will be provided by a strategically invested allocation of Exchange Traded Funds (ETPs) composed of equity, fixed income and alternative asset classes. Downside protection will be provided by absolute and relative exposure models designed to tactically adjust the portfolio allocation of equity vs. fixed income vs. cash to changing market conditions. The maximum allocation to equity in the portfolio declines according to the Glide Path as the target date approaches.0.9279
ModelxChange3D/L Capital Management3D/Newfound PrudentPath 20451477Target-Date 2045https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14770.60000The portfolio is appropriate for a an aggressive investor who seeks significant equity exposure with the goal of achieving capital growth and some income while providing downside protection for an investor with a projected retirement date on or around the year 2045. Portfolio upside potential will be provided by a strategically invested allocation of Exchange Traded Funds (ETPs) composed of primarily equities with smaller allocations to fixed income and alternative asset classes. Downside protection will be provided by absolute and relative exposure models designed to tactically adjust the portfolio allocation of equity vs. fixed income vs. cash to changing market conditions. The maximum allocation to equity in the portfolio declines according to the Glide Path as the target date approaches.0.9545
ModelxChange3D/L Capital Management3D/Newfound PrudentPath 20551478Target-Date 2055https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14780.60000The portfolio is appropriate for an aggressive investor who seeks to maximize equity exposure with the goal of achieving long term capital growth. This Fund is appropriate for an investor with a projected retirement date on or around the year 2055. Portfolio upside potential will be provided by a strategically invested allocation of Exchange Traded Funds (ETPs) composed of primarily equities and alternative asset classes with potentially small allocations to fixed income. Downside protection will be provided by absolute and relative exposure models designed to tactically adjust the portfolio allocation of equity vs. fixed income vs. cash to changing market conditions. The maximum allocation to equity in the portfolio declines according to the Glide Path as the target date approaches.0.9574
ModelxChange7th Harvest Investments7th Harvest Income4/30/2024 12:00:00 AM1099Short-Term Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL10991.00000The LTWA All Bond Allocation is a diversified asset allocation model investing in bonds through funds. It seeks to provide maximum total return consistent with the risk that conservative investors may be willing to accept. 297 characters The LTWA All Bond Allocation model seeks an efficient combination of asset classes for investors with a conservative risk/return profile, and focuses on investments that are long-term and passive in nature. Through time, as investment markets fluctuate, the model is continually rebalanced back to the target asset allocation mix in an ongoing effort to manage risk at the desired level. 1.0000
ModelxChange7th Harvest Investments7th Harvest Target Retirement - 20301763Target-Date 2030https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17631.00000The 7th Harvest Retirement 2025-2030 is a diversified asset allocation fund investing U.S. and foreign stocks, bonds and cash equivalents through funds and money market accounts. It seeks to provide maximum total return consistent with the risk that a conservative investors may be willing to accept. The 7th Harvest Retirement 2025-2030 fund seeks an efficient combination of asset classes for investors with a conservative risk-return profile, and focuses on underlying investments that are long-term and passive in nature. Through time, as investment markets fluctuate, the model is strategically adjusted to optimize its target allocation and manage risk at a desired level.1.0000
ModelxChange7th Harvest Investments7th Harvest Target Retirement - 20401764Target-Date 2040https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17641.00000The 7th Harvest Retirement 2035-2040 is a diversified asset allocation fund investing U.S. and foreign stocks, bonds and cash equivalents through funds and money market accounts. It seeks to provide maximum total return consistent with the risk that moderate investors may be willing to accept. The allocation seeks an efficient combination of asset classes for investors with a moderate risk-return profile, and focuses on underlying investments that are long-term and passive in nature. Through time, as investment markets fluctuate, the model is strategically adjusted to optimize its target allocation and manage risk at a desired level.1.0000
ModelxChange7th Harvest Investments7th Harvest Target Retirement - 20503043Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL30431.00000The 7th Harvest Retirement 2045-2050 is a diversified asset allocation fund investing U.S. and foreign stocks, bonds and cash equivalents through funds and money market accounts. It seeks to provide maximum total return consistent with the risk that growth investors may be willing to accept. The 7th Harvest Retirement 2045-2050 fund seeks an efficient combination of asset classes for investors with a growth risk/return profile, and focuses on underlying investments that are long-term and passive in nature. Through time, as investment markets fluctuate, the model is strategically adjusted to optimize its target allocation and manage risk at a desired level.1.0000
ModelxChange7th Harvest InvestmentsHarvestBuilder Conservative Allocation4/30/2024 12:00:00 AM-1.26093.5704-1.24443.2888-1.26099.9987-15.21426.237213.029915.06579.7-0.4909Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9090.15000The HarvestBuilder Conservative Allocation is a diversified asset allocation fund investing U.S. and foreign stocks, bonds and cash equivalents through funds and money market accounts. It seeks to provide maximum total return consistent with the risk that a conservative investors may be willing to accept. The HarvestBuilder Conservative Allocation fund seeks an efficient combination of asset classes for investors with a conservative risk-return profile, and focuses on underlying investments that are long-term and passive in nature. Through time, as investment markets fluctuate, the model is strategically adjusted to optimize its target allocation and manage risk at a desired level.0.1810
ModelxChange7th Harvest InvestmentsHarvestBuilder Growth Allocation4/30/2024 12:00:00 AM2.151015.59301.15277.40962.151019.0973-18.962916.848315.919224.108717.619.14-0.020.36907Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9070.15000The HarvestBuilder Growth Allocation is a diversified asset allocation fund investing U.S. and foreign stocks, bonds and cash equivalents through funds and money market accounts. It seeks to provide maximum total return consistent with the risk that growth investors may be willing to accept. The HarvestBuilder Growth Allocation fund seeks an efficient combination of asset classes for investors with a growth risk/return profile, and focuses on underlying investments that are long-term and passive in nature. Through time, as investment markets fluctuate, the model is strategically adjusted to optimize its target allocation and manage risk at a desired level.0.1890
ModelxChange7th Harvest InvestmentsHarvestBuilder Moderate Allocation4/30/2024 12:00:00 AM-0.45507.4840-0.55254.0982-0.455014.0252-17.789910.884210.590620.295813.113.75-0.210.2908Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9080.15000The HarvestBuilder Moderate Allocation is a diversified asset allocation fund investing U.S. and foreign stocks, bonds and cash equivalents through funds and money market accounts. It seeks to provide maximum total return consistent with the risk that moderate investors may be willing to accept. The allocation seeks an efficient combination of asset classes for investors with a moderate risk-return profile, and focuses on underlying investments that are long-term and passive in nature. Through time, as investment markets fluctuate, the model is strategically adjusted to optimize its target allocation and manage risk at a desired level.0.1825
ModelxChangeADCM, LLC DBA WillowWillow Alpha ESG Aggressive Growth9332Aggressive Allocation0.50000The Willow ESG Alpha Aggressive Growth model combines Willow’s ESG screening framework with our management teams forward-thinking approach to innovation. The Willow ESG Alpha Aggressive Growth models seek to deliver long-term total return by investing in a number of cost-effective ETFs prioritizing ESG and innovation. The Portfolio Managers are permitted to invest across multiple asset classes and strategies, with up to 100% in equities. While the intention of this fund is to be invested in equities, our risk approach will allow for moments of higher levels of cash or fixed income should economic and/or market conditions call for it. The Willow ESG Alpha Aggressive Growth model is rebalanced on a monthly basis or as needed depending on market conditions. 0.5000
ModelxChangeADCM, LLC DBA WillowWillow Alpha ESG Growth9333Moderately Aggressive Allocation0.50000The Willow ESG Alpha Growth model combines Willow’s ESG screening framework with our management teams forward-thinking approach to innovation. The Willow ESG Alpha Growth model seeks to deliver long-term total return through investing in several cost-effective ETFs prioritizing ESG and innovation. The Portfolio Managers are permitted to invest across multiple asset classes and strategies, with up to 85% in equities. This model follows a similar approach to our Aggressive Growth model but pares down the risk by capping equity exposure at 85%. Our risk management approach will allow for moments of higher levels of cash or fixed income should economic and/or market conditions call for it. The Willow ESG Alpha Growth model is rebalanced on a monthly basis or as needed depending on market conditions.0.5000
ModelxChangeADCM, LLC DBA WillowWillow ESG Now Balanced9334Moderate Allocation0.50000The Willow ESG Now Balanced model combines Willow’s ESG screening framework with our management teams forward thinking approach to innovation. The Willow ESG Now Balanced model seeks to deliver long-term total return through investing in numerous cost-effective ETFs which prioritize ESG and innovation. The Portfolio Managers are permitted to invest across multiple asset classes and strategies, with up to 65% in equities. This model follows a similar approach to our Growth model but pares down the risk by capping equity exposure at 65%. Our risk management approach will allow for moments of higher levels of cash or fixed income should economic and/or market conditions call for it. The Willow ESG Alpha Growth model is rebalanced on a monthly basis or as needed depending on market conditions.0.5000
ModelxChangeADCM, LLC DBA WillowWillow ESG Now Conservative9335Conservative Allocation0.50000The Willow ESG Now Conservative model combines Willow’s ESG screening framework with our management teams forward thinking approach to innovation. The Willow ESG Now Conservative models seek to deliver long-term total return and capital preservation by combining a low-turnover approach with several cost-effective ETFs which prioritize ESG and innovation. The Portfolio Managers are permitted to invest across multiple asset classes and strategies, with up to 30% in equities and the rest a mix of cash, fixed income, and alternatives. The Willow ESG Now Conservative model is rebalanced on a monthly basis or as needed depending on market conditions. 0.5000
ModelxChangeAdvisory Services & Investments, LLC dba ASI Wealth Management & Consulting ServicesASI 2025 Target Date Model2903Target-Date 2025https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL29030.00000The objective of the Valentine “2025 Target Date” Model is to provide an annually-reallocating portfolio appropriately allocated for investors who project to retire at or near the year 2025. Assets are gradually redistributed from growth ETFs that capture the returns of the broader equity, real estate and commodities markets to fixed-income securities to smooth returns and reduce volatility as the portfolio approaches its target date.0.1076
ModelxChangeAdvisory Services & Investments, LLC dba ASI Wealth Management & Consulting ServicesASI 2030 Target Date Model4/30/2024 12:00:00 AM0.445410.77341.58656.85100.445416.0974-16.249514.201515.950119.743814.7514.57-0.030.382904Target-Date 2030https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL29040.00000The objective of the Valentine “2030 Target Date” Model is to provide an annually-reallocating portfolio appropriately allocated for investors who project to retire at or near the year 2030. Assets are gradually redistributed from growth ETFs that capture the returns of the broader equity, real estate and commodities markets to fixed-income securities to smooth returns and reduce volatility as the portfolio approaches its target date.0.0972
ModelxChangeAdvisory Services & Investments, LLC dba ASI Wealth Management & Consulting ServicesASI 2040 Target Date Model4/30/2024 12:00:00 AM1.427412.76932.69897.95501.427417.3777-15.922016.619416.600920.761515.4115.490.050.432905Target-Date 2040https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL29050.00000The objective of the Valentine “2040 Target Date” Model is to provide an annually-reallocating portfolio appropriately allocated for investors who project to retire at or near the year 2040. Assets are gradually redistributed from growth ETFs that capture the returns of the broader equity, real estate and commodities markets to fixed-income securities to smooth returns and reduce volatility as the portfolio approaches its target date.0.0869
ModelxChangeAdvisory Services & Investments, LLC dba ASI Wealth Management & Consulting ServicesASI 2050+ Target Date Model2906Target-Date 2050https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL29060.00000The objective of the Valentine “2050+ Target Date” Model is to provide an annually-reallocating portfolio appropriately allocated for investors who project to retire at, near, or after the year 2020. Assets are gradually redistributed from growth ETFs that capture the returns of the broader equity, real estate and commodities markets to fixed-income securities to smooth returns and reduce volatility as the portfolio approaches its target date.0.0754
ModelxChangeAdvisory Services & Investments, LLC dba ASI Wealth Management & Consulting ServicesASI Aggressive Growth Model4/30/2024 12:00:00 AM2.560015.91954.359610.15362.560019.7120-15.653721.300919.748022.825316.9717.430.150.52303Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3030.00000The objective of the Valentine 401(k) “Aggressive Growth” Model is to provide for growth of capital by capturing the returns of the broader market. The portfolio is intended for investors with a more aggressive tolerance for risk and a longer time horizon until the funds are needed. Valentine 401(k) Institutional models are designed to offer turnkey, institutional-quality allocations to traditional and alternative asset classes, and implement an index approach intended to reduce active management costs and the correlating drag on investor performance. Utilizing low-cost ETFs, the Model offers low fees and a more sophisticated asset allocation approach to traditional domestic, international and emerging market equity, real estate, and commodities securities. The Portfolio’s target allocation is typically 100% “growth” funds. The “growth” portfolio seeks to achieve diversification by combining 9 low-cost “growth” ETFs that invest in large cap, small cap, developed foreign, and emerging market equities around the world, plus U.S. REITs and global commodity indexes. Careful attention is paid to searching out instruments that offer total transparency, high liquidity, and low expenses. 0.0672
ModelxChangeAdvisory Services & Investments, LLC dba ASI Wealth Management & Consulting ServicesASI Balanced Model4/30/2024 12:00:00 AM0.586810.78641.65616.85770.586816.2587-16.263214.217715.684919.828414.7314.59-0.030.38305Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3050.00000The objective of the Valentine 401(k) “Balanced” Model is to provide for growth of capital and modest income. The portfolio is intended for investors with a moderate to conservative risk utility and a moderate time horizon until the funds are needed. Valentine 401(k) Institutional models are designed to offer turnkey, institutional-quality allocations to traditional and alternative asset classes, and implement an index approach intended to reduce active management costs and the correlating drag on investor performance. Utilizing low-cost ETFs, the Model offers low fees and a more sophisticated asset allocation approach to traditional domestic, international and emerging market equity, real estate, commodities, and fixed-income securities. The Portfolio’s target allocation is typically 60% “growth” funds and 40% fixed income ETFs. The “growth” portfolio seeks to achieve diversification by combining 9 low-cost “growth” ETFs that invest in large cap, small cap, developed foreign, and emerging market equities around the world, plus U.S. REITs and global commodity indexes. The fixed income portion consists of 5 low-cost fixed income ETFs covering U.S. and Foreign bonds, Emerging Market Sovereign Debt, Inflation Protected Securities, and High Yield bonds. Careful attention is paid to searching out instruments that offer total transparency, high liquidity, and low expenses. 0.0972
ModelxChangeAdvisory Services & Investments, LLC dba ASI Wealth Management & Consulting ServicesASI Conservative Model4/30/2024 12:00:00 AM-0.92267.1352-0.16454.6908-0.922613.6446-16.16418.614314.052817.636613.2712.68-0.180.25307Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3070.00000The objective of the Valentine 401(k) “Conservative” Model is to provide income with modest growth. The portfolio is intended for investors who are actively drawing on their funds. The Portfolio’s target allocation is typically 40% “growth” funds and 60% fixed income ETFs. The “growth” portfolio seeks to achieve diversification by combining 9 low-cost “growth” ETFs that invest in large cap, small cap, developed foreign, and emerging market equities around the world, plus U.S. REITs and global commodity indexes. The fixed income portion consists of 5 low-cost fixed income ETFs covering U.S. and Foreign bonds, Emerging Market Sovereign Debt, Inflation Protected Securities, and High Yield bonds. Careful attention is paid to searching out instruments that offer total transparency, high liquidity, and low expenses. 0.1180
ModelxChangeAdvisory Services & Investments, LLC dba ASI Wealth Management & Consulting ServicesASI Growth Model4/30/2024 12:00:00 AM1.599613.26803.07308.41491.599617.8149-15.713517.620917.129021.375015.715.860.070.45304Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3040.00000The objective of the Valentine 401(k) “Growth” Model is to provide for growth of capital by devoting 80% of the Model allocation to capturing the returns of the broader equity, real estate and commodities markets, along with 20% in fixed income to smooth returns over time and reduce volatility. The portfolio is intended for investors with a relatively aggressive tolerance for risk and a longer time horizon until the funds are needed. Valentine 401(k) Institutional models are designed to offer turnkey, institutional-quality allocations to traditional and alternative asset classes, and implement an index approach intended to reduce active management costs and the correlating drag on investor performance. Utilizing low-cost ETFs, the Model offers low fees and a more sophisticated asset allocation approach to traditional domestic, international and emerging market equity, real estate, commodities, and fixed-income securities. The Portfolio’s target allocation is typically 80% “growth” funds and 20% fixed income ETFs. The “growth” portfolio seeks to achieve diversification by combining 9 low-cost “growth” ETFs that invest in large cap, small cap, foreign developed, and emerging market equities around the world, plus U.S. REITs and global commodity indexes. The fixed income portion consists of 5 low-cost fixed income ETFs covering U.S. and Foreign bonds, Emerging Market Sovereign Debt, Inflation Protected Securities, and High Yield bonds. Careful attention is paid to searching out instruments that offer total transparency, high liquidity, and low expenses. 0.0795
ModelxChangeAdvisory Services & Investments, LLC dba ASI Wealth Management & Consulting ServicesASI Preservation Model334Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL3340.00000The objective of the Valentine 401(k) “Preservation” Model is to provide for significant income and modest growth while protecting capital. The portfolio is intended for conservative investors that are actively drawing on their funds. Valentine 401(k) Institutional models are designed to offer turnkey, institutional-quality allocations to traditional and alternative asset classes, and implement an index approach intended to reduce active management costs and the correlating drag on investor performance. Utilizing low-cost ETFs, the Model offers low fees and a more sophisticated asset allocation approach to traditional domestic, international and emerging market equity, real estate, commodities, and fixed-income securities. The Portfolio’s target allocation is typically 20% “growth” funds and 80% fixed income ETFs. The “growth” portfolio seeks to achieve diversification by combining 9 low-cost “growth” ETFs that invest in large cap, small cap, developed foreign, and emerging market equities around the world, plus U.S. REITs and global commodity indexes. The fixed income portion consists of 5 low-cost fixed income ETFs covering U.S. and Foreign bonds, Emerging Market Sovereign Debt, Inflation Protected Securities, and High Yield bonds. Careful attention is paid to searching out instruments that offer total transparency, high liquidity, and low expenses. 0.1451
ModelxChangeAdvisory Services & Investments, LLC dba ASI Wealth Management & Consulting ServicesASI Target Retirement Model2898Target-Date 2020https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL28980.00000The objective of the Valentine “2020 Target Date” Model is to provide an annually-reallocating portfolio appropriately allocated for investors who project to retire at or near the year 2020. Assets are gradually redistributed from growth ETFs that capture the returns of the broader equity, real estate and commodities markets to fixed-income securities to smooth returns and reduce volatility as the portfolio approaches its target date.0.0795
ModelxChangeAmerican Portfolios Advisors, Inc.Nine Points ETF Aggressive4/30/2024 12:00:00 AM9642Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL96420.00000The model is intended for investors with an aggressive risk tolerance. It is a diversified portfolio built on the principles of Modern Portfolio Theory and has a target allocation of 86% equity, 4% bonds and 10% alternatives. It will be reallocated quarterly on a tactical basis to take advantage of market opportunities. The model invests in US and foreign stocks and bonds using ETFs to gain exposure.0.3415
ModelxChangeAmerican Portfolios Advisors, Inc.Nine Points ETF Equity4/30/2024 12:00:00 AM9946Global Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL99460.00000The model is intended for investors with an aggressive risk tolerance. It is a diversified portfolio built on the principles of Modern Portfolio Theory and has a target allocation of 100% equity. It will be reallocated quarterly on a tactical basis to take advantage of market opportunities. The model invests in US and foreign stocks and bonds using ETFs to gain exposure.0.1032
ModelxChangeAmerican Portfolios Advisors, Inc.Nine Points ETF Growth4/30/2024 12:00:00 AM9945Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL99450.00000The model is intended for investors with an aggressive risk tolerance. It is a diversified portfolio built on the principles of Modern Portfolio Theory and has a target allocation of 72% equity, 18% bonds and 10% alternatives. It will be reallocated quarterly on a tactical basis to take advantage of market opportunities. The model invests in US and foreign stocks and bonds using ETFs to gain exposure.0.3573
ModelxChangeAmerican Portfolios Advisors, Inc.Nine Points Fixed Income4/30/2024 12:00:00 AM9950Global Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL99500.00000The model is intended for investors with an aggressive risk tolerance. It is a diversified portfolio built on the principles of Modern Portfolio Theory and has a target allocation of 100% bonds. It will be reallocated quarterly on a tactical basis to take advantage of market opportunities. The model invests in US and foreign stocks and bonds using ETFs to gain exposure.0.4665
ModelxChangeAmerican Portfolios Advisors, Inc.Nine Points Growth & Income4/30/2024 12:00:00 AM9947Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL99470.00000The model is intended for investors with an aggressive risk tolerance. It is a diversified portfolio built on the principles of Modern Portfolio Theory and has a target allocation of 54% equity, 36% bonds and 10% alternatives. It will be reallocated quarterly on a tactical basis to take advantage of market opportunities. The model invests in US and foreign stocks and bonds using ETFs to gain exposure.0.3991
ModelxChangeAmerican Portfolios Advisors, Inc.Nine Points Income4/30/2024 12:00:00 AM9949Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL99490.00000The model is intended for investors with an aggressive risk tolerance. It is a diversified portfolio built on the principles of Modern Portfolio Theory and has a target allocation of 18% equity, 72% bonds and 10% alternatives. It will be reallocated quarterly on a tactical basis to take advantage of market opportunities. The model invests in US and foreign stocks and bonds using ETFs to gain exposure.0.4648
ModelxChangeAmerican Portfolios Advisors, Inc.Nine Points Income & Growth4/30/2024 12:00:00 AM9948Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL99480.00000The model is intended for investors with an aggressive risk tolerance. It is a diversified portfolio built on the principles of Modern Portfolio Theory and has a target allocation of 36% equity, 54% bonds and 10% alternatives. It will be reallocated quarterly on a tactical basis to take advantage of market opportunities. The model invests in US and foreign stocks and bonds using ETFs to gain exposure.0.4293
ModelxChangeAmerican Trust CompanyAmerican Trust Aggressive Model4/30/2024 12:00:00 AM3.988916.71284.00029.15023.988919.5508-17.041620.114015.056925.775415.5216.480.130.489397Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL93970.20000The investment seeks to achieve as high a total rate of return on an annual basis as is considered consistent with prudent investment risk and the preservation of capital. The investment combines multiple underlying funds representing more than one asset class. The American Trust Models are a series of asset allocation models that range from Conservative to Aggressive and are subject to the strategic asset allocation identified by American Trust. The model assets are invested in a diversified manner at both an asset class level as well as at the underlying fund level. The Target Allocation for each asset class will not change except in the event of extraordinary capital market conditions or significant changes to the capital market forecasts used to determine the model’s asset allocation. The strategic target allocation is 90% in equity funds and 10% fixed income and cash equivalent (including stable value) funds.0.4630
ModelxChangeAmerican Trust CompanyAmerican Trust Conservative Model4/30/2024 12:00:00 AM1.12457.13181.52314.48101.124510.1049-9.72377.39289.362912.91927.787.54-0.160.339393Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL93930.20000The investment seeks to achieve as high a total rate of return on an annual basis as is considered consistent with prudent investment risk and the preservation of capital. The investment combines multiple underlying funds representing more than one asset class. The American Trust Models are a series of asset allocation models that range from Conservative to Aggressive and are subject to the strategic asset allocation identified by American Trust. The model assets are invested in a diversified manner at both an asset class level as well as at the underlying fund level. The Target Allocation for each asset class will not change except in the event of extraordinary capital market conditions or significant changes to the capital market forecasts used to determine the model’s asset allocation. The strategic target allocation is 34% in equity funds and 66% fixed income and cash equivalent (including stable value) funds.0.3962
ModelxChangeAmerican Trust CompanyAmerican Trust Moderate Model4/30/2024 12:00:00 AM2.507011.80352.90576.96542.507014.7091-13.030713.656612.487119.298311.5611.970.040.449395Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL93950.20000The investment seeks to achieve as high a total rate of return on an annual basis as is considered consistent with prudent investment risk and the preservation of capital. The investment combines multiple underlying funds representing more than one asset class. The American Trust Models are a series of asset allocation models that range from Conservative to Aggressive and are subject to the strategic asset allocation identified by American Trust. The model assets are invested in a diversified manner at both an asset class level as well as at the underlying fund level. The Target Allocation for each asset class will not change except in the event of extraordinary capital market conditions or significant changes to the capital market forecasts used to determine the model’s asset allocation. The strategic target allocation is 62% in equity funds and 38% fixed income and cash equivalent (including stable value) funds.0.4304
ModelxChangeAmerican Trust CompanyAmerican Trust Moderately Aggressive Model4/30/2024 12:00:00 AM3.477414.55393.70298.20563.477417.3138-14.769316.786113.789022.437113.5214.190.110.479396Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL93960.20000The investment seeks to achieve as high a total rate of return on an annual basis as is considered consistent with prudent investment risk and the preservation of capital. The investment combines multiple underlying funds representing more than one asset class. The American Trust Models are a series of asset allocation models that range from Conservative to Aggressive and are subject to the strategic asset allocation identified by American Trust. The model assets are invested in a diversified manner at both an asset class level as well as at the underlying fund level. The Target Allocation for each asset class will not change except in the event of extraordinary capital market conditions or significant changes to the capital market forecasts used to determine the model’s asset allocation. The strategic target allocation is 76% in equity funds and 24% fixed income and cash equivalent (including stable value) funds.0.4472
ModelxChangeAmerican Trust CompanyAmerican Trust Moderately Conservative Model4/30/2024 12:00:00 AM1.80019.76012.38265.84781.800112.7353-11.231910.528811.006916.11959.619.72-0.030.419394Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL93940.20000The investment seeks to achieve as high a total rate of return on an annual basis as is considered consistent with prudent investment risk and the preservation of capital. The investment combines multiple underlying funds representing more than one asset class. The American Trust Models are a series of asset allocation models that range from Conservative to Aggressive and are subject to the strategic asset allocation identified by American Trust. The model assets are invested in a diversified manner at both an asset class level as well as at the underlying fund level. The Target Allocation for each asset class will not change except in the event of extraordinary capital market conditions or significant changes to the capital market forecasts used to determine the model’s asset allocation. The strategic target allocation is 48% in equity funds and 52% fixed income and cash equivalent (including stable value) funds.0.4135
ModelxChangeAmerican Trust CompanyFidelity Target Allocation 20/80 (Z) Model Portfolio8612Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL86120.02500Fidelity Target Allocation Models are risk-based portfolios designed to achieve targeted levels of risk for the end investor. The model investment process attempts to add value through the determination of the long-term asset allocation of the portfolios and fund selection. The proprietary model, which is designed to isolate fund manager skill, has shown the ability to add value over time. The fund selection process therefore results in a more dynamic portfolio than is typically associated with target allocation models in the marketplace. The investment process will utilize passive investments when active manager excess return expectations are negative. Benchmarks are chosen by American Trust Company. As the investment manager, American Trust Company utilizes the Fidelity models in managing client investments and is solely responsible for selecting the models and managing those investments. The Fidelity Target Allocation Models leverage an investment universe selected by Fidelity and employs long-term asset allocation and a fund selection process that has historically shown evidence of success in choosing funds with higher relative excess returns. The investment universe for this strategy consists of select Fidelity Advisor mutual funds, Fidelity Index Funds, and Fidelity short-term/money-market vehicles. Fund selection is done using a proprietary statistical approach called the “Alpha Model.” Fidelity analyzes each investment’s total return based on its risk exposure to determine its potential to improve risk-adjusted returns over time, and the rankings produced by this process are used to select the best investment options for each asset class within the model portfolios. Research has suggested that skill-based components of a mutual fund’s total return have demonstrated short-term persistence into the future. Fund rankings are designed to identify higher levels of excess return potential. Due to the short-term nature (three to six months) of this persistence signal, the process is ongoing, and each fund’s excess return potential is examined on a quarterly basis. As such, the fund allocations within each portfolio are dynamic and may change from one reallocation to the next. The optimization process used in constructing the models emphasizes diversification by employing constraints on the asset class and individual fund allocations.0.2808
ModelxChangeAmerican Trust CompanyFidelity Target Allocation 40/60 (Z) Model Portfolio8616Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL86160.02500Fidelity Target Allocation Models are risk-based portfolios designed to achieve targeted levels of risk for the end investor. The model investment process attempts to add value through the determination of the long-term asset allocation of the portfolios and fund selection. The proprietary model, which is designed to isolate fund manager skill, has shown the ability to add value over time. The fund selection process therefore results in a more dynamic portfolio than is typically associated with target allocation models in the marketplace. The investment process will utilize passive investments when active manager excess return expectations are negative. Benchmarks are chosen by American Trust Company. As the investment manager, American Trust Company utilizes the Fidelity models in managing client investments and is solely responsible for selecting the models and managing those investments. The Fidelity Target Allocation Models leverage an investment universe selected by Fidelity and employs long-term asset allocation and a fund selection process that has historically shown evidence of success in choosing funds with higher relative excess returns. The investment universe for this strategy consists of select Fidelity Advisor mutual funds, Fidelity Index Funds, and Fidelity short-term/money-market vehicles. Fund selection is done using a proprietary statistical approach called the “Alpha Model.” Fidelity analyzes each investment’s total return based on its risk exposure to determine its potential to improve risk-adjusted returns over time, and the rankings produced by this process are used to select the best investment options for each asset class within the model portfolios. Research has suggested that skill-based components of a mutual fund’s total return have demonstrated short-term persistence into the future. Fund rankings are designed to identify higher levels of excess return potential. Due to the short-term nature (three to six months) of this persistence signal, the process is ongoing, and each fund’s excess return potential is examined on a quarterly basis. As such, the fund allocations within each portfolio are dynamic and may change from one reallocation to the next. The optimization process used in constructing the models emphasizes diversification by employing constraints on the asset class and individual fund allocations.0.3393
ModelxChangeAmerican Trust CompanyFidelity Target Allocation 60/40 (Z) Model Portfolio8617Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL86170.02500Fidelity Target Allocation Models are risk-based portfolios designed to achieve targeted levels of risk for the end investor. The model investment process attempts to add value through the determination of the long-term asset allocation of the portfolios and fund selection. The proprietary model, which is designed to isolate fund manager skill, has shown the ability to add value over time. The fund selection process therefore results in a more dynamic portfolio than is typically associated with target allocation models in the marketplace. The investment process will utilize passive investments when active manager excess return expectations are negative. Benchmarks are chosen by American Trust Company. As the investment manager, American Trust Company utilizes the Fidelity models in managing client investments and is solely responsible for selecting the models and managing those investments. The Fidelity Target Allocation Models leverage an investment universe selected by Fidelity and employs long-term asset allocation and a fund selection process that has historically shown evidence of success in choosing funds with higher relative excess returns. The investment universe for this strategy consists of select Fidelity Advisor mutual funds, Fidelity Index Funds, and Fidelity short-term/money-market vehicles. Fund selection is done using a proprietary statistical approach called the “Alpha Model.” Fidelity analyzes each investment’s total return based on its risk exposure to determine its potential to improve risk-adjusted returns over time, and the rankings produced by this process are used to select the best investment options for each asset class within the model portfolios. Research has suggested that skill-based components of a mutual fund’s total return have demonstrated short-term persistence into the future. Fund rankings are designed to identify higher levels of excess return potential. Due to the short-term nature (three to six months) of this persistence signal, the process is ongoing, and each fund’s excess return potential is examined on a quarterly basis. As such, the fund allocations within each portfolio are dynamic and may change from one reallocation to the next. The optimization process used in constructing the models emphasizes diversification by employing constraints on the asset class and individual fund allocations.0.3555
ModelxChangeAmerican Trust CompanyFidelity Target Allocation 70/30 (Z) Model Portfolio8618Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL86180.02500Fidelity Target Allocation Models are risk-based portfolios designed to achieve targeted levels of risk for the end investor. The model investment process attempts to add value through the determination of the long-term asset allocation of the portfolios and fund selection. The proprietary model, which is designed to isolate fund manager skill, has shown the ability to add value over time. The fund selection process therefore results in a more dynamic portfolio than is typically associated with target allocation models in the marketplace. The investment process will utilize passive investments when active manager excess return expectations are negative. Benchmarks are chosen by American Trust Company. As the investment manager, American Trust Company utilizes the Fidelity models in managing client investments and is solely responsible for selecting the models and managing those investments. The Fidelity Target Allocation Models leverage an investment universe selected by Fidelity and employs long-term asset allocation and a fund selection process that has historically shown evidence of success in choosing funds with higher relative excess returns. The investment universe for this strategy consists of select Fidelity Advisor mutual funds, Fidelity Index Funds, and Fidelity short-term/money-market vehicles. Fund selection is done using a proprietary statistical approach called the “Alpha Model.” Fidelity analyzes each investment’s total return based on its risk exposure to determine its potential to improve risk-adjusted returns over time, and the rankings produced by this process are used to select the best investment options for each asset class within the model portfolios. Research has suggested that skill-based components of a mutual fund’s total return have demonstrated short-term persistence into the future. Fund rankings are designed to identify higher levels of excess return potential. Due to the short-term nature (three to six months) of this persistence signal, the process is ongoing, and each fund’s excess return potential is examined on a quarterly basis. As such, the fund allocations within each portfolio are dynamic and may change from one reallocation to the next. The optimization process used in constructing the models emphasizes diversification by employing constraints on the asset class and individual fund allocations.0.3618
ModelxChangeAmerican Trust CompanyFidelity Target Allocation 85/15 (Z) Model Portfolio8619Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL86190.02500Fidelity Target Allocation Models are risk-based portfolios designed to achieve targeted levels of risk for the end investor. The model investment process attempts to add value through the determination of the long-term asset allocation of the portfolios and fund selection. The proprietary model, which is designed to isolate fund manager skill, has shown the ability to add value over time. The fund selection process therefore results in a more dynamic portfolio than is typically associated with target allocation models in the marketplace. The investment process will utilize passive investments when active manager excess return expectations are negative. Benchmarks are chosen by American Trust Company. As the investment manager, American Trust Company utilizes the Fidelity models in managing client investments and is solely responsible for selecting the models and managing those investments. The Fidelity Target Allocation Models leverage an investment universe selected by Fidelity and employs long-term asset allocation and a fund selection process that has historically shown evidence of success in choosing funds with higher relative excess returns. The investment universe for this strategy consists of select Fidelity Advisor mutual funds, Fidelity Index Funds, and Fidelity short-term/money-market vehicles. Fund selection is done using a proprietary statistical approach called the “Alpha Model.” Fidelity analyzes each investment’s total return based on its risk exposure to determine its potential to improve risk-adjusted returns over time, and the rankings produced by this process are used to select the best investment options for each asset class within the model portfolios. Research has suggested that skill-based components of a mutual fund’s total return have demonstrated short-term persistence into the future. Fund rankings are designed to identify higher levels of excess return potential. Due to the short-term nature (three to six months) of this persistence signal, the process is ongoing, and each fund’s excess return potential is examined on a quarterly basis. As such, the fund allocations within each portfolio are dynamic and may change from one reallocation to the next. The optimization process used in constructing the models emphasizes diversification by employing constraints on the asset class and individual fund allocations.0.3685
ModelxChangeAmerican Trust CompanyFidelity Target Allocation Index-Focused 20/80 Model Portfolio8706Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87060.02500Fidelity Target Allocation Index Focused Models are designed to provide risk-adjusted total return across the risk spectrum. The models seek to minimize cost and tracking error using primarily passive Fidelity mutual funds. Benchmarks are chosen by American Trust Company. As the investment manager, American Trust Company utilizes the Fidelity models in managing client investments and is solely responsible for selecting the models and managing those investments. The Fidelity Target Allocation Index-Focused Model Portfolios are designed to provide risk-adjusted total returns for investors across a spectrum of risk profiles. The two foundational elements of the approach are long-term asset allocation and fund selection. Long-term asset allocation provides the basis for a long-term investment strategy. Nearly 200 years of financial market history, including asset class volatility and correlations, are used to model asset class risk. Multiple portfolio construction techniques are applied to identify the asset mix that seeks to improve the return for each level of risk. The fund selection process attempts to choose investments from a subset of Fidelity funds that closely track the benchmark for target allocation. Toward that goal, the approach will focus on using Fidelity Index Funds, where available and appropriate. If Fidelity index investments are not available or appropriate for a given asset class or sub-asset class, at the discretion of the Fund Portfolio Strategist, a Fidelity non-index investment may be selected. For example, Fidelity does not currently offer an index fund in the short-term investments’ asset class.0.1075
ModelxChangeAmerican Trust CompanyFidelity Target Allocation Index-Focused 40/60 Model Portfolio8707Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87070.02500Fidelity Target Allocation Index Focused Models are designed to provide risk-adjusted total return across the risk spectrum. The models seek to minimize cost and tracking error using primarily passive Fidelity mutual funds. Benchmarks are chosen by American Trust Company. As the investment manager, American Trust Company utilizes the Fidelity models in managing client investments and is solely responsible for selecting the models and managing those investments. The Fidelity Target Allocation Index-Focused Model Portfolios are designed to provide risk-adjusted total returns for investors across a spectrum of risk profiles. The two foundational elements of the approach are long-term asset allocation and fund selection. Long-term asset allocation provides the basis for a long-term investment strategy. Nearly 200 years of financial market history, including asset class volatility and correlations, are used to model asset class risk. Multiple portfolio construction techniques are applied to identify the asset mix that seeks to improve the return for each level of risk. The fund selection process attempts to choose investments from a subset of Fidelity funds that closely track the benchmark for target allocation. Toward that goal, the approach will focus on using Fidelity Index Funds, where available and appropriate. If Fidelity index investments are not available or appropriate for a given asset class or sub-asset class, at the discretion of the Fund Portfolio Strategist, a Fidelity non-index investment may be selected. For example, Fidelity does not currently offer an index fund in the short-term investments’ asset class.0.0820
ModelxChangeAmerican Trust CompanyFidelity Target Allocation Index-Focused 60/40 Model Portfolio8708Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87080.02500Fidelity Target Allocation Index Focused Models are designed to provide risk-adjusted total return across the risk spectrum. The models seek to minimize cost and tracking error using primarily passive Fidelity mutual funds. Benchmarks are chosen by American Trust Company. As the investment manager, American Trust Company utilizes the Fidelity models in managing client investments and is solely responsible for selecting the models and managing those investments. The Fidelity Target Allocation Index-Focused Model Portfolios are designed to provide risk-adjusted total returns for investors across a spectrum of risk profiles. The two foundational elements of the approach are long-term asset allocation and fund selection. Long-term asset allocation provides the basis for a long-term investment strategy. Nearly 200 years of financial market history, including asset class volatility and correlations, are used to model asset class risk. Multiple portfolio construction techniques are applied to identify the asset mix that seeks to improve the return for each level of risk. The fund selection process attempts to choose investments from a subset of Fidelity funds that closely track the benchmark for target allocation. Toward that goal, the approach will focus on using Fidelity Index Funds, where available and appropriate. If Fidelity index investments are not available or appropriate for a given asset class or sub-asset class, at the discretion of the Fund Portfolio Strategist, a Fidelity non-index investment may be selected. For example, Fidelity does not currently offer an index fund in the short-term investments’ asset class.0.0652
ModelxChangeAmerican Trust CompanyFidelity Target Allocation Index-Focused 70/30 Model Portfolio8709Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87090.02500Fidelity Target Allocation Index Focused Models are designed to provide risk-adjusted total return across the risk spectrum. The models seek to minimize cost and tracking error using primarily passive Fidelity mutual funds. Benchmarks are chosen by American Trust Company. As the investment manager, American Trust Company utilizes the Fidelity models in managing client investments and is solely responsible for selecting the models and managing those investments. The Fidelity Target Allocation Index-Focused Model Portfolios are designed to provide risk-adjusted total returns for investors across a spectrum of risk profiles. The two foundational elements of the approach are long-term asset allocation and fund selection. Long-term asset allocation provides the basis for a long-term investment strategy. Nearly 200 years of financial market history, including asset class volatility and correlations, are used to model asset class risk. Multiple portfolio construction techniques are applied to identify the asset mix that seeks to improve the return for each level of risk. The fund selection process attempts to choose investments from a subset of Fidelity funds that closely track the benchmark for target allocation. Toward that goal, the approach will focus on using Fidelity Index Funds, where available and appropriate. If Fidelity index investments are not available or appropriate for a given asset class or sub-asset class, at the discretion of the Fund Portfolio Strategist, a Fidelity non-index investment may be selected. For example, Fidelity does not currently offer an index fund in the short-term investments’ asset class.0.0655
ModelxChangeAmerican Trust CompanyFidelity Target Allocation Index-Focused 85/15 Model Portfolio8710Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87100.02500Fidelity Target Allocation Index Focused Models are designed to provide risk-adjusted total return across the risk spectrum. The models seek to minimize cost and tracking error using primarily passive Fidelity mutual funds. Benchmarks are chosen by American Trust Company. As the investment manager, American Trust Company utilizes the Fidelity models in managing client investments and is solely responsible for selecting the models and managing those investments. The Fidelity Target Allocation Index-Focused Model Portfolios are designed to provide risk-adjusted total returns for investors across a spectrum of risk profiles. The two foundational elements of the approach are long-term asset allocation and fund selection. Long-term asset allocation provides the basis for a long-term investment strategy. Nearly 200 years of financial market history, including asset class volatility and correlations, are used to model asset class risk. Multiple portfolio construction techniques are applied to identify the asset mix that seeks to improve the return for each level of risk. The fund selection process attempts to choose investments from a subset of Fidelity funds that closely track the benchmark for target allocation. Toward that goal, the approach will focus on using Fidelity Index Funds, where available and appropriate. If Fidelity index investments are not available or appropriate for a given asset class or sub-asset class, at the discretion of the Fund Portfolio Strategist, a Fidelity non-index investment may be selected. For example, Fidelity does not currently offer an index fund in the short-term investments’ asset class.0.0605
ModelxChangeAMP Wealth ManagementAggressive 100% Equity3174Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL31740.50000This portfolio is for the investor who seeks aggressive growth. With a 100% allocation to equities, this portfolio offers the potential of a meaningful return but also bears a higher level of risk. There are times when this portfolio may be less than 100% invested in equities due to market conditions. This portfolio is comprised primarily of Mutual Fund and ETF asset classes such as large, mid, and small capitalization U.S. equity, foreign, real-estate, and fixed income. Purchase considerations are based on fundamental/quantitative analysis and qualitative evaluation. Sell criteria are based on long term evaluation of; changes in fundamentals, or significant sector/asset class changes. The proceeds may be invested in a higher ranked security or held in cash. The fund generally allocates 100 percent to equity securities but may reduce this amount based on the market cycle0.5718
ModelxChangeAMP Wealth ManagementBalanced 60-40 Quantfolio4/30/2024 12:00:00 AM-1.14816.8471-0.08284.3954-1.148112.9735-14.41338.124811.722318.10311682Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16820.50000This portfolio is for the investor who seeks moderate growth. With a 60% allocation to equities, this portfolio bears a moderate amount of risk with the potential for modest appreciation. The 40% fixed income portion may reduce the impact of the stock market volatility. There are times when this portfolio may be less than 60% invested in equities due to market conditions. This portfolio is comprised primarily of mutual fund and ETF asset classes such as large, mid, and small capitalization U.S. equity, foreign, real-estate, and fixed income. Purchase considerations are based on fundamental/quantitative analysis and qualitative evaluation. Sell criteria are based on long term evaluation of; changes in fundamentals, or significant sector/asset class changes. The proceeds may be invested in a higher ranked security or held in cash. The fund generally allocates 60 percent to equity securities but may reduce this amount based on the market cycle. 0.5696
ModelxChangeAMP Wealth ManagementConservative 20-80 Quantfolio1684Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16840.50000This portfolio is for the investor whose seeks to protect their capital and is willing to forgo potentially higher returns in order to avoid risk. The 80% allocation to fixed income provides for preservation of assets. The small allocation to equities reduces the investment risk and provides modest capital appreciation. This portfolio is comprised primarily of mutual fund and ETF asset classes such as large, mid, and small capitalization U.S. equity, foreign, real-estate, and fixed income. Purchase considerations are based on fundamental/quantitative analysis and qualitative evaluation. Sell criteria are based on long term evaluation of; changes in fundamentals, or significant sector/asset class changes. The proceeds may be invested in a higher ranked security or held in cash. The fund generally allocates 20 percent to equity securities but may reduce this amount based on the market cycle. 0.5501
ModelxChangeAMP Wealth ManagementGrowth 80/20 Quantfolio4/30/2024 12:00:00 AM-4.01324.8910-0.89544.1658-4.013214.6951-15.802610.740112.419418.22361680Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16800.50000The growth portfolio is for the aggressive investor who seeks growth with some reduction in risk. With an 80% allocation to equities, this portfolio bears a moderately high level of risk with the potential for meaningful appreciation. The 20% fixed income portion helps to dampen the risk. This portfolio is comprised primarily of mutual fund and ETF asset classes such as large, mid, and small capitalization U.S. equity, foreign, real-estate, and fixed income. Purchase considerations are based on fundamental/quantitative analysis and qualitative evaluation. Sell criteria are based on long term evaluation of; changes in fundamentals, or significant sector/asset class changes. The proceeds may be invested in a higher ranked security or held in cash. The fund generally allocates 80 percent to equity securities but may reduce this amount based on the market cycle.0.5721
ModelxChangeAMP Wealth ManagementGrowth and Income 70-30 Quantfolio1681Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16810.50000This portfolio is for the moderately aggressive investor who seeks reasonable growth with some reduction in risk. With a 70% allocation to equities, this portfolio bears a moderately high level of risk with the potential for meaningful appreciation. The 30% fixed income portion helps to dampen the risk. There are times when this portfolio may be less than 70% invested in equities due to market conditions. This portfolio is comprised primarily of mutual fund and ETF asset classes such as large, mid, and small capitalization U.S. equity, foreign, real-estate, and fixed income. Purchase considerations are based on fundamental/quantitative analysis and qualitative evaluation. Sell criteria are based on long term evaluation of; changes in fundamentals, or significant sector/asset class changes. The proceeds may be invested in a higher ranked security or held in cash. The fund generally allocates 70 percent to equity securities but may reduce this amount based on the market cycle. 0.5695
ModelxChangeAMP Wealth ManagementModerately Conservative 50-50 Quantfolio1683Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16830.50000This portfolio is for the investor who seeks relative investment stability with modest increase in their portfolio value. A 50% allocation to fixed income may reduce the impact of market volatility. The 50% allocation to equities provides for some modest returns and growth. There are times when this portfolio may be less than 50% invested in equities due to market conditions. This portfolio is comprised primarily of mutual fund and ETF asset classes such as large, mid, and small capitalization U.S. equity, foreign, real-estate, and fixed income. Purchase considerations are based on fundamental/quantitative analysis and qualitative evaluation. Sell criteria are based on long term evaluation of; changes in fundamentals, or significant sector/asset class changes. The proceeds may be invested in a higher ranked security or held in cash. The fund generally allocates 50 percent to equity securities but may reduce this amount based on the market cycle. 0.5646
ModelxChangeAMP Wealth ManagementTandem All Equity Growth4/30/2024 12:00:00 AM5.899111.21806.72659.08565.89916.6504-2.742919.80566.294325.879914.4215.070.310.512668Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL26680.00000The Tandem All Equity Growth Model is an allocation to the Rising Dividend Strategy with a target allocation of 100% Rising Dividend Strategy. In times of economic recessions, it is possible for the portfolios to deviate from the standard allocation process, reduce overall market exposure and move to more defensive allocations in an attempt to limit the negative effects of the exposure to down markets. The Rising Dividend strategy is a managed portfolio constructed of 30-35 individual securities, equally weighted to provide a better diversification with less exposure to sector volatility. Dividend investing is not a subset of traditional investment styles, it is a strategic style unto itself as dividend companies typically have significant economic moats and market domination with the value of the stocks relating to positive corporate dividend policies and payout reliability. Our security selection focuses on fundamentals with security specific emphasis on long term track records of increasing, earnings and dividends. 0.7400
ModelxChangeAMP Wealth ManagementTandem Balanced4/30/2024 12:00:00 AM3.37447.32132.74176.06973.37446.4805-8.277912.91147.159021.992110.13110.010.392669Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL26690.00000The Tandem Balanced Model is a blend of the Rising Dividend Strategy and the Income Generating Strategy with a target allocation of 60% Rising Dividend Strategy and 40% Income Generating Strategy. In times of economic recessions, it is possible for the portfolios to deviate from the standard allocation process, reduce overall market exposure and move to more defensive allocations in an attempt to limit the negative effects of the exposure to down markets. The Rising Dividend strategy is a managed portfolio constructed of 30-35 individual securities, equally weighted to provide a better diversification with less exposure to sector volatility. Dividend investing is not a subset of traditional investment styles, it is a strategic style unto itself as dividend companies typically have significant economic moats and market domination with the value of the stocks relating to positive corporate dividend policies and payout reliability. Our security selection focuses on fundamentals with security specific emphasis on long term track records of increasing, earnings and dividends. The Income Generating strategy is designed to produce income and is invested in a diverse selection of bonds complemented with trust preferred securities, income mutual funds, and a few dividend equities to achieve the desired investment goal. 0.7880
ModelxChangeAMP Wealth ManagementTandem Conservative4/30/2024 12:00:00 AM-0.43581.4640-2.79201.7313-0.43585.9939-15.64923.09948.699216.44476.687.56-0.88-0.022672Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL26720.00000The Tandem Conservative Model is an allocation to the Income Generating Strategy with a target allocation of 100% Income Generating Strategy. In times of economic recessions, it is possible for the portfolios to deviate from the standard allocation process, reduce overall market exposure and move to more defensive allocations in an attempt to limit the negative effects of the exposure to down markets. The Income Generating strategy is designed to produce income and is invested in a diverse selection of bonds complemented with trust preferred securities, income mutual funds, and a few dividend equities to achieve the desired investment goal. 0.8600
ModelxChangeAMP Wealth ManagementTandem Growth4/30/2024 12:00:00 AM4.65339.30704.82267.58144.65336.5756-5.313116.34986.442723.966112.2613.010.190.462666Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL26660.00000The Tandem Growth Model is a blend of the Rising Dividend Strategy and the Income Generating Strategy with a target allocation of 80% Rising Dividend Strategy and 20% Income Generating Strategy. In times of economic recessions, it is possible for the portfolios to deviate from the standard allocation process, reduce overall market exposure and move to more defensive allocations in an attempt to limit the negative effects of the exposure to down markets. The Rising Dividend strategy is a managed portfolio constructed of 30-35 individual securities, equally weighted to provide a better diversification with less exposure to sector volatility. Dividend investing is not a subset of traditional investment styles, it is a strategic style unto itself as dividend companies typically have significant economic moats and market domination with the value of the stocks relating to positive corporate dividend policies and payout reliability. Our security selection focuses on fundamentals with security specific emphasis on long term track records of increasing, earnings and dividends. The Income Generating strategy is designed to produce income and is invested in a diverse selection of bonds complemented with trust preferred securities, income mutual funds, and a few dividend equities to achieve the desired investment goal. 0.7640
ModelxChangeAMP Wealth ManagementTandem Growth & Income4/30/2024 12:00:00 AM4.00478.28603.86896.88094.00476.4569-6.539014.69016.821422.877411.2712.010.120.432667Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL26670.00000The Tandem Growth Model is a blend of the Rising Dividend Strategy and the Income Generating Strategy with a target allocation of 70% Rising Dividend Strategy and 30% Income Generating Strategy. In times of economic recessions, it is possible for the portfolios to deviate from the standard allocation process, reduce overall market exposure and move to more defensive allocations in an attempt to limit the negative effects of the exposure to down markets. The Rising Dividend strategy is a managed portfolio constructed of 30-35 individual securities, equally weighted to provide a better diversification with less exposure to sector volatility. Dividend investing is not a subset of traditional investment styles, it is a strategic style unto itself as dividend companies typically have significant economic moats and market domination with the value of the stocks relating to positive corporate dividend policies and payout reliability. Our security selection focuses on fundamentals with security specific emphasis on long term track records of increasing, earnings and dividends. The Income Generating strategy is designed to produce income and is invested in a diverse selection of bonds complemented with trust preferred securities, income mutual funds, and a few dividend equities to achieve the desired investment goal. 0.7760
ModelxChangeAMP Wealth ManagementTandem Moderate4/30/2024 12:00:00 AM2.76286.32771.92265.41252.76286.3206-9.252011.41747.345420.97299.4410.24-0.080.352670Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL26700.00000The Tandem Moderate Model is a blend of the Rising Dividend Strategy and the Income Generating Strategy with a target allocation of 50% Rising Dividend Strategy and 50% Income Generating Strategy. In times of economic recessions, it is possible for the portfolios to deviate from the standard allocation process, reduce overall market exposure and move to more defensive allocations in an attempt to limit the negative effects of the exposure to down markets. The Rising Dividend strategy is a managed portfolio constructed of 30-35 individual securities, equally weighted to provide a better diversification with less exposure to sector volatility. Dividend investing is not a subset of traditional investment styles, it is a strategic style unto itself as dividend companies typically have significant economic moats and market domination with the value of the stocks relating to positive corporate dividend policies and payout reliability. Our security selection focuses on fundamentals with security specific emphasis on long term track records of increasing, earnings and dividends. The Income Generating strategy is designed to produce income and is invested in a diverse selection of bonds complemented with trust preferred securities, income mutual funds, and a few dividend equities to achieve the desired investment goal. 0.8000
ModelxChangeAMP Wealth ManagementTandem Moderately Conservative4/30/2024 12:00:00 AM0.85263.4694-1.08793.09270.85266.1301-13.34116.33037.964418.16937.378.27-0.530.152671Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL26710.00000The Tandem Moderately Conservative Model is a blend of the Rising Dividend Strategy and the Income Generating Strategy with a target allocation of 20% Rising Dividend Strategy and 80% Income Generating Strategy. In times of economic recessions, it is possible for the portfolios to deviate from the standard allocation process, reduce overall market exposure and move to more defensive allocations in an attempt to limit the negative effects of the exposure to down markets. The Rising Dividend strategy is a managed portfolio constructed of 30-35 individual securities, equally weighted to provide a better diversification with less exposure to sector volatility. Dividend investing is not a subset of traditional investment styles, it is a strategic style unto itself as dividend companies typically have significant economic moats and market domination with the value of the stocks relating to positive corporate dividend policies and payout reliability. Our security selection focuses on fundamentals with security specific emphasis on long term track records of increasing, earnings and dividends. The Income Generating strategy is designed to produce income and is invested in a diverse selection of bonds complemented with trust preferred securities, income mutual funds, and a few dividend equities to achieve the desired investment goal. 0.8360
ModelxChangeAppleton Group, LLCAggregate Bond Model4/30/2024 12:00:00 AM-3.1398-1.5157-3.3030-0.2616-3.13985.5429-12.9588-1.80687.22368.40137.336.34-0.88-0.363017Multisector Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL30170.00000Risk-Managed Current Income The Model’s goal is to track as closely as possible, before fees and expenses, the total return of the BBgBarc US Agg Bond TR Index. 0.0300
ModelxChangeAppleton Group, LLCApleton Group Traditional Growth & Income5284https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL52840.35000Total return (capital appreciation plus income) The Appleton Group Traditional – Growth & Income Portfolio employs a traditional asset allocation strategy in that it allocates a meaningful weight to equity ETFs and a moderate weight to bond ETFs. This portfolio is utilized by investors with a long-term investment horizon who would like a fair amount of exposure to market movements.0.4422
ModelxChangeAppleton Group, LLCAppleton Group Age-Based 18-294/30/2024 12:00:00 AM3.410116.48071.66108.29963.410118.5364-17.806815.051919.620921.852713.614.9-0.040.462502Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL25020.35000Age-Based Asset Allocation Appleton Group’s Age-Based portfolios are built to help our clients balance potential risks and rewards over a lifetime of investing. Each uses a specific combination of risk-accepting, risk-managed and risk-free strategies, depending on the investor’s targeted age. 0.4367
ModelxChangeAppleton Group, LLCAppleton Group Age-Based 30-394/30/2024 12:00:00 AM3.051315.99981.69527.81293.051318.2594-17.957616.830715.936423.773314.8116.65-0.020.412503Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL25030.35000Age-Based Asset Allocation Appleton Group’s Age-Based portfolios are built to help our clients balance potential risks and rewards over a lifetime of investing. Each uses a specific combination of risk-accepting, risk-managed and risk-free strategies, depending on the investor’s targeted age. 0.4474
ModelxChangeAppleton Group, LLCAppleton Group Age-Based 40-494/30/2024 12:00:00 AM2.610715.18231.36767.61992.610718.0554-17.964015.813116.810422.60771415.77-0.050.412504Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL25040.35000Age-Based Asset Allocation Appleton Group’s Age-Based portfolios are built to help our clients balance potential risks and rewards over a lifetime of investing. Each uses a specific combination of risk-accepting, risk-managed and risk-free strategies, depending on the investor’s targeted age. 0.4558
ModelxChangeAppleton Group, LLCAppleton Group Age-Based 50-594/30/2024 12:00:00 AM2.409913.08560.63336.18332.409916.0087-16.823610.959214.920318.594511.4512.46-0.160.372505Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL25050.35000Age-Based Asset Allocation Appleton Group’s Age-Based portfolios are built to help our clients balance potential risks and rewards over a lifetime of investing. Each uses a specific combination of risk-accepting, risk-managed and risk-free strategies, depending on the investor’s targeted age. 0.4616
ModelxChangeAppleton Group, LLCAppleton Group Age-Based 60+4/30/2024 12:00:00 AM2.259311.87630.20615.17442.259315.0091-16.35388.165313.107215.84199.8810.38-0.240.332506Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL25060.35000Age-Based Asset Allocation Appleton Group’s Age-Based portfolios are built to help our clients balance potential risks and rewards over a lifetime of investing. Each uses a specific combination of risk-accepting, risk-managed and risk-free strategies, depending on the investor’s targeted age. 0.4649
ModelxChangeAppleton Group, LLCAppleton Group Portfolio4/30/2024 12:00:00 AM2.664514.65220.21085.75012.664518.0142-17.74508.532614.153615.944710.1511.46-0.230.36138Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1380.35000Risk Managed Growth The Appleton Group Portfolio employs an ETF trend-following discipline designed to systematically adjust the portfolio as market conditions change. This strategy seeks to invest exclusively in ETFs whose current price trend is rising, while eliminating exposure to ETFs whose current price trend is falling.0.4507
ModelxChangeAppleton Group, LLCAppleton Group Social Impact9196Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL91960.35000Risk Managed Growth The Appleton Group Socially Impact Investing Portfolio invests in a variety of exchange traded funds (ETFs) that contain companies whose focus is on the following: positive environmental, social, and governance characteristics including fossil fuel free and clean energy characteristics. This strategy seeks to invest in our targeted ETF’s whose optimal price trend is rising, while reducing and/or eliminating exposure to those ETFs whose optimal price trend is falling.0.4421
ModelxChangeAppleton Group, LLCAppleton Group Traditional Aggressive Growth5283https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL52830.35000Total Return (capital appreciation plus income) The Appleton Group Traditional Aggressive Growth Portfolio employs a traditional asset allocation strategy, allocating significantly more weight to equity ETFs than bond ETFs. This portfolio is utilized by investors with a long-term investment horizon who seek a relatively high exposure to equity markets.0.4358
ModelxChangeAppleton Group, LLCAppleton Group Traditional Income Focus5285https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL52850.35000Total return (capital appreciation plus income) The Appleton Group Traditional Income Focus Portfolio employs a traditional asset allocation strategy in that it allocates a balanced weight to bond ETFs and equity ETFs. This portfolio is utilized by investors with a long-term investment horizon who would like a low amount of exposure to market movements.0.4620
ModelxChangeAppleton Group, LLCAppleton Group-Conservative4/30/2024 12:00:00 AM1.863412.3257-0.48004.96631.863414.3210-15.97625.823215.771914.10928.469.86-0.380.32139Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1390.35000Risk Managed, Conservative Growth & Income The Appleton Group Portfolio - Conservative employs an ETF trend-following discipline designed to systematically adjust the portfolio as market conditions change. This strategy seeks to invest exclusively in ETFs whose current price trend is rising, while eliminating exposure to ETFs whose current price trend is falling. 0.4562
ModelxChangeAppleton Group, LLCAppleton Group-Managed Income4/30/2024 12:00:00 AM0.12176.8587-2.11561.21010.12176.3510-12.4043-0.12348.264811.27646.027.7-0.85-0.09827Multisector Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL8270.35000Risk Managed, Current Income The Appleton Group Managed Income Portfolio invests mainly in a variety of fixed income and dividend paying exchange traded funds (ETFs). It employs an ETF trend-following discipline designed to systematically adjust the portfolio as market conditions change. This strategy seeks to invest exclusively in ETFs whose current price trend is rising, while eliminating exposure to ETFs whose current price trend is falling. 0.4691
ModelxChangeAppleton Group, LLCAppleton Group-Moderate4/30/2024 12:00:00 AM2.148013.1054-0.23145.47982.148015.5133-16.50566.784316.186715.42658.9510.64-0.330.35140Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1400.35000Risk Managed, Moderate Growth & Income The Appleton Group Portfolio - Moderate employs an ETF trend-following discipline designed to systematically adjust the portfolio as market conditions change. This strategy seeks to invest exclusively in ETFs whose current price trend is rising, while eliminating exposure to ETFs whose current price trend is falling. 0.4544
ModelxChangeAppleton Group, LLCEmerging Markets Model3016Diversified Emerging Mktshttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL30160.00000Total Return The Model’s goal is to track as closely as possible, before fees and expenses, the total return of the FTSE Emerging Index.0.0900
ModelxChangeAppleton Group, LLCInternational Model4/30/2024 12:00:00 AM1.97698.55182.03916.03341.976917.8656-14.553011.09689.457721.615617.217.840.020.293015Foreign Large Blendhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL30150.00000Total Return The Model’s goal is to track as closely as possible, before fees and expenses, the total return of the FTSE Developed ex US Index.0.0700
ModelxChangeAppleton Group, LLCLarge Cap Blend Model4/30/2024 12:00:00 AM5.680422.62026.974812.73785.680426.1291-18.920426.135320.884430.440717.3418.240.30.633010Large Blendhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL30100.00000Total Return The Model's goal is to track as closely as possible, before fees and expenses, the total return of the S&P 500 TR USD Index.0.0300
ModelxChangeAppleton Group, LLCLarge Cap Growth Model4/30/2024 12:00:00 AM6.986334.19728.609916.61436.986348.7022-31.317627.409338.012135.006921.6520.980.350.743011Large Growthhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL30110.00000Total Return The Model’s goal is to track as closely as possible, before fees and expenses, the total return of the Morningstar US Large Cap Growth TR Index. 0.1900
ModelxChangeAppleton Group, LLCLarge Cap Value Model4/30/2024 12:00:00 AM4.202312.06094.82077.94214.20238.6716-7.427524.98182.954125.337416.2218.040.180.393012Large Valuehttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL30120.00000Total Return The Model’s goal is to track as closely as possible, before fees and expenses, the total return of the Morningstar US Large Cap Value TR Index. 0.1900
ModelxChangeAppleton Group, LLCMid Cap Blend Model4/30/2024 12:00:00 AM3.211615.84021.14117.64423.211615.6421-16.692319.046515.227726.681819.5821.900.353013Mid-Cap Blendhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL30130.00000Total Return The Model’s goal is to track as closely as possible, before fees and expenses, the total return of the Morningstar US Mid Cap Core TR Index.0.0500
ModelxChangeAppleton Group, LLCSmall Cap Blend Model4/30/2024 12:00:00 AM-1.236214.2394-1.72086.5658-1.236217.9045-19.421116.253019.441325.685620.9123.49-0.130.33014Small Blendhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL30140.00000Total Return The Model’s goal is to track as closely as possible, before fees and expenses, the total return of the Morningstar US Small Cap Core Market Index.0.0600
ModelxChangeArbor Investment AdvisorsArbor Aggressive Target Risk10215Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL102150.45000To provide a simple, streamlined investment alternative for participants seeking long term growth and an emphasis on capital appreciation, rather than income or safety of principal (maintain a substantial weighting in stocks and a modest allocation to bonds and cash).0.4500
ModelxChangeArbor Investment AdvisorsArbor Conservative Target Risk4/30/2024 12:00:00 AM10264Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL102640.45000To provide a simple, streamlined investment alternative for participants seeking current income and an emphasis on safety of principal, rather than capital appreciation (maintain a substantial weighting in bonds and a modest allocation to stocks).0.02250.4500
ModelxChangeArbor Investment AdvisorsArbor Moderate Target Risk10263Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL102630.45000To provide a simple, streamlined investment alternative for participants seeking a balanced approach to growth and income (maintain a modestly higher weighting in stocks relative to bonds and cash).0.01450.4500
ModelxChangeARIA Wealth Management, Inc.ARIA 360 Balanced4/30/2024 12:00:00 AM10426Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL104260.2000050% Long/Short S&P 500 Index Fund with up to 200% exposure & 50% Best of Bonds0.3539
ModelxChangeARIA Wealth Management, Inc.ARIA 360 Conservative10427Multisector Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL104270.20000Best of Bonds Program0.3650
ModelxChangeARIA Wealth Management, Inc.ARIA 360 Growth4/30/2024 12:00:00 AM3.367111.43473.367110425Global Large-Stock Growthhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL104250.2000050% Long/Short S&P 500 Index Fund with up to 200% exposure & 50% World Leaders 0.3187
ModelxChangeARIA Wealth Management, Inc.ARIA 360 Speculative4/30/2024 12:00:00 AM10424Long-Short Equityhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL104240.20000Long/Short S&P 500 Index Fund with up to 200% exposure0.4376
ModelxChangeARIA Wealth Management, Inc.ARIA Plus Aggressive2051Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL20510.40000This model is for investors who typically have substantial tolerance for day-to-day uncertainty, understand that markets work in extended, often unpredictable cycles, are not troubled by daily financial news, and may have either reliable income from other sources, or don not require access to their capital for 5 years or more. The Aggressive model targets enhanced returns through equity-focused holdings. 0.01500.8740
ModelxChangeARIA Wealth Management, Inc.ARIA Plus Conservative2049Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL20490.40000This model is for investors who want to preserve investment value and have low tolerance for more volatile investments. In exchange, a low risk of daily market swings and possibility of moderate drawdowns is expected. The prospect of stability is preferred to the risks associated with higher levels of capital gains. This may be either due to the investor's personal risk aversion, income requirements, or a potential need to access portions of capital within a time-frame of 3-5 years. The Conservative model seeks to keep pace with inflation, minimally preserving the real value of investment.0.6000
ModelxChangeARIA Wealth Management, Inc.ARIA Plus Defensive2048Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL20480.40000The Defensive model is designed for the investor unable to wait years to recoup short-term losses. This may be either due to investor's personal risk aversion, income requirements, or a potential need to access large portions of capital within a relatively short or even unpredictable time-frame. This model targets stable income and capital preservation over the prospect of growth. Short-term fixed income or cash alternatives outside the scope of the programs may also be an option for these investors.1.0940
ModelxChangeARIA Wealth Management, Inc.ARIA Plus Moderate2050Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL20500.40000The Moderate model is for the investor who is comfortable with daily market swings and the possibility of occasional extended drawdowns, and is familiar with market cycles. The investor has alternative sources of income, is not concerned with accessing the majority of their investable assets for at least a five year period, and can wait to recover from short-term losses. The moderate targets diversified exposure to all major asset classes, attempting to achieve portfolio returns in excess of inflation. 1.5175
ModelxChangeARIA Wealth Management, Inc.ARIA Plus Speculative2574Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL25740.40000This model is for investors who seek maximum returns through concentrated exposure and are generally more seasoned to more aggressive investment strategies. This investor has a high tolerance for day-to-day volatility, have income from outside sources and do not require access to their capital for 5 or more years.0.03750.03251.7575
ModelxChangeARIA Wealth Management, Inc.ARIA Tactical Balanced4/30/2024 12:00:00 AM0.9630-10.8442-6.2069-6.93310.9630-14.22218.0476-25.2977-17.63710.81059.9711.43902Multistrategyhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9020.0000050% Seasonal Equity Program and 50% Bond Sector Program This model is invested according to the ARIA Investment Management (AIM) Cycle Equity Program (CEP) and the AIM Bond Sector Program (BSP). Under normal conditions, the model allocations are 60% Cycle Equity Program and 40% Bond Sector Program The CEP assets are typically invested in growth managed funds or ETFs during the period which have historically been more productive while producing less negative periods. These assets are moved from equity to cash, bonds, commodities, or alternative for the remaining calendar year. This fund can have up to 100% cash during negative cycle periods. The BSP assets are allocated between cash, bonds, interest rate sensitive mutual funds and ETFS. Additionally, it may allocate up to 20% inverse positions.0.5336
ModelxChangeARIA Wealth Management, Inc.ARIA Tactical Conservative4/30/2024 12:00:00 AM3.35721.30700.24190.77453.3572-2.6368-0.1528-2.02573.74432.95612.712.77-1.03-0.5904Nontraditional Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9040.00000100% Bond Sector Program All of the money in this model is invested according to the ARIA Investment Management Bond Sector Program (BSP) while cycles are positive. When cycles are negative the model may add cash, alternative mutual funds or ETF's. The primary goal of the BSP is to preserve capital. The secondary objective is to earn a high rate of interest. The portfolio may be invested from 0%-100%. 0.3888
ModelxChangeARIA Wealth Management, Inc.ARIA Tactical Growth4/30/2024 12:00:00 AM0.6430-16.0375-7.8701-8.36570.6430-20.787812.0552-32.1481-21.3980-3.292111.5615.2-1.06-0.96901Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9010.00000100% Seasonal Equity Program This model is invested according to the ARIA Investment Management (AIM) Cycle Equity Program (CEP). The assets are typically invested in growth managed funds or ETFs during the period which have historically been more productive while producing less negative periods. The assets are moved from equity to cash, bonds, commodities, or alternative for the remaining calendar year. This fund can have up to 100% cash during negative cycle periods. Additionally, it may allocate into inverse equity positions and leverage funds.0.6043
ModelxChangeARIA Wealth Management, Inc.ARIA Tactical Moderate4/30/2024 12:00:00 AM2.4639-4.1785-4.1598-2.43702.4639-8.2330-2.8981-5.9328-1.53134.58554.594.37903Multistrategyhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9030.0000025% Seasonal Equity Program and 75% Bond Sector Program This model is invested according to the ARIA Investment Management (AIM) Cycle Equity Program (CEP) and the AIM Bond Sector Program (BSP). Under normal conditions, the model allocations are 25% Cycle Equity Program and 75% Bond Sector Program The CEP assets are typically invested in growth managed funds or ETFs during periods which have historically been more productive. These assets are moved from equity to cash, bonds, commodities, or alternative for the remaining calendar year. This fund can have up to 100% cash during negative cycle periods. The BSP assets are allocated between cash, bonds, interest rate sensitive mutual funds and ETFS. Additionally, it may allocate up to 20% inverse equity positions. 0.4786
ModelxChangeARIA Wealth Management, Inc.ARIA Tactical Speculative4/30/2024 12:00:00 AM-1.2940-22.0707-9.7214-10.5767-1.2940-26.542013.6479-33.5317-33.4153-22.697914.8219.21-1-1.11850Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL8500.0000030% Long Equities and 70% Seasonal Equity Program This model has approximately 70% of the assets invested according to the ARIA Investment Management (AIM) Cycle Equity Program (CEP). The remaining 30% is invested and aggressively allocated for the entire year, which may include alternatives and commodity funds. When the CEP is in a negative rating, the model may invest in cash, alternative funds or ETFs. Additionally, this model may include inverse market positions. This fund is speculative in nature and may take concentrated positions.0.6598
ModelxChangeAstoria Portfolio Advisors LLCAstoria US Quality Kings ETF (ROE)4/30/2024 12:00:00 AM12539Large Valuehttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL125390.00000The Astoria US Quality Kings ETF is an actively managed Exchange Traded Fund (ETF) that seeks long-term capital appreciation by investing in 100 high-quality US large-cap and mid-cap stocks, equally weighted and sector optimized. The fund allocates equal weights to the components to mitigate the potential issues associated with market cap-weighted indices. It is sector-optimized, screening for and selecting the highest quality stocks in each respective sector in their weight as they exist in the S&P 500. The fund seeks to provide long-term capital appreciation by investing, under normal circumstances, at least 80% of its net assets (plus the amount of any borrowings for investment purposes) in common stock principally traded in the U.S. The Fund seeks to invest in companies that exhibit robust quality characteristics across sectors, with attractive valuations and dividend-paying potential, as determined by the Fund’s sub-adviser, Astoria Portfolio Advisors, LLC (the “Sub-Adviser”). T0.4900
ModelxChangeAstoria Portfolio Advisors LLCDynamic Aggressive Model4/30/2024 12:00:00 AM12287Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL122870.25000Astoria’s Dynamic Aggressive Strategy focuses on long term growth by blending various equity factors along with allocations to fixed income and alternatives. It will maintain approximately 70%-80% in equities, 10%-15% in fixed income, and 10%-15% in alternatives. Our benchmark is 70% MSCI All Country World Index (NDUEACWF) and 30% Bloomberg Barclays Global Aggregate Bond Index (LEGATRUU) and is rebalanced monthly. There is generally one or two strategic rebalances per year assuming normal market conditions.0.5922
ModelxChangeAstoria Portfolio Advisors LLCDynamic Conservative Model - Non-Tax4/30/2024 12:00:00 AM12290Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL122900.25000Astoria’s Dynamic Conservative Strategy focuses on long term income and growth by blending various equity factors along with allocations to fixed income and alternatives. It will maintain approximately 25%-35% in equities, 50%-60% in fixed income, and 10%-15% in alternatives. Our benchmark is 30% MSCI All Country World Index (NDUEACWF) and 70% Bloomberg Barclays Global Aggregate Bond Index (LEGATRUU) and is rebalanced monthly. There is generally one or two strategic rebalances per year assuming normal market conditions.0.4552
ModelxChangeAstoria Portfolio Advisors LLCDynamic Growth & Income Model4/30/2024 12:00:00 AM12289Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL122890.25000Astoria’s Dynamic Growth & Income Strategy focuses on long term growth by blending various equity factors along with allocations to fixed income and alternatives. It will maintain approximately 45%-55% in equities, 30%-40% in fixed income, and 10%-15% in alternatives. Our benchmark is 50% MSCI All Country World Index (NDUEACWF) and 50% Bloomberg Barclays Global Aggregate Bond Index (LEGATRUU) and is rebalanced monthly. There is generally one or two strategic rebalances per year assuming normal market conditions.0.5065
ModelxChangeAstoria Portfolio Advisors LLCDynamic Growth Model4/30/2024 12:00:00 AM12288Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL122880.25000Astoria’s Dynamic Growth Strategy focuses on long term growth by blending various equity factors along with allocations to fixed income and alternatives. It will maintain approximately 60%-70% in equities, 15%-25% in fixed income, and 10%-15% in alternatives. Our benchmark is 60% MSCI All Country World Index (NDUEACWF) and 40% Bloomberg Barclays Global Aggregate Bond Index (LEGATRUU) and is rebalanced monthly. There is generally one or two strategic rebalances per year assuming normal market conditions.0.5474
ModelxChangeAstoria Portfolio Advisors LLCRisk Managed Dynamic Income Model - Non-Tax4/30/2024 12:00:00 AM12291Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL122910.25000Astoria’s Risk Managed Dynamic Income Strategy focuses on building reliable income by blending various fixed income instruments along with a modest allocation towards equities and alternatives. It will maintain approximately 10%-20% in equities, 75%-85% in fixed income, and 3%-10% in alternatives. Our benchmark is 15% MSCI All Country World Index (NDUEACWF) and 85% Bloomberg Barclays Global Aggregate Bond Index (LEGATRUU) and is rebalanced monthly. There is generally one or two strategic rebalances per year assuming normal market conditions.0.4153
ModelxChangeATC / BlackRockBlackRock LifePath Target Date 20258442Target-Date 2025https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84420.02500The LifePath® Model Portfolios seek to provide consistent retirement outcomes by investing in cost-effective ETFs to achieve broadly diversified global asset class exposure, taking the appropriate levels of risk over an individual’s lifetime, and derisking over time as the individual approaches his or her retirement date. The LifePath® Model Portfolios are designed to take appropriate levels of risk at the right time, throughout an individual's lifetime. To achieve its objective, each model gradually derisks along the “glidepath” as an individual approaches his or her retirement date. A glidepath is a forward-looking plan for how the asset allocation mix of each model will evolve, adding more fixed income and reducing equity exposure as the individual approaches his or her retirement date. The LifePath® Model Portfolios’ glidepath is designed to maximize returns for young individuals, reduce volatility as individuals near retirement, and provide consistent spending power once an individual is in retirement. When selecting underlying ETF holdings, we look for ETFs that represent the broad market, while offering appropriate exposure and global diversification. The model portfolios hold a mix of the following ETFs: iShares Russell 1000 ETF, iShares Russell 2000 ETF, iShares MSCI Total International Stock ETF, iShares Global REIT ETF, iShares TIPS Bond ETF, iShares Core and the U.S. Aggregate Bond ETF.0.1084
ModelxChangeATC / BlackRockBlackRock LifePath Target Date 20308443Target-Date 2030https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84430.02500The LifePath® Model portfolios seek to provide consistent retirement outcomes by investing in passive ETFs to achieve broadly diversified global asset class exposure, taking the appropriate levels of risk over an individual’s lifetime, and derisking over time as the individual approaches his or her retirement date. The LifePath® Model portfolios are designed to take appropriate levels of risk at the right time, throughout an individual's lifetime. To achieve its objective, each model gradually derisks along the “glidepath” as an individual approaches his or her retirement date. A glidepath is a forward-looking plan for how the asset allocation mix of each model will evolve, adding more fixed income and reducing equity exposure as the individual approaches his or her retirement date. The LifePath® Model Portfolios’ glidepath is designed to maximize returns for young savers, reduce volatility as individuals near retirement, and provide consistent spending power once an individual is in retirement. When selecting underlying ETF holdings, we look for ETFs that represent the broad market, while offering appropriate exposure and global diversification. The model portfolios hold a mix of the following ETFs: iShares Russell 100 ETF, iShares Russell 2000 ETF, iShares MSCI Total International Stock ETF, iShares Global REIT ETF, iShares TIPS Bond ETF, iShares Core U.S. Aggregate Bond ETF.0.1190
ModelxChangeATC / BlackRockBlackRock LifePath Target Date 20358444Target-Date 2035https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84440.02500The LifePath® Model portfolios seek to provide consistent retirement outcomes by investing in passive ETFs to achieve broadly diversified global asset class exposure, taking the appropriate levels of risk over an individual’s lifetime, and derisking over time as the individual approaches his or her retirement date. The LifePath® Model portfolios are designed to take appropriate levels of risk at the right time, throughout an individual's lifetime. To achieve its objective, each model gradually derisks along the “glidepath” as an individual approaches his or her retirement date. A glidepath is a forward-looking plan for how the asset allocation mix of each model will evolve, adding more fixed income and reducing equity exposure as the individual approaches his or her retirement date. The LifePath® Model Portfolios’ glidepath is designed to maximize returns for young savers, reduce volatility as individuals near retirement, and provide consistent spending power once an individual is in retirement. When selecting underlying ETF holdings, we look for ETFs that represent the broad market, while offering appropriate exposure and global diversification. The model portfolios hold a mix of the following ETFs: iShares Russell 100 ETF, iShares Russell 2000 ETF, iShares MSCI Total International Stock ETF, iShares Global REIT ETF, iShares TIPS Bond ETF, iShares Core U.S. Aggregate Bond ETF.0.1287
ModelxChangeATC / BlackRockBlackRock LifePath Target Date 20408445Target-Date 2045https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84450.02500The LifePath® Model portfolios seek to provide consistent retirement outcomes by investing in passive ETFs to achieve broadly diversified global asset class exposure, taking the appropriate levels of risk over an individual’s lifetime, and derisking over time as the individual approaches his or her retirement date. The LifePath® Model portfolios are designed to take appropriate levels of risk at the right time, throughout an individual's lifetime. To achieve its objective, each model gradually derisks along the “glidepath” as an individual approaches his or her retirement date. A glidepath is a forward-looking plan for how the asset allocation mix of each model will evolve, adding more fixed income and reducing equity exposure as the individual approaches his or her retirement date. The LifePath® Model Portfolios’ glidepath is designed to maximize returns for young savers, reduce volatility as individuals near retirement, and provide consistent spending power once an individual is in retirement. When selecting underlying ETF holdings, we look for ETFs that represent the broad market, while offering appropriate exposure and global diversification. The model portfolios hold a mix of the following ETFs: iShares Russell 100 ETF, iShares Russell 2000 ETF, iShares MSCI Total International Stock ETF, iShares Global REIT ETF, iShares TIPS Bond ETF, iShares Core U.S. Aggregate Bond ETF.0.1363
ModelxChangeATC / BlackRockBlackRock LifePath Target Date 20458446Target-Date 2045https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84460.02500The LifePath® Model portfolios seek to provide consistent retirement outcomes by investing in passive ETFs to achieve broadly diversified global asset class exposure, taking the appropriate levels of risk over an individual’s lifetime, and derisking over time as the individual approaches his or her retirement date. The LifePath® Model portfolios are designed to take appropriate levels of risk at the right time, throughout an individual's lifetime. To achieve its objective, each model gradually derisks along the “glidepath” as an individual approaches his or her retirement date. A glidepath is a forward-looking plan for how the asset allocation mix of each model will evolve, adding more fixed income and reducing equity exposure as the individual approaches his or her retirement date. The LifePath® Model Portfolios’ glidepath is designed to maximize returns for young savers, reduce volatility as individuals near retirement, and provide consistent spending power once an individual is in retirement. When selecting underlying ETF holdings, we look for ETFs that represent the broad market, while offering appropriate exposure and global diversification. The model portfolios hold a mix of the following ETFs: iShares Russell 100 ETF, iShares Russell 2000 ETF, iShares MSCI Total International Stock ETF, iShares Global REIT ETF, iShares TIPS Bond ETF, iShares Core U.S. Aggregate Bond ETF.0.1438
ModelxChangeATC / BlackRockBlackRock LifePath Target Date 20508447Target-Date 2050https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84470.02500The LifePath® Model portfolios seek to provide consistent retirement outcomes by investing in passive ETFs to achieve broadly diversified global asset class exposure, taking the appropriate levels of risk over an individual’s lifetime, and derisking over time as the individual approaches his or her retirement date. The LifePath® Model portfolios are designed to take appropriate levels of risk at the right time, throughout an individual's lifetime. To achieve its objective, each model gradually derisks along the “glidepath” as an individual approaches his or her retirement date. A glidepath is a forward-looking plan for how the asset allocation mix of each model will evolve, adding more fixed income and reducing equity exposure as the individual approaches his or her retirement date. The LifePath® Model Portfolios’ glidepath is designed to maximize returns for young savers, reduce volatility as individuals near retirement, and provide consistent spending power once an individual is in retirement. When selecting underlying ETF holdings, we look for ETFs that represent the broad market, while offering appropriate exposure and global diversification. The model portfolios hold a mix of the following ETFs: iShares Russell 100 ETF, iShares Russell 2000 ETF, iShares MSCI Total International Stock ETF, iShares Global REIT ETF, iShares TIPS Bond ETF, iShares Core U.S. Aggregate Bond ETF.0.1476
ModelxChangeATC / BlackRockBlackRock LifePath Target Date 20558448Target-Date 2055https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84480.02500The LifePath® Model portfolios seek to provide consistent retirement outcomes by investing in passive ETFs to achieve broadly diversified global asset class exposure, taking the appropriate levels of risk over an individual’s lifetime, and derisking over time as the individual approaches his or her retirement date. The LifePath® Model portfolios are designed to take appropriate levels of risk at the right time, throughout an individual's lifetime. To achieve its objective, each model gradually derisks along the “glidepath” as an individual approaches his or her retirement date. A glidepath is a forward-looking plan for how the asset allocation mix of each model will evolve, adding more fixed income and reducing equity exposure as the individual approaches his or her retirement date. The LifePath® Model Portfolios’ glidepath is designed to maximize returns for young savers, reduce volatility as individuals near retirement, and provide consistent spending power once an individual is in retirement. When selecting underlying ETF holdings, we look for ETFs that represent the broad market, while offering appropriate exposure and global diversification. The model portfolios hold a mix of the following ETFs: iShares Russell 100 ETF, iShares Russell 2000 ETF, iShares MSCI Total International Stock ETF, iShares Global REIT ETF, iShares TIPS Bond ETF, iShares Core U.S. Aggregate Bond ETF.0.1482
ModelxChangeATC / BlackRockBlackRock LifePath Target Date 20608449Target-Date 2060https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84490.02500The LifePath® Model portfolios seek to provide consistent retirement outcomes by investing in passive ETFs to achieve broadly diversified global asset class exposure, taking the appropriate levels of risk over an individual’s lifetime, and derisking over time as the individual approaches his or her retirement date. The LifePath® Model portfolios are designed to take appropriate levels of risk at the right time, throughout an individual's lifetime. To achieve its objective, each model gradually derisks along the “glidepath” as an individual approaches his or her retirement date. A glidepath is a forward-looking plan for how the asset allocation mix of each model will evolve, adding more fixed income and reducing equity exposure as the individual approaches his or her retirement date. The LifePath® Model Portfolios’ glidepath is designed to maximize returns for young savers, reduce volatility as individuals near retirement, and provide consistent spending power once an individual is in retirement. When selecting underlying ETF holdings, we look for ETFs that represent the broad market, while offering appropriate exposure and global diversification. The model portfolios hold a mix of the following ETFs: iShares Russell 100 ETF, iShares Russell 2000 ETF, iShares MSCI Total International Stock ETF, iShares Global REIT ETF, iShares TIPS Bond ETF, iShares Core U.S. Aggregate Bond ETF.0.1488
ModelxChangeATC / BlackRockBlackRock LifePath Target Date 20658450Target-Date 2060https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84500.02500The LifePath® Model portfolios seek to provide consistent retirement outcomes by investing in passive ETFs to achieve broadly diversified global asset class exposure, taking the appropriate levels of risk over an individual’s lifetime, and derisking over time as the individual approaches his or her retirement date. The LifePath® Model portfolios are designed to take appropriate levels of risk at the right time, throughout an individual's lifetime. To achieve its objective, each model gradually derisks along the “glidepath” as an individual approaches his or her retirement date. A glidepath is a forward-looking plan for how the asset allocation mix of each model will evolve, adding more fixed income and reducing equity exposure as the individual approaches his or her retirement date. The LifePath® Model Portfolios’ glidepath is designed to maximize returns for young savers, reduce volatility as individuals near retirement, and provide consistent spending power once an individual is in retirement. When selecting underlying ETF holdings, we look for ETFs that represent the broad market, while offering appropriate exposure and global diversification. The model portfolios hold a mix of the following ETFs: iShares Russell 100 ETF, iShares Russell 2000 ETF, iShares MSCI Total International Stock ETF, iShares Global REIT ETF, iShares TIPS Bond ETF, iShares Core U.S. Aggregate Bond ETF.0.1488
ModelxChangeATC / BlackRockBlackRock LifePath Target Date Retirement8441Target-Date Retirementhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84410.02500The LifePath® Model Portfolios seek to provide consistent retirement outcomes by investing in cost-effective ETFs to achieve broadly diversified global asset class exposure, taking the appropriate levels of risk over an individual’s lifetime, and derisking over time as the individual approaches his or her retirement date. The LifePath Model Portfolios are designed to take appropriate levels of risk at the right time, throughout an individual's lifetime. To achieve its objective, each model gradually derisks along the “glidepath” as an individual approaches his or her retirement date. A glidepath is a forward-looking plan for how the asset allocation mix of each model will evolve, adding more fixed income and reducing equity exposure as the individual approaches his or her retirement date. The LifePath Model Portfolios’ glidepath is designed to maximize returns for young individuals, reduce volatility as individuals near retirement, and provide consistent spending power once an individual is in retirement. When selecting underlying ETF holdings, we look for ETFs that represent the broad market, while offering appropriate exposure and global diversification. The model portfolios hold a mix of the following ETFs: iShares Russell 1000 ETF, iShares Russell 2000 ETF, iShares MSCI Total International Stock ETF, iShares Global REIT ETF, iShares TIPS Bond ETF, iShares Core and the U.S. Aggregate Bond ETF.0.1068
ModelxChangeATC / BlackRockBlackRock Long Horizon ETF 80/208438Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84380.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation and repositions annually, usually in January.0.0758
ModelxChangeATC / BlackRockBlackRock Long Horizon ETF 30/708433Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84330.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation and repositions annually, usually in January.0.0992
ModelxChangeATC / BlackRockBlackRock Long Horizon ETF 40/608434Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84340.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation and repositions annually, usually in January.0.0900
ModelxChangeATC / BlackRockBlackRock Long Horizon ETF 50/508435Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84350.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation and repositions annually, usually in January.0.0871
ModelxChangeATC / BlackRockBlackRock Long Horizon ETF 60/408436Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84360.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation and repositions annually, usually in January.0.0831
ModelxChangeATC / BlackRockBlackRock Long Horizon ETF 70/308437Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84370.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation and repositions annually, usually in January.0.0792
ModelxChangeATC / BlackRockBlackRock Long Horizon ETF 90/108439Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84390.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation and repositions annually, usually in January.0.0710
ModelxChangeATC / BlackRockBlackRock Long Horizon ETF Balanced Income8432Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84320.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation and repositions annually, usually in January.0.1498
ModelxChangeATC / BlackRockBlackRock Long Horizon ETF Equity8440Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84400.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation and repositions annually, usually in January.0.0712
ModelxChangeATC / BlackRockBlackRock Long Horizon ETF Equity9941Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL99410.03000The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation and repositions annually, usually in January.0.0769
ModelxChangeATC / BlackRockBlackRock Target Allocation ESG 40/608347Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL83470.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile and delivering a higher ESG quality score than our standard Target Allocation ETF models. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation which can fluctuate +/- 5% from the stated target and typically repositions 4-6 times per year. This usually happens on a quarterly-basis but sometimes on an ad-hoc intraquarter-basis in order to take advantage of changing macroeconomic conditions0.1721
ModelxChangeATC / BlackRockBlackRock Target Allocation ESG 60/408411Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84110.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile and delivering a higher ESG quality score than our standard Target Allocation ETF models. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation which can fluctuate +/- 5% from the stated target and typically repositions 4-6 times per year. This usually happens on a quarterly-basis but sometimes on an ad-hoc intraquarter-basis in order to take advantage of changing macroeconomic conditions0.1780
ModelxChangeATC / BlackRockBlackRock Target Allocation ESG 80/208419Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84190.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile and delivering a higher ESG quality score than our standard Target Allocation ETF models. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation which can fluctuate +/- 5% from the stated target and typically repositions 4-6 times per year. This usually happens on a quarterly-basis but sometimes on an ad-hoc intraquarter-basis in order to take advantage of changing macroeconomic conditions. 0.1866
ModelxChangeATC / BlackRockBlackRock Target Allocation ESG Equity8420Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84200.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile and delivering a higher ESG quality score than our standard Target Allocation ETF models. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation which can fluctuate +/- 5% from the stated target and typically repositions 4-6 times per year. This usually happens on a quarterly-basis but sometimes on an ad-hoc intraquarter-basis in order to take advantage of changing macroeconomic conditions.0.1846
ModelxChangeATC / BlackRockBlackRock Target Allocation ETF 80/208429Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84290.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation which can fluctuate +/- 5% from the stated target and typically repositions 4-6 times per year. This usually happens on a quarterly-basis but sometimes on an ad-hoc intraquarter-basis in order to take advantage of changing macroeconomic conditions.0.1826
ModelxChangeATC / BlackRockBlackRock Target Allocation ETF 10/908422Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84220.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation which can fluctuate +/- 5% from the stated target and typically repositions 4-6 times per year. This usually happens on a quarterly-basis but sometimes on an ad-hoc intraquarter-basis in order to take advantage of changing macroeconomic conditions.0.1383
ModelxChangeATC / BlackRockBlackRock Target Allocation ETF 20/808423Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84230.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation which can fluctuate +/- 5% from the stated target and typically repositions 4-6 times per year. This usually happens on a quarterly-basis but sometimes on an ad-hoc intraquarter-basis in order to take advantage of changing macroeconomic conditions.0.1500
ModelxChangeATC / BlackRockBlackRock Target Allocation ETF 30/708424Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84240.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation which can fluctuate +/- 5% from the stated target and typically repositions 4-6 times per year. This usually happens on a quarterly-basis but sometimes on an ad-hoc intraquarter-basis in order to take advantage of changing macroeconomic conditions.0.1566
ModelxChangeATC / BlackRockBlackRock Target Allocation ETF 40/608425Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84250.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation which can fluctuate +/- 5% from the stated target and typically repositions 4-6 times per year. This usually happens on a quarterly-basis but sometimes on an ad-hoc intraquarter-basis in order to take advantage of changing macroeconomic conditions.0.1631
ModelxChangeATC / BlackRockBlackRock Target Allocation ETF 50/508426Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84260.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation which can fluctuate +/- 5% from the stated target and typically repositions 4-6 times per year. This usually happens on a quarterly-basis but sometimes on an ad-hoc intraquarter-basis in order to take advantage of changing macroeconomic conditions.0.1685
ModelxChangeATC / BlackRockBlackRock Target Allocation ETF 60/408427Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84270.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation which can fluctuate +/- 5% from the stated target and typically repositions 4-6 times per year. This usually happens on a quarterly-basis but sometimes on an ad-hoc intraquarter-basis in order to take advantage of changing macroeconomic conditions.0.1764
ModelxChangeATC / BlackRockBlackRock Target Allocation ETF 70/308428Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84280.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation which can fluctuate +/- 5% from the stated target and typically repositions 4-6 times per year. This usually happens on a quarterly-basis but sometimes on an ad-hoc intraquarter-basis in order to take advantage of changing macroeconomic conditions.0.1780
ModelxChangeATC / BlackRockBlackRock Target Allocation ETF 90/108430Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84300.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation which can fluctuate +/- 5% from the stated target and typically repositions 4-6 times per year. This usually happens on a quarterly-basis but sometimes on an ad-hoc intraquarter-basis in order to take advantage of changing macroeconomic conditions.0.1933
ModelxChangeATC / BlackRockBlackRock Target Allocation ETF Equity8431Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84310.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation which can fluctuate +/- 5% from the stated target and typically repositions 4-6 times per year. This usually happens on a quarterly-basis but sometimes on an ad-hoc intraquarter-basis in order to take advantage of changing macroeconomic conditions.0.1989
ModelxChangeATC / BlackRockBlackRock Target Allocation ETF Fixed Income8421Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84210.02500The main objective is to maximize risk-adjusted returns in an efficient manner while keeping overall risk within the stated target range of the strategy’s risk profile. The strategy is based on an investment philosophy that superior investment outcomes are most reliably reached through the integrated management of return, risk, and cost: a process we call total performance management. We believe that a systematic, model-driven approach that is overseen by a team of experienced investment professionals leads to superior investment outcomes. Our overall approach is shaped by the idea that the longer-horizon, strategic returns on broad asset-class exposures is driven by bearing risk that is associated with a return premium (i.e. is compensated). In a multi-asset class context, we model risk premiums to equity, term-structure of rates, and credit, then use these estimated premiums to drive our estimates of returns for assets. Each model portfolio has a specified equity to fixed income target allocation which can fluctuate +/- 5% from the stated target and typically repositions 4-6 times per year. This usually happens on a quarterly-basis but sometimes on an ad-hoc intraquarter-basis in order to take advantage of changing macroeconomic conditions.0.1376
ModelxChangeATC / Federated HermesFederated Hermes Multi-Manager Target Date 2015 Portfolio4/30/2024 12:00:00 AM0.20166.4219-0.48920.201610.6141-14.01517.01319.8-0.328735Target-Date Retirementhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87350.02500Depending on the proximity to its target date, which is defined as the year which corresponds most closely to the year in which the investor expects to retire, the portfolio will seek to achieve the following objectives to varying degrees: growth, capital protection and income. A portfolio with a target date farther in the future will invest a greater portion of its assets in equity funds and over time the portfolio will increasingly emphasize income and capital protection by investing a greater portion of its assets in fixed income funds as it approaches and passes through its target date. Therefore, the portfolio seeks to align the need for total return and stability over time. The Federated Hermes Multi-Manager Target Date 2015 Portfolio (“The Portfolio”) is part of a series of portfolios designed to match investors' changing risk profile as they meet and proceed through a selected retirement date. In general, The Portfolio becomes more conservative over time by gradually transitioning from equity investments to fixed income investments to coincide with the goal of reducing risk as investors move towards their planned retirement date. The Portfolio is a multi-asset class, multi-manager mutual fund and ETF model designed to leverage the asset allocation and glide path construction expertise of Wilshire Associates, and manager research and portfolio construction capabilities of Federated Hermes.0.4117
ModelxChangeATC / Federated HermesFederated Hermes Multi-Manager Target Date 2020 Portfolio4/30/2024 12:00:00 AM0.31917.40250.80020.319111.8898-15.067612.28928736Target-Date Retirementhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87360.02500Depending on the proximity to its target date, which is defined as the year which corresponds most closely to the year in which the investor expects to retire, the portfolio will seek to achieve the following objectives to varying degrees: growth, capital protection and income. A portfolio with a target date farther in the future will invest a greater portion of its assets in equity funds and over time the portfolio will increasingly emphasize income and capital protection by investing a greater portion of its assets in fixed income funds as it approaches and passes through its target date. Therefore, the portfolio seeks to align the need for total return and stability over time. The Federated Hermes Multi-Manager Target Date 2020 Portfolio (“The Portfolio”) is part of a series of portfolios designed to match investors' changing risk profile as they meet and proceed through a selected retirement date. In general, The Portfolio becomes more conservative over time by gradually transitioning from equity investments to fixed income investments to coincide with the goal of reducing risk as investors move towards their planned retirement date. The Portfolio is a multi-asset class, multi-manager mutual fund and ETF model designed to leverage the asset allocation and glide path construction expertise of Wilshire Associates, and manager research and portfolio construction capabilities of Federated Hermes.0.4236
ModelxChangeATC / Federated HermesFederated Hermes Multi-Manager Target Date 2025 Portfolio4/30/2024 12:00:00 AM1.05228.78650.32781.052212.7359-15.626110.578211.77-0.188860Target-Date 2025https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL88600.02500Depending on the proximity to its target date, which is defined as the year which corresponds most closely to the year in which the investor expects to retire, the portfolio will seek to achieve the following objectives to varying degrees: growth, capital protection and income. A portfolio with a target date farther in the future will invest a greater portion of its assets in equity funds and over time the portfolio will increasingly emphasize income and capital protection by investing a greater portion of its assets in fixed income funds as it approaches and passes through its target date. Therefore, the portfolio seeks to align the need for total return and stability over time. The Federated Hermes Multi-Manager Target Date 2025 Portfolio (“The Portfolio”) is part of a series of portfolios designed to match investors' changing risk profile as they meet and proceed through a selected retirement date. In general, The Portfolio becomes more conservative over time by gradually transitioning from equity investments to fixed income investments to coincide with the goal of reducing risk as investors move towards their planned retirement date. The Portfolio is a multi-asset class, multi-manager mutual fund and ETF model designed to leverage the asset allocation and glide path construction expertise of Wilshire Associates, and manager research and portfolio construction capabilities of Federated Hermes.0.4564
ModelxChangeATC / Federated HermesFederated Hermes Multi-Manager Target Date 2030 Portfolio4/30/2024 12:00:00 AM1.60359.90690.68511.603513.6255-16.238112.179112.62-0.138861Target-Date 2030https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL88610.02500Depending on the proximity to its target date, which is defined as the year which corresponds most closely to the year in which the investor expects to retire, the portfolio will seek to achieve the following objectives to varying degrees: growth, capital protection and income. A portfolio with a target date farther in the future will invest a greater portion of its assets in equity funds and over time the portfolio will increasingly emphasize income and capital protection by investing a greater portion of its assets in fixed income funds as it approaches and passes through its target date. Therefore, the portfolio seeks to align the need for total return and stability over time. The Federated Hermes Multi-Manager Target Date 2030 Portfolio (“The Portfolio”) is part of a series of portfolios designed to match investors' changing risk profile as they meet and proceed through a selected retirement date. In general, The Portfolio becomes more conservative over time by gradually transitioning from equity investments to fixed income investments to coincide with the goal of reducing risk as investors move towards their planned retirement date. The Portfolio is a multi-asset class, multi-manager mutual fund and ETF model designed to leverage the asset allocation and glide path construction expertise of Wilshire Associates, and manager research and portfolio construction capabilities of Federated Hermes.0.4518
ModelxChangeATC / Federated HermesFederated Hermes Multi-Manager Target Date 2035 Portfolio4/30/2024 12:00:00 AM2.119611.47261.11532.119614.8419-17.026613.999613.87-0.078862Target-Date 2035https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL88620.02500Depending on the proximity to its target date, which is defined as the year which corresponds most closely to the year in which the investor expects to retire, the portfolio will seek to achieve the following objectives to varying degrees: growth, capital protection and income. A portfolio with a target date farther in the future will invest a greater portion of its assets in equity funds and over time the portfolio will increasingly emphasize income and capital protection by investing a greater portion of its assets in fixed income funds as it approaches and passes through its target date. Therefore, the portfolio seeks to align the need for total return and stability over time. The Federated Hermes Multi-Manager Target Date 2035 Portfolio (“The Portfolio”) is part of a series of portfolios designed to match investors' changing risk profile as they meet and proceed through a selected retirement date. In general, The Portfolio becomes more conservative over time by gradually transitioning from equity investments to fixed income investments to coincide with the goal of reducing risk as investors move towards their planned retirement date. The Portfolio is a multi-asset class, multi-manager mutual fund and ETF model designed to leverage the asset allocation and glide path construction expertise of Wilshire Associates, and manager research and portfolio construction capabilities of Federated Hermes.0.4834
ModelxChangeATC / Federated HermesFederated Hermes Multi-Manager Target Date 2040 Portfolio4/30/2024 12:00:00 AM2.515612.65821.46702.515615.8872-17.627715.483614.84-0.048863Target-Date 2040https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL88630.02500Depending on the proximity to its target date, which is defined as the year which corresponds most closely to the year in which the investor expects to retire, the portfolio will seek to achieve the following objectives to varying degrees: growth, capital protection and income. A portfolio with a target date farther in the future will invest a greater portion of its assets in equity funds and over time the portfolio will increasingly emphasize income and capital protection by investing a greater portion of its assets in fixed income funds as it approaches and passes through its target date. Therefore, the portfolio seeks to align the need for total return and stability over time. The Federated Hermes Multi-Manager Target Date 2040 Portfolio (“The Portfolio”) is part of a series of portfolios designed to match investors' changing risk profile as they meet and proceed through a selected retirement date. In general, The Portfolio becomes more conservative over time by gradually transitioning from equity investments to fixed income investments to coincide with the goal of reducing risk as investors move towards their planned retirement date. The Portfolio is a multi-asset class, multi-manager mutual fund and ETF model designed to leverage the asset allocation and glide path construction expertise of Wilshire Associates, and manager research and portfolio construction capabilities of Federated Hermes.0.4999
ModelxChangeATC / Federated HermesFederated Hermes Multi-Manager Target Date 2045 Portfolio4/30/2024 12:00:00 AM2.859913.56071.65192.859916.6603-18.167316.293015.62-0.028864Target-Date 2045https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL88640.02500Depending on the proximity to its target date, which is defined as the year which corresponds most closely to the year in which the investor expects to retire, the portfolio will seek to achieve the following objectives to varying degrees: growth, capital protection and income. A portfolio with a target date farther in the future will invest a greater portion of its assets in equity funds and over time the portfolio will increasingly emphasize income and capital protection by investing a greater portion of its assets in fixed income funds as it approaches and passes through its target date. Therefore, the portfolio seeks to align the need for total return and stability over time. The Federated Hermes Multi-Manager Target Date 2045 Portfolio (“The Portfolio”) is part of a series of portfolios designed to match investors' changing risk profile as they meet and proceed through a selected retirement date. In general, The Portfolio becomes more conservative over time by gradually transitioning from equity investments to fixed income investments to coincide with the goal of reducing risk as investors move towards their planned retirement date. The Portfolio is a multi-asset class, multi-manager mutual fund and ETF model designed to leverage the asset allocation and glide path construction expertise of Wilshire Associates, and manager research and portfolio construction capabilities of Federated Hermes.0.4981
ModelxChangeATC / Federated HermesFederated Hermes Multi-Manager Target Date 2050 Portfolio4/30/2024 12:00:00 AM3.062513.77921.63343.062516.7393-18.414916.534515.96-0.018865Target-Date 2050https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL88650.02500Depending on the proximity to its target date, which is defined as the year which corresponds most closely to the year in which the investor expects to retire, the portfolio will seek to achieve the following objectives to varying degrees: growth, capital protection and income. A portfolio with a target date farther in the future will invest a greater portion of its assets in equity funds and over time the portfolio will increasingly emphasize income and capital protection by investing a greater portion of its assets in fixed income funds as it approaches and passes through its target date. Therefore, the portfolio seeks to align the need for total return and stability over time. The Federated Hermes Multi-Manager Target Date 2050 Portfolio (“The Portfolio”) is part of a series of portfolios designed to match investors' changing risk profile as they meet and proceed through a selected retirement date. In general, The Portfolio becomes more conservative over time by gradually transitioning from equity investments to fixed income investments to coincide with the goal of reducing risk as investors move towards their planned retirement date. The Portfolio is a multi-asset class, multi-manager mutual fund and ETF model designed to leverage the asset allocation and glide path construction expertise of Wilshire Associates, and manager research and portfolio construction capabilities of Federated Hermes.0.5106
ModelxChangeATC / Federated HermesFederated Hermes Multi-Manager Target Date 2055 Portfolio4/30/2024 12:00:00 AM3.119513.85961.61843.119516.8515-18.553516.538016.15-0.018866Target-Date 2055https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL88660.02500Depending on the proximity to its target date, which is defined as the year which corresponds most closely to the year in which the investor expects to retire, the portfolio will seek to achieve the following objectives to varying degrees: growth, capital protection and income. A portfolio with a target date farther in the future will invest a greater portion of its assets in equity funds and over time the portfolio will increasingly emphasize income and capital protection by investing a greater portion of its assets in fixed income funds as it approaches and passes through its target date. Therefore, the portfolio seeks to align the need for total return and stability over time. The Federated Hermes Multi-Manager Target Date 2055 Portfolio (“The Portfolio”) is part of a series of portfolios designed to match investors' changing risk profile as they meet and proceed through a selected retirement date. In general, The Portfolio becomes more conservative over time by gradually transitioning from equity investments to fixed income investments to coincide with the goal of reducing risk as investors move towards their planned retirement date. The Portfolio is a multi-asset class, multi-manager mutual fund and ETF model designed to leverage the asset allocation and glide path construction expertise of Wilshire Associates, and manager research and portfolio construction capabilities of Federated Hermes.0.5167
ModelxChangeATC / Federated HermesFederated Hermes Multi-Manager Target Date 2060 Portfolio4/30/2024 12:00:00 AM3.176914.01351.66223.176916.9379-18.553516.538016.16-0.018867Target-Date 2060https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL88670.02500Depending on the proximity to its target date, which is defined as the year which corresponds most closely to the year in which the investor expects to retire, the portfolio will seek to achieve the following objectives to varying degrees: growth, capital protection and income. A portfolio with a target date farther in the future will invest a greater portion of its assets in equity funds and over time the portfolio will increasingly emphasize income and capital protection by investing a greater portion of its assets in fixed income funds as it approaches and passes through its target date. Therefore, the portfolio seeks to align the need for total return and stability over time. The Federated Hermes Multi-Manager Target Date 2060 Portfolio (“The Portfolio”) is part of a series of portfolios designed to match investors' changing risk profile as they meet and proceed through a selected retirement date. In general, The Portfolio becomes more conservative over time by gradually transitioning from equity investments to fixed income investments to coincide with the goal of reducing risk as investors move towards their planned retirement date. The Portfolio is a multi-asset class, multi-manager mutual fund and ETF model designed to leverage the asset allocation and glide path construction expertise of Wilshire Associates, and manager research and portfolio construction capabilities of Federated Hermes.0.5167
ModelxChangeATC / Federated HermesFederated Hermes Multi-Manager Target Date 2065 Portfolio4/30/2024 12:00:00 AM3.176914.01351.66903.176916.9385-18.537516.538016.17-0.018868Target-Date 2060https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL88680.02500Depending on the proximity to its target date, which is defined as the year which corresponds most closely to the year in which the investor expects to retire, the portfolio will seek to achieve the following objectives to varying degrees: growth, capital protection and income. A portfolio with a target date farther in the future will invest a greater portion of its assets in equity funds and over time the portfolio will increasingly emphasize income and capital protection by investing a greater portion of its assets in fixed income funds as it approaches and passes through its target date. Therefore, the portfolio seeks to align the need for total return and stability over time. The Federated Hermes Multi-Manager Target Date 2065 Portfolio (“The Portfolio”) is part of a series of portfolios designed to match investors' changing risk profile as they meet and proceed through a selected retirement date. In general, The Portfolio becomes more conservative over time by gradually transitioning from equity investments to fixed income investments to coincide with the goal of reducing risk as investors move towards their planned retirement date. The Portfolio is a multi-asset class, multi-manager mutual fund and ETF model designed to leverage the asset allocation and glide path construction expertise of Wilshire Associates, and manager research and portfolio construction capabilities of Federated Hermes.0.5211
ModelxChangeATC / Federated HermesFederated Hermes Multi-Manager Target Date Retirement Income Portfolio4/30/2024 12:00:00 AM0.14986.2242-0.17310.149810.2835-13.23536.48379.1-0.318734Target-Date Retirementhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87340.02500Depending on the proximity to its target date, which is defined as the year which corresponds most closely to the year in which the investor expects to retire, the portfolio will seek to achieve the following objectives to varying degrees: growth, capital protection and income. A portfolio with a target date farther in the future will invest a greater portion of its assets in equity funds and over time the portfolio will increasingly emphasize income and capital protection by investing a greater portion of its assets in fixed income funds as it approaches and passes through its target date. Therefore, the portfolio seeks to align the need for total return and stability over time. The Federated Hermes Multi-Manager Target Date Retirement Income Portfolio (“The Portfolio”) is part of a series of portfolios designed to match investors' changing risk profile as they meet and proceed through a selected retirement date. In general, The Portfolio becomes more conservative over time by gradually transitioning from equity investments to fixed income investments to coincide with the goal of reducing risk as investors move towards their planned retirement date. The Portfolio is a multi-asset class, multi-manager mutual fund and ETF model designed to leverage the asset allocation and glide path construction expertise of Wilshire Associates, and manager research and portfolio construction capabilities of Federated Hermes.0.4085
ModelxChangeATC / Franklin TempletonFranklin Templeton Core Multi-Manager 100% Equity7971Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL79710.02500A model of Franklin Templeton mutual funds and ETFs designed for investors seeking the highest level of long-term total return that is consistent with the ability to accept higher portfolio volatility. Franklin Templeton model portfolios are managed utilizing the following framework: • Clearly identify and understand the model portfolio’s investment objective. • Long term strategic asset allocation is established by the Investment Strategy Research Committee (ISRC) and is informed by our Franklin Templeton Multi-Asset Solution’s (FTMAS) Capital Market Expectations (CMEs). • Shorter-term ISRC views provide guidance for regional/sector over and underweights and are expressed via tactical tilts in the model portfolio. • Investment implementation including asset allocation and fund selection are ultimately the responsibility of the portfolio management team. Portfolio managers consider recommendations from FTMAS’ manager research team to select funds that exhibit an ideal mix of attributes that best meet the model’s investment objective. • Model portfolio holdings and weightings are closely monitored focusing on underlying fund composition, performance, and risk data. Further analysis is conducted to ensure model portfolios are diversified and intended exposures are represented. • Model portfolios are adjusted approximately four to six times per year to ensure alignment with current ISRC views and are best positioned to meet their investment objectives.0.4710
ModelxChangeATC / Franklin TempletonFranklin Templeton Core Multi-Manager 20% EQ - 80% FI7977Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL79770.02500A multi-asset model of Franklin Templeton mutual funds and ETFs designed for investors seeking capital preservation with opportunity for some long-term growth. Franklin Templeton model portfolios are managed utilizing the following framework: • Clearly identify and understand the model portfolio’s investment objective. • Long term strategic asset allocation is established by the Investment Strategy Research Committee (ISRC) and is informed by our Franklin Templeton Multi-Asset Solution’s (FTMAS) Capital Market Expectations (CMEs). • Shorter-term ISRC views provide guidance for regional/sector over and underweights and are expressed via tactical tilts in the model portfolio. • Investment implementation including asset allocation and fund selection are ultimately the responsibility of the portfolio management team. Portfolio managers consider recommendations from FTMAS’ manager research team to select funds that exhibit an ideal mix of attributes that best meet the model’s investment objective. • Model portfolio holdings and weightings are closely monitored focusing on underlying fund composition, performance, and risk data. Further analysis is conducted to ensure model portfolios are diversified and intended exposures are represented. • Model portfolios are adjusted approximately four to six times per year to ensure alignment with current ISRC views and are best positioned to meet their investment objectives.0.3313
ModelxChangeATC / Franklin TempletonFranklin Templeton Core Multi-Manager 40% EQ - 60% FI7968Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL79680.02500A multi-asset model of Franklin Templeton mutual funds and ETFs designed for investors seeking the highest level of long-term total return that is consistent with a desire for lower portfolio volatility. Franklin Templeton model portfolios are managed utilizing the following framework: •Clearly identify and understand the model portfolio’s investment objective. •Long term strategic asset allocation is established by the Investment Strategy Research Committee (ISRC) and is informed by our Franklin Templeton Multi-Asset Solution’s (FTMAS) Capital Market Expectations (CMEs). •Shorter-term ISRC views provide guidance for regional/sector over and underweights and are expressed via tactical tilts in the model portfolio. •Investment implementation including asset allocation and fund selection are ultimately the responsibility of the portfolio management team. Portfolio managers consider recommendations from FTMAS’ manager research team to select funds that exhibit an ideal mix of attributes that best meet the model’s investment objective. •Model portfolio holdings and weightings are closely monitored focusing on underlying fund composition, performance, and risk data. Further analysis is conducted to ensure model portfolios are diversified and intended exposures are represented. •Model portfolios are adjusted approximately four to six times per year to ensure alignment with current ISRC views and are best positioned to meet their investment objectives.0.3735
ModelxChangeATC / Franklin TempletonFranklin Templeton Core Multi-Manager 60% EQ - 40% FI7969Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL79690.02500A multi-asset model of Franklin Templeton mutual funds and ETFs designed for investors seeking the highest level of long-term total return that is consistent with the ability to accept a moderate level of portfolio volatility. Franklin Templeton model portfolios are managed utilizing the following framework: • Clearly identify and understand the model portfolio’s investment objective. • Long term strategic asset allocation is established by the Investment Strategy Research Committee (ISRC) and is informed by our Franklin Templeton Multi-Asset Solution’s (FTMAS) Capital Market Expectations (CMEs). • Shorter-term ISRC views provide guidance for regional/sector over and underweights and are expressed via tactical tilts in the model portfolio. • Investment implementation including asset allocation and fund selection are ultimately the responsibility of the portfolio management team. Portfolio managers consider recommendations from FTMAS’ manager research team to select funds that exhibit an ideal mix of attributes that best meet the model’s investment objective. • Model portfolio holdings and weightings are closely monitored focusing on underlying fund composition, performance, and risk data. Further analysis is conducted to ensure model portfolios are diversified and intended exposures are represented. • Model portfolios are adjusted approximately four to six times per year to ensure alignment with current ISRC views and are best positioned to meet their investment objectives.0.4000
ModelxChangeATC / Franklin TempletonFranklin Templeton Core Multi-Manager 80% EQ - 20% FI7970Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL79700.02500 A multi-asset model of Franklin Templeton mutual funds and ETFs designed for investors seeking the highest level of long-term total return that is consistent with the ability to accept higher portfolio volatility. Franklin Templeton model portfolios are managed utilizing the following framework: • Clearly identify and understand the model portfolio’s investment objective. • Long term strategic asset allocation is established by the Investment Strategy Research Committee (ISRC) and is informed by our Franklin Templeton Multi-Asset Solution’s (FTMAS) Capital Market Expectations (CMEs). • Shorter-term ISRC views provide guidance for regional/sector over and underweights and are expressed via tactical tilts in the model portfolio. • Investment implementation including asset allocation and fund selection are ultimately the responsibility of the portfolio management team. Portfolio managers consider recommendations from FTMAS’ manager research team to select funds that exhibit an ideal mix of attributes that best meet the model’s investment objective. • Model portfolio holdings and weightings are closely monitored focusing on underlying fund composition, performance, and risk data. Further analysis is conducted to ensure model portfolios are diversified and intended exposures are represented. • Model portfolios are adjusted approximately four to six times per year to ensure alignment with current ISRC views and are best positioned to meet their investment objectives0.4508
ModelxChangeATC / Franklin TempletonFranklin Templeton Multi Manager Rising Rates Defense Model7979Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL79790.02500A multi-asset model of Franklin Templeton mutual funds and ETFs designed for investors seeking capital preservation and some long-term growth while minimizing interest rate risk. Franklin Templeton model portfolios are managed utilizing the following framework: • Clearly identify and understand the model portfolio’s investment objective. • Long term strategic asset allocation is established by the Investment Strategy Research Committee (ISRC) and is informed by our Franklin Templeton Multi-Asset Solution’s (FTMAS) Capital Market Expectations (CMEs). • Shorter-term ISRC views provide guidance for regional/sector over and underweights and are expressed via tactical tilts in the model portfolio. • Investment implementation including asset allocation and fund selection are ultimately the responsibility of the portfolio management team. Portfolio managers consider recommendations from FTMAS’ manager research team to select funds that exhibit an ideal mix of attributes that best meet the model’s investment objective. • Model portfolio holdings and weightings are closely monitored focusing on underlying fund composition, performance, and risk data. Further analysis is conducted to ensure model portfolios are diversified and intended exposures are represented. • Model portfolios are adjusted approximately four to six times per year to ensure alignment with current ISRC views and are best positioned to meet their investment objectives.0.3865
ModelxChangeATC / Franklin TempletonFranklin Templeton Multi-Manager Dynamic Income - Conservative7975Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL79750.02500A multi-asset model of Franklin Templeton mutual funds and ETFs designed for investors seeking to generate a relatively steady and high level of income. Franklin Templeton model portfolios are managed utilizing the following framework: • Clearly identify and understand the model portfolio’s investment objective. • Long term strategic asset allocation is established by the Investment Strategy Research Committee (ISRC) and is informed by our Franklin Templeton Multi-Asset Solution’s (FTMAS) Capital Market Expectations (CMEs). • Shorter-term ISRC views provide guidance for regional/sector over and underweights and are expressed via tactical tilts in the model portfolio. • Investment implementation including asset allocation and fund selection are ultimately the responsibility of the portfolio management team. Portfolio managers consider recommendations from FTMAS’ manager research team to select funds that exhibit an ideal mix of attributes that best meet the model’s investment objective. • Model portfolio holdings and weightings are closely monitored focusing on underlying fund composition, performance, and risk data. Further analysis is conducted to ensure model portfolios are diversified and intended exposures are represented. • Model portfolios are adjusted approximately four to six times per year to ensure alignment with current ISRC views and are best positioned to meet their investment objectives.0.2314
ModelxChangeATC / Franklin TempletonFranklin Templeton Multi-Manager Dynamic Income - Conservative Tax Advantaged7976Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL79760.02500A multi-asset model of Franklin Templeton mutual funds and ETFs designed for investors seeking to generate a relatively steady and high level of tax-exempt income. Franklin Templeton model portfolios are managed utilizing the following framework: • Clearly identify and understand the model portfolio’s investment objective. • Long term strategic asset allocation is established by the Investment Strategy Research Committee (ISRC) and is informed by our Franklin Templeton Multi-Asset Solution’s (FTMAS) Capital Market Expectations (CMEs). • Shorter-term ISRC views provide guidance for regional/sector over and underweights and are expressed via tactical tilts in the model portfolio. • Investment implementation including asset allocation and fund selection are ultimately the responsibility of the portfolio management team. Portfolio managers consider recommendations from FTMAS’ manager research team to select funds that exhibit an ideal mix of attributes that best meet the model’s investment objective. • Model portfolio holdings and weightings are closely monitored focusing on underlying fund composition, performance, and risk data. Further analysis is conducted to ensure model portfolios are diversified and intended exposures are represented. • Model portfolios are adjusted approximately four to six times per year to ensure alignment with current ISRC views and are best positioned to meet their investment objectives.0.3991
ModelxChangeATC / Franklin TempletonFranklin Templeton Multi-Manager Dynamic Income - Moderate7972Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL79720.02500A multi-asset model of Franklin Templeton mutual funds and ETFs designed for investors seeking capital appreciation and income. Franklin Templeton model portfolios are managed utilizing the following framework: • Clearly identify and understand the model portfolio’s investment objective. • Long term strategic asset allocation is established by the Investment Strategy Research Committee (ISRC) and is informed by our Franklin Templeton Multi-Asset Solution’s (FTMAS) Capital Market Expectations (CMEs). • Shorter-term ISRC views provide guidance for regional/sector over and underweights and are expressed via tactical tilts in the model portfolio. • Investment implementation including asset allocation and fund selection are ultimately the responsibility of the portfolio management team. Portfolio managers consider recommendations from FTMAS’ manager research team to select funds that exhibit an ideal mix of attributes that best meet the model’s investment objective. • Model portfolio holdings and weightings are closely monitored focusing on underlying fund composition, performance, and risk data. Further analysis is conducted to ensure model portfolios are diversified and intended exposures are represented. • Model portfolios are adjusted approximately four to six times per year to ensure alignment with current ISRC views and are best positioned to meet their investment objectives.0.3029
ModelxChangeATC / Franklin TempletonFranklin Templeton Multi-Manager Dynamic Income - Moderate Tax Advantaged7974Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL79740.02500A multi-asset model of Franklin Templeton mutual funds and ETFs designed for investors seeking capital appreciation and tax-exempt income. Franklin Templeton model portfolios are managed utilizing the following framework: • Clearly identify and understand the model portfolio’s investment objective. • Long term strategic asset allocation is established by the Investment Strategy Research Committee (ISRC) and is informed by our Franklin Templeton Multi-Asset Solution’s (FTMAS) Capital Market Expectations (CMEs). • Shorter-term ISRC views provide guidance for regional/sector over and underweights and are expressed via tactical tilts in the model portfolio. • Investment implementation including asset allocation and fund selection are ultimately the responsibility of the portfolio management team. Portfolio managers consider recommendations from FTMAS’ manager research team to select funds that exhibit an ideal mix of attributes that best meet the model’s investment objective. • Model portfolio holdings and weightings are closely monitored focusing on underlying fund composition, performance, and risk data. Further analysis is conducted to ensure model portfolios are diversified and intended exposures are represented. • Model portfolios are adjusted approximately four to six times per year to ensure alignment with current ISRC views and are best positioned to meet their investment objectives.0.3986
ModelxChangeATC / Global X Management Company LLCGlobal X Core Series Aggressive ETF Model Portfolio4/30/2024 12:00:00 AM1.704713.04870.46347.04091.704718.1642-19.784211.377421.739523.997315.3515.88-0.10.378912Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL89120.02500The Global X Core Series Model Portfolios considers an investor’s risk tolerance and time horizon, to optimize risk and return. The Core Series offers 5 different risk profiles, ranging from conservative to aggressive. These portfolios provide exposure to equity, fixed income, cash and gold and is differentiated from other multi-asset solutions by its use of thematic and factor-based investing. Balance and diversification combined with an appropriate level of thematic equity are the focus of this portfolio suite. While the thematic equity sleeve is growth focused and has a mid and small-cap tilt, this is balanced against the U.S. equity sleeve which has a slight tilt to value, momentum, quality and low volatility. Tilts from the U.S. equity sleeve will have a larger impact on the overall equity within the Conservative and Moderately Conservative portfolios while thematic equity is a more important consideration within the Moderately Aggressive and Aggressive portfolios. The broad asset allocation for the Core Series Model Portfolios is established using reasonably standard strategic asset allocation (SAA) weights and tilting the allocation in line with Global X’s macroeconomic views to establish the tactical asset allocation (TAA). These macroeconomic perspectives may be shaped by internal and 3rd party research. Based on these views, we adjust the TAA to be over/ underweight to the three main asset categories; stock, bonds and cash. Once the broad asset allocation is established, we look within the equity and fixed income sleeves to assess which segments of each asset class we want to be over/ underweight. Typically, these portfolios are traded approximately quarterly. Market conditions may result in more or less frequent adjustments to these portfolios. In the Conservative and Moderately Conservative Core Series Portfolios, fixed income is the driving force. Within fixed income, the portfolios use a barbell approach that focuses on short duration while having some long-duration Treasury exposure. For the Moderate portfolio, fixed income remains an important driver of returns, but this is reasonably balanced with equity and especially thematic equity starting to have an important role. In the Moderately Aggressive and Aggressive Core Series Portfolios, equity exposure and particularly the thematic equity exposure are the primary driver of the portfolio’s returns. An appropriate level of thematic equity is included within each risk profile. The level of thematic equity will shift depending on market conditions. Currently the thematic equity ranges from around 2% in the Conservative portfolio all the way to around 22% in the Aggressive portfolio. The Moderate, Moderately Aggressive and Aggressive Core Series Portfolios include a scaled in version of the Equity Thematic Disruptors Portfolio while the Conservative and Moderately Conservative Portfolios include a thematic lite portfolio that only includes three core themes.0.0250
ModelxChangeATC / Global X Management Company LLCGlobal X Core Series Conservative ETF Model Portfolio8908Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL89080.02500The investment process for the Global X Core Series Model Portfolios considers an investor’s risk tolerance and time horizon, to optimize risk and return. The Core Series offers 5 different risk profiles, ranging from conservative to aggressive. These portfolios provide exposure to equity, fixed income, cash and gold and is differentiated from other multi-asset solutions by its use of thematic and factor-based investing. Balance and diversification combined with an appropriate level of thematic equity are the main focus of this suite of portfolios. While the thematic equity sleeve of the portfolio is high growth focused and has a mid and small-cap tilt, this is balanced against the U.S. equity sleeve which has a slight tilt to value, momentum, quality and low volatility. The broad asset allocation for the Core Series Model Portfolios is established using reasonably standard strategic asset allocation (SAA) weights and tilting the allocation in line with Global X’s macroeconomic views to establish the tactical asset allocation (TAA). These macroeconomic perspectives may be shaped by internal and 3rd party research. Based on these developed views, we will adjust the TAA to be over/ underweight to the three main asset categories; stock, bonds and cash. Once the broad asset allocation is established, we look within the equity and fixed income sleeves to assess which segments of each asset class we want to be over/ underweight. Typically, these portfolios are traded approximately quarterly. Market conditions may result in more or less frequent adjustments to these portfolios. In the Conservative and Moderately Conservative Core Series Portfolios, fixed income is the driving force. Within fixed income, the portfolios use a barbell approach that focuses on short duration while having some long-duration Treasury exposure. For the Moderate portfolio, fixed income remains an important driver of returns, but this is reasonably balanced with equity and especially thematic equity starting to have an important role. In the Moderately Aggressive and Aggressive Core Series Portfolios, equity exposure and particularly the thematic equity exposure are the primary driver of the portfolio’s returns. An appropriate level of thematic equity is included within each risk profile. The level of thematic equity will shift depending on market conditions. 0.0912
ModelxChangeATC / Global X Management Company LLCGlobal X Core Series Moderate ETF Model Portfolio4/30/2024 12:00:00 AM0.00000.0000-2.02233.95220.00000.0000-10.786610.076415.129620.75375.699.3-0.890.238910Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL89100.02500The Global X Core Series Model Portfolios considers an investor’s risk tolerance and time horizon, to optimize risk and return. The Core Series offers 5 different risk profiles, ranging from conservative to aggressive. These portfolios provide exposure to equity, fixed income, cash and gold and is differentiated from other multi-asset solutions by its use of thematic and factor-based investing. Balance and diversification combined with an appropriate level of thematic equity are the focus of this portfolio suite. While the thematic equity sleeve is growth focused and has a mid and small-cap tilt, this is balanced against the U.S. equity sleeve which has a slight tilt to value, momentum, quality and low volatility. Tilts from the U.S. equity sleeve will have a larger impact on the overall equity within the Conservative and Moderately Conservative portfolios while thematic equity is a more important consideration within the Moderately Aggressive and Aggressive portfolios. The broad asset allocation for the Core Series Model Portfolios is established using reasonably standard strategic asset allocation (SAA) weights and tilting the allocation in line with Global X’s macroeconomic views to establish the tactical asset allocation (TAA). These macroeconomic perspectives may be shaped by internal and 3rd party research. Based on these views, we adjust the TAA to be over/ underweight to the three main asset categories; stock, bonds and cash. Once the broad asset allocation is established, we look within the equity and fixed income sleeves to assess which segments of each asset class we want to be over/ underweight. Typically, these portfolios are traded approximately quarterly. Market conditions may result in more or less frequent adjustments to these portfolios. In the Conservative and Moderately Conservative Core Series Portfolios, fixed income is the driving force. Within fixed income, the portfolios use a barbell approach that focuses on short duration while having some long-duration Treasury exposure. For the Moderate portfolio, fixed income remains an important driver of returns, but this is reasonably balanced with equity and especially thematic equity starting to have an important role. In the Moderately Aggressive and Aggressive Core Series Portfolios, equity exposure and particularly the thematic equity exposure are the primary driver of the portfolio’s returns. An appropriate level of thematic equity is included within each risk profile. The level of thematic equity will shift depending on market conditions. Currently the thematic equity ranges from around 2% in the Conservative portfolio all the way to around 22% in the Aggressive portfolio. The Moderate, Moderately Aggressive and Aggressive Core Series Portfolios include a scaled in version of the Equity Thematic Disruptors Portfolio while the Conservative and Moderately Conservative Portfolios include a thematic lite portfolio that only includes three core themes. 0.0250
ModelxChangeATC / Global X Management Company LLCGlobal X Core Series Moderately Aggressive ETF Model Portfolio4/30/2024 12:00:00 AM1.881911.98911.16276.75671.881916.4014-17.265511.319818.141722.226813.614.03-0.070.388911Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL89110.02500The Global X Core Series Model Portfolios considers an investor’s risk tolerance and time horizon, to optimize risk and return. The Core Series offers 5 different risk profiles, ranging from conservative to aggressive. These portfolios provide exposure to equity, fixed income, cash and gold and is differentiated from other multi-asset solutions by its use of thematic and factor-based investing. Balance and diversification combined with an appropriate level of thematic equity are the focus of this portfolio suite. While the thematic equity sleeve is growth focused and has a mid and small-cap tilt, this is balanced against the U.S. equity sleeve which has a slight tilt to value, momentum, quality and low volatility. Tilts from the U.S. equity sleeve will have a larger impact on the overall equity within the Conservative and Moderately Conservative portfolios while thematic equity is a more important consideration within the Moderately Aggressive and Aggressive portfolios. The broad asset allocation for the Core Series Model Portfolios is established using reasonably standard strategic asset allocation (SAA) weights and tilting the allocation in line with Global X’s macroeconomic views to establish the tactical asset allocation (TAA). These macroeconomic perspectives may be shaped by internal and 3rd party research. Based on these views, we adjust the TAA to be over/ underweight to the three main asset categories; stock, bonds and cash. Once the broad asset allocation is established, we look within the equity and fixed income sleeves to assess which segments of each asset class we want to be over/ underweight. Typically, these portfolios are traded approximately quarterly. Market conditions may result in more or less frequent adjustments to these portfolios. In the Conservative and Moderately Conservative Core Series Portfolios, fixed income is the driving force. Within fixed income, the portfolios use a barbell approach that focuses on short duration while having some long-duration Treasury exposure. For the Moderate portfolio, fixed income remains an important driver of returns, but this is reasonably balanced with equity and especially thematic equity starting to have an important role. In the Moderately Aggressive and Aggressive Core Series Portfolios, equity exposure and particularly the thematic equity exposure are the primary driver of the portfolio’s returns. An appropriate level of thematic equity is included within each risk profile. The level of thematic equity will shift depending on market conditions. Currently the thematic equity ranges from around 2% in the Conservative portfolio all the way to around 22% in the Aggressive portfolio. The Moderate, Moderately Aggressive and Aggressive Core Series Portfolios include a scaled in version of the Equity Thematic Disruptors Portfolio while the Conservative and Moderately Conservative Portfolios include a thematic lite portfolio that only includes three core themes.0.0250
ModelxChangeATC / Global X Management Company LLCGlobal X Core Series Moderately Conservative ETF Model Portfolio4/30/2024 12:00:00 AM1.06519.64010.99404.64351.065113.3406-13.25546.952610.316317.20098909Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL89090.02500The Global X Core Series Model Portfolios considers an investor’s risk tolerance and time horizon, to optimize risk and return. The Core Series offers 5 different risk profiles, ranging from conservative to aggressive. These portfolios provide exposure to equity, fixed income, cash and gold and is differentiated from other multi-asset solutions by its use of thematic and factor-based investing. Balance and diversification combined with an appropriate level of thematic equity are the focus of this portfolio suite. While the thematic equity sleeve is growth focused and has a mid and small-cap tilt, this is balanced against the U.S. equity sleeve which has a slight tilt to value, momentum, quality and low volatility. Tilts from the U.S. equity sleeve will have a larger impact on the overall equity within the Conservative and Moderately Conservative portfolios while thematic equity is a more important consideration within the Moderately Aggressive and Aggressive portfolios. The broad asset allocation for the Core Series Model Portfolios is established using reasonably standard strategic asset allocation (SAA) weights and tilting the allocation in line with Global X’s macroeconomic views to establish the tactical asset allocation (TAA). These macroeconomic perspectives may be shaped by internal and 3rd party research. Based on these views, we adjust the TAA to be over/ underweight to the three main asset categories; stock, bonds and cash. Once the broad asset allocation is established, we look within the equity and fixed income sleeves to assess which segments of each asset class we want to be over/ underweight. Typically, these portfolios are traded approximately quarterly. Market conditions may result in more or less frequent adjustments to these portfolios. In the Conservative and Moderately Conservative Core Series Portfolios, fixed income is the driving force. Within fixed income, the portfolios use a barbell approach that focuses on short duration while having some long-duration Treasury exposure. For the Moderate portfolio, fixed income remains an important driver of returns, but this is reasonably balanced with equity and especially thematic equity starting to have an important role. In the Moderately Aggressive and Aggressive Core Series Portfolios, equity exposure and particularly the thematic equity exposure are the primary driver of the portfolio’s returns. An appropriate level of thematic equity is included within each risk profile. The level of thematic equity will shift depending on market conditions. Currently the thematic equity ranges from around 2% in the Conservative portfolio all the way to around 22% in the Aggressive portfolio. The Moderate, Moderately Aggressive and Aggressive Core Series Portfolios include a scaled in version of the Equity Thematic Disruptors Portfolio while the Conservative and Moderately Conservative Portfolios include a thematic lite portfolio that only includes three core themes. 0.1308
ModelxChangeATC / Global X Management Company LLCGlobal X Equity Thematic Disruptors ETF Model Portfolio4/30/2024 12:00:00 AM-4.435110.6133-9.89492.9512-4.435123.8448-39.8961-3.571359.096031.375023.624.19-0.570.158913Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL89130.02500The Equity Thematic Disruptors Portfolio is designed as a growth-focused equity allocation within an overall portfolio. This portfolio provides exposure to structural themes disrupting various segments and sectors in the broad market with a focus on technological disruption. Themes are selected based on expected growth, which is largely a function of their disruptive potential and the size of the market they affect. To balance thematic risks, we aim to select themes that are disrupting different sectors of the economy. This portfolio combines a qualitative theme selection process with a quantitative weighting methodology. The portfolio weights exposures according to the expected future revenue growth of the ETFs underlying constituents. The model targets the Early Adopters and Early Majority segments of the adoption curve – focusing on themes that are experiencing a high absolute level of forward sales growth as well as an improving trend in those sales’ growth forecasts. The Global X Equity Thematic Disruptors ETF Model Portfolio combines a qualitative theme selection process with a quantitative weighting methodology. Themes will be added to the portfolio as we identify disruptive themes that are investible and meet our internal due diligence standards. Similarly, themes will be removed if they no longer provide disruption (has become mainstream/ market saturated with lower growth prospects) or we no longer believe it's the correct theme. Once the themes are selected, exposures are weighted according to the expected future revenue growth of the ETFs underlying constituents. The model targets themes with that are experiencing a high absolute level of forward sales growth as well as an improving trend in those sales’ growth forecasts. The weighting model targets the Early Adopters and Early Majority segments of the adoption curve where there is the greatest increase in adoption. Themes are weighted in a processed and risk-controlled manner as illustrated below: •50% - Current Level o4-week average of the two-year forecast sales growth. oTargeting themes with medium to high absolute growth rates. •30% - Trend o8-week average / 2-year average -1 of the weekly two-year forecast sales growth. oWe want exposure to themes on a positive sales growth trajectory. •20% - Stability •1/ standard deviation of 2-years’ worth of the weekly two-year forecast sales growth from Bloomberg. oThis factor is used to correct for volatility in sales growth forecasts. oReduce the weight on ETFs where there has been sales growth forecast volatility. Each ETF is capped at a maximum of 15%. This is a model cap, but between rebalancing, there can be portfolio drift to beyond the 15% cap. To minimize turnover, this portfolio is traded approximately quarterly and changes are only made if there is more than a 1% change in any of the portfolio’s weights. Market conditions may result in more or less frequent adjustments to this portfolio.0.0250
ModelxChangeATC / Goldman Sachs Asset Management, L.P.Goldman Sachs S&P Conservative ETF G-MAP8917Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL89170.02500The Goldman Sachs S&P Conservative ETF G-MAP is designed for investors who seek capital appreciation, have limited income requirements but are risk averse. It is compared to a reference benchmark of 40% equity and 60% fixed income and cash. GSAM's dynamic asset allocation approach combines strategic, long-term views with tactical tilts to create a diversified strategy that seeks to balance risk and return while navigating changing markets. Each G-MAP is carefully constructed to a specific risk profile and implemented across a variety of asset classes and sub-asset classes through ETFs in an effort to maximize return per unit of risk and diversification. Traditional model portfolios seek alpha through asset allocation. This is primarily due to the use of passive, market capitalization-weighted ETFs for fund implementation, which typically perform consistent with a traditional benchmark or index. G-MAPs include underlying securities that leverage the advanced strategies of GSAM and are designed to build on the traditional benefits of ETFs by seeking to provide intelligent market exposure and outperform index-based solutions. We believe including innovative products in the G-MAPs results in potential to generate additional alpha.0.1721
ModelxChangeATC / Goldman Sachs Asset Management, L.P.Goldman Sachs S&P Conservative Income ETF G-MAP8916Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL89160.02500The Goldman Sachs S&P Conservative Income ETF G-MAP is designed for investors who seek a combination of income and real purchasing power. It is compared to a reference benchmark of 30% equity and 70% fixed income and cash. GSAM's dynamic asset allocation approach combines strategic, long-term views with tactical tilts to create a diversified strategy that seeks to balance risk and return while navigating changing markets. Each G-MAP is carefully constructed to a specific risk profile and implemented across a variety of asset classes and sub-asset classes through ETFs in an effort to maximize return per unit of risk and diversification. Traditional model portfolios seek alpha through asset allocation. This is primarily due to the use of passive, market capitalization-weighted ETFs for fund implementation, which typically perform consistent with a traditional benchmark or index. G-MAPs include underlying securities that leverage the advanced strategies of GSAM and are designed to build on the traditional benefits of ETFs by seeking to provide intelligent market exposure and outperform index-based solutions. We believe including innovative products in the G-MAPs results in potential to generate additional alpha.0.1548
ModelxChangeATC / Goldman Sachs Asset Management, L.P.Goldman Sachs S&P Enhanced Growth ETF G-MAP8922Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL89220.02500The Goldman Sachs S&P Enhanced Growth ETF G-MAP is designed for investors who seek capital appreciation and are willing to take above average levels of market risk. It is compared to a reference benchmark of 90% equity and 10% fixed income and cash. GSAM's dynamic asset allocation approach combines strategic, long-term views with tactical tilts to create a diversified strategy that seeks to balance risk and return while navigating changing markets. Each G-MAP is carefully constructed to a specific risk profile and implemented across a variety of asset classes and sub-asset classes through ETFs in an effort to maximize return per unit of risk and diversification. Traditional model portfolios seek alpha through asset allocation. This is primarily due to the use of passive, market capitalization-weighted ETFs for fund implementation, which typically perform consistent with a traditional benchmark or index. G-MAPs include underlying securities that leverage the advanced strategies of GSAM and are designed to build on the traditional benefits of ETFs by seeking to provide intelligent market exposure and outperform index-based solutions. We believe including innovative products in the G-MAPs results in potential to generate additional alpha.0.1786
ModelxChangeATC / Goldman Sachs Asset Management, L.P.Goldman Sachs S&P Growth ETF G-MAP8921Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL89210.02500The Goldman Sachs S&P Growth ETF G-MAP is designed for investors who seek capital appreciation and are willing to take average levels of market risk. It is compared to a reference benchmark of 80% equity and 20% fixed income and cash. GSAM's dynamic asset allocation approach combines strategic, long-term views with tactical tilts to create a diversified strategy that seeks to balance risk and return while navigating changing markets. Each G-MAP is carefully constructed to a specific risk profile and implemented across a variety of asset classes and sub-asset classes through ETFs in an effort to maximize return per unit of risk and diversification. Traditional model portfolios seek alpha through asset allocation. This is primarily due to the use of passive, market capitalization-weighted ETFs for fund implementation, which typically perform consistent with a traditional benchmark or index. G-MAPs include underlying securities that leverage the advanced strategies of GSAM and are designed to build on the traditional benefits of ETFs by seeking to provide intelligent market exposure and outperform index-based solutions. We believe including innovative products in the G-MAPs results in potential to generate additional alpha.0.1750
ModelxChangeATC / Goldman Sachs Asset Management, L.P.Goldman Sachs S&P Moderate Conservative ETF G-MAP8918Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL89180.02500The Goldman Sachs S&P Moderate Conservative ETF G-MAP is designed for investors who seek capital appreciation but are somewhat risk averse. It is compared to a reference benchmark of 50% equity and 50% fixed income and cash. GSAM's dynamic asset allocation approach combines strategic, long-term views with tactical tilts to create a diversified strategy that seeks to balance risk and return while navigating changing markets. Each G-MAP is carefully constructed to a specific risk profile and implemented across a variety of asset classes and sub-asset classes through ETFs in an effort to maximize return per unit of risk and diversification. Traditional model portfolios seek alpha through asset allocation. This is primarily due to the use of passive, market capitalization-weighted ETFs for fund implementation, which typically perform consistent with a traditional benchmark or index. G-MAPs include underlying securities that leverage the advanced strategies of GSAM and are designed to build on the traditional benefits of ETFs by seeking to provide intelligent market exposure and outperform index-based solutions. We believe including innovative products in the G-MAPs results in potential to generate additional alpha.0.1701
ModelxChangeATC / Goldman Sachs Asset Management, L.P.Goldman Sachs S&P Moderate ETF G-MAP8919Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL89190.02500The Goldman Sachs S&P Moderate ETF G-MAP is designed for investors who seek capital appreciation but are somewhat risk averse. It is compared to a reference benchmark of 60% equity and 40% fixed income and cash. GSAM's dynamic asset allocation approach combines strategic, long-term views with tactical tilts to create a diversified strategy that seeks to balance risk and return while navigating changing markets. Each G-MAP is carefully constructed to a specific risk profile and implemented across a variety of asset classes and sub-asset classes through ETFs in an effort to maximize return per unit of risk and diversification. Traditional model portfolios seek alpha through asset allocation. This is primarily due to the use of passive, market capitalization-weighted ETFs for fund implementation, which typically perform consistent with a traditional benchmark or index. G-MAPs include underlying securities that leverage the advanced strategies of GSAM and are designed to build on the traditional benefits of ETFs by seeking to provide intelligent market exposure and outperform index-based solutions. We believe including innovative products in the G-MAPs results in potential to generate additional alpha.0.1732
ModelxChangeATC / Goldman Sachs Asset Management, L.P.Goldman Sachs S&P Moderate Growth ETF G-MAP8920Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL89200.02500The Goldman Sachs S&P Moderate Growth ETF G-MAP Strategy is designed for investors who seek capital appreciation and are willing to take average levels of market risk. It is compared to a reference benchmark of 70% equity and 30% fixed income and cash. GSAM's dynamic asset allocation approach combines strategic, long-term views with tactical tilts to create a diversified strategy that seeks to balance risk and return while navigating changing markets. Each G-MAP is carefully constructed to a specific risk profile and implemented across a variety of asset classes and sub-asset classes through ETFs in an effort to maximize return per unit of risk and diversification. Traditional model portfolios seek alpha through asset allocation. This is primarily due to the use of passive, market capitalization-weighted ETFs for fund implementation, which typically perform consistent with a traditional benchmark or index. G-MAPs include underlying securities that leverage the advanced strategies of GSAM and are designed to build on the traditional benefits of ETFs by seeking to provide intelligent market exposure and outperform index-based solutions. We believe including innovative products in the G-MAPs results in potential to generate additional alpha.0.1757
ModelxChangeATC / Goldman Sachs Asset Management, L.P.Goldman Sachs S&P Ultra Conservative Income ETF G-MAP8915Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL89150.02500The Goldman Sachs S&P Ultra Conservative Income ETF G-MAP is designed for investors who seek to maximize current income consistent with a targeted level of risk, with a focus on income-paying securities. It is compared to a reference benchmark of 20% equity and 80% fixed income and cash. GSAM's dynamic asset allocation approach combines strategic, long-term views with tactical tilts to create a diversified strategy that seeks to balance risk and return while navigating changing markets. Each G-MAP is carefully constructed to a specific risk profile and implemented across a variety of asset classes and sub-asset classes through ETFs in an effort to maximize return per unit of risk and diversification. Traditional model portfolios seek alpha through asset allocation. This is primarily due to the use of passive, market capitalization-weighted ETFs for fund implementation, which typically perform consistent with a traditional benchmark or index. G-MAPs include underlying securities that leverage the advanced strategies of GSAM and are designed to build on the traditional benefits of ETFs by seeking to provide intelligent market exposure and outperform index-based solutions. We believe including innovative products in the G-MAPs results in potential to generate additional alpha.0.1531
ModelxChangeATC / Janus HendersonGlobal Allocation - Conservative8492Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84920.02500Janus Henderson Global Allocation – Conservative Model Portfolio seeks an optimized allocation to actively managed underlying Janus Henderson mutual funds to provide the opportunity for higher returns and lower volatility. Asset allocation decisions are developed through a team assessment of fundamental macro asset class views, quantitative risk and scenario analysis, risk premia research, and bottom-up specialist input. Within the model portfolio, active management is applied through the top-down asset allocation decisions and through bottom-up, actively managed funds. These underlying funds utilize in-depth, fundamental research to construct a portfolio based on each fund’s unique objective, and they are combined to provide diversification across investment styles, geographies and asset classes.0.4604
ModelxChangeATC / Janus HendersonGlobal Allocation - Growth8494Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84940.02500Janus Henderson Global Allocation – Growth Model Portfolio seeks an optimized allocation to actively managed underlying Janus Henderson mutual funds to provide the opportunity for higher returns and lower volatility. Asset allocation decisions are developed through a team assessment of fundamental macro asset class views, quantitative risk and scenario analysis, risk premia research, and bottom-up specialist input. Within the model portfolio, active management is applied through the top-down asset allocation decisions and through bottom-up, actively managed funds. These underlying funds utilize in-depth, fundamental research to construct a portfolio based on each fund’s unique objective, and they are combined to provide diversification across investment styles, geographies and asset classes.0.5021
ModelxChangeATC / Janus HendersonGlobal Allocation - Moderate8493Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84930.02500Janus Henderson Global Allocation – Moderate Model Portfolio seeks an optimized allocation to actively managed underlying Janus Henderson mutual funds to provide the opportunity for higher returns and lower volatility. Asset allocation decisions are developed through a team assessment of fundamental macro asset class views, quantitative risk and scenario analysis, risk premia research, and bottom-up specialist input. Within the model portfolio, active management is applied through the top-down asset allocation decisions and through bottom-up, actively managed funds. These underlying funds utilize in-depth, fundamental research to construct a portfolio based on each fund’s unique objective, and they are combined to provide diversification across investment styles, geographies and asset classes.0.4763
ModelxChangeATC / Janus HendersonSustainable Multi-Asset Conservative "Inactive"4/30/2024 12:00:00 AM11359Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL113590.02500Sustainable Multi-Asset Conservative seeks investment results that correspond generally to their underlying index. As the investment manager, American Trust Company utilizes the Janus Henderson Sustainable Multi-Asset Models in managing client investments and is solely responsible for managing those investments. The strategy blends proprietary capital market assumptions (SAA) with top-down macro views (DAA) to create a diversified and risk-aware portfolio. The SAA process seeks to create an optimal core portfolio designed to achieve client objectives over the longer term, whilst operating within any relevant constraints. The idea is to have a low turnover portfolio of ideas which we would expect to outperform in the long term, run in a conservative way so it can weather any near term market volatility. The SAA is a systematic process and is developed using cutting edge research across academia and practice. The SAA process establishes the core structure of the strategy, while our DAA process adds flexibility and responsiveness. We use DAA to evaluate the extent to which changes in the economic and market environment will impact asset markets and to provide a framework for deciding when to tilt the asset allocation away from the SAA, to improve the risk-return characteristics of the strategy.0.0250
ModelxChangeATC / Janus HendersonSustainable Multi-Asset Growth "Inactive"4/30/2024 12:00:00 AM11363Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL113630.02500Sustainable Multi-Asset Growth seeks investment results that correspond generally to their underlying index. As the investment manager, American Trust Company utilizes the Janus Henderson Sustainable Multi-Asset Models in managing client investments and is solely responsible for managing those investments. The strategy blends proprietary capital market assumptions (SAA) with top-down macro views (DAA) to create a diversified and risk-aware portfolio. The SAA process seeks to create an optimal core portfolio designed to achieve client objectives over the longer term, whilst operating within any relevant constraints. The idea is to have a low turnover portfolio of ideas which we would expect to outperform in the long term, run in a conservative way so it can weather any near term market volatility. The SAA is a systematic process and is developed using cutting edge research across academia and practice. The SAA process establishes the core structure of the strategy, while our DAA process adds flexibility and responsiveness. We use DAA to evaluate the extent to which changes in the economic and market environment will impact asset markets and to provide a framework for deciding when to tilt the asset allocation away from the SAA, to improve the risk-return characteristics of the strategy.0.0250
ModelxChangeATC / Janus HendersonSustainable Multi-Asset Moderate "Inactive"4/30/2024 12:00:00 AM11361Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL113610.02500Sustainable Multi-Asset Moderate seeks investment results that correspond generally to their underlying index. As the investment manager, American Trust Company utilizes the Janus Henderson Sustainable Multi-Asset Models in managing client investments and is solely responsible for managing those investments. The strategy blends proprietary capital market assumptions (SAA) with top-down macro views (DAA) to create a diversified and risk-aware portfolio. The SAA process seeks to create an optimal core portfolio designed to achieve client objectives over the longer term, whilst operating within any relevant constraints. The idea is to have a low turnover portfolio of ideas which we would expect to outperform in the long term, run in a conservative way so it can weather any near term market volatility. The SAA is a systematic process and is developed using cutting edge research across academia and practice. The SAA process establishes the core structure of the strategy, while our DAA process adds flexibility and responsiveness. We use DAA to evaluate the extent to which changes in the economic and market environment will impact asset markets and to provide a framework for deciding when to tilt the asset allocation away from the SAA, to improve the risk-return characteristics of the strategy.0.0250
ModelxChangeATC / Janus HendersonSustainable Multi-Asset Moderate Conservative "Inactive"4/30/2024 12:00:00 AM11360Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL113600.02500Sustainable Multi-Asset Moderate Conservative seeks investment results that correspond generally to their underlying index. As the investment manager, American Trust Company utilizes the Janus Henderson Sustainable Multi-Asset Models in managing client investments and is solely responsible for managing those investments. The strategy blends proprietary capital market assumptions (SAA) with top-down macro views (DAA) to create a diversified and risk-aware portfolio. The SAA process seeks to create an optimal core portfolio designed to achieve client objectives over the longer term, whilst operating within any relevant constraints. The idea is to have a low turnover portfolio of ideas which we would expect to outperform in the long term, run in a conservative way so it can weather any near term market volatility. The SAA is a systematic process and is developed using cutting edge research across academia and practice. The SAA process establishes the core structure of the strategy, while our DAA process adds flexibility and responsiveness. We use DAA to evaluate the extent to which changes in the economic and market environment will impact asset markets and to provide a framework for deciding when to tilt the asset allocation away from the SAA, to improve the risk-return characteristics of the strategy.0.0250
ModelxChangeATC / Janus HendersonSustainable Multi-Asset Moderate Growth "Inactive"4/30/2024 12:00:00 AM11362Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL113620.02500Sustainable Multi-Asset Moderate Growth seeks investment results that correspond generally to their underlying index. As the investment manager, American Trust Company utilizes the Janus Henderson Sustainable Multi-Asset Models in managing client investments and is solely responsible for managing those investments. The strategy blends proprietary capital market assumptions (SAA) with top-down macro views (DAA) to create a diversified and risk-aware portfolio. The SAA process seeks to create an optimal core portfolio designed to achieve client objectives over the longer term, whilst operating within any relevant constraints. The idea is to have a low turnover portfolio of ideas which we would expect to outperform in the long term, run in a conservative way so it can weather any near term market volatility. The SAA is a systematic process and is developed using cutting edge research across academia and practice. The SAA process establishes the core structure of the strategy, while our DAA process adds flexibility and responsiveness. We use DAA to evaluate the extent to which changes in the economic and market environment will impact asset markets and to provide a framework for deciding when to tilt the asset allocation away from the SAA, to improve the risk-return characteristics of the strategy.0.0250
ModelxChangeATC / PGIM Investments LLCPGIM Core Bond Model4/30/2024 12:00:00 AM-2.15110.7468-2.7986-2.15116.7144-13.6979-1.37796.98-0.8410690Intermediate Core Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL106900.02500The PGIM Core Bond Model seeks total return by investing in a diversified model portfolio of active fixed income mutual funds and ETFs, and passive instruments, including but not limited to portfolios with investment-grade fixed income securities, U.S. government securities, mortgage-related securities, and corporate debt. As the investment manager, American Trust Company utilizes the PGIM Strategist Models in managing client investments and is solely responsible for managing those investments. PGIM affiliates PGIM Quantitative Solutions and Strategic Investment Research Group (SIRG) of PGIM Investments provide asset allocation, manager research, and portfolio construction and risk management for the PGIM Strategist Models. Since 2005, these two deeply resourced and experienced teams have partnered on asset allocation portfolios designed to meet clients’ needs. As of March 31, 2022 they collectively manage approximately $78 billion in assets under management across 34 strategies. The professionals at PGIM Quantitative Solutions employ a forward-looking and flexible approach to asset allocation. They focus on performance and volatility expectations, which they derive through a blend of quantitative and qualitative analysis. The SIRG team is tasked with identifying manager skill using both qualitative and quantitative inputs. Acting as a consultant on over $489 billion in assets under advisement (AUA) leads to in-depth and unique insights across the active management universe.0.14730.3717
ModelxChangeATC / PGIM Investments LLCPGIM Core Plus Bond Model4/30/2024 12:00:00 AM-1.52671.9160-1.9786-1.52677.3421-13.0514-0.28776.7310691Intermediate Core-Plus Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL106910.02500The PGIM Core Plus Bond Model seeks total return by investing in a diversified model portfolio of active and passive mutual funds and ETFs from multiple fixed income sectors. The Model may be appropriate for investors seeking current income and capital appreciation in a diversified fixed income investment. As the investment manager, American Trust Company utilizes the PGIM Strategist Models in managing client investments and is solely responsible for managing those investments. PGIM affiliates PGIM Quantitative Solutions and Strategic Investment Research Group (SIRG) of PGIM Investments provide asset allocation, manager research, and portfolio construction and risk management for the PGIM Strategist Models. Since 2005, these two deeply resourced and experienced teams have partnered on asset allocation portfolios designed to meet clients’ needs. As of March 31, 2022 they collectively manage approximately $78 billion in assets under management across 34 strategies. The professionals at PGIM Quantitative Solutions employ a forward-looking and flexible approach to asset allocation. They focus on performance and volatility expectations, which they derive through a blend of quantitative and qualitative analysis. The SIRG team is tasked with identifying manager skill using both qualitative and quantitative inputs. Acting as a consultant on over $489 billion in assets under advisement (AUA) leads to in-depth and unique insights across the active management universe.0.18970.4530
ModelxChangeATC / PGIM Investments LLCPGIM High Income Bond Model4/30/2024 12:00:00 AM-0.49024.4100-1.1831-0.49028.7642-12.72340.67246.5710692Intermediate Core-Plus Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL106920.02500The PGIM High Income Bond Model seeks to maximize current income by investing in a portion of the Model in active and passive high-yield, floating rate, and emerging markets mutual funds and ETFs. Capital growth is a secondary goal. The Fund may be appropriate for investors willing to take on higher risk to achieve higher current income and potential capital appreciation. As the investment manager, American Trust Company utilizes the PGIM Strategist Models in managing client investments and is solely responsible for managing those investments. PGIM affiliates PGIM Quantitative Solutions and Strategic Investment Research Group (SIRG) of PGIM Investments provide asset allocation, manager research, and portfolio construction and risk management for the PGIM Strategist Models. Since 2005, these two deeply resourced and experienced teams have partnered on asset allocation portfolios designed to meet clients’ needs. As of March 31, 2022 they collectively manage approximately $78 billion in assets under management across 34 strategies. The professionals at PGIM Quantitative Solutions employ a forward-looking and flexible approach to asset allocation. They focus on performance and volatility expectations, which they derive through a blend of quantitative and qualitative analysis. The SIRG team is tasked with identifying manager skill using both qualitative and quantitative inputs. Acting as a consultant on over $489 billion in assets under advisement (AUA) leads to in-depth and unique insights across the active management universe.0.22290.5735
ModelxChangeATC / PGIM Investments LLCPGIM Low Duration Bond Model4/30/2024 12:00:00 AM0.84054.83361.23650.84056.2295-3.47900.61322.23-0.8210689Short-Term Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL106890.02500The PGIM Low Duration Bond Model seeks total return by investing in a diversified model portfolio of shorter duration, active fixed income mutual funds and ETFs, and passive instruments, including but not limited to portfolios with U.S. government securities, mortgage-related securities, and corporate debt. As the investment manager, American Trust Company utilizes the PGIM Strategist Models in managing client investments and is solely responsible for managing those investments. PGIM affiliates PGIM Quantitative Solutions and Strategic Investment Research Group (SIRG) of PGIM Investments provide asset allocation, manager research, and portfolio construction and risk management for the PGIM Strategist Models. Since 2005, these two deeply resourced and experienced teams have partnered on asset allocation portfolios designed to meet clients’ needs. As of March 31, 2022 they collectively manage approximately $78 billion in assets under management across 34 strategies. The professionals at PGIM Quantitative Solutions employ a forward-looking and flexible approach to asset allocation. They focus on performance and volatility expectations, which they derive through a blend of quantitative and qualitative analysis. The SIRG team is tasked with identifying manager skill using both qualitative and quantitative inputs. Acting as a consultant on over $489 billion in assets under advisement (AUA) leads to in-depth and unique insights across the active management universe.0.09630.2887
ModelxChangeATC / PGIM Investments LLCPGIM Strategist Models: Aggressive Model4/30/2024 12:00:00 AM4.209916.78063.75938.95784.209918.4572-17.263822.324113.497225.971515.9217.760.120.459043Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL90430.02500The PGIM Strategist Aggressive Model seeks long-term capital appreciation by investing in a predominantly equity-focused portfolio. Designed for investors seeking to maximize capital appreciation over a long-term time horizon and with the ability to withstand market volatility and capital drawdowns. As the investment manager, American Trust Company utilizes the PGIM Strategist Models in managing client investments and is solely responsible for managing those investments. PGIM affiliates PGIM Quantitative Solutions and Strategic Investment Research Group (SIRG) of PGIM Investments provide asset allocation, manager research, and portfolio construction and risk management for the PGIM Strategist Models. Since 2005, these two deeply resourced and experienced teams have partnered on asset allocation portfolios designed to meet clients’ needs. As of March 31, 2022 they collectively manage approximately $78 billion in assets under management across 34 strategies. The professionals at PGIM Quantitative Solutions employ a forward-looking and flexible approach to asset allocation. They focus on performance and volatility expectations, which they derive through a blend of quantitative and qualitative analysis. The SIRG team is tasked with identifying manager skill using both qualitative and quantitative inputs. Acting as a consultant on over $489 billion in assets under advisement (AUA) leads to in-depth and unique insights across the active management universe.0.12510.4041
ModelxChangeATC / PGIM Investments LLCPGIM Strategist Models: Balanced Model4/30/2024 12:00:00 AM2.498312.52372.12666.64442.498315.5431-16.137214.711212.255021.245112.713.7-0.010.389040Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL90400.02500The PGIM Strategist Balanced Model allocates to equity and fixed-income investments, with a greater emphasis on equity securities. Designed for investors seeking capital appreciation with moderate levels of risk and who have a mid- to long-term time horizon. As the investment manager, American Trust Company utilizes the PGIM Strategist Models in managing client investments and is solely responsible for managing those investments. PGIM affiliates PGIM Quantitative Solutions and Strategic Investment Research Group (SIRG) of PGIM Investments provide asset allocation, manager research, and portfolio construction and risk management for the PGIM Strategist Models. Since 2005, these two deeply resourced and experienced teams have partnered on asset allocation portfolios designed to meet clients’ needs. As of March 31, 2022 they collectively manage approximately $78 billion in assets under management across 34 strategies. The professionals at PGIM Quantitative Solutions employ a forward-looking and flexible approach to asset allocation. They focus on performance and volatility expectations, which they derive through a blend of quantitative and qualitative analysis. The SIRG team is tasked with identifying manager skill using both qualitative and quantitative inputs. Acting as a consultant on over $489 billion in assets under advisement (AUA) leads to in-depth and unique insights across the active management universe.0.16510.4493
ModelxChangeATC / PGIM Investments LLCPGIM Strategist Models: Capital Growth Model4/30/2024 12:00:00 AM3.468014.96903.04617.88553.468017.1843-16.702718.782412.780823.731714.3715.890.070.429042Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL90420.02500The PGIM Strategist Capital Growth Model invests a majority of assets in equity investments along with a modest mix of fixed income for diversification purposes. Designed for investors with a relatively long-term time horizon and who have the ability to withstand market volatility and capital drawdowns. As the investment manager, American Trust Company utilizes the PGIM Strategist Models in managing client investments and is solely responsible for managing those investments. PGIM affiliates PGIM Quantitative Solutions and Strategic Investment Research Group (SIRG) of PGIM Investments provide asset allocation, manager research, and portfolio construction and risk management for the PGIM Strategist Models. Since 2005, these two deeply resourced and experienced teams have partnered on asset allocation portfolios designed to meet clients’ needs. As of March 31, 2022 they collectively manage approximately $78 billion in assets under management across 34 strategies. The professionals at PGIM Quantitative Solutions employ a forward-looking and flexible approach to asset allocation. They focus on performance and volatility expectations, which they derive through a blend of quantitative and qualitative analysis. The SIRG team is tasked with identifying manager skill using both qualitative and quantitative inputs. Acting as a consultant on over $489 billion in assets under advisement (AUA) leads to in-depth and unique insights across the active management universe.0.14580.4313
ModelxChangeATC / PGIM Investments LLCPGIM Strategist Models: Defensive Model4/30/2024 12:00:00 AM-0.03385.7549-0.31773.0564-0.033810.3070-13.58004.66529.253213.70718.238.21-0.370.149038Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL90380.02500The PGIM Strategist Defensive Model seeks to provide principal protection by investing primarily in fixed income securities. Designed for investors who have little tolerance for volatility of capital and are willing to accept lower returns in exchange for potential stability. As the investment manager, American Trust Company utilizes the PGIM Strategist Models in managing client investments and is solely responsible for managing those investments. PGIM affiliates PGIM Quantitative Solutions and Strategic Investment Research Group (SIRG) of PGIM Investments provide asset allocation, manager research, and portfolio construction and risk management for the PGIM Strategist Models. Since 2005, these two deeply resourced and experienced teams have partnered on asset allocation portfolios designed to meet clients’ needs. As of March 31, 2022 they collectively manage approximately $78 billion in assets under management across 34 strategies. The professionals at PGIM Quantitative Solutions employ a forward-looking and flexible approach to asset allocation. They focus on performance and volatility expectations, which they derive through a blend of quantitative and qualitative analysis. The SIRG team is tasked with identifying manager skill using both qualitative and quantitative inputs. Acting as a consultant on over $489 billion in assets under advisement (AUA) leads to in-depth and unique insights across the active management universe.0.20310.4693
ModelxChangeATC / PGIM Investments LLCPGIM Strategist Models: Income Model4/30/2024 12:00:00 AM1.14649.58131.54634.02251.146412.7462-13.114912.24852.603018.715211.313.55-0.080.29041Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL90410.02500The PGIM Strategist Income Model allocates to equity and fixed-income investments, with a greater emphasis on equity securities. Designed for investors seeking a balance between capital appreciation and current income, who have a mid- to long-term time horizon and be willing accept some risk in pursuit of better returns. As the investment manager, American Trust Company utilizes the PGIM Strategist Models in managing client investments and is solely responsible for managing those investments. PGIM affiliates PGIM Quantitative Solutions and Strategic Investment Research Group (SIRG) of PGIM Investments provide asset allocation, manager research, and portfolio construction and risk management for the PGIM Strategist Models. Since 2005, these two deeply resourced and experienced teams have partnered on asset allocation portfolios designed to meet clients’ needs. As of March 31, 2022 they collectively manage approximately $78 billion in assets under management across 34 strategies. The professionals at PGIM Quantitative Solutions employ a forward-looking and flexible approach to asset allocation. They focus on performance and volatility expectations, which they derive through a blend of quantitative and qualitative analysis. The SIRG team is tasked with identifying manager skill using both qualitative and quantitative inputs. Acting as a consultant on over $489 billion in assets under advisement (AUA) leads to in-depth and unique insights across the active management universe.0.14340.7252
ModelxChangeATC / PGIM Investments LLCPGIM Strategist Models: Preservation Model4/30/2024 12:00:00 AM1.24139.22940.92584.90471.241313.0949-15.02589.561310.969917.661210.4410.88-0.160.299039Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL90390.02500The PGIM Strategist Preservation Model seeks to provide portfolio stability and current income with moderate portfolio appreciation. Designed for investors who desire regular income in the form of dividends and interest, along with the potential for modest capital growth. As the investment manager, American Trust Company utilizes the PGIM Strategist Models in managing client investments and is solely responsible for managing those investments. PGIM affiliates PGIM Quantitative Solutions and Strategic Investment Research Group (SIRG) of PGIM Investments provide asset allocation, manager research, and portfolio construction and risk management for the PGIM Strategist Models. Since 2005, these two deeply resourced and experienced teams have partnered on asset allocation portfolios designed to meet clients’ needs. As of March 31, 2022 they collectively manage approximately $78 billion in assets under management across 34 strategies. The professionals at PGIM Quantitative Solutions employ a forward-looking and flexible approach to asset allocation. They focus on performance and volatility expectations, which they derive through a blend of quantitative and qualitative analysis. The SIRG team is tasked with identifying manager skill using both qualitative and quantitative inputs. Acting as a consultant on over $489 billion in assets under advisement (AUA) leads to in-depth and unique insights across the active management universe.0.18690.4654
ModelxChangeATC / VanguardVanguard CRSP 10% Equity/ 90% Fixed Income4/30/2024 12:00:00 AM-1.93621.4809-2.20610.9368-1.93627.8418-13.21500.10787.944910.16247.396.31-0.7-0.1712097Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL120970.02500As the underlying funds are index funds and the strategy does not incorporate active or tactical allocation shifts in the portfolios’ compositions, the returns from each portfolio should very closely approximate those for the benchmarks. Over time, this strategy would be expected to trail its passive benchmark by an amount approximately equal to the portfolio’s weighted average expense ratio, but it would also be expected to outperform its peer-group average return because of its low costs and broad diversification As the investment manager, American Trust Company utilizes the Vanguard ETF Strategic Models in managing client investments and is solely responsible for managing those investments. The Vanguard ETF Strategic Model portfolios are offered in asset allocation increments of 10% to target specific risk and return objectives. Vanguard believes in goals-based investing and determining the appropriate asset allocations that correspond to an investor’s investment horizon. The strategies are risk based and will stay at their stock to bond mix with an annual rebalance. The passively managed ETF strategy gives a high potential for tax efficiency. With these model portfolios, you will always have an allocation to each of the major asset classes (US Stock, International Stock, US Bond, International Hedged Bonds), styles (growth/value), and sub-asset allocations.0.0754
ModelxChangeATC / VanguardVanguard CRSP 100% Fixed Income4/30/2024 12:00:00 AM-2.8033-0.1608-2.8940-0.0984-2.80336.5751-12.8388-1.79806.66108.36426.775.8-0.88-0.3712096Intermediate Core Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL120960.02500As the underlying funds are index funds and the strategy does not incorporate active or tactical allocation shifts in the portfolios’ compositions, the returns from each portfolio should very closely approximate those for the benchmarks. Over time, this strategy would be expected to trail its passive benchmark by an amount approximately equal to the portfolio’s weighted average expense ratio, but it would also be expected to outperform its peer-group average return because of its low costs and broad diversification. As the investment manager, American Trust Company utilizes the Vanguard ETF Strategic Models in managing client investments and is solely responsible for managing those investments. The Vanguard ETF Strategic Model portfolios are offered in asset allocation increments of 10% to target specific risk and return objectives. Vanguard believes in goals-based investing and determining the appropriate asset allocations that correspond to an investor’s investment horizon. The strategies are risk based and will stay at their stock to bond mix with an annual rebalance. The passively managed ETF strategy gives a high potential for tax efficiency. With these model portfolios, you will always have an allocation to each of the major asset classes (US Stock, International Stock, US Bond, International Hedged Bonds), styles (growth/value), and sub-asset allocations. 0.0752
ModelxChangeATC / VanguardVanguard CRSP 20% Equity/80% Fixed Income4/30/2024 12:00:00 AM-1.56112.9020-1.58091.9092-1.56119.4244-13.64022.05589.163711.97548.247.2-0.53-0.0112098Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL120980.02500As the underlying funds are index funds and the strategy does not incorporate active or tactical allocation shifts in the portfolios’ compositions, the returns from each portfolio should very closely approximate those for the benchmarks. Over time, this strategy would be expected to trail its passive benchmark by an amount approximately equal to the portfolio’s weighted average expense ratio, but it would also be expected to outperform its peer-group average return because of its low costs and broad diversification. As the investment manager, American Trust Company utilizes the Vanguard ETF Strategic Models in managing client investments and is solely responsible for managing those investments. The Vanguard ETF Strategic Model portfolios are offered in asset allocation increments of 10% to target specific risk and return objectives. Vanguard believes in goals-based investing and determining the appropriate asset allocations that correspond to an investor’s investment horizon. The strategies are risk based and will stay at their stock to bond mix with an annual rebalance. The passively managed ETF strategy gives a high potential for tax efficiency. With these model portfolios, you will always have an allocation to each of the major asset classes (US Stock, International Stock, US Bond, International Hedged Bonds), styles (growth/value), and sub-asset allocations.0.0755
ModelxChangeATC / VanguardVanguard CRSP 30% Equity/ 70% Fixed Income4/30/2024 12:00:00 AM-0.83264.5904-0.87802.9095-0.832610.8851-14.07783.977810.346913.78709.148.26-0.390.1212099Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL120990.02500As the underlying funds are index funds and the strategy does not incorporate active or tactical allocation shifts in the portfolios’ compositions, the returns from each portfolio should very closely approximate those for the benchmarks. Over time, this strategy would be expected to trail its passive benchmark by an amount approximately equal to the portfolio’s weighted average expense ratio, but it would also be expected to outperform its peer-group average return because of its low costs and broad diversification. As the investment manager, American Trust Company utilizes the Vanguard ETF Strategic Models in managing client investments and is solely responsible for managing those investments. The Vanguard ETF Strategic Model portfolios are offered in asset allocation increments of 10% to target specific risk and return objectives. Vanguard believes in goals-based investing and determining the appropriate asset allocations that correspond to an investor’s investment horizon. The strategies are risk based and will stay at their stock to bond mix with an annual rebalance. The passively managed ETF strategy gives a high potential for tax efficiency. With these model portfolios, you will always have an allocation to each of the major asset classes (US Stock, International Stock, US Bond, International Hedged Bonds), styles (growth/value), and sub-asset allocations.0.0757
ModelxChangeATC / VanguardVanguard CRSP 40% Equity/ 60% Fixed Income4/30/2024 12:00:00 AM-0.21226.1936-0.17883.8842-0.212212.3801-14.51395.969811.452315.615710.119.46-0.270.2212100Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL121000.02500As the underlying funds are index funds and the strategy does not incorporate active or tactical allocation shifts in the portfolios’ compositions, the returns from each portfolio should very closely approximate those for the benchmarks. Over time, this strategy would be expected to trail its passive benchmark by an amount approximately equal to the portfolio’s weighted average expense ratio, but it would also be expected to outperform its peer-group average return because of its low costs and broad diversification. As the investment manager, American Trust Company utilizes the Vanguard ETF Strategic Models in managing client investments and is solely responsible for managing those investments. The Vanguard ETF Strategic Model portfolios are offered in asset allocation increments of 10% to target specific risk and return objectives. Vanguard believes in goals-based investing and determining the appropriate asset allocations that correspond to an investor’s investment horizon. The strategies are risk based and will stay at their stock to bond mix with an annual rebalance. The passively managed ETF strategy gives a high potential for tax efficiency. With these model portfolios, you will always have an allocation to each of the major asset classes (US Stock, International Stock, US Bond, International Hedged Bonds), styles (growth/value), and sub-asset allocations.0.0759
ModelxChangeATC / VanguardVanguard CRSP 50% Equity/ 50% Fixed Income4/30/2024 12:00:00 AM0.69927.98970.57234.87640.699213.7340-14.97427.966612.518917.454211.0610.71-0.170.2912101Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL121010.02500As the underlying funds are index funds and the strategy does not incorporate active or tactical allocation shifts in the portfolios’ compositions, the returns from each portfolio should very closely approximate those for the benchmarks. Over time, this strategy would be expected to trail its passive benchmark by an amount approximately equal to the portfolio’s weighted average expense ratio, but it would also be expected to outperform its peer-group average return because of its low costs and broad diversification. As the investment manager, American Trust Company utilizes the Vanguard ETF Strategic Models in managing client investments and is solely responsible for managing those investments. The Vanguard ETF Strategic Model portfolios are offered in asset allocation increments of 10% to target specific risk and return objectives. Vanguard believes in goals-based investing and determining the appropriate asset allocations that correspond to an investor’s investment horizon. The strategies are risk based and will stay at their stock to bond mix with an annual rebalance. The passively managed ETF strategy gives a high potential for tax efficiency. With these model portfolios, you will always have an allocation to each of the major asset classes (US Stock, International Stock, US Bond, International Hedged Bonds), styles (growth/value), and sub-asset allocations.0.0761
ModelxChangeATC / VanguardVanguard CRSP 60% Equity/ 40% Fixed Income4/30/2024 12:00:00 AM1.04009.42221.19605.76861.040015.3411-15.458010.007013.492619.276412.1612.1-0.10.3412102Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL121020.02500As the underlying funds are index funds and the strategy does not incorporate active or tactical allocation shifts in the portfolios’ compositions, the returns from each portfolio should very closely approximate those for the benchmarks. Over time, this strategy would be expected to trail its passive benchmark by an amount approximately equal to the portfolio’s weighted average expense ratio, but it would also be expected to outperform its peer-group average return because of its low costs and broad diversification. As the investment manager, American Trust Company utilizes the Vanguard ETF Strategic Models in managing client investments and is solely responsible for managing those investments. The Vanguard ETF Strategic Model portfolios are offered in asset allocation increments of 10% to target specific risk and return objectives. Vanguard believes in goals-based investing and determining the appropriate asset allocations that correspond to an investor’s investment horizon. The strategies are risk based and will stay at their stock to bond mix with an annual rebalance. The passively managed ETF strategy gives a high potential for tax efficiency. With these model portfolios, you will always have an allocation to each of the major asset classes (US Stock, International Stock, US Bond, International Hedged Bonds), styles (growth/value), and sub-asset allocations.0.0762
ModelxChangeATC / VanguardVanguard CRSP 70% Equity/ 30% Fixed Income4/30/2024 12:00:00 AM1.887411.18631.91726.71841.887416.7267-15.942412.062214.442921.121413.1713.45-0.030.3912103Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL121030.02500As the underlying funds are index funds and the strategy does not incorporate active or tactical allocation shifts in the portfolios’ compositions, the returns from each portfolio should very closely approximate those for the benchmarks. Over time, this strategy would be expected to trail its passive benchmark by an amount approximately equal to the portfolio’s weighted average expense ratio, but it would also be expected to outperform its peer-group average return because of its low costs and broad diversification. As the investment manager, American Trust Company utilizes the Vanguard ETF Strategic Models in managing client investments and is solely responsible for managing those investments. The Vanguard ETF Strategic Model portfolios are offered in asset allocation increments of 10% to target specific risk and return objectives. Vanguard believes in goals-based investing and determining the appropriate asset allocations that correspond to an investor’s investment horizon. The strategies are risk based and will stay at their stock to bond mix with an annual rebalance. The passively managed ETF strategy gives a high potential for tax efficiency. With these model portfolios, you will always have an allocation to each of the major asset classes (US Stock, International Stock, US Bond, International Hedged Bonds), styles (growth/value), and sub-asset allocations.0.0764
ModelxChangeATC / VanguardVanguard CRSP 80% Equity/ 20% Fixed Income4/30/2024 12:00:00 AM2.390512.80172.56987.60732.390518.3466-16.460014.130415.322422.940814.3314.910.030.4212104Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL121040.02500As the underlying funds are index funds and the strategy does not incorporate active or tactical allocation shifts in the portfolios’ compositions, the returns from each portfolio should very closely approximate those for the benchmarks. Over time, this strategy would be expected to trail its passive benchmark by an amount approximately equal to the portfolio’s weighted average expense ratio, but it would also be expected to outperform its peer-group average return because of its low costs and broad diversification. As the investment manager, American Trust Company utilizes the Vanguard ETF Strategic Models in managing client investments and is solely responsible for managing those investments. The Vanguard ETF Strategic Model portfolios are offered in asset allocation increments of 10% to target specific risk and return objectives. Vanguard believes in goals-based investing and determining the appropriate asset allocations that correspond to an investor’s investment horizon. The strategies are risk based and will stay at their stock to bond mix with an annual rebalance. The passively managed ETF strategy gives a high potential for tax efficiency. With these model portfolios, you will always have an allocation to each of the major asset classes (US Stock, International Stock, US Bond, International Hedged Bonds), styles (growth/value), and sub-asset allocations.0.0766
ModelxChangeATC / VanguardVanguard CRSP 90% Equity/ 10% Fixed Income4/30/2024 12:00:00 AM2.958014.24543.16248.45332.958019.7257-16.994616.223216.145624.805915.3716.320.080.4512105Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL121050.02500As the underlying funds are index funds and the strategy does not incorporate active or tactical allocation shifts in the portfolios’ compositions, the returns from each portfolio should very closely approximate those for the benchmarks. Over time, this strategy would be expected to trail its passive benchmark by an amount approximately equal to the portfolio’s weighted average expense ratio, but it would also be expected to outperform its peer-group average return because of its low costs and broad diversification. As the investment manager, American Trust Company utilizes the Vanguard ETF Strategic Models in managing client investments and is solely responsible for managing those investments. The Vanguard ETF Strategic Model portfolios are offered in asset allocation increments of 10% to target specific risk and return objectives. Vanguard believes in goals-based investing and determining the appropriate asset allocations that correspond to an investor’s investment horizon. The strategies are risk based and will stay at their stock to bond mix with an annual rebalance. The passively managed ETF strategy gives a high potential for tax efficiency. With these model portfolios, you will always have an allocation to each of the major asset classes (US Stock, International Stock, US Bond, International Hedged Bonds), styles (growth/value), and sub-asset allocations.0.0767
ModelxChangeAthenaInvest Advisors LLCAthena Global Tactical ETFs4/30/2024 12:00:00 AM-2.18843.7006-4.89338.1796-2.18847.3330-16.080423.086524.068225.452414.8919.3-0.510.393107Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL31070.50000The Athena Global Tactical ETFs portfolio seeks to generate long-term growth. The portfolio utilizes patented behavioral market indicators to gauge and select broad market-exposure ETFs among various equity markets, market capitalization or cash each month. The portfolio invests in long or leveraged positions within US small, US large or international equities when market indicators are strong. In certain circumstances the position may be leveraged up to twice the market to enhance returns. During weak conditions, the fund can hold up to 100% in cash.0.6900
ModelxChangeAurum Wealth Management GroupAggressive Balanced608Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL6080.00000Seeks to provide primarily long-term growth of capital. The portfolio features mainly equity investments with smaller allocations to fixed income and alternative strategies. Multiple asset classes seek lower volatility, but investors will experience significant principal fluctuations with the high allocation to equities. Strategic Asset Allocation: 50% Stocks, 30% Alternatives, 17% Bonds, 3% Cash. The Strategic Asset Allocation serves as the long-term target for each asset class. At times, Aurum Wealth Management Group LLC may perceive short or medium-term opportunities and become tactically underweight or overweight certain asset classes, which will cause variance from the Strategic Asset Allocation. The Tactical Asset Allocation reflects those views and indicates the actual allocation to each asset class and fund. This portfolio is suitable for investors who have at least 15 years until retirement and are looking to maximize long-term growth. The target default age bracket for the Aurum Aggressive Balanced Framework is investors age 40 to 49. By defaulting into one of the Aurum Asset Allocation Frameworks, your portfolio will remain in that framework until either you make a change in your investment allocation or you reach one the various age brackets at 40, 50, 60, or 70 years of age, respectively. In the year you turn age 40, you will move from the Aggressive Growth Framework to the Aggressive Balanced Framework. In the year you turn age 50, you will move from the Aggressive Balanced Framework to the Moderate Balanced Framework. In the year you turn age 60, you will move the Moderate Balanced Framework to the Conservative Balanced Framework. In the year you turn age 70, you will move from the Conservative Balanced Framework to the Conservative Income Framework. The change to the new Framework will occur on the first trading day of the year you reach age 40, 50, 60, or 70, respectively. 0.03240.3366
ModelxChangeAurum Wealth Management GroupAggressive Growth609Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL6090.00000Seeks to maximize long-term capital appreciation. The portfolio invests mainly in U.S. and International equities with small allocations to fixed income and alternative strategies. Due to high equity exposure, investors should expect similar volatility to broad global equity markets subject to significant principal fluctuations. Strategic Asset Allocation: 70% Stocks, 19% Alternatives, 10% Bonds, 1% Cash. The Strategic Asset Allocation serves as the long-term target for each asset class. At times, Aurum Wealth Management Group LLC may perceive short or medium-term opportunities and become tactically underweight or overweight certain asset classes, which will cause variance from the Strategic Asset Allocation. The Tactical Asset Allocation reflects those views and indicates the actual allocation to each asset class and fund. This portfolio is suitable for investors who have at least 25 years until retirement and are looking to maximize long-term growth. The target default age bracket for the Aurum Aggressive Growth Framework is investors age 18 to 39. By defaulting into one of the Aurum Asset Allocation Frameworks, your portfolio will remain in that framework until either you make a change in your investment allocation or you reach one the various age brackets at 40, 50, 60, or 70 years of age, respectively. In the year you turn age 40, you will move from the Aggressive Growth Framework to the Aggressive Balanced Framework. In the year you turn age 50, you will move from the Aggressive Balanced Framework to the Moderate Balanced Framework. In the year you turn age 60, you will move the Moderate Balanced Framework to the Conservative Balanced Framework. In the year you turn age 70, you will move from the Conservative Balanced Framework to the Conservative Income Framework. The change to the new Framework will occur on the first trading day of the year you reach age 40, 50, 60, or 70, respectively. 0.03080.2897
ModelxChangeAurum Wealth Management GroupConservative Balanced606Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL6060.00000Seeks to provide primarily income with some price appreciation. The portfolio features fixed income investments with a smaller allocation to equity and alternative strategies. Because the portfolio has exposure to equity and alternative strategies, investors should expect a moderate level of principal volatility. Strategic Asset Allocation: 45% Bonds, 30% Alternatives, 20% Stocks, 5% Cash. The Strategic Asset Allocation serves as the long-term target for each asset class. At times, Aurum Wealth Management Group LLC may perceive short or medium-term opportunities and become tactically underweight or overweight certain asset classes, which will cause variance from the Strategic Asset Allocation. The Tactical Asset Allocation reflects those views and indicates the actual allocation to each asset class and fund. This portfolio is suitable for investors within five years of retirement focused on principal preservation while achieving modest growth. The target default age bracket for the Aurum Conservative Balanced Framework is investors age 60 to 69. By defaulting into one of the Aurum Asset Allocation Frameworks, your portfolio will remain in that framework until either you make a change in your investment allocation or you reach one the various age brackets at 40, 50, 60, or 70 years of age, respectively. In the year you turn age 40, you will move from the Aggressive Growth Framework to the Aggressive Balanced Framework. In the year you turn age 50, you will move from the Aggressive Balanced Framework to the Moderate Balanced Framework. In the year you turn age 60, you will move the Moderate Balanced Framework to the Conservative Balanced Framework. In the year you turn age 70, you will move from the Conservative Balanced Framework to the Conservative Income Framework. The change to the new Framework will occur on the first trading day of the year you reach age 40, 50, 60, or 70, respectively. 0.04200.3783
ModelxChangeAurum Wealth Management GroupConservative Income604Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL6040.00000Seeks to provide primarily income for retirement. The portfolio features mainly fixed income investments with an allocation to alternative strategies that help offset some of the interest rate and inflation risk associated with fixed income investing. While the portfolio focuses on low volatility, it is still subject to loss of principal. Strategic Asset Allocation: 65% Bonds, 25% Alternatives, 10% Cash. The Strategic Asset Allocation serves as the long-term target for each asset class. At times, Aurum Wealth Management Group LLC may perceive short or medium-term opportunities and become tactically underweight or overweight certain asset classes, which will cause variance from the Strategic Asset Allocation. The Tactical Asset Allocation reflects those views and indicates the actual allocation to each asset class and fund. This portfolio is suitable for investors who are either retired or near retirement that are concerned with principal preservation. The target default age bracket for the Aurum Conservative Income Framework is investors age 70+. 0.04990.4092
ModelxChangeAurum Wealth Management GroupModerate Balanced607Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL6070.00000Seeks to provide long-term growth of capital. The portfolio typically balances equity, fixed income, and alternative strategies to provide long-term price appreciation. While the portfolio focuses on reducing volatility, it will experience significant principal fluctuations. Strategic Asset Allocation: 35% Stock, 30% Bonds, 30% Alternatives, 5% Cash. The Strategic Asset Allocation serves as the long-term target for each asset class. At times, Aurum Wealth Management Group LLC may perceive short or medium-term opportunities and become tactically underweight or overweight certain asset classes, which will cause variance from the Strategic Asset Allocation. The Tactical Asset Allocation reflects those views and indicates the actual allocation to each asset class and fund. This portfolio is suitable for investors with more than five years until retirement and are looking for long-term growth while focusing on reducing the volatility experience over this time frame. The target default age bracket for the Aurum Moderate Balanced Framework is investors age 50 to 59. By defaulting into one of the Aurum Asset Allocation Frameworks, your portfolio will remain in that framework until either you make a change in your investment allocation or you reach one the various age brackets at 40, 50, 60, or 70 years of age, respectively. In the year you turn age 40, you will move from the Aggressive Growth Framework to the Aggressive Balanced Framework. In the year you turn age 50, you will move from the Aggressive Balanced Framework to the Moderate Balanced Framework. In the year you turn age 60, you will move the Moderate Balanced Framework to the Conservative Balanced Framework. In the year you turn age 70, you will move from the Conservative Balanced Framework to the Conservative Income Framework. The change to the new Framework will occur on the first trading day of the year you reach age 40, 50, 60, or 70, respectively. 0.03380.3439
ModelxChangeBeacon Capital Management, Inc.Vantage 2.0 Aggressive - Unmanaged*1793Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17930.40000The Vantage 2.0 models are total return portfolios with a primary investment objective of risk management/principle protection and with a secondary objective of generating more consistent returns in the midst of market volatility and throughout various market cycles. Note as total return portfolios, the Vantage 2.0 models are not designed to outperform a specific benchmark or to generate a target rate of return. The Vantage 2.0 models are for investors seeking more consistent results. These portfolios are designed to avoid significant losses while attempting to enhance long-term returns. Investors are willing to sacrifice the highest possible returns in the market for a higher level of risk control. 0.5018
ModelxChangeBeacon Capital Management, Inc.Vantage 2.0 Balanced - Unmanaged*1871Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18710.40000The Vantage 2.0 models are total return portfolios with a primary investment objective of risk management/principle protection and with a secondary objective of generating more consistent returns in the midst of market volatility and throughout various market cycles. Note as total return portfolios, the Vantage 2.0 models are not designed to outperform a specific benchmark or to generate a target rate of return. The Vantage 2.0 models are for investors seeking more consistent results. These portfolios are designed to avoid significant losses while attempting to enhance long-term returns. Investors are willing to sacrifice the highest possible returns in the market for a higher level of risk control. 0.4930
ModelxChangeBeacon Capital Management, Inc.Vantage 2.0 Conservative - Unmanaged*1872Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18720.40000The Vantage 2.0 models are total return portfolios with a primary investment objective of risk management/principle protection and with a secondary objective of generating more consistent returns in the midst of market volatility and throughout various market cycles. Note as total return portfolios, the Vantage 2.0 models are not designed to outperform a specific benchmark or to generate a target rate of return. The Vantage 2.0 models are for investors seeking more consistent results. These portfolios are designed to avoid significant losses while attempting to enhance long-term returns. Investors are willing to sacrifice the highest possible returns in the market for a higher level of risk control. 0.4834
ModelxChangeBeacon Capital Management, Inc.Vantage 3.0 Aggressive - Unmanaged*2582Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL25820.40000The Vantage 3.0 Aggressive, Balanced and Conservative portfolios seek to minimize losses while striving to participate in the market's upside by monitoring each of the 11 Vanguard Sector ETFs individually and as each sector falls below its sell point, a loss reduction trade is triggered and the equity assets represented by that sector only are shifted to our bond portfolio. Holdings in the Alternative and Bond portfolios follow the same mechanical loss reduction strategy (alternative positions move to bonds and bond positions move to a short-term bond fund when they cross their "bear" trading trend-line). Conversely, when a sector/holding which has been shifted from its normal allocation then crosses its "bull" trading trend-line, the allocation portion represented by that holding is liquidated from its defensive position and reallocated back to its normal allocation. The standard investment allocation is the Normal Allocation that is used the majority of the time. The Normal Allocation consists of equities, bonds, and cash. The equity allocation is equally divided among the 11 Vanguard sector ETFs. The bond allocation is equally divided among four Vanguard bond ETFs that provide exposure to extended, long, intermediate, and inflation-protected bonds. Each allocation also includes a cash position. As an equity sector shows weakness and enters, what is believed to be, a bear trend, those funds are moved to the bond allocation. As a bond sector shows weakness and enters, what is believed to be, a bear trend, those funds are moved to a further defensive short-term bond position. Each sector is monitored daily with a specific benchmark index. When a benchmark index falls below the bear trend line, the sector is sold and the funds are reallocated to the Vantage 3.0 Bond portfolio. When a benchmark index moves above the bull trend line, funds are moved from the Vantage 3.0 Bond portfolio and used to buy the sector once again. The Vantage 3.0 strategy creates the bull and bear trend lines based upon a proprietary blend of five moving averages. These moving averages attempt to provide a guide to the long-term trend of each sector.0.4891
ModelxChangeBeacon Capital Management, Inc.Vantage 3.0 Alternative - Unmanaged*2586Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL25860.40000The Vantage 3.0 Alternative Portfolio seeks to minimize losses while striving to participate in the market's upside by monitoring each of the 3 PowerShares Alternative ETFs individually and as each alternative sector falls below its sell point ("bear" trading trend-line), a loss reduction trade is triggered and the assets represented by that alternative holding only are shifted to our bond portfolio. Conversely, when an alternative holding which has been shifted from its normal allocation then crosses its "bull" trading trend-line, the allocation portion represented by that holding is liquidated from its defensive position and reallocated back to its normal allocation. The standard investment allocation is the Normal Allocation that is used the majority of the time. The Normal Allocation consists of alternative equities, bonds, and cash. The alternative equity allocation is equally divided among the 3 PowerShares Alternative ETFs. The bond allocation is equally divided among four Vanguard bond ETFs that provide exposure to extended, long, intermediate, and inflation-protected bonds. Each allocation also includes a cash position. As an alternative holding shows weakness and enters, what is believed to be, a bear trend, those funds are moved to the bond allocation. As a bond sector shows weakness and enters, what is believed to be, a bear trend, those funds are moved to a further defensive short-term bond position. Each alternative holding is monitored daily with a specific benchmark index. When a benchmark index falls below the bear trend line, the sector is sold and the funds are reallocated to the Vantage 3.0 Bond portfolio. When a benchmark index moves above the bull trend line, funds are moved from the Vantage 3.0 Bond portfolio and used to buy the alternative equity holding once again. The Vantage 3.0 strategies creates the bull and bear trend lines based upon a proprietary blend of five moving averages. These moving averages attempt to provide a guide to the long-term trend of each sector. 1.4766
ModelxChangeBeacon Capital Management, Inc.Vantage 3.0 Balanced - Unmanaged*2583Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL25830.40000The Vantage 3.0 Aggressive, Balanced and Conservative portfolios seek to minimize losses while striving to participate in the market's upside by monitoring each of the 11 Vanguard Sector ETFs individually and as each sector falls below its sell point, a loss reduction trade is triggered and the equity assets represented by that sector only are shifted to our bond portfolio. Holdings in the Alternative and Bond portfolios follow the same mechanical loss reduction strategy (alternative positions move to bonds and bond positions move to a short-term bond fund when they cross their "bear" trading trend-line). Conversely, when a sector/holding which has been shifted from its normal allocation then crosses its "bull" trading trend-line, the allocation portion represented by that holding is liquidated from its defensive position and reallocated back to its normal allocation. The standard investment allocation is the Normal Allocation that is used the majority of the time. The Normal Allocation consists of equities, bonds, and cash. The equity allocation is equally divided among the 11 Vanguard sector ETFs. The bond allocation is equally divided among four Vanguard bond ETFs that provide exposure to extended, long, intermediate, and inflation-protected bonds. Each allocation also includes a cash position. As an equity sector shows weakness and enters, what is believed to be, a bear trend, those funds are moved to the bond allocation. As a bond sector shows weakness and enters, what is believed to be, a bear trend, those funds are moved to a further defensive short-term bond position. Each sector is monitored daily with a specific benchmark index. When a benchmark index falls below the bear trend line, the sector is sold and the funds are reallocated to the Vantage 3.0 Bond portfolio. When a benchmark index moves above the bull trend line, funds are moved from the Vantage 3.0 Bond portfolio and used to buy the sector once again. The Vantage 3.0 strategy creates the bull and bear trend lines based upon a proprietary blend of five moving averages. These moving averages attempt to provide a guide to the long-term trend of each sector.0.4838
ModelxChangeBeacon Capital Management, Inc.Vantage 3.0 Bond - Unmanaged*2585Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL25850.40000The Vantage 3.0 Bond Portfolio seeks to minimize losses while striving to participate in the fixed income market's upside by monitoring each of the 4 Vanguard Sector/Bond ETFs individually and as each bond position falls below its sell point ("bear" trading trend-line), a loss reduction trade is triggered and the assets represented by that bond sector only are shifted to a short-term bond holding. Conversely, when a bond sector/holding which has been shifted from its normal allocation then crosses its "bull" trading trend-line, the allocation portion represented by that holding is liquidated from its defensive position and reallocated back to its normal allocation. The standard investment allocation is the Normal Allocation that is used the majority of the time. The Normal Allocation consists of bonds and cash. The bond allocation is equally divided among four Vanguard bond ETFs that provide exposure to extended, long, intermediate, and inflation-protected bonds. Each allocation also includes a cash position. As an bond holding shows weakness and enters, what is believed to be, a bear trend, those funds are moved to a short-term bond position. Each Vantage 3.0 Bond holding is monitored daily with a specific bond benchmark index. When a bond benchmark index falls below its bear trading trend line, the bond holding is sold and the funds are reallocated to a short-term fixed income position. When a bond benchmark index moves above the bull trading trend line, funds represented by the bond holding are moved from the short-term investment back into the its normal bond position. The Vantage 3.0 Bond strategy creates the bull and bear trend lines based upon a proprietary blend of five moving averages. These moving averages attempt to provide a guide to the long-term trend of each sector. 0.4700
ModelxChangeBeacon Capital Management, Inc.Vantage 3.0 Conservative - Unmanaged*2584Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL25840.40000The Vantage 3.0 Aggressive, Balanced and Conservative portfolios seek to minimize losses while striving to participate in the market's upside by monitoring each of the 11 Vanguard Sector ETFs individually and as each sector falls below its sell point, a loss reduction trade is triggered and the equity assets represented by that sector only are shifted to our bond portfolio. Holdings in the Alternative and Bond portfolios follow the same mechanical loss reduction strategy (alternative positions move to bonds and bond positions move to a short-term bond fund when they cross their "bear" trading trend-line). Conversely, when a sector/holding which has been shifted from its normal allocation then crosses its "bull" trading trend-line, the allocation portion represented by that holding is liquidated from its defensive position and reallocated back to its normal allocation. The standard investment allocation is the Normal Allocation that is used the majority of the time. The Normal Allocation consists of equities, bonds, and cash. The equity allocation is equally divided among the 11 Vanguard sector ETFs. The bond allocation is equally divided among four Vanguard bond ETFs that provide exposure to extended, long, intermediate, and inflation-protected bonds. Each allocation also includes a cash position. As an equity sector shows weakness and enters, what is believed to be, a bear trend, those funds are moved to the bond allocation. As a bond sector shows weakness and enters, what is believed to be, a bear trend, those funds are moved to a further defensive short-term bond position. Each sector is monitored daily with a specific benchmark index. When a benchmark index falls below the bear trend line, the sector is sold and the funds are reallocated to the Vantage 3.0 Bond portfolio. When a benchmark index moves above the bull trend line, funds are moved from the Vantage 3.0 Bond portfolio and used to buy the sector once again. The Vantage 3.0 strategy creates the bull and bear trend lines based upon a proprietary blend of five moving averages. These moving averages attempt to provide a guide to the long-term trend of each sector.0.4781
ModelxChangeBeaumont Capital ManagementBCM Decathlon Conservative Tactics409Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4090.32000The BCM Decathlon strategies are powered by a machine learning system designed to remove emotion from decision-making and provide investors with a smoother ride—consistent returns with less volatility. These global, go-anywhere products seek growth opportunities wherever they may be and help preserve capital by managing volatility and timely equity exposure. The system is designed to create portfolios that have overall volatility within the specified target levels and equity exposure in-line with their risk category given the market environment. The expected volatility range for the BCM Decathlon Conservative Tactics model is 4-7% and the expected equity exposure is 0-30%. The BCM Decathlon strategies are powered by a machine learning system designed to remove emotion from decision-making and provide investors with a smoother ride—consistent returns with less volatility. These global, go-anywhere products seek growth opportunities wherever they may be and help preserve capital by managing volatility and timely equity exposure. The expected volatility range for BCM Decathlon Conservative Tactics is 4-7% and the expected equity exposure is 0-30%. This asset allocation model can be used as a core holding in a portfolio, or it can be a 25-30% wedge used to diversify holdings and time equity exposure based on market conditions. The Decathlon system uses pattern recognition technology, driven by machine learning, to analyze the historical data of each ETF in the managed investment universe, seeking to identify behavior patterns and predict forward performance for each ETF investment pool. The investment pool (universe) consists of ~130 ETFs representing virtually every investable asset class, sub asset class, industry and geography. The system will then use the observable data (or ETF behavior patterns) to rank the ETFs from the most desirable to the least, based on the risk/reward expected. When the portfolio rebalances, the 10 most attractive, risk-appropriate ETFs are included in the portfolio in 10% equal weights. The BCM Decathlon strategies invest solely in long-only ETFs that do not actively employ leverage, margin, shorting or other complicating factors. The portfolio manager maintains full discretion over the portfolio. 0.6115
ModelxChangeBeaumont Capital ManagementBCM Decathlon Growth Tactics411Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4110.32000The BCM Decathlon strategies are powered by a machine learning system designed to remove emotion from decision-making and provide investors with a smoother ride—consistent returns with less volatility. These global, go-anywhere products seek growth opportunities wherever they may be and help preserve capital by managing volatility and timely equity exposure. The system is designed to create portfolios that have overall volatility within the specified target levels and equity exposure in-line with their risk category given the market environment. The expected volatility range for the BCM Decathlon Growth Tactics model is 11-16% and the expected equity exposure is 50-100%. The BCM Decathlon strategies are powered by a machine learning system designed to remove emotion from decision-making and provide investors with a smoother ride—consistent returns with less volatility. These global, go-anywhere products seek growth opportunities wherever they may be and help preserve capital by managing volatility and timely equity exposure. The expected volatility range for BCM Decathlon Growth Tactics is 11-16% and the expected equity exposure is 50-100%. This asset allocation model can be used as a core holding in a portfolio, or it can be a 25-30% wedge used to diversify holdings and time equity exposure based on market conditions. The Decathlon system uses pattern recognition technology, driven by machine learning, to analyze the historical data of each ETF in the managed investment universe, seeking to identify behavior patterns and predict forward performance for each ETF investment pool. The investment pool (universe) consists of ~130 ETFs representing virtually every investable asset class, sub asset class, industry and geography. The system will then use the observable data (or ETF behavior patterns) to rank the ETFs from the most desirable to the least, based on the risk/reward expected. When the portfolio rebalances, the 10 most attractive, risk-appropriate ETFs are included in the portfolio in 10% equal weights. The BCM Decathlon strategies invest solely in long-only ETFs that do not actively employ leverage, margin, shorting or other complicating factors. The portfolio manager maintains full discretion over the portfolio. 0.6170
ModelxChangeBeaumont Capital ManagementBCM Decathlon Moderate Tactics410Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL4100.32000The BCM Decathlon strategies are powered by a machine learning system designed to remove emotion from decision-making and provide investors with a smoother ride—consistent returns with less volatility. These global, go-anywhere products seek growth opportunities wherever they may be and help preserve capital by managing volatility and timely equity exposure. The system is designed to create portfolios that have overall volatility within the specified target levels and equity exposure in-line with their risk category given the market environment. The expected volatility range for the BCM Decathlon Moderate Tactics model is 7-12% and the expected equity exposure is 30-70%. The BCM Decathlon strategies are powered by a machine learning system designed to remove emotion from decision-making and provide investors with a smoother ride—consistent returns with less volatility. These global, go-anywhere products seek growth opportunities wherever they may be and help preserve capital by managing volatility and timely equity exposure. The expected volatility range for BCM Decathlon Moderate Tactics is 7-12% and the expected equity exposure is 30-70%. This asset allocation model can be used as a core holding in a portfolio, or it can be a 25-30% wedge used to diversify holdings and time equity exposure based on market conditions. The Decathlon system uses pattern recognition technology, driven by machine learning, to analyze the historical data of each ETF in the managed investment universe, seeking to identify behavior patterns and predict forward performance for each ETF investment pool. The investment pool (universe) consists of ~130 ETFs representing virtually every investable asset class, sub asset class, industry and geography. The system will then use the observable data (or ETF behavior patterns) to rank the ETFs from the most desirable to the least, based on the risk/reward expected. When the portfolio rebalances, the 10 most attractive, risk-appropriate ETFs are included in the portfolio in 10% equal weights. The BCM Decathlon strategies invest solely in long-only ETFs that do not actively employ leverage, margin, shorting or other complicating factors. The portfolio manager maintains full discretion over the portfolio. 0.6510
ModelxChangeBeaumont Capital ManagementBCM Diversified Equity4/30/2024 12:00:00 AM4.317218.92523.53988.05834.317217.6344-16.612819.600611.537618.776313.4113.930.10.4781Large Growthhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL810.50000BCM Diversified Equity is a tactical, asset allocation growth strategy that is designed for investors who are seeking growth but wish to reduce volatility and downside risk. The strategy seeks to meet or beat the S&P are 500® Index over a full market cycle, including both a bull and a bear market, and is intended to complement or replace a buy and hold equity strategy. Investors should expect ordinary stock market movement, but the strategy will seek to avoid large drawdowns when the markets enter longer or more severe periods of duress. In an extended bull market, the strategy will likely lag the benchmark at times. The strategy’s target allocation is 70% U.S. Core Equity (BCM U.S. Sector Rotation), 15% International Equity, and 15% Global Macro. The U.S. Core Equity allocation uses a quantitative system that analyzes and invests in ETFs representing the 11 sectors of the S&P 500. Focusing on smoothing the ride for investors, the process will seek to own those sectors that show positive momentum in equal weights and sell or exclude those showing negative momentum. The allocation has the ability to remove individual sector ETFs that are struggling despite an overall bull market. If fewer than four sectors are owned, the allocation begins to get defensive by allocating to high-quality, short duration bond ETFs or cash equivalents and can go 100% to cash equivalents if conditions warrant. The International Equity allocation is typically comprised of 50% developed international and 50% emerging market ETFs in normal market conditions but can seek to target or avoid more specific international exposure based on the risk-reward opportunities presented. The Global Macro allocation is fundamentally managed based on the investment committee’s long-term views of the global economy and can invest in most asset classes, geographies, industries or themes. All allocations can go to a partial or full high quality, short-duration bond ETF or cash equivalents position if conditions warrant. The strategy is reviewed on a daily basis and can trade as frequently as weekly if necessary. The portfolio manager maintains full discretion over the portfolio. All BCM strategies use long-only ETFs and avoid leverage, shorting, margin and other complicating factors. 0.6640
ModelxChangeBeaumont Capital ManagementBCM DynamicBelay Aggressive Growth (QDIA)4/30/2024 12:00:00 AM2.095915.10871.83847.07282.095916.7709-17.419919.552110.651220.100414.5415.67-0.020.381830Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18300.50000The BCM DynamicBelay QDIAs use rules-based processes that seek to participate in most market environments to achieve desired growth; and when necessary, can allocate to high quality, short duration bond ETFs in portions of both the equity and fixed income exposure in severe market downturns seeking to provide protection against large losses. Protection of principal requires more risk management than basic asset allocation and glide path construction, as during bear markets, the majority of asset classes tend to go down. The strategy employs both tactical and strategic allocations and is intended to be a qualified default investment alternative (QDIA) for retirement plans. It is designed for participants who are seeking aggressive growth and wish to reduce volatility and downside risk. The BCM DynamicBelay® Aggressive Growth QDIA is constructed using a combination of tactical and strategic allocations and is designed to be a Qualified Default Investment Alternative (QDIA). The portfolio has an overall allocation of 95% Equity and 5% Fixed Income. 55% of the strategy is invested in the U.S. Core Equity Allocation, a tactical, momentum-based sector rotation process that analyzes and invests in ETFs representing the 11 sectors of the S&P 500® Index. Focusing on smoothing the ride for investors, this portion of the strategy will seek to own, in equal weights, those sectors that show positive momentum and sell or exclude those showing negative momentum. The allocation has the ability to remove individual sector ETFs that are struggling despite an overall bull market. If fewer than four sectors are owned, the allocation begins to get defensive by allocating to high quality, short duration bond ETFs and can go 100% to this defensive positioning if conditions warrant. The remaining 45% of the portfolio is strategically allocated 40% to broad-based global large-, mid- and small-cap equity ETFs and 5% to a broad fixed income ETF. The strategic allocations are static and will remain invested in the specified allocations to help achieve overall portfolio objectives with the exception of periodic rebalancing. All BCM strategies use long-only ETFs avoiding leverage, shorting, margin and other complicating factors. The portfolio manager maintains full discretion over the portfolio.0.5763
ModelxChangeBeaumont Capital ManagementBCM DynamicBelay Balanced Growth (QDIA)4/30/2024 12:00:00 AM0.65768.22850.21033.57870.657610.1535-13.03569.32046.203913.20688.17.94-0.310.211844Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18440.50000The BCM DynamicBelay QDIAs use rules-based processes that seek to participate in most market environments to achieve desired growth; and when necessary, can allocate to high quality, short duration bond ETFs in portions of both the equity and fixed income exposure in severe market downturns seeking to provide protection against large losses. Protection of principal requires more risk management than basic asset allocation and glide path construction, as during bear markets, the majority of asset classes tend to go down. The strategy employs both tactical and strategic allocations and is intended to be a qualified default investment alternative (QDIA) for retirement plans. It is designed for participants who are seeking balanced growth and are seeking the ability to reduce volatility and downside risk. The BCM DynamicBelay® Balanced Growth QDIA is constructed using a combination of tactical and strategic allocations and is designed to be a Qualified Default Investment Alternative (QDIA). The portfolio has an overall allocation of 50% Equity and 50% Fixed Income. 43% of the strategy is invested in the U.S. Core Equity Allocation, a tactical, momentum-based sector rotation process that analyzes and invests in ETFs representing the 11 sectors of the S&P 500® Index. This portion of the strategy will seek to own, in equal weights, those sectors that show positive momentum and sell or exclude those showing negative momentum. The allocation has the ability to remove individual sector ETFs that are struggling despite an overall bull market. If fewer than four sectors are owned, the allocation begins to get defensive by allocating to high quality, short duration bond ETFs and can go 100% to this defensive positionin if conditions warrant. 47% of the portfolio is managed using a tactical, fundamentally driven fixed income process that invests in a combination of high quality fixed income, high yield fixed income and equity income ETFs. This allocation is designed to help reduce overall portfolio volatility and has the ability to invest 100% in ultra-short-term bond ETFs and/or cash if bonds enter a bear market. The remaining 10% of the portfolio is strategically allocated to a broad fixed income ETF. The strategic allocations are static and will remain invested in the specified allocations to help achieve overall portfolio objectives with the exception of periodic rebalancing. *If the tactical equity portion of the portfolio moves to an all cash substitute position, a 5% position in a broad U.S. equity ETF will be purchased to comply with QDIA minimum equity exposure requirements. 0.6217
ModelxChangeBeaumont Capital ManagementBCM DynamicBelay Conservative Growth (QDIA)4/30/2024 12:00:00 AM0.97769.71760.69584.64010.977611.6221-14.056012.37527.898914.59199.569.63-0.20.291843Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18430.50000The BCM DynamicBelay QDIAs use rules-based processes that seek to participate in most market environments to achieve desired growth; and when necessary, can allocate to high quality, short duration bond ETFs in portions of both the equity and fixed income exposure in severe market downturns seeking to provide protection against large losses. Protection of principal requires more risk management than basic asset allocation and glide path construction, as during bear markets, the majority of asset classes tend to go down. The strategy employs both tactical and strategic allocations and is intended to be a qualified default investment alternative (QDIA) for retirement plans. It is designed for participants who are seeking conservative growth and wish to reduce volatility and downside risk. The BCM DynamicBelay® Conservative Growth QDIA is constructed using a combination of tactical and strategic allocations and is designed to be a Qualified Default Investment Alternative (QDIA). The portfolio has an overall allocation of 60% Equity and 40% Fixed Income. 45% of the strategy is invested in the U.S. Core Equity Allocation, a tactical, momentum-based sector rotation process that analyzes and invests in ETFs representing the 11 sectors of the S&P 500® Index. Focusing on smoothing the ride for investors, this portion of the strategy will seek to own, in equal weights, those sectors that show positive momentum and sell or exclude those showing negative momentum. The allocation has the ability to remove individual sector ETFs that are struggling despite an overall bull market. If fewer than four sectors are owned, the allocation begins to get defensive by allocating to high quality, short duration bond ETFs and can go 100% to this defensive positioning if conditions warrant. 35% of the portfolio is managed using a tactical, fundamentally driven fixed income process that invests in a combination of high quality fixed income, high yield fixed income and equity income ETFs. This allocation is designed to help reduce overall portfolio volatility and has the ability to invest 100% in ultra-short-term bond ETFs and/or cash substitute if bonds enter a bear market. The remaining 20% of the portfolio is strategically allocated 10% to broad-based global large-, mid- and small-cap equity ETFs and 10% to a broad fixed income ETF. The strategic allocations are static and will remain invested in the specified allocations to help achieve overall portfolio objectives with the exception of periodic rebalancing. All BCM strategies use long-only ETFs avoiding leverage, shorting, margin and other complicating factors. The portfolio manager maintains full discretion over the portfolio. 0.6093
ModelxChangeBeaumont Capital ManagementBCM DynamicBelay Growth (QDIA)4/30/2024 12:00:00 AM1.818413.29851.39396.49131.818414.7480-16.640517.853210.919518.349112.9513.64-0.070.371831Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18310.50000The BCM DynamicBelay QDIAs use rules-based processes that seek to participate in most market environments to achieve desired growth; and when necessary, can allocate to short term, high quality bond ETFs in portions of both the equity and fixed income exposure in severe market downturns seeking to provide protection against large losses. Protection of principal requires more risk management than basic asset allocation and glide path construction, as during bear markets, the majority of asset classes tend to go down. The strategy employs both tactical and strategic allocations and is intended to be a qualified default investment alternative (QDIA) for retirement plans. It is designed for participants who are seeking growth and wish to reduce volatility and downside risk. The BCM DynamicBelay® Growth QDIA is constructed using a combination of tactical and strategic allocations and is designed to be a Qualified Default Investment Alternative (QDIA). The portfolio has an overall allocation of 85% Equity and 15% Fixed Income. 53% of the strategy is invested in the U.S. Core Equity Allocation, a tactical, momentum-based sector rotation process that analyzes and invests in ETFs representing the 11 sectors of the S&P 500® Index. Focusing on smoothing the ride for investors, this portion of the strategy will seek to own, in equal weights, those sectors that show positive momentum and sell or exclude those showing negative momentum. The allocation has the ability to remove individual sector ETFs that are struggling despite an overall bull market. If fewer than four sectors are owned, the allocation begins to get defensive by allocating to high quality, short duration bond ETFs and can go 100% to this defensive positioning if conditions warrant. 12% of the portfolio is managed using a tactical, fundamentally driven fixed income process that invests in a combination of high quality fixed income, high yield fixed income and equity income ETFs. This allocation is designed to help reduce overall portfolio volatility and has the ability to invest 100% in ultra-short-term bond ETFs and/or cash substitute if bonds enter a bear market. The remaining 35% of the portfolio is strategically allocated 30% to broad-based global large-, mid- and small-cap equity ETFs and 5% to a broad fixed income ETF. The strategic allocations are static and will remain invested in the specified allocations to help achieve overall portfolio objectives with the exception of periodic rebalancing. All BCM strategies use long-only ETFs avoiding leverage, shorting, margin and other complicating factors. The portfolio manager maintains full discretion over the portfolio. 0.5887
ModelxChangeBeaumont Capital ManagementBCM DynamicBelay Moderate Growth (QDIA)4/30/2024 12:00:00 AM1.197511.04510.98195.51291.197512.9948-14.871813.984910.098616.207610.8711.14-0.140.341832Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL18320.50000The BCM DynamicBelay QDIAs use rules-based processes that seek to participate in most market environments to achieve desired growth; and when necessary, can allocate to high quality, short duration bond ETFs in portions of both the equity and fixed income exposure in severe market downturns seeking to provide protection against large losses. Protection of principal requires more risk management than basic asset allocation and glide path construction, as during bear markets, the majority of asset classes tend to go down. The strategy employs both tactical and strategic allocations and is intended to be a qualified default investment alternative (QDIA) for retirement plans. It is designed for participants who are seeking moderate growth and wish to reduce volatility and downside risk. The BCM DynamicBelay® Moderate Growth QDIA is constructed using a combination of tactical and strategic allocations and is designed to be a Qualified Default Investment Alternative (QDIA). The portfolio has an overall allocation of 70% Equity and 30% Fixed Income. 46% of the strategy is invested in the U.S. Core Equity Allocation, a tactical, momentum-based sector rotation process that analyzes and invests in ETFs representing the 11 sectors of the S&P 500® Index. Focusing on smoothing the ride for investors, this portion of the strategy will seek to own, in equal weights, those sectors that show positive momentum and sell or exclude those showing negative momentum. The allocation has the ability to remove individual sector ETFs that are struggling despite an overall bull market. If fewer than four sectors are owned, the allocation begins to get defensive by allocating to high quality, short duration bond ETFs and can go 100% to this defensive positioning if conditions warrant. 29% of the portfolio is managed using a tactical, fundamentally driven fixed income process that invests in a combination of high quality fixed income, high yield fixed income and equity income ETFs. This allocation is designed to help reduce overall portfolio volatility and has the ability to invest 100% in ultra-short-term bond ETFs and/or cash substitute if bonds enter a bear market. The remaining 25% of the portfolio is strategically allocated: 20% to broad-based global large-, mid- and small-cap equity ETFs and 5% to a broad fixed income ETF. The strategic allocations are static and will remain invested in the specified allocations to help achieve overall portfolio objectives with the exception of periodic rebalancing. All BCM strategies use long-only ETFs avoiding leverage, shorting, margin and other complicating factors. The portfolio manager maintains full discretion over the portfolio. 0.6052
ModelxChangeBeaumont Capital ManagementBCM Growth4/30/2024 12:00:00 AM3.099715.32072.79097.94723.099715.5768-14.715515.347216.256117.086611.5111.290.030.5482Large Blendhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL820.50000BCM Growth is a tactical, asset allocation strategy designed for investors who are seeking growth but wish to reduce volatility and downside risk. It seeks to meet or beat an 80% S&P 500® Index/20% Bloomberg Aggregate Bond Index benchmark over a full market cycle, including a bull and a bear market, and is intended to be a standalone solution for a single or smaller account. Investors should expect ordinary stock and bond market movement, but the strategy will seek to avoid large drawdowns when markets enter longer or more severe periods of duress. In an extended bull market, the strategy will likely lag the benchmark at times. BCM Growth has a target allocation of 55% U.S. Core Equity, 13% International Equity, 12% Global Macro and 20% High Quality Fixed Income. The U.S. Core Equity allocation uses a quantitative system that analyzes and invests in ETFs representing the 11 sectors of the S&P 500. Focusing on smoothing the ride for investors, the process will seek to own those sectors that show positive momentum in equal weights and sell or exclude those showing negative momentum. The allocation has the ability to remove individual sector ETFs that are struggling despite an overall bull market. If fewer than four sectors are owned, the allocation begins to get defensive by allocating to high-quality, short duration bond ETFs or cash equivalents and can go 100% to cash equivalents if conditions warrant. The International Equity allocation is typically comprised of 50% developed international and 50% emerging market ETFs in normal market conditions but can target or avoid more specific exposure based on the risk-reward opportunities presented. The Global Macro allocation is fundamentally managed based on the investment committee’s long-term views of the global economy and can invest in most asset classes, geographies, industries or themes. The High Quality Fixed Income allocation focuses on managing duration and is designed to reduce the overall volatility of the portfolio. It will typically hold investment grade or government-backed bond ETFs. All allocations can go to a partial or full high quality, short-duration bond ETF or cash equivalents position if conditions warrant. All BCM strategies use long-only ETFs avoiding leverage and other complicating factors. The strategy is reviewed on a daily basis and can trade as frequently as weekly if necessary. The portfolio manager maintains full discretion over the portfolio. 0.6853
ModelxChangeBeaumont Capital ManagementBCM Moderate Growth4/30/2024 12:00:00 AM2.312512.66771.77005.56532.312513.5643-13.995011.74709.775415.146310.1810.12-0.080.3783Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL830.50000BCM Moderate Growth is a tactical, asset allocation strategy designed for investors who are seeking growth but wish to reduce volatility and downside risk. It seeks to meet or beat a 65% S&P 500® Index/35% Bloomberg Aggregate Bond Index benchmark over a full market cycle, including a bull and bear market, and is intended to be a standalone solution for single or smaller accounts. Investors should expect ordinary stock and bond market movement, but the strategy will seek to avoid large drawdowns when markets enter longer or more severe periods of duress. In an extended bull market, the strategy will likely lag the benchmark at times. The portfolio has a target allocation of 45% U.S. Core Equity, 10% International Equity, 10% Global Macro and 35% High Quality Fixed Income. The U.S. Core Equity allocation uses a quantitative system that analyzes and invests in ETFs representing the 11 sectors of the S&P 500. Focusing on smoothing the ride for investors, the process will seek to own those sectors that show positive momentum in equal weights and sell or exclude those showing negative momentum. The allocation has the ability to remove individual sector ETFs that are struggling despite an overall bull market. If fewer than four sectors are owned, the allocation begins to get defensive by allocating to high-quality, short duration bond ETFs or cash equivalents and can go 100% to cash equivalents if conditions warrant. The International Equity allocation is typically comprised of 50% developed international and 50% emerging market ETFs in normal market conditions but can target or avoid more specific exposure based on the risk-reward opportunities presented. The Global Macro allocation is fundamentally managed based on the investment committee’s long-term views of the global economy and can invest in most asset classes, geographies, industries or themes. The High Quality Fixed Income allocation focuses on managing duration and is designed to reduce the overall volatility of the portfolio. It will typically hold investment grade or government-backed bond ETFs. All allocations can go to a partial or full high quality, short-duration bond ETF or cash equivalents position if conditions warrant. All BCM strategies use long-only ETFs avoiding leverage and other complicating factors. The strategy is reviewed on a daily basis and can trade as frequently as weekly if necessary. The portfolio manager maintains full discretion over the portfolio. 0.7023
ModelxChangeBeaumont Capital ManagementBCM U.S. Sector Rotation4/30/2024 12:00:00 AM4.151919.62164.01768.59484.151917.1889-17.094524.67859.516920.002513.8114.20.130.584Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL840.50000BCM U.S. Sector Rotation is a tactical, 100% U.S. large-cap equity strategy designed for investors who are seeking growth but wish to reduce volatility and downside risk. The strategy seeks to meet or beat the S&P 500® Index over a full market cycle, including both a bull and a bear market, and is intended to complement or replace a buy and hold equity strategy. Investors should expect ordinary stock market movement, but the strategy will seek to avoid large drawdowns when the markets enter longer or more severe periods of duress. In an extended bull market, the strategy will likely lag the S&P 500 at times. Our quantitative system analyzes the 11 sectors of the S&P 500 on a daily basis and can trade as frequently as weekly if necessary. Focusing on smoothing the ride for investors, the strategy will seek to own, in equal weights, those sectors that show positive momentum and sell or exclude those showing negative momentum. The strategy has the ability to remove individual sector ETFs that are struggling despite an overall bull market. If fewer than four sectors are owned, the strategy begins to get defensive allocating to high-quality, short duration bond ETFs or cash equivalents and can go 100% to cash equivalents if conditions warrant. All BCM strategies use long-only ETFs avoiding leverage, shorting, margin and other complicating factors. The portfolio manager maintains full discretion over the portfolio. 0.5889
ModelxChangeBlackbridge FinancialGuided Advice - Conservative 304/30/2024 12:00:00 AM1.37588.22932.09655.39281.375812.6035-11.20506.901112.338215.32787.186.95-0.10.486002Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL60020.30000Seeks low long-term capital appreciation by investing in a portfolio comprised up to 30% equity allocation. Designed for conservative investors contint with lower growth due to an emphasis on volatility buffering provided by fixed income. Investors should have a long-term time horizon and the ability to withstand market volatility and capital drawdowns. This model seeks to minimize risk while allowing for low long-term growth. The model strategy seeks to maintain equity exposure to no more than 30% of portfolio at all times with the remaining allocation invested in fixed income and cash investments. At the managers discretion, portfolio allocations will be rotated among various investments and asset classes in a effort to maximize returns while maintaining a conservative risk profile.0.3855
ModelxChangeBlackbridge FinancialGuided Advice - Growth 855888Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL58880.30000Seeks long-term capital appreciation by investing in a portfolio comprised up to 85% equity allocation. Designed for investors seeking to maximize capital appreciation over a long-term time horizon and with the ability to withstand market volatility and capital drawdowns. This model places an emphasis on long-term capital appreciation. The model strategy seeks to maintain equity exposure to no more than 85% of portfolio at all times with the remaining allocation invested in fixed income and cash investments. At the managers discretion, portfolio allocations will be rotated among various investments and asset classes in an effort to maximize returns.0.5673
ModelxChangeBlackbridge FinancialGuided Advice - Moderate 504/30/2024 12:00:00 AM2.187512.85983.97758.02102.187517.5460-12.307010.962416.332720.18048.749.170.140.656001Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL60010.30000Seeks long-term capital appreciation by investing in a portfolio comprised up to 50% equity allocation. Designed for investors seeking a balance between portfolio capital appreciation and volatility buffering provided by fixed income. Investors should have a long-term time horizon and the ability to withstand market volatility and capital drawdowns. This model seeks to balance risk while allowing for long-term capital appreciation. The model strategy seeks to maintain equity exposure to no more than 50% of portfolio at all times with the remaining allocation invested in fixed income and cash investments. At the managers discretion, portfolio allocations will be rotated among various investments and asset classes in a effort to maximize returns while maintaining a balanced risk profile.0.3808
ModelxChangeBlackbridge FinancialGuided Advice - Moderate Growth 654/30/2024 12:00:00 AM1.435715.51865.355710.00291.435721.4062-13.690917.121918.849623.907310.7111.940.250.687947Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL79470.30000Seeks long-term capital appreciation by investing in a portfolio comprised up to 65% equity allocation. Designed for investors seeking to maximize capital appreciation over a long-term time horizon and with the ability to withstand market volatility and capital drawdowns. This model places an emphasis on long-term capital appreciation while maintaining a balance between risk and reward. The model strategy seeks to maintain equity exposure to no more than 65% of portfolio at all times with the remaining allocation invested in fixed income and cash investments. At the managers discretion, portfolio allocations will be rotated among various investments and asset classes in a effort to maximize returns while maintaining a moderate growth risk profile.0.3849
ModelxChangeBoston PartnersBoston Partners Concentrated Large Cap Value - DO NOT EDIT8484Large Valuehttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL84840.00000Boston Partners Concentrated Large Cap Value seeks to provide long-term growth of capital primarily through investment in equity securities. The Fund’s objective is to outperform its benchmark Index, the Russell 1000® Value Index over a market cycle. Boston Partners Concentrated Large Cap Value is an actively managed equity strategy utilizing bottom-up fundamental analysis in conjunction with a robust and proprietary quantitative screening process across stocks with market capitalizations primarily greater than $2 billion. The strategy pursues its objective by taking long positions in stocks identified by Boston Partners as having attractive valuations, strong fundamentals, and positive business momentum.0.0000
ModelxChangeBox Financial Advisors, LLCAll Bond1697Intermediate Core Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16970.35000Seek a high level of income consistent with a portfolio of various fixed income securities. To invest in bond mutual funds and/or ETFs, designed to seek a high level of income. The portfolio will normally maintain the underlying assets in bond mutual funds and/or bond ETFs. Assets may be allocated in cash and/or short term cash equivalent mutual funds and/or ETFs. The mixture of investments represents various areas of the fixed income and debt securities markets, including investment-grade, high yield, international, and emerging market asset classes.0.4405
ModelxChangeBox Financial Advisors, LLCAll Cash1698Money Market-Taxablehttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16980.00000Seek a high level of income consistent with preservation of capital and liquidity. To invest in U.S. denominated money market fund(s). 0.2972
ModelxChangeBox Financial Advisors, LLCAll Stock1705https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17050.45000Seek a high total return by allocating across various asset classes to generate capital appreciation. To invest in stock ETF’s, consisting of various asset classes for diversification. The fund can invest at least 5% of underlying assets in money market or other short-term cash equivalents. Up to 100% of assets may be allocated in stock mutual funds and/or ETF's.0.5885
ModelxChangeBox Financial Advisors, LLCRisk Tolerance - Aggressive4/30/2024 12:00:00 AM1.440411.87372.21036.78111.440415.3314-13.231816.012211.446820.194714.0115.5200.361704Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17040.45000Seek a high total return by allocating across various asset classes to generate some income and capital appreciation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification. The portfolio will normally maintain a neutral mix of 85% in stock and 15% bond assets.0.5801
ModelxChangeBox Financial Advisors, LLCRisk Tolerance - Balanced1700Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17000.40000Seek a high total return by allocating across various asset classes to generate income and capital appreciation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification. The portfolio will normally maintain a neutral mix of 50% in stock, 40% bond, and 10% in short-term or cash equivalents. 0.5200
ModelxChangeBox Financial Advisors, LLCRisk Tolerance - Conservative1699Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16990.35000Seek a high level of income and some capital appreciation for growth to offset inflation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification. The portfolio will normally maintain a neutral mix of 25% in stock, 50% bond, and 25% in short-term or cash equivalents.0.4519
ModelxChangeBox Financial Advisors, LLCRisk Tolerance - Growth4/30/2024 12:00:00 AM0.78179.87272.02286.17750.781713.8225-11.432513.390311.579917.386112.1213.29-0.030.351702Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17020.45000Seek a high total return by allocating across various asset classes to generate income and capital appreciation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification. The portfolio will normally maintain a neutral mix of 70% in stock and 30% bond assets. 0.5755
ModelxChangeBox Financial Advisors, LLCRisk Tolerance - Moderate1701Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17010.40000Seek a high total return by allocating across various asset classes to generate income and capital appreciation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification. The portfolio will normally maintain a neutral mix of 60% in stock, 35% bond, and 5% in short-term or cash equivalents. 0.5137
ModelxChangeBox Financial Advisors, LLCTarget Date 20254/30/2024 12:00:00 AM-0.82667.36701.54495.5992-0.826612.6852-9.782811.222711.779317.034810.1410.931707https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17070.40000Seek a high total return until the target retirement year is reached, by allocating across various asset classes to generate income and capital appreciation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification in order to achieve proper growth given the relative time frame. The portfolio mix will change over time until after the retirement date, at which time the fund will replicate the Risk Tolerance – Conservative model mix.0.5051
ModelxChangeBox Financial Advisors, LLCTarget Date 20304/30/2024 12:00:00 AM0.929610.79442.73036.70330.929614.6794-10.584913.933011.511218.282712.3713.510.030.391741Target-Date 2030https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17410.45000Seek a high total return until the target retirement year is reached, by allocating across various asset classes to generate income and capital appreciation. To invest in stock, bond, and other ETF’s, consisting of various asset classes for diversification in order to achieve proper growth given the relative time frame. The portfolio mix will change over time until after the retirement date, in which the fund will replicate the Risk Tolerance – Conservative model mix.0.5760
ModelxChangeBox Financial Advisors, LLCTarget Date 20354/30/2024 12:00:00 AM1.010611.30942.37336.80211.010615.4142-12.380015.057312.069719.263013.4114.660.010.371742Target-Date 2035https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17420.45000Seek a high total return until the target retirement year is reached, by allocating across various asset classes to generate income and capital appreciation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification in order to achieve proper growth given the relative time frame. The portfolio mix will change over time until after the retirement date, at which time the fund will replicate the Risk Tolerance – Conservative model mix.0.5795
ModelxChangeBox Financial Advisors, LLCTarget Date 20404/30/2024 12:00:00 AM1.731212.53102.52657.05841.731215.9781-13.259516.261811.727220.774214.6115.90.030.371743Target-Date 2040https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17430.45000Seek a high total return until the target retirement year is reached, by allocating across various asset classes to generate income and capital appreciation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification in order to achieve proper growth given the relative time frame. The portfolio mix will change over time until after the retirement date, at which time the fund will replicate the Risk Tolerance – Conservative model mix.0.5753
ModelxChangeBox Financial Advisors, LLCTarget Date 20454/30/2024 12:00:00 AM1.486812.43124.19068.20261.486816.0323-8.818516.598712.005820.885713.7415.510.140.451744Target-Date 2045https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17440.04500Seek a high total return until the target retirement year is reached, by allocating across various asset classes to generate income and capital appreciation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification in order to achieve proper growth given the relative time frame. The portfolio mix will change over time until after the retirement date, at which time the fund will replicate the Risk Tolerance – Conservative model mix.0.1768
ModelxChangeBox Financial Advisors, LLCTarget Date 2050+4/30/2024 12:00:00 AM1.529712.45112.48257.13441.529716.1209-13.463616.958211.525521.342614.6316.260.030.371745Target-Date 2050https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL17450.04500Seek a high total return until the target retirement year is reached, by allocating across various asset classes to generate income and capital appreciation. To invest in stock, bond, and other ETFs, consisting of various asset classes for diversification in order to achieve proper growth given the relative time frame. The portfolio mix will change over time until after the retirement date, at which time the fund will replicate the Risk Tolerance – Conservative model mix.0.1776
ModelxChangeBrinker CapitalBrinker Capital Destinations ETFh Moderate4/30/2024 12:00:00 AM1.872510.72691.18945.76701.872515.1540-15.811511.099913.392217.950311.6612.2-0.110.3432Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL320.35000The Brinker Capital Destinations ETFh Moderate Asset Allocation Strategy seeks to provide long-term growth of capital with a moderate level of volatility. Typically equity is emphasized, but there will be a meaningful allocation to fixed income and exposure to alternative asset classes. It is designed for qualified investments. Investors should realize that the emphasis on equity will likely produce a higher level of volatility. The emphasis of the portfolio’s allocation will generally be to equities while a substantial commitment to fixed income is maintained to reduce volatility. The domestic equity allocation has an emphasis on large cap securities, with smaller allocations to mid and small cap. Modest commitments to international equities and alternative investments, such as real assets, absolute return and private equity, are maintained. The fixed income allocation will be divided into various fixed income sub-asset classes, including high-yield, intermediate and shortterm bonds, as well as international fixed income. Most asset class and subasset class exposures will be accessed through exchange traded funds (ETF); however, mutual funds will be used where appropriate ETFs are not available or where we believe active management has a significant competitive advantage. 0.02910.6803
ModelxChangeBrinker CapitalBrinker Capital Destinations ETFh Aggressive4/30/2024 12:00:00 AM2.886114.00252.00877.55582.886118.1991-17.829914.729816.993022.643314.1815.13-0.010.4134Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL340.35000The Brinker Capital Destinations ETFh Aggressive Asset Allocation Strategy seeks to maximize longterm capital appreciation. Typically, the portfolio will be heavily allocated to equity, with smaller allocations to fixed income and alternative asset classes. It is designed for qualified investments. Investors should realize that the equity emphasis will likely produce a high level of volatility. The portfolio’s allocation will generally emphasize equity. Small positions in fixed income and real estate will be maintained. The domestic equity allocation has an emphasis on large cap securities, with smaller allocations to mid and small cap. A modest commitment to international equity and alternative investments, such as real assets, absolute return and private equity, will be maintained. Various fixed income sub-classes will be represented in the portfolio. Most asset class and sub-asset class exposures will be accessed through exchange traded funds (ETF); however, mutual funds will be used where appropriate ETFs are not available or where we believe active management has a significant competitive advantage. 0.01540.6314
ModelxChangeBrinker CapitalBrinker Capital Destinations ETFh Aggressive Equity4/30/2024 12:00:00 AM3.858216.79852.62849.11023.858220.7823-19.498517.381520.624826.220916.4717.650.050.4635Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL350.35000The Brinker Capital Destinations ETFh Aggressive Equity Asset Allocation Strategy seeks to maximize long-term capital appreciation. Typically, most of the portfolio will be allocated to equity, with a small allocation to alternative asset classes. It is designed for qualified investments. Investors should realize that the equity emphasis will likely produce a very high level of volatility. The portfolio’s allocation will emphasize equity. The domestic equity allocation has an emphasis on large cap securities, with smaller allocations to mid and small cap. A substantial commitment to international equity will be maintained. A small allocation will typically be made to alternative investments such as real assets, absolute return and private equity. Most asset class and sub-asset class exposures will be accessed through exchange traded funds (ETF); however, mutual funds will be used where appropriate ETFs are not available or where we believe active management has a significant competitive advantage. 0.00560.5846
ModelxChangeBrinker CapitalBrinker Capital Destinations ETFh Conservative4/30/2024 12:00:00 AM0.04395.4347-0.42563.06300.043910.3500-13.06395.37029.386312.09338.217.9-0.390.1430Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL300.35000The Brinker Capital Destinations ETFh Conservative Asset Allocation Strategy seeks to provide low volatility with some growth potential. Typically it is a predominantly fixed income portfolio with an equity component and exposure to alternative asset classes. It is designed for qualified investments. Investors should understand that although this allocation provides low volatility, it is still subject to a potential loss of principal. The core of the portfolio is invested in domestic fixed income. Substantial positions may be taken in intermediate-term and short-term taxable bonds. Relatively small allocations are made to high-yield and global fixed income investments. A relatively small allocation is made to various domestic equity sub-classes, as well as international equities and alternative investments such as real assets and absolute return Most asset class and sub-asset class exposures will be accessed through exchange traded funds (ETF); however, mutual funds will be used where appropriate ETFs are not available or where we believe active management has a significant competitive advantage. 0.04370.6967
ModelxChangeBrinker CapitalBrinker Capital Destinations ETFh Defensive4/30/2024 12:00:00 AM-0.44532.8425-0.93821.8861-0.44537.3389-10.73362.27468.17817.97945.855.18-0.66-0.0429Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL290.35000The Brinker Capital Destinations ETFh Defensive Asset Allocation Strategy is a predominately fixed income portfolio with a small equity component and some exposure to alternative asset classes. It is designed for qualified investments. Investors should understand that although this allocation provides low volatility, it is still subject to a potential loss of principal. The asset classes and sub-classes that compromise this portfolio seek to provided a current income stream with some inflation protection. The core of the portfolio is invested in taxable fixed income. Substantial positions my be taken in corporate bonds, mortgage-backed securities, U.S. Treasury and Agency securities, TIPS and international fixed income investments. A relatively small allocation is made to various domestic equity sub-classes, as well as international equities and alternative investments such as real assets and absolute return. Most asset class and sub-asset class exposures will be accessed through exchange traded funds (ETF); however, mutual funds will be used where appropriate ETFs are not available or where we believe active management has a significant competitive advantage.0.00830.05540.7618
ModelxChangeBrinker CapitalBrinker Capital Destinations ETFh Moderately Aggressive4/30/2024 12:00:00 AM2.345912.26321.53056.57092.345916.6123-16.925712.910414.850320.512012.9413.69-0.060.3733Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL330.35000The Brinker Capital Destinations ETFh Moderately Aggressive Asset Allocation Strategy seeks to provide a moderate level of volatility with the opportunity for long-term growth of capital. Typically it has a greater allocation to fixed income than to equity, but there will be a meaningful allocation to equity and exposure to alternative asset classes. It is designed for qualified investments. Investors should understand that the pursuit of these objectives with this allocation will involve a moderate level of principal volatility. The emphasis of the portfolio’s allocation will generally be to fixed income while there is a meaningful allocation for capital appreciation. Substantial positions may be taken in intermediate-term and short-term taxable bonds. Relatively small allocations are made to high-yield and global fixed income. A substantial allocation is made to various domestic equity sub-classes, as well as international equities and alternative investments such as real assets and absolute return. Most asset class and sub-asset class exposures will be accessed through exchange traded funds (ETF); however, mutual funds will be used where the appropriate ETFs are not available or where we believe active management has a significant competitive advantage. 0.02180.6519
ModelxChangeBrinker CapitalBrinker Capital Destinations ETFh Moderately Conservative4/30/2024 12:00:00 AM0.66437.18900.14163.97040.664311.8815-13.97877.287110.693914.05199.329.22-0.270.2331Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL310.35000The Brinker Capital Destinations ETFh Moderately Conservative Asset Allocation Strategy seeks to provide a moderate level of volatility with the opportunity for long-term growth of capital. Typically it has a greater allocation to fixed income than to equity, but there will be a meaningful allocation to equity and exposure to alternative asset classes. It is designed for qualified investments. Investors should understand that the pursuit of these objectives with this allocation will involve a moderate level of principal volatility. The emphasis of the portfolio’s allocation will generally be to fixed income while there is a meaningful allocation for capital appreciation. Substantial positions may be taken in intermediate-term and short-term taxable bonds. Relatively small allocations are made to high-yield and global fixed income. A substantial allocation is made to various domestic equity sub-classes, as well as international equities and alternative investments such as real assets and absolute return. Most asset class and sub-asset class exposures will be accessed through exchange traded funds (ETF); however, mutual funds will be used where the appropriate ETFs are not available or where we believe active management has a significant competitive advantage. 0.00500.03920.6979
ModelxChangeBrinker Capital InvestmentsBrinker AdvisorOne Investment Strategy - Aggressive (85-100)45Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL450.00000CLS’s proprietary funds generally use ETFs for a large part of their allocation, but also invest in individual securities. Multiple CLS-managed proprietary funds are used to build the AdvisorOne portfolios. This strategy uses risk budgeting and targets a risk level similar to a 100 percent allocation to a diversified equity benchmark. Aggressive Model (suggested score range: 85-100; suggested age range: 18-25) The Aggressive allocation pursues its objective primarily by seeking growth of capital. This allocation may be appropriate for investors who: - are comfortable with substantial investment risk; - have a long investment time horizon; and - seek to maximize long-term returns while accepting the possibility of significant short-term or even long-term losses.0.7998
ModelxChangeBrinker Capital InvestmentsBrinker AdvisorOne Investment Strategy - Conservative (30-44)61Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL610.00000CLS’s proprietary funds generally use ETFs for a large part of their allocation, but also invest in individual securities. Multiple CLS-managed proprietary funds are used to build the AdvisorOne portfolios. This strategy uses risk budgeting and targets a risk level similar to a 50 percent allocation to a diversified equity benchmark. Conservative Model (suggested score range: 30-44; suggested age range: 65 and above) The Conservative allocation pursues its objective by seeking income and, secondarily, long-term growth of capital. This allocation may be appropriate for investors who: - have a relatively short investment time horizon; - have a low tolerance for risk; and primarily seek income from their investment.0.7709
ModelxChangeBrinker Capital InvestmentsBrinker AdvisorOne Investment Strategy - Moderate (60-74)59Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL590.00000CLS’s proprietary funds generally use ETFs for a large part of their allocation, but also invest in individual securities. Multiple CLS-managed proprietary funds are used to build the AdvisorOne portfolios. This strategy uses risk budgeting and targets a risk level similar to a 70 percent allocation to a diversified equity benchmark. Moderate Model (suggested score range: 60-74; suggested age range: 39-50) The Moderate allocation pursues its objective primarily by seeking both growth of capital, as well as income. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - seek both growth and income from their investment; and - are willing to accept moderate short-term price fluctuations in exchange for potentially higher returns over time.0.7938
ModelxChangeBrinker Capital InvestmentsBrinker AdvisorOne Investment Strategy - Moderately Aggressive (75-84)58Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL580.00000CLS’s proprietary funds generally use ETFs for a large part of their allocation, but also invest in individual securities. Multiple CLS-managed proprietary funds are used to build the AdvisorOne portfolios. This strategy uses risk budgeting and targets a risk level similar to a 85 percent allocation to a diversified equity benchmark. Moderately Aggressive Model (suggested score range: 75-84; suggested age range: 26-38) The Moderately Aggressive allocation pursues its objective primarily by seeking growth of capital, as well as income. This allocation may be appropriate for investors who: - are comfortable with significant investment risk; - have a long investment time horizon; - seek additional diversification; and - seek to maximize long-term returns while accepting the possibility of short-term or even long-term losses.0.7963
ModelxChangeBrinker Capital InvestmentsBrinker AdvisorOne Investment Strategy - Moderately Conservative (45-59)60Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL600.00000CLS’s proprietary funds generally use ETFs for a large part of their allocation, but also invest in individual securities. Multiple CLS-managed proprietary funds are used to build the AdvisorOne portfolios. This strategy uses risk budgeting and targets a risk level similar to a 60 percent allocation to a diversified equity benchmark. Moderately Conservative Model (suggested score range: 45-59; suggested age range: 51-64) The Moderately Conservative allocation pursues its objective by seeking income and, secondarily, long-term growth of capital. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - primarily seek income from their investment; - have a shorter investment time horizon; and - are willing to accept some short-term price fluctuations in exchange for potentially higher income and growth.0.7923
ModelxChangeBrinker Capital InvestmentsBrinker AdvisorOne Protection Investment Strategy - Conservative (45-54)64Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL640.20000CLS’s protection models seek to limit the impact that significant market downturns can have on investments. The models also seek growth of capital by aiming for average risk levels similar to either a 70, 60, or 50 percent allocation to a diversified equity benchmark. The models target a 30 percent allocation to a protection fund, with the remainder of the portfolio being allocated to CLS-managed proprietary funds. The AdvisorOne Protection models are designed to help investors who are within 10 years of retirement to prepare for transition to retirement by continuing to allow for wealth accumulation while gradually decreasing the risk of the portfolio and adding a level of protection. AdvisorOne Protection Conservative Model (Suggested score range: 45-54) The AdvisorOne Protection Conservative allocation pursues its objective by seeking income and, secondarily, long-term growth of capital. Approximately 30 percent of your portfolio will be invested in one or more Affiliated Funds designed to provide protection from large equity market declines. This allocation may be appropriate for investors who: - have a relatively short investment time horizon; - have a low tolerance for risk; and - primarily seek income from their investment.1.0004
ModelxChangeBrinker Capital InvestmentsBrinker AdvisorOne Protection Investment Strategy - Moderate (65-75)62Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL620.20000CLS’s protection models seek to limit the impact that significant market downturns can have on investments. The models also seek growth of capital by aiming for average risk levels similar to either a 70, 60, or 50 percent allocation to a diversified equity benchmark. The models target a 30 percent allocation to a protection fund, with the remainder of the portfolio being allocated to CLS-managed proprietary funds. The AdvisorOne Protection models are designed to help investors who are within 10 years of retirement to prepare for transition to retirement by continuing to allow for wealth accumulation while gradually decreasing the risk of the portfolio and adding a level of protection. AdvisorOne Protection Moderate Model (Suggested score range: 65-75) The AdvisorOne Protection Moderate allocation pursues its objective primarily by seeking both growth of capital, as well as income. Approximately 30 percent of your portfolio will be invested in one or more Affiliated Funds designed to provide protection from large equity market declines. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - seek both growth and income from their investment; and - are willing to accept moderate short-term price fluctuations in exchange for potentially higher returns over time.1.0175
ModelxChangeBrinker Capital InvestmentsBrinker AdvisorOne Protection Investment Strategy - Moderately Conservative (55-64)63Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL630.20000CLS’s protection models seek to limit the impact that significant market downturns can have on investments. The models also seek growth of capital by aiming for average risk levels similar to either a 70, 60, or 50 percent allocation to a diversified equity benchmark. The models target a 30 percent allocation to a protection fund, with the remainder of the portfolio being allocated to CLS-managed proprietary funds. The AdvisorOne Protection models are designed to help investors who are within 10 years of retirement to prepare for transition to retirement by continuing to allow for wealth accumulation while gradually decreasing the risk of the portfolio and adding a level of protection. AdvisorOne Protection Moderately Conservative Model (Suggested score range: 55-64) The AdvisorOne Protection Moderately Conservative allocation pursues its objective by seeking income and, secondarily, long-term growth of capital. Approximately 30 percent of your portfolio will be invested in one or more Affiliated Funds designed to provide protection from large equity market declines. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - primarily seek income from their investment; - have a shorter investment time horizon; and - are willing to accept some1.0170
ModelxChangeBrinker Capital InvestmentsBrinker ETF Strategy Aggressive 100 (95-100)68Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL680.25000CLS Investments (CLS) uses ETFs in an active manner and targets a risk level similar to a 100% allocation to a globally diversified equity benchmark. ETF Portfolio Aggressive 100 (suggested score range: 100-95) The Aggressive 100 allocation approximates 100% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking growth of capital. This allocation may be appropriate for investors who: - are comfortable with substantial investment risk; - have a long investment time horizon; and - seek to maximize long-term returns while accepting the possibility of significant short-term or even long-term losses.0.6697
ModelxChangeBrinker Capital InvestmentsBrinker ETF Strategy Aggressive 90 (85-94)69Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL690.25000CLS Investments (CLS) uses ETFs in an active manner and targets a risk level similar to a 90% allocation to a globally diversified equity benchmark. ETF Portfolio Aggressive 90 (suggested score range: 94-85) The Aggressive 90 allocation approximates 90% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking growth of capital. This allocation may be appropriate for investors who: - are comfortable with significant investment risk; - have a long investment time horizon; - seek additional diversification; and - seek to maximize long-term returns while accepting the possibility of short-term or even long-term losses.0.6816
ModelxChangeBrinker Capital InvestmentsBrinker ETF Strategy Conservative 30 (30-34)75Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL750.25000CLS Investments (CLS) uses ETFs in an active manner and targets a risk level similar to a 20% allocation to a globally diversified equity benchmark. ETF Portfolio Conservative 30 (Suggested score range: 34-30) Conservative 30 allocation approximates 30% of the risk of a diversified equity portfolio and pursues its objective by seeking income and, secondarily, long-term growth of capital. This allocation may be appropriate for investors who: - have a relatively short investment time horizon; - have a low tolerance for risk; and - primarily seek income from their investment.0.6582
ModelxChangeBrinker Capital InvestmentsBrinker ETF Strategy Moderate Growth 60 (55-64)72Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL720.25000CLS Investments (CLS) uses ETFs in an active manner and targets a risk level similar to a 55% allocation to a globally diversified equity benchmark. ETF Portfolio Moderate Growth 60 (suggested score range: 64-55) Moderate 60 allocation approximates 60% of the risk of a diversified equity portfolio and pursues its objective by seeking both growth of capital, as well as income. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - have a relatively short investment time horizon; and - seek both growth and income from their investment.0.6841
ModelxChangeBrinker Capital InvestmentsBrinker ETF Strategy Moderate Growth 70 (65-74)71Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL710.25000CLS Investments (CLS) uses ETFs in an active manner and targets a risk level similar to a 65% allocation to a globally diversified equity benchmark. CLS Investments, LLC (“CLS”) uses ETFs in a tactical manner to overweight its portfolios based on capitalization, style, sector, region, quality, and duration in an effort to seek outperformance. This strategy uses risk budgeting and targets a risk level similar to 65 percent allocation to a diversified equity benchmark.0.6808
ModelxChangeBrinker Capital InvestmentsBrinker ETF Strategy Moderately Aggressive 80 (75-84)70Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL700.25000CLS Investments (CLS) uses ETFs in an active manner and targets a risk level similar to a 75% allocation to a globally diversified equity benchmark. ETF Portfolio Moderately Aggressive 80 (suggested score range: 84-75) The Moderately Aggressive 80 allocation approximates 80% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking both growth of capital, as well as income. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - seek both growth and income from their investment; and - are willing to accept moderate short-term price fluctuations in exchange for potentially higher returns over time.0.6913
ModelxChangeBrinker Capital InvestmentsBrinker ETF Strategy Moderately Conservative 40 (35-44)74Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL740.25000CLS Investments (CLS) uses ETFs in an active manner and targets a risk level similar to a 30% allocation to a globally diversified equity benchmark. ETF Portfolio Moderately Conservative 40 (Suggested score range: 44-35) The Moderately Conservative 40 allocation approximates 40% of the risk of a diversified equity portfolio and pursues its objective by seeking income and, secondarily, long-term growth of capital. This allocation may be appropriate for investors who: - have a shorter investment time horizon; - have a low tolerance for risk; - primarily seek income from their investment; and - are willing to accept some short-term price fluctuations in exchange for potentially higher income and growth.0.6727
ModelxChangeBrinker Capital InvestmentsBrinker ETF Strategy Moderately Conservative 50 (45-54)73Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL730.25000CLS Investments (CLS) uses ETFs in an active manner and targets a risk level similar to a 40% allocation to a globally diversified equity benchmark. ETF Portfolio Moderately Conservative 50 (Suggested score range: 54-45) The Moderately Conservative 50 allocation approximates 50% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking income and, secondarily, long-term growth of capital. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - primarily seek income from their investment; and - are willing to accept some short-term price fluctuations in exchange for potentially higher income and growth.0.6740
ModelxChangeBrinker Capital InvestmentsBrinker ETF Target Date 20204/30/2024 12:00:00 AM1.11936.23490.33744.46051.119310.2160-11.55289.15629.761715.93599.8111.03-0.230.251671Target-Date 2020https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16710.25000CLS Investments (CLS) uses ETFs in an active manner and targets a risk level similar to a 65% allocation to a globally diversified equity benchmark. The Target Date 2020 approximates 65% of the risk of a diversified equity portfolio and pursues its objective by seeking both growth of capital, as well as income. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - have a relatively short investment time horizon; and - seek both growth and income from their investment. 0.6740
ModelxChangeBrinker Capital InvestmentsBrinker ETF Target Date 20254/30/2024 12:00:00 AM1.68947.89111.21955.87851.689411.7961-12.123911.629112.407817.876111.2812.53-0.110.351670Target-Date 2025https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16700.25000CLS Investments (CLS) uses ETFs in an active manner and targets a risk level similar to a 75% allocation to a globally diversified equity benchmark. The Target Date 2025 approximates 75% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking both growth of capital, as well as income. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - seek both growth and income from their investment; and - are willing to accept substantive short-term price fluctuations in exchange for potentially higher returns over time. 0.6841
ModelxChangeBrinker Capital InvestmentsBrinker ETF Target Date 20304/30/2024 12:00:00 AM2.26039.45591.37396.15302.260313.1444-12.086910.684812.632918.777112.0113.24-0.080.351669Target-Date 2030https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16690.25000CLS Investments (CLS) uses ETFs in an active manner and targets a risk level similar to a 80% allocation to a globally diversified equity benchmark. The Target Date 2030 approximates 80% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking both growth of capital, as well as income. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - seek both growth and income from their investment; and - are willing to accept substantive short-term price fluctuations in exchange for potentially higher returns over time. 0.6808
ModelxChangeBrinker Capital InvestmentsBrinker ETF Target Date 20354/30/2024 12:00:00 AM2.562611.06321.91336.61552.562615.1526-12.742311.772712.350519.773612.6513.93-0.030.371668Target-Date 2035https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16680.25000CLS Investments (CLS) uses ETFs in an active manner and targets a risk level similar to a 85% allocation to a globally diversified equity benchmark. The Target Date 2035 approximates 85% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking both growth of capital, as well as income. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - seek both growth and income from their investment; and - are willing to accept substantive short-term price fluctuations in exchange for potentially higher returns over time. 0.6913
ModelxChangeBrinker Capital InvestmentsBrinker ETF Target Date 20404/30/2024 12:00:00 AM2.577710.94931.73836.48252.577714.8702-13.069611.497312.298120.666512.9814.3-0.040.361667Target-Date 2040https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16670.25000CLS Investments (CLS) uses ETFs in an active manner and targets a risk level similar to a 90% allocation to a globally diversified equity benchmark. The Target Date 2040 allocation approximates 90% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking growth of capital. This allocation may be appropriate for investors who: - are comfortable with significant investment risk; - have a long investment time horizon; - seek additional diversification; and - seek to maximize long-term returns while accepting the possibility of short-term or even long-term losses. 0.6913
ModelxChangeBrinker Capital InvestmentsBrinker ETF Target Date 20454/30/2024 12:00:00 AM2.953812.72052.44936.70042.953816.6657-13.129112.407610.601320.804313.5515.040.020.361666Target-Date 2045https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16660.25000CLS Investments (CLS) uses ETFs in an active manner and targets a risk level similar to a 92% allocation to a globally diversified equity benchmark. The Target Date 2045 allocation approximates 92% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking growth of capital. This allocation may be appropriate for investors who: - are comfortable with significant investment risk; - have a long investment time horizon; - seek additional diversification; and - seek to maximize long-term returns while accepting the possibility of short-term or even long-term losses. 0.6816
ModelxChangeBrinker Capital InvestmentsBrinker ETF Target Date 20504/30/2024 12:00:00 AM3.035312.72742.43026.78163.035316.6390-13.123412.105311.146121.025913.7515.10.020.371665Target-Date 2050https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16650.25000CLS Investments (CLS) uses ETFs in an active manner and targets a risk level similar to a 93% allocation to a globally diversified equity benchmark. The Target Date 2050 allocation approximates 93% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking growth of capital. This allocation may be appropriate for investors who: - are comfortable with significant investment risk; - have a long investment time horizon; - seek additional diversification; and - seek to maximize long-term returns while accepting the possibility of short-term or even long-term losses. 0.6816
ModelxChangeBrinker Capital InvestmentsBrinker ETF Target Date 20554/30/2024 12:00:00 AM2.957212.66212.21986.96422.957216.8037-13.663713.140411.583421.233414.0215.410.010.371664Target-Date 2055https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16640.25000CLS Investments (CLS) uses ETFs in an active manner and targets a risk level similar to a 95% allocation to a globally diversified equity benchmark. The Target Date 2055 allocation approximates 95% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking growth of capital. This allocation may be appropriate for investors who: - are comfortable with significant investment risk; - have a long investment time horizon; - seek additional diversification; and - seek to maximize long-term returns while accepting the possibility of short-term or even 0.6816
ModelxChangeBrinker Capital InvestmentsBrinker ETF Target Date 20604/30/2024 12:00:00 AM2.738713.97432.57527.29562.738718.5151-14.061013.196012.168922.618714.9716.230.040.381663Target-Date 2055https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16630.25000CLS Investments (CLS) uses ETFs in an active manner and targets a risk level similar to a 100% allocation to a globally diversified equity benchmark. The Target Date 2060 allocation approximates 100% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking growth of capital. This allocation may be appropriate for investors who: - are comfortable with substantial investment risk; - have a long investment time horizon; and - seek to maximize long-term returns while accepting the possibility of significant short-term or even long-term losses. 0.6697
ModelxChangeBrinker Capital InvestmentsBrinker ETF Target Date 206511946Target-Date 2065+https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL119460.25000The Target Date 2065 allocation approximates 100% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking growth of capital. This allocation may be appropriate for investors who: - are comfortable with substantial investment risk; - have a long investment time horizon; and - seek to maximize long-term returns while accepting the possibility of significant short-term or even long-term losses. 0.6697
ModelxChangeBrinker Capital InvestmentsBrinker ETF Target Date Retired1672Target-Date 2015https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16720.25000CLS Investments (CLS) uses ETFs in an active manner and targets a risk level similar to a 55% allocation to a globally diversified equity benchmark. The Target Date 2015 approximates 55% of the risk of a diversified equity portfolio and pursues its objective primarily by seeking income and, secondarily, long-term growth of capital. This allocation may be appropriate for investors who: - have a lower tolerance for risk than more aggressive investors; - primarily seek income from their investment; and - are willing to accept some short-term price fluctuations in exchange for potentially higher income and growth. 0.6707
ModelxChangeBryn Mawr Capital Management, LLCBMCM Aggressive4/30/2024 12:00:00 AM2.227815.47900.35579.03682.227821.9796-24.485318.117626.819727.275218.8819.541411https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14110.30000The portfolio objective is to generate capital appreciation over time for investors with long term investment horizons, a tolerance for risk and the ability to remain invested through periods of elevated volatility. The strategies benchmark is the Morningstar Moderate Aggressive benchmark. The portfolio primarily targets diversified exposure to global equities with an emphasis on geographically or sector focused investments. These investments are selected for their potential to outperform the broader markets in terms of capital appreciation over time. Based on historical information, examples of industry specific investments might include Biotech, New Media, or Technology. Thematically driven research may be utilized throughout the business cycle to evaluate the addition or subtraction of mature industries or geographical / emerging market exposure. The Portfolio Manager assigns risk based target weights to the underlying investments as a percentage of the overall portfolio value. Through systematic rebalancing and ongoing monitoring of the underlying assets, profits may be captured and redeployed in order to mitigate concentration risk.0.4140
ModelxChangeBryn Mawr Capital Management, LLCBMCM Balanced4/30/2024 12:00:00 AM2.62979.45101.82426.39642.629712.7881-15.024114.286013.852518.475213.2213.391647https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16470.30000The portfolio objective is to outperform the Morningstar Conservative benchmark. This portfolio uses risk analysis and targets a balance between fixed income and diversified equity vehicles. This portfolio seeks modest growth and income over market cycles. The portfolio is designed to diversify holdings across a selection of asset classes and investment styles. This disciplined blending emphasizes return potential while attempting to manage risk and help provide consistent conservative returns. 0.3859
ModelxChangeBryn Mawr Capital Management, LLCBMCM Capital Preservation4/30/2024 12:00:00 AM0.53133.2778-0.43581.69490.53136.2376-9.73983.46834.465210.41788.917.951648https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL16480.25000The portfolio objective is to outperform the Morningstar Conservative benchmark. This portfolio uses risk analysis and targets a balance between fixed income and diversified equity vehicles. This portfolio seeks modest growth and income over market cycles. The portfolio is designed to diversify holdings across a selection of asset classes and investment styles. This disciplined blending emphasizes return potential while attempting to manage risk and help provide consistent conservative returns. 0.3429
ModelxChangeBryn Mawr Capital Management, LLCBMCM Conservative4/30/2024 12:00:00 AM2.12437.40530.87683.79842.12439.8580-11.99737.43768.020913.935010.9310.151400https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14000.25000The portfolio objective is to provide balanced exposure to income producing assets and a selection of broadly diversified global equities for investors with short to intermediate investment horizons and a low to moderate tolerance for risk. The strategies benchmark is the Morningstar Conservative benchmark. The portfolio is designed with the objective of providing stable growth with a lower degree of volatility than other strategies. The fixed income portion of the portfolio incorporates investment instruments with staggered durations with the potential for reducing sensitivity to fluctuations in rates. This is complemented by broadly diversified exposure to the global equity markets that targets growth and value. The Portfolio Manager assigns risk based target weights to the underlying investments as a percentage of the overall portfolio value. Through systematic rebalancing and ongoing monitoring of the underlying assets, profits may be captured and redeployed in order to mitigate concentration risk.0.3354
ModelxChangeBryn Mawr Capital Management, LLCBMCM Low Volatility4/30/2024 12:00:00 AM1.22105.83540.87994.22501.22108.1998-11.05239.13178.758613.929810.149.422603https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL26030.25000The portfolio objective is to outperform the very Morningstar Conservative benchmark. This portfolio uses risk analysis and targets a balance between fixed income and diversified equity vehicles. This portfolio seeks modest growth and income over market cycles. The portfolio is designed with the objective of providing conservative stable growth with a low degree of volatility. The Portfolio Manager assigns risk based target weights to the underlying investments as a percentage of the overall portfolio value. This disciplined blend emphasizes return potential while attempting to manage risk and help provide consistent conservative returns. 0.3483
ModelxChangeBryn Mawr Capital Management, LLCBMCM Moderate4/30/2024 12:00:00 AM2.689010.7798-0.07007.22632.689014.6688-21.292317.165720.479424.178216.0916.711410https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL14100.30000The portfolio objective for the BMCM Moderate strategy is to generate growth and income across market cycles for investors with Long to Intermediate investment horizons and a moderate tolerance for risk. The strategies benchmark is the Morningstar Moderate benchmark. The portfolio is designed to provide exposure to a weighted blend of asset classes that has historically mitigated risk in periods of dislocation or volatility in the equity markets and delivering long term price appreciation. The fixed income portion of the strategy incorporates investments in instruments with staggered durations with the intention of reducing sensitivity to fluctuations in rates. This is complemented by broadly diversified exposure to the global equity markets and targeted weightings in sector or geographically focused instruments. The Portfolio Manager assigns risk based target weights to the underlying investments as a percentage of the overall portfolio value. Through systematic rebalancing and ongoing monitoring of the underlying assets, profits may be captured and redeployed in order to mitigate concentration risk.0.4011
ModelxChangeBuckingham Strategic Partners, LLC1. Buckingham Retirement Solutions - DFA Only - Defensive4/30/2024 12:00:00 AM1.69346.47631.03602.48401.69347.4008-6.66085.14562.56627.92935.675.88-0.330.081501Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15010.22000The objective of the Defensive portfolio is to provide capital preservation by investing in a portfolio of primarily bonds. It is designed for those who have a substantially lower tolerance for portfolio fluctuations. The investment time horizon is typically 3 years or more. Loring Ward portfolios are built using low-cost, institutional class mutual funds and contain as many as 9,000 securities in 45 countries, representing 35 currencies and 9 asset classes. The model is primarily based on the Fama-French “Three Factor Model.” The portfolio construction strategy focuses on investing in the three factors of risk and return: the market factor (stocks minus bonds), the value factor (value minus growth), and the size factor (small cap stocks minus large cap stocks). These risk factors may provide investors with returns over time that adequately compensate them for the additional risk inherent in the stock market as a whole, and value and small cap stocks in particular. A multi risk factor equity portfolio is combined with a short term (1- to 5-year average maturity) and high quality fixed income portfolio based on the client's constraints and risk and return objectives. The goal is to provide the highest returns for a given level of risk over time.0.4214
ModelxChangeBuckingham Strategic Partners, LLC2. Buckingham Retirement Solutions - DFA Only - Conservative4/30/2024 12:00:00 AM1.93178.06801.70083.66101.93179.2121-7.69958.67973.311710.34897.828.55-0.140.211502Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15020.22000The objective of the Conservative portfolio is to provide capital preservation and limited growth by investing in a portfolio of primarily bonds with some stocks. It is designed for those who have a lower tolerance for portfolio fluctuations. The investment time horizon is typically 3 to 5 years or more. Loring Ward portfolios are built using low-cost, institutional class mutual funds and contain as many as 9,000 securities in 45 countries, representing 35 currencies and 9 asset classes. The model is primarily based on the Fama-French “Three Factor Model.”  The portfolio construction strategy focuses on investing in the three factors of risk and return:  the market factor (stocks minus bonds), the value factor (value minus growth), and the size factor (small cap stocks minus large cap stocks).  These risk factors may provide investors with returns over time that adequately compensate  them for the additional risk inherent in the stock market as a whole, and value and small cap stocks in particular.  A multi risk factor equity portfolio is combined with a short term (1- to 5-year average maturity) and high quality fixed income portfolio based on the client's constraints and risk and return objectives.  The goal is to provide the highest returns for a given level of risk over time.0.4321
ModelxChangeBuckingham Strategic Partners, LLC3. Buckingham Retirement Solutions - DFA Only - Balanced4/30/2024 12:00:00 AM2.06658.87792.074813.85402.066510.1166-8.196410.91923.731373.05839.2126.7-0.070.511503Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15030.22000The objective of the Balanced portfolio is to provide balance between capital preservation and growth. It is designed for those who have an average tolerance for portfolio fluctuations. The investment time horizon is typically 5 to 10 years or more. Loring Ward portfolios are built using low-cost, institutional class mutual funds and contain as many as 9,000 securities in 45 countries, representing 35 currencies and 9 asset classes. The model is primarily based on the Fama-French “Three Factor Model.”  The portfolio construction strategy focuses on investing in the three factors of risk and return:  the market factor (stocks minus bonds), the value factor (value minus growth), and the size factor (small cap stocks minus large cap stocks).  These risk factors may provide investors with returns over time that adequately compensate  them for the additional risk inherent in the stock market as a whole, and value and small cap stocks in particular.  A multi risk factor equity portfolio is combined with a short term (1- to 5-year average maturity) and high quality fixed income portfolio based on the client's constraints and risk and return objectives.  The goal is to provide the highest returns for a given level of risk over time.0.4402
ModelxChangeBuckingham Strategic Partners, LLC4. Buckingham Retirement Solutions - DFA Only - Moderate4/30/2024 12:00:00 AM2.232810.36172.80395.44332.232811.9342-8.982914.70324.098614.740911.6413.240.030.31504Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15040.22000The objective of the Moderate portfolio is to provide some long-term growth by investing in both bonds and a greater allocation to stocks. It is designed for those who have a moderate tolerance for portfolio fluctuations. The investment time horizon is typically 10 to 15 years or more. Loring Ward portfolios are built using low-cost, institutional class mutual funds and contain as many as 9,000 securities in 45 countries, representing 35 currencies and 9 asset classes. The model is primarily based on the Fama-French “Three Factor Model.”  The portfolio construction strategy focuses on investing in the three factors of risk and return:  the market factor (stocks minus bonds), the value factor (value minus growth), and the size factor (small cap stocks minus large cap stocks).  These risk factors may provide investors with returns over time that adequately compensate  them for the additional risk inherent in the stock market as a whole, and value and small cap stocks in particular.  A multi risk factor equity portfolio is combined with a short term (1- to 5-year average maturity) and high quality fixed income portfolio based on the client's constraints and risk and return objectives.  The goal is to provide the highest returns for a given level of risk over time.0.4461
ModelxChangeBuckingham Strategic Partners, LLC5. Buckingham Retirement Solutions - DFA Only - Moderate Growth4/30/2024 12:00:00 AM2.357411.14373.249520.39222.357412.9925-9.538717.36614.1926119.534013.1242.040.070.541505Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15050.22000The objective of the Moderate Growth portfolio is to provide moderate long-term growth. It is designed for those seeking growth and willing to assume a higher level risk. These investors should have a long-term investment horizon and be able to withstand regular fluctuations in portfolio value. The investment time horizon is typically 10 to 20 years or greater. Loring Ward portfolios are built using low-cost, institutional class mutual funds and contain as many as 9,000 securities in 45 countries, representing 35 currencies and 9 asset classes. The model is primarily based on the Fama-French “Three Factor Model.”  The portfolio construction strategy focuses on investing in the three factors of risk and return:  the market factor (stocks minus bonds), the value factor (value minus growth), and the size factor (small cap stocks minus large cap stocks).  These risk factors may provide investors with returns over time that adequately compensate  them for the additional risk inherent in the stock market as a whole, and value and small cap stocks in particular.  A multi risk factor equity portfolio is combined with a short term (1- to 5-year average maturity) and high quality fixed income portfolio based on the client's constraints and risk and return objectives.  The goal is to provide the highest returns for a given level of risk over time.0.4499
ModelxChangeBuckingham Strategic Partners, LLC6. Buckingham Retirement Solutions - DFA Only - Capital Appreciation4/30/2024 12:00:00 AM2.590112.35993.74216.80542.590114.2072-10.020219.79974.249718.593514.7517.010.110.351506Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15060.22000The objective of the Capital Appreciation portfolio is to provide long-term growth. It is designed for those interested in maximizing growth potential and willing to assume a higher level of risk to potentially achieve greater returns. These investors should have a long term investment horizon and be able to withstand significant fluctuations in portfolio value. The investment time horizon is typically 15 to 20 years or more. Loring Ward portfolios are built using low-cost, institutional class mutual funds and contain as many as 9,000 securities in 45 countries, representing 35 currencies and 9 asset classes. The model is primarily based on the Fama-French “Three Factor Model.”  The portfolio construction strategy focuses on investing in the three factors of risk and return:  the market factor (stocks minus bonds), the value factor (value minus growth), and the size factor (small cap stocks minus large cap stocks).  These risk factors may provide investors with returns over time that adequately compensate  them for the additional risk inherent in the stock market as a whole, and value and small cap stocks in particular.  A multi risk factor equity portfolio is combined with a short term (1- to 5-year average maturity) and high quality fixed income portfolio based on the client's constraints and risk and return objectives.  The goal is to provide the highest returns for a given level of risk over time.0.4545
ModelxChangeBuckingham Strategic Partners, LLC7. Buckingham Retirement Solutions - DFA Only - Equity4/30/2024 12:00:00 AM2.707613.35904.24297.73782.707615.7003-10.974423.60204.461721.337617.0619.840.150.371507Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15070.22000The objective of the Equity portfolio is to maximize long-term growth potential. It is designed for those willing to assume a higher level of risk to potentially achieve greater returns. These investors should have a long-term investment horizon and be able to withstand sizable fluctuations in portfolio value. The investment time horizon is typically 20 years or more. Loring Ward portfolios are built using low-cost, institutional class mutual funds and contain as many as 9,000 securities in 45 countries, representing 35 currencies and 9 asset classes. The model is primarily based on the Fama-French “Three Factor Model.”  The portfolio construction strategy focuses on investing in the three factors of risk and return:  the market factor (stocks minus bonds), the value factor (value minus growth), and the size factor (small cap stocks minus large cap stocks).  These risk factors may provide investors with returns over time that adequately compensate  them for the additional risk inherent in the stock market as a whole, and value and small cap stocks in particular. The goal is to provide the highest returns for a given level of risk over time. 0.4651
ModelxChangeBuckingham Strategic Partners, LLCAggressive - BRS Global Tilt +4/30/2024 12:00:00 AM10393Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL103930.20000The objective of the Aggressive portfolio is to seek to provide long-term growth. It is designed for those interested in maximizing growth potential and willing to assume a higher level of risk to potentially achieve greater returns. These investors should have a long-term investment horizon and be able to withstand significant fluctuations in portfolio value. Occasional declines of 40 percent or more should be expected, and therefore, the investment time horizon is typically 15 to 20 years or more.0.3818
ModelxChangeBuckingham Strategic Partners, LLCConservative - BRS Global Tilt +4/30/2024 12:00:00 AM10391Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL103910.20000The objective of the Conservative portfolio is to seek to promote capital preservation while also offering some growth potential. This portfolio is designed for those who have a lower tolerance for portfolio fluctuations but are willing to stay invested through some losses in the portfolio. In exchange for the growth potential, occasional declines of 20 percent or more should be expected. The investment time horizon is typically 3 to 5 years or more.0.3414
ModelxChangeBuckingham Strategic Partners, LLCDefensive - BRS Global Tilt +4/30/2024 12:00:00 AM9940Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL99400.20000The objective of the Defensive portfolio is to seek to minimize portfolio risk by investing primarily in high quality bonds. The portfolio is designed to grow at a slow, steady pace through time with minimal years of portfolio losses, but occasional declines of 10 percent or more should be expected. The portfolio is designed for those who have a substantially lower tolerance for portfolio fluctuations. The time horizon is typically 3 years or more.0.3212
ModelxChangeBuckingham Strategic Partners, LLCHighly Aggressive - BRS Global Tilt +4/30/2024 12:00:00 AM10394Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL103940.20000The objective of the Highly Aggressive portfolio is to seek to maximize longterm growth potential. It is designed for those willing to assume a high level of risk to potentially achieve greater returns. With no allocation to bonds, investors should have a long-term investment horizon and be able to withstand sizable fluctuations in portfolio value. Occasional declines of 50 percent or more should be expected, and therefore, the investment time horizon is typically 20 years or more. 0.4020
ModelxChangeBuckingham Strategic Partners, LLCModerate - BRS Global Tilt +4/30/2024 12:00:00 AM10392Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL103920.20000The objective of the Moderate portfolio is to seek to promote some longterm growth. This portfolio can experience significant short-term losses and therefore is designed for those who have a moderate tolerance for portfolio fluctuations. Occasional declines of 30 percent or more should be expected, and therefore, the investment time horizon is typically 10 to 15 years or more.0.3616
ModelxChangeCAAS, LLCWealthMark Aggressive4/30/2024 12:00:00 AM2.663213.26565.86458.18662.663217.4416-5.430311.998710.102720.171514.1813.490.250.492419Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL24190.25000A diversified portfolio of Mutual Funds and ETFs representing multiple asset classes for an aggressive investor. 0.00950.4853
ModelxChangeCAAS, LLCWealthMark Moderate2376Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL23760.25000A diversified portfolio of Mutual Funds and ETFs representing multiple asset classes for a moderate investor.0.04340.2500
ModelxChangeCAAS, LLCWealthMark Principal Preservation2187Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL21870.00000The fund seeks to preserve principal while seeking to provide some income and minimal growth. The fund seeks to meet its objective by using a strategic investment approach made up of a diversified allocation of investments designed to meet a conservative income risk profile. The fund allocation will primarily include but is not limited to mutual funds, exchange traded funds and guaranteed insurance/investment contracts. The fund may use inverse funds to add non-correlated asset classes in small percentages for risk mitigation to preserve principal in adverse market conditions.0.01250.3970
ModelxChangeCabana LLC d/b/a Cabana Asset ManagementTarget Drawdown 103490Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL34900.35000The objective of the Moderate Portfolio is to achieve limited volatility range ("drawdown" or the maximum amount an investment can be expected to fall during a specific period) of ten percent (10%) from peak to trough. The asset allocation is primarily distributed among major asset classes with a sensitivity to market downturn. This portfolio may contain inversely and non-correlated assets throughout the economic cycle, and in each corresponding tactical allocation. Additional stability is sought through the accumulation of bond interest and equity dividends. The Moderate Portfolio is the original of Cabanas portfolios. All Cabana Portfolios are considered core all asset tactial and provide a viable option for most long-term investors. Find more information about Cabanas portfolios at www.cabanaportfolio.com.0.5090
ModelxChangeCabana LLC d/b/a Cabana Asset ManagementTarget Drawdown 133489Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL34890.35000The objective of the Balanced Portfolio is to achieve a limited volatility range ("drawdown" or the maximum amount an investment can be expected to fall during a specific period) of thirteen percent (13%) from peak to trough. The portfolio is comprised of various assets, based on each phase of the economic cycle. Allocation allows for potential capital appreciation of growth assets during times of favorable conditions, while maintaining relative stability through exposure to inversely or non-correlated assets during periods of less favorable market conditions. All Cabana Portfolios are considered core all asset tactical and provide a viable option for most long-term investors. Find more information about Cabanas portfolios at www.cabanaportfolio.com. 0.4410
ModelxChangeCabana LLC d/b/a Cabana Asset ManagementTarget Drawdown 163487Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL34870.35000The objective of the Growth Portfolio is to achieve a limited volatility range ("drawdown" or the maximum amount an investment can be expected to fall during a specific period) of sixteen percent (16%) from peak to trough. The portfolio is weighted toward higher beta growth assets during all but the most unfavorable of market conditions. It is designed to capture appreciation in growth assets, such as small cap equities, emerging markets, and commodities during periods of economic expansion, while remaining resistant to severe market downturn. All Cabana Portfolios are considered core all asset tactical and provide a viable option for most long-term investors. Find more information about Cabanas portfolios at www.cabanaportfolio.com/portfolios.0.4425
ModelxChangeCabana LLC d/b/a Cabana Asset ManagementTarget Drawdown 203491Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL34910.35000The objective of the Aggressive Portfolio is to achieve a limited volatility range ("drawdown" or the maximum amount an investment can be expected to fall during a specific period) of twenty percent (20%) from peak to trough. The portfolio is significantly weighted toward higher beta growth assets throughout the economic cycle. However, inversely and non-correlated assets may be allocated as a hedge against the most severe market conditions. The portfolio is based on the notion that over time investments in growth assets, such as equities, will likely outperform other asset classes. This portfolio is designed to accommodate this maxim, while striving to protect against catastrophic losses. All Cabana Portfolios are considered core all asset tactical and provide a viable option for most long-term investors. Find more information about Cabanas portfolios at www.cabanaportfolio.com. 0.4665
ModelxChangeCabana LLC d/b/a Cabana Asset ManagementTarget Drawdown 73482Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL34820.35000The objective of the Conservative Portfolio is to achieve a limited volatility range ("drawdown" or the maximum amount an investment can be expected to fall during a specific period) of seven percent (7%) from peak to trough. The asset allocation is inherently weighted toward low beta asset classes, such as corporate grade bonds, treasuries,and dividend-paying equities. This portfolio seeks to emphasize stability throughout the economic cycle, protection of capital, as well as accumulation of bond interest and equity dividends. All Cabana Portfolios are considered core all asset tactical and provide a viable option for most long-term investors. Find more information about Cabanas portfolios at www.cabanaportfolio.com/portfolios 0.4820
ModelxChangeCabana LLC d/b/a Cabana Asset ManagementTarget Drawdown Income 53492Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL34920.35000The objective of the Alpha Income Portfolio is to achieve a limited volatility range ("drawdown" or the maximum amount an investment can be expected to fall during a specific period) of five percent (5%) from peak to trough. This portfolio seeks to leverage the intrinsic value found in income-producing mutual funds (3-5 star rated by Morningstar) with Cabanas proprietary algorithm. By merging the experience of money managers with the efficiencies of our allocation software, the portfolio is designed to provide investors access to a regular stream of income, along with the confidence that comes with diversification, liquidity and a tested model. All Cabana Portfolios are considered core all asset tactical and provide a viable option for most long-term investors. Find more information about Cabanas portfolios at www.cabanaportfolio.com. 0.4890
ModelxChangeCantor Fitzgerald Investment Advisors11-19 Year Aggressive4/30/2024 12:00:00 AM2.152511.95281.81356.23862.152517.2852-17.291314.910111.340019.923212.9514.47-0.040.34203Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2030.50000Aggressive Growth & Income Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs) 0.6287
ModelxChangeCantor Fitzgerald Investment Advisors11-19 Year Conservative201Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2010.50000Conservative Growth & Income Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.6300
ModelxChangeCantor Fitzgerald Investment Advisors11-19 Year Moderate4/30/2024 12:00:00 AM2.071211.74861.60806.08342.071216.8501-17.205214.220311.258519.730112.6814.03-0.050.34202Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2020.50000Moderate Growth & Income Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs) 0.6292
ModelxChangeCantor Fitzgerald Investment Advisors2-5 Year Aggressive4/30/2024 12:00:00 AM-0.58684.5505-0.71472.2691-0.586810.0064-12.66685.63256.169310.91128.458.67-0.410.05197Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1970.50000Aggressive Income & Growth Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.6402
ModelxChangeCantor Fitzgerald Investment Advisors2-5 Year Conservative4/30/2024 12:00:00 AM-0.73514.1218-1.13161.8819-0.73519.3358-12.84824.81346.029710.42398.118.33-0.480195Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1950.50000Conservative Income & Growth Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.6407
ModelxChangeCantor Fitzgerald Investment Advisors2-5 Year Moderate4/30/2024 12:00:00 AM-0.63294.3172-0.85711.9937-0.63299.7995-12.62625.13325.439410.79488.238.49-0.440.02196Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1960.50000Moderate Income & Growth Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.6403
ModelxChangeCantor Fitzgerald Investment Advisors20+ Year Aggressive4/30/2024 12:00:00 AM2.811813.90182.55137.16942.811819.2313-18.131117.103712.332321.589214.0415.830.030.38206Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2060.50000Aggressive Growth Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.6257
ModelxChangeCantor Fitzgerald Investment Advisors20+ Year Conservative4/30/2024 12:00:00 AM2.370412.47671.63846.36232.370417.4814-18.161615.341612.388319.945813.3414.86-0.040.34204Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2040.50000Conservative Growth Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs) 0.6286
ModelxChangeCantor Fitzgerald Investment Advisors20+ Year Moderate4/30/2024 12:00:00 AM2.627613.07392.04156.68102.627618.1285-18.219116.367512.045420.743113.7415.35-0.010.36205Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2050.50000Moderate Growth Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.6269
ModelxChangeCantor Fitzgerald Investment Advisors6-10 Year Aggressive200Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL2000.50000Aggressive Balanced Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs) 0.6347
ModelxChangeCantor Fitzgerald Investment Advisors6-10 Year Conservative198Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1980.50000Conservative Balanced Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.6362
ModelxChangeCantor Fitzgerald Investment Advisors6-10 Year Moderate4/30/2024 12:00:00 AM0.60667.82010.32214.03300.606613.1547-14.86369.53488.836114.823010.3111.14-0.220.22199Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1990.50000Moderate Balanced Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.6358
ModelxChangeCantor Fitzgerald Investment AdvisorsDegreen 11-19 Years Aggressive4/30/2024 12:00:00 AM7767Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL77670.50000Efficient Market Advisor's 11-19 Years Aggressive Strategy provides a solution for investors who are within eleven to nineteen years from needing to begin spending their investment. The Strategy's main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchange-traded funds (ETFs) and a cash account. Income is derived primarily from investments in fixed income ETFs and secondarily from equity ETFs. The 11-19 Years Aggressive Strategy is designed for investors who are willing to tolerate a higher level of volatility in their portfolio.0.6408
ModelxChangeCantor Fitzgerald Investment AdvisorsDegreen 11-19 Years Conservative4/30/2024 12:00:00 AM7765Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL77650.50000Efficient Market Advisor's 11-19 Years Conservative Strategy provides a solution for investors who are within eleven to nineteen years from needing to begin spending their investment. The Strategy's main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchange-traded funds (ETFs) and a cash account. Income is derived primarily from investments in fixed income ETFs and secondarily from equity ETFs. The 11-19 Years Conservative Strategy is designed for investors with a lower tolerance for volatility in their portfolio.0.6412
ModelxChangeCantor Fitzgerald Investment AdvisorsDegreen 11-19 Years Moderate4/30/2024 12:00:00 AM7766Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL77660.50000Efficient Market Advisor's 11-19 Years Moderate Strategy provides a solution for investors who are within eleven to nineteen years from needing to begin spending their investment. The Strategy's main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchangetraded funds (ETFs) and a cash account. Income is derived primarily from investments in fixed income ETFs and secondarily from equity ETFs. The 11-19 Years Moderate Strategy is designed for investors willing to accept a moderate level of volatility in their portfolio.0.6415
ModelxChangeCantor Fitzgerald Investment AdvisorsDegreen 2-5 Years Aggressive4/30/2024 12:00:00 AM7761Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL77610.50000Efficient Market Advisor's 2-5 Years Aggressive Strategy provides a solution for investors who are within two to five years from needing to begin spending their investment. The Strategy's main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchangetraded funds (ETFs) and a cash account. Income is derived primarily from investments in fixed income ETFs and secondarily from equity ETFs. The 2-5 Years Aggressive Strategy is designed for investors who are willing to tolerate a higher level of volatility in their portfolio.0.6415
ModelxChangeCantor Fitzgerald Investment AdvisorsDegreen 2-5 Years Conservative4/30/2024 12:00:00 AM7759Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL77590.50000Efficient Market Advisor's 2-5 Years Conservative Strategy provides a solution for investors who are within two to five years from needing to begin spending their investment. The Strategy's main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchange-traded funds (ETFs) and a cash account. Income is derived primarily from investments in fixed income ETFs and secondarily from equity ETFs. The 2-5 Years Conservative Strategy is designed for investors with a lower tolerance for volatility in their portfolio.0.6417
ModelxChangeCantor Fitzgerald Investment AdvisorsDegreen 2-5 Years Moderate7760Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL77600.50000Efficient Market Advisor's 2-5 Years Moderate Strategy provides a solution for investors who are within two to five years from needing to begin spending their investment. The Strategy's main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchangetraded funds (ETFs) and a cash account. Income is derived primarily from investments in fixed income ETFs and secondarily from equity ETFs. The 2-5 Years Moderate Strategy is designed for investors willing to accept a moderate level of volatility in their portfolio.0.6414
ModelxChangeCantor Fitzgerald Investment AdvisorsDegreen 20+ Years Aggressive4/30/2024 12:00:00 AM7770Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL77700.50000Efficient Market Advisor's 20 Plus Years Aggressive Strategy provides a solution for investors who are in excess of twenty years from needing to begin spending their investment. The Strategy's main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchange-traded funds (ETFs) and a cash account. Income is derived primarily from investments in fixed income ETFs and secondarily from equity ETFs. The 20 Plus Years Aggressive Strategy is designed for investors who are willing to tolerate a higher level of volatility in their portfolio.0.6400
ModelxChangeCantor Fitzgerald Investment AdvisorsDegreen 20+ Years Conservative4/30/2024 12:00:00 AM7768Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL77680.50000Efficient Market Advisor's 20 Plus Years Conservative Strategy provides a solution for investors who are in excess of twenty years from needing to begin spending their investment. The Strategy's main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchange-traded funds (ETFs) and a cash account. Income is derived primarily from investments in fixed income ETFs and secondarily from equity ETFs. The 20 Plus Years Conservative Strategy is designed for investors with a lower tolerance for volatility in their portfolio.0.6415
ModelxChangeCantor Fitzgerald Investment AdvisorsDegreen 20+ Years Moderate7769Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL77690.50000Efficient Market Advisor's 20 Plus Years Moderate Strategy provides a solution for investors who are in excess of twenty years from needing to begin spending their investment. The Strategy's main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchange-traded funds (ETFs) and a cash account. Income is derived primarily from investments in fixed income ETFs and secondarily from equity ETFs. The 20 Plus Years Moderate Strategy is designed for investors willing to accept a moderate level of volatility in their portfolio.0.6411
ModelxChangeCantor Fitzgerald Investment AdvisorsDegreen 6-10 Years Aggressive4/30/2024 12:00:00 AM7764Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL77640.50000Efficient Market Advisor's 6-10 Years Aggressive Strategy provides a solution for investors who are within six to ten years from needing to begin spending their investment. The Strategy's main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchange-traded funds (ETFs) and a cash account. Income is derived primarily from investments in fixed income ETFs and secondarily from equity ETFs. The 6-10 Years Aggressive Strategy is designed for investors who are willing to tolerate a higher level of volatility in their portfolio.0.6410
ModelxChangeCantor Fitzgerald Investment AdvisorsDegreen 6-10 Years Conservative4/30/2024 12:00:00 AM7762Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL77620.50000Efficient Market Advisor's 6-10 Years Conservative Strategy provides a solution for investors who are within six to ten years from needing to begin spending their investment. The Strategy's main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchange-traded funds (ETFs) and a cash account. Income is derived primarily from investments in fixed income ETFs and secondarily from equity ETFs. The 6-10 Years Conservative Strategy is designed for investors with a lower tolerance for volatility in their portfolio.0.6411
ModelxChangeCantor Fitzgerald Investment AdvisorsDegreen 6-10 Years Moderate7763Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL77630.50000Efficient Market Advisor's 6-10 Years Moderate Strategy provides a solution for investors who are within six to ten years from needing to begin spending their investment. The Strategy's main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchange-traded funds (ETFs) and a cash account. Income is derived primarily from investments in fixed income ETFs and secondarily from equity ETFs. The 6-10 Years Moderate Strategy is designed for investors willing to accept a moderate level of volatility in their portfolio.0.6412
ModelxChangeCantor Fitzgerald Investment AdvisorsDegreen Taking Income Aggressive4/30/2024 12:00:00 AM7758Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL77580.50000Efficient Market Advisor's Taking Income Aggressive Strategy provides a solution for investors who are currently spending their investment. The Strategy's main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchange-traded funds (ETFs) and a cash account. Income is derived primarily from investments in fixed income ETFs and secondarily from equity ETFs. The Taking Income Aggressive Strategy is designed for investors who are willing to tolerate a higher level of volatility in their portfolio.0.6414
ModelxChangeCantor Fitzgerald Investment AdvisorsDegreen Taking Income Conservative4/30/2024 12:00:00 AM7756Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL77560.50000Efficient Market Advisor's Taking Income Conservative Strategy provides a solution for investors who are currently spending their investment. The Strategy's main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchange-traded funds (ETFs) and a cash account. Income is derived primarily from investments in fixed income ETFs and secondarily from equity ETFs. The Taking Income Conservative Strategy is designed for investors with a lower tolerance for volatility in their portfolio.0.6285
ModelxChangeCantor Fitzgerald Investment AdvisorsDegreen Taking Income Moderate4/30/2024 12:00:00 AM7757Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL77570.50000Efficient Market Advisor's Taking Income Moderate Strategy provides a solution for investors who are currently spending their investment. The Strategy's main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchange-traded funds (ETFs) and a cash account. Income is derived primarily from investments in fixed income ETFs and secondarily from equity ETFs. The Taking Income Moderate Strategy is designed for investors willing to accept a moderate level of volatility in their portfolio.0.6415
ModelxChangeCantor Fitzgerald Investment AdvisorsESG 11-19 Years4097Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL40970.50000Moderate Growth & Income Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMAs investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs) 0.6271
ModelxChangeCantor Fitzgerald Investment AdvisorsESG 2-5 Years4095Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL40950.50000Moderate Income & Growth Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMAs investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs) 0.6290
ModelxChangeCantor Fitzgerald Investment AdvisorsESG 20 Plus Years4098Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL40980.50000Moderate Growth Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMAs investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs) 0.6266
ModelxChangeCantor Fitzgerald Investment AdvisorsESG 6-10 Years4096Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL40960.50000Moderate Balanced Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMAs investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs) 0.6282
ModelxChangeCantor Fitzgerald Investment AdvisorsESG Taking Income4094Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL40940.50000Income Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMAs investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs) 0.6294
ModelxChangeCantor Fitzgerald Investment AdvisorsTaking Income Aggressive194Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1940.50000Aggressive Income Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.6419
ModelxChangeCantor Fitzgerald Investment AdvisorsTaking Income Conservative4/30/2024 12:00:00 AM-3.4244-0.0676-11.38593.11215.09779.4794192Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1920.50000Conservative Income Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs)0.6425
ModelxChangeCantor Fitzgerald Investment AdvisorsTaking Income Moderate4/30/2024 12:00:00 AM-1.47713.2169-1.20851.3092-1.47718.9764-11.39982.98874.77598.48947.457.4-0.54-0.08193Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1930.50000Income Active asset allocation and passive security selection. We believe the primary determinant of a portfolios return is asset allocation. EMA's investment strategy emphasizes top down, macroeconomic research in creating an active asset allocation strategy. This strategy is implemented through our unique time and risk based portfolios. Passive security selection is the use of an index based vehicle to gain diversified exposure to a desired asset class or category. Asset classes and categories may include Stock, Bond, or Alternative based Exchange Traded Funds. (ETFs) 0.6422
ModelxChangeCapital Insight Partners, LLCBalanced4/30/2024 12:00:00 AM0.71029.95392.02786.42230.710215.3721-14.913714.428012.083019.879012.7912.75-0.020.381115Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11150.20000This portfolio invests across cash equivalents and global bond, stock and alternative investments. It is appropriate as a QDIA and for investors with a balanced objective. This balanced objective is designed to protect capital through time by diversifying across asset classes. It also seeks growth - primarily through the allocations to stocks. The manager tactically reallocates to balance both objectives through time.0.2552
ModelxChangeCapital Insight Partners, LLCEquity4/30/2024 12:00:00 AM2.543214.25813.51778.64862.543218.8516-16.720620.497713.533025.751816.1616.850.10.453581Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL35810.20000This portfolio is majority invested in global stocks. While other assets classes are incorporated, the allocation will be focused on stocks. It is appropriate for those with a higher tolerance for risk. This portfolio generally invests the majority of its assets in global stocks. It seeks growth through capital appreciation.0.2507
ModelxChangeCapital Insight Partners, LLCEquity Emphasis4/30/2024 12:00:00 AM1.781912.03872.48067.22581.781916.8401-15.959716.148413.033121.603514.0714.190.020.411117Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11170.20000This portfolio is majority invested in global stocks. While other asset classes are incorporated, the allocation to stocks will generally be the highest percentage. It is appropriate for those with an above average tolerance to risk. This portfolio generally invests the majority of its assets in global stocks. It seeks growth through capital appreciation. 0.2532
ModelxChangeCapital Insight Partners, LLCFixed Income3582Global Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL35820.20000This portfolio is majority invested in global bonds and alternative assets. While other assets classes are incorporated, the allocation to bonds and alternative assests will generally be the highest. It is appropriate for those with a low tolerance for risk. This portfolio generally invests the majority of its assets in global bonds and alternative assets. It seeks less variance and income generation rather than capital appreciation.0.2626
ModelxChangeCapital Insight Partners, LLCFixed Income Emphasis1116Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11160.20000This portfolio is majority invested in global bonds and alternative assets. While other asset classes are incorporated, the allocation to bonds and alternative assets will generally be the highest percentage. Some examples of alternative assets include real estate, private equity, commodities and currencies. It is appropriate for those with a lower tolerance for risk than our Balanced and Equity Emphasis portfolios. This portfolio generally invests the majority of its assets in global bonds and alternative assets. It seeks less variance and income generation rather than emphasizing capital appreciation.0.2594
ModelxChangeCapital Management Services, Inc.ATG 3.04/30/2024 12:00:00 AM2.064913.14970.66562.064913.5618-15.580320.228626.135910.7-0.172375Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL23750.50000The All Terrain Growth Model 2.0 Launch utilizes a blend of the updated Harmony Model from The Sherman Sheet. It utilizes the SPY when Harmony is positive. Agg when Harmony is in Neutral mode, and a combo of 50% cash and 50% short when the Harmony model is in negative mode.0.5950
ModelxChangeCapital Management Services, Inc.CMS Bull/Bear1108Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11080.50000The objective of the Bull/Bear Model is to provide exposure to Equities during Cyclical Bull markets, and exposure to Bonds and/or Cash during Cyclical Bear markets. The Bull/Bear Model employs a proprietary Bull-Bear Indicator, built from supply and demand measurements of the US Equity market, to determine whether the US Equity market is in Cyclical Bull or Cyclical Bear status. When in Cyclical Bull status, the Bull/Bear Model is completely invested in Equity positions. When in Cyclical Bear status, the Bull/Bear model is completely invested in Fixed Income/Bond positions. Both Equity and Fixed Income/Bond positions are selected from among low-cost ETF candidates based on performance and relative strength criteria, and are adjusted at least quarterly.0.7125
ModelxChangeCapital Management Services, Inc.CMS Bull/Calendar Effects4/30/2024 12:00:00 AM5.275312.73476.259114.71485.275317.2537-4.673519.499128.599526.23151109Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11090.50000The objective of the Bull/Calendar Model is to provide full 100% exposure to Equities during Cyclical Bull markets, and greatly reduced exposure to Equities during Cyclical Bear markets. The Bull/Calendar Model employs a proprietary Bull-Bear Indicator, built from supply and demand measurements of the US Equity market, to determine whether the US Equity market is in Cyclical Bull or Cyclical Bear status. When in Cyclical Bull status, the Bull/Calendar Model is completely invested in Equity positions. When in Cyclical Bear status, the Bull/Calendar model follows the Calendar Effects strategy, as explained in the Fact Sheet for the Calendar Effects Model. Equity positions are selected from among low-cost ETF candidates based on performance and relative strength criteria, and are adjusted at least quarterly when in Cyclical Bull status, and more frequently when in Cyclical Bear status.0.6615
ModelxChangeCapital Management Services, Inc.CMS Calendar Effects718Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7180.50000The objective of the Calendar Effects Model is to take advantage of the Equity Market anomaly known as "Calendar Effects". Calendar Effects are the tendency of the markets to be positive a much higher percentage of the time than would be randomly expected during certain periods of time defined solely by their position in the calendar. This Model may be suitable for investors with a conservative risk profile, or by investors seeking a strategy with a low correlation to the overall Equity market. The Calendar Effects Model will be out of the Equity Market, and in Fixed Income or Cash positions, except for those periods of time determined by CMS analysis to qualify as "Calendar Effects" periods. During "Calendar Effects" periods, the Model is 100% invested in low-cost ETFs selected on the basis of performance and relative strength criteria. Typically, there will be 12 to 14 such periods in a Calendar Year, totaling 70-80 market days (28% - 32% Equity Market time-weighted exposure in a typical year containing 252 market days).0.5000
ModelxChangeCapital Management Services, Inc.CMS Conservative/Moderate Blend1043Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL10430.50000The objective of the Conservative/Moderate Blend Model is to combine the benefits of four independent Specialty Portfolios: Calendar Effects, Sector Rotation, Long/Cash and Multi-Sector Bond. The Conservative/Moderate Blend is intended to produce results that are smoother and with fewer significant drawdowns than the individual portfolios. The Conservative/Moderate Blend deploys 25% allocations to each of these four Portfolios: Calendar Effects, Sector Rotation, Long/Cash and Multi-Sector Bond. Each portfolio adheres to its own strategy. See the Fact Sheets for each of the four Portfolios for detailed information on each. The Conservative/Moderate Blend Model and each of the four component Portfolios is managed by CMS Advisors.0.6644
ModelxChangeCapital Management Services, Inc.CMS Long/Cash4/30/2024 12:00:00 AM3.853814.86907.01828.77363.853815.94691.2720-3.776016.332725.9105969Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9690.50000The objective of the Long/Cash Model is to achieve above-average returns by investing in high-performing US and International candidate ETFs, and by avoiding the bulk of intermediate-term (weeks to months) declines in the markets. The Long/Cash Model exits all equity positions and invests in cash and cash-equivalents during intermediate-term declines in the equity markets. The identification of intermediate-term declines is achieved by using a proprietary measurement of the spread or contraction of demand within 36 sectors in the US equity market. When invested, the Long/Cash Model uses US and International positions. The US positions include both stylebox and sector investments, and always represent the majority of the Model's investments. Selections are made from low-cost ETFs, and are based on momentum, relative strength and other performance measurements. Quarterly reallocations are performed when the Long/Cash Model is in the market.0.6802
ModelxChangeCapital Management Services, Inc.CMS Long/Short1103Long-Short Equityhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11030.50000The objective of the Long/Short Model is to achieve above-average returns by investing in high-performing US and International candidate ETFs during intermediate-term (weeks to months) uptrends in the US market, and by investing in inverse S&P500 ETFs during intermediate-term declines in the US market. The Long/Short Model exits all Long positions and invests 100% in inverse S&P 500 ETFs during intermediate-term declines in the equity markets. The identification of intermediate-term declines is achieved by using a proprietary measurement of the spread or contraction of demand within 36 sectors in the US equity market. When invested Long, the Long/Short Model uses US and International positions. The US positions include both stylebox and sector investments, and always represent the majority of the Model's Long investments. Selections are made from low-cost ETFs, and are based on momentum, relative strength and other performance measurements. Quarterly reallocations are performed when the Long/Short Model is positioned Long in the market. 0.5997
ModelxChangeCapital Management Services, Inc.CMS Min Max High Equity9343Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL93430.50000The objective of the Star Min Max High Equity Model is to provide a "High" level of exposure to the equity markets, and seeks to manage risk by avoiding severe market declines. This Model may be suitable for investors with an aggressive risk profile and/or a longer-term investing horizon. The Star Min Max High Equity Model employs a 90% maximum Equity exposure during favorable, low-risk market conditions, and a 10% Equity exposure during unfavorable, high-risk market conditions. Favorable or unfavorable conditions are determined quarterly using proprietary market supply and demand measurements and trend analysis. The non-Equity portion of the Model is invested in Fixed Income (Bond) positions. Both Equity and Fixed Income positions are selected from among low-cost ETF candidates based on performance and relative strength criteria, and are adjusted at least quarterly. The Risk-Managed High Equity Model has been awarded the DALBAR QDIA Validation each year since 2014, certifying that the Risk-Managed High Equity Model is suitable for use as a Qualified Default Investment Alternative and meets all the ERISA requirements applicable to QDIAs. In addition, the Risk-Managed High Equity Model was awarded all “A” (highest) rankings in the separate DALBAR Asset Allocator analysis. The DALBAR QDIA Validation is recognized as a primary means for plan sponsors and advisors to satisfy the ERISA requirements for due diligence and analysis of QDIAs used in their plans.0.7464
ModelxChangeCapital Management Services, Inc.CMS Min Max Medium Equity9342Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL93420.50000The objective of the Star Min Max Medium Equity Model is to provide a "Medium" level of exposure to the equity markets, and seeks to manage risk by avoiding severe market declines. This Model may be suitable for investors with a moderate risk profile and/or a medium-term investing horizon. The Risk-Managed Medium Equity Model employs a 60% maximum Equity exposure during favorable, low-risk market conditions, and a 10% Equity exposure during unfavorable, high-risk market conditions. Favorable or unfavorable conditions are determined quarterly using proprietary market supply and demand measurements and trend analysis. The non-Equity portion of the Model is invested in Fixed Income (Bond) positions. Both Equity and Fixed Income positions are selected from among low-cost ETF candidates based on performance and relative strength criteria, and are adjusted at least quarterly. The Risk-Managed Medium Equity Model has been awarded the DALBAR QDIA Validation each year since 2014, certifying that the Risk-Managed Medium Equity Model is suitable for use as a Qualified Default Investment Alternative and meets all the ERISA requirements applicable to QDIAs. In addition, the Risk-Managed Medium Equity Model was awarded all “A” (highest) rankings in the separate DALBAR Asset Allocator analysis. The DALBAR QDIA Validation is recognized as a primary means for plan sponsors and advisors to satisfy the ERISA requirements for due diligence and analysis of QDIAs used in their plans.0.6643
ModelxChangeCapital Management Services, Inc.CMS Min/Max Low Equity9341Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL93410.50000The objective of the Star Min Max Low Equity Model is to provide a "Low" level of exposure to the equity markets, and seeks to manage risk by avoiding severe market declines. This Model may be suitable for investors with a conservative risk profile and/or a shorter-term investing horizon. The Star Min Max Low Equity Model employs a 30% maximum Equity exposure during favorable, low-risk market conditions, and a 10% Equity exposure during unfavorable, high-risk market conditions. Favorable or unfavorable conditions are determined quarterly using proprietary market supply and demand measurements and trend analysis. The non-Equity portion of the Model is invested in Fixed Income (Bond) positions. Both Equity and Fixed Income positions are selected from among low-cost ETF candidates based on performance and relative strength criteria, and are adjusted at least quarterly. The Risk-Managed Low Equity Model has been awarded the DALBAR QDIA Validation annually since 2014, certifying that the Risk-Managed Low Equity Model is suitable for use as a Qualified Default Investment Alternative and meets all the ERISA requirements applicable to QDIAs. In addition, the Risk-Managed Low Equity Model was awarded all “A” (highest) rankings in the separate DALBAR Asset Allocator analysis. The DALBAR QDIA Validation is recognized as a primary means for plan sponsors and advisors to satisfy the ERISA requirements for due diligence and analysis of QDIAs used in their plans.0.5783
ModelxChangeCapital Management Services, Inc.CMS Moderate/Aggressive Blend1112Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11120.50000The objective of the Moderate/Aggressive Blend Model is to combine the benefits of four independent Specialty Portfolios: Calendar Effects, Sector Rotation, Long/Short and Multi-Sector Bond. The Moderate/Aggressive Blend is intended to produce results that are smoother and with fewer significant drawdowns than the individual portfolios. The Moderate/Aggressive Blend deploys 25% allocations to each of these four Portfolios: Calendar Effects, Sector Rotation, Long/Short and Multi-Sector Bond. Each portfolio adheres to its own strategy. See the Fact Sheets for each of the four Portfolios for detailed information on each. The Moderate/Aggressive Blend Model and each of the four component Portfolios is managed by CMS Advisors. 0.6839
ModelxChangeCapital Management Services, Inc.CMS Multi-Sector Bond968Multisector Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9680.50000The objective of the Multi-Sector Bond Model is to provide exposure to multiple high-performing sectors of the Bond asset class. The Multi-Sector Bond Model is reallocated quarterly. Up to three Bond sector ETFs are selected each quarter for inclusion in the Model portfolio. The quarterly selection of Bond sectors is made from among low-cost ETFs on the basis of momentum, relative strength and other performance measurements.0.7197
ModelxChangeCapital Management Services, Inc.CMS Risk-Managed High Equity715Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL7150.50000The objective of the Risk-Managed High Equity Model is to provide a "High" level of exposure to the equity markets, and seeks to manage risk by avoiding severe market declines. This Model may be suitable for investors with an aggressive risk profile and/or a longer-term investing horizon. The Risk-Managed High Equity Model employs a 90% maximum Equity exposure during favorable, low-risk market conditions, and a 10% Equity exposure during unfavorable, high-risk market conditions. Favorable or unfavorable conditions are determined quarterly using proprietary market supply and demand measurements and trend analysis. The non-Equity portion of the Model is invested in Fixed Income (Bond) positions. Both Equity and Fixed Income positions are selected from among low-cost ETF candidates based on performance and relative strength criteria, and are adjusted at least quarterly. The Risk-Managed High Equity Model has been awarded the DALBAR QDIA Validation each year since 2014, certifying that the Risk-Managed High Equity Model is suitable for use as a Qualified Default Investment Alternative and meets all the ERISA requirements applicable to QDIAs. In addition, the Risk-Managed High Equity Model was awarded all “A” (highest) rankings in the separate DALBAR Asset Allocator analysis. The DALBAR QDIA Validation is recognized as a primary means for plan sponsors and advisors to satisfy the ERISA requirements for due diligence and analysis of QDIAs used in their plans.0.7465
ModelxChangeCapital Management Services, Inc.CMS Sector Rotation4/30/2024 12:00:00 AM3.543212.315710.05399.24383.543216.75343.456316.8163-0.82139.8294967Miscellaneous Sectorhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL9670.50000The objective of the Sector Rotation Model is to provide exposure to US Equity Sectors during quarters deemed to be low-risk, and to Bond Sectors during quarters deemed to be high-risk. A risk determination is made at the beginning of each quarter. If the quarter is deemed to be low-risk, then US Equity Sectors are selected for the Model, reallocated monthly during the quarter. If the quarter is deemed to be high-risk, then Bond Sectors are selected for the Model, and held for the duration of the quarter. Both Equity and Bond Sector positions are selected from among low-cost ETF candidates based on performance and relative strength criteria.0.8000
ModelxChangeCapital Management Services, Inc.CMS STAR Min/Max 0/1002252Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL22520.50000The objective of the STAR Min/Max 0/100 Model is to provide a 100% exposure to the equity markets when the model's risk management indicators favor equities, and seeks to manage risk by exiting equity positions altogether when the model's risk-management indicators sense the risk of a severe market declines This Model may be suitable for investors with an aggressive risk profile and/or a longer-term investing horizon. The STAR Min/Max 0/100 Model employs a full 100% Equity exposure during favorable, lower-risk market conditions, and a 0% Equity/100% Fixed Income exposure during unfavorable, higher-risk market conditions. Favorable or unfavorable conditions are determined quarterly using proprietary market supply and demand measurements and trend analysis. Both Equity and Fixed Income positions are selected from among low-cost ETF candidates based on performance and relative strength criteria, and are adjusted at least quarterly. 0.6280
ModelxChangeCapital Management Services, Inc.Conservative Tactical Strategy7602Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL76020.50000Risk Managed, Conservative Capital Management Services employs the use of low-cost ETFs and Mutual Fund's in a trend following system that systematically adjusts the portfolios as various market conditions change. The purpose of the Conservative model is to utilize a blend of bond ETFs, low equity ETF exposure and cash when the markets are in a negative condition, while employing a conservative approach with more equity ETFs when the markets are in a positive condition.0.6958
ModelxChangeCapital Management Services, Inc.Moderate Tactical Strategy7603Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL76030.50000Risk Managed, Balanced Capital Management Services employs the use of low-cost ETFs and Mutual Fund's in a trend following system that systematically adjusts the portfolios as various market conditions change. The purpose of the Balanced model is to utilize a mixture of Sherman Indicators for both positive and negative market conditions. 0.6440
ModelxChangeCapital Management Services, Inc.Optimum Bond Strategy8859Multisector Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL88590.50000The Optimum Bond Strategy is built on one of the most persistent phenomena of fixed income investing: that bonds issued by the US Treasury, backed by the full faith and credit of the US Government, are typically the best-performing fixed income assets in times of equity markets distress, and that Corporate Bonds are typically the best-performing fixed income assets when the equity market is enjoying smooth sailing. The Optimum Bond Strategy takes advantage of this phenomenon by switching between US Treasury Bonds and Corporate Bonds based on the state of Sherman Sheet indicators that identify the condition of the equity market. When both the Bull-Bear Indicator and the Balance of Strength Signal (BOSS) indicator are positive, the Optimum Bond Strategy is 100% invested in Corporate Bonds. By default, the investment is 50% in Investment-Grade Corporate Bonds, and 50% in High-Yield Corporate Bonds. When either the Bull-Bear Indicator or the Balance of Strength Signal (BOSS) indicator is negative, the Optimum Bond Strategy is 100% invested in 7-10 year US Treasury Bonds.0.6500
ModelxChangeCapital Management Services, Inc.Tactically Risk-Managed Gold Strategy2374Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL23740.50000The Risk-Managed Gold Model is a longer-term low-activity Model whose goal is to identify and invest in longer-term uptrends in Gold, while managing the risk of investing in this highly volatile commodity by identifying and avoiding its longer-term downtrends. Trends are identified by the proprietary Gold Trend Strength Indicator. When gold is in a downtrend, funds are invested productively in the CMS Bull/Calendar model. When the Risk-Managed Gold Model's Trend Strength Indicator is positive (above zero), 100% of funds are invested in shares of GLD, the leading gold-holding ETF. When the Gold Trend Strength Indicator is negative (below zero), 100% of funds are invested in the Bull/Calendar Model (an all-equity model).0.9000
ModelxChangeCavalier Investments, LLCSMART Portfolio (1) Conservative4/30/2024 12:00:00 AM-1.38532.7068-2.30580.5842-1.38537.6967-14.70584.13183.927410.71348.678.18-0.59-0.167960Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL79600.00000SMART Portfolio (5) Conservative, is designed to help improve investment results over all market conditions while seeking a higher level of growth over a full market cycle. SMART Portfolios incorporate sound investment management solutions that target benchmark returns in up markets, while seeking to limit losses in down markets. SMART Portfolios combine the strongest ideas that the industry offers, to help deliver a smoother ride for investors. SMART Portfolio (5) Conservative, combine strategic, opportunistic and tactical segments. SMART Portfolios are designed to be dynamic, and can systematically overweight equity exposure by up to 10%, in up markets; and, underweight equities by up to 30% in down markets. Portfolio Allocation Range: Equities - Fixed Income/Cash Target Allocation 20% - 80% Up Markets 24% - 76% Down Markets 14% - 86% 0.6225
ModelxChangeCavalier Investments, LLCSMART Portfolio (2) Moderate Conservative4/30/2024 12:00:00 AM-0.34443.9311-0.86282.5453-0.34448.5787-13.94458.00006.631513.718210.2710.01-0.340.087959Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL79590.00000SMART Portfolio (4) Moderate Conservative, is designed to help improve investment results over all market conditions while seeking a higher level of growth over a full market cycle. SMART Portfolios incorporate sound investment management solutions that target benchmark returns in up markets, while seeking to limit losses in down markets. SMART Portfolios combine the strongest ideas that the industry offers, to help deliver a smoother ride for investors. SMART Portfolio (4) Moderate Conservative, combine strategic, opportunistic and tactical segments. SMART Portfolios are designed to be dynamic, and can systematically overweight equity exposure by up to 10%, in up markets; and, underweight equities by up to 30% in down markets. Portfolio Allocation Range: Equities - Fixed Income/Cash Target Allocation 40% - 60% Up Markets 44% - 56% Down Markets 28% - 72% 0.6772
ModelxChangeCavalier Investments, LLCSMART Portfolio (3) Moderate4/30/2024 12:00:00 AM0.86666.8605-0.25824.63500.866610.3334-16.187412.044312.608617.393412.4212.26-0.210.257958Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL79580.00000SMART Portfolio (3) Moderate, is designed to help improve investment results over all market conditions while seeking a higher level of growth over a full market cycle. SMART Portfolios incorporate sound investment management solutions that target benchmark returns in up markets, while seeking to limit losses in down markets. SMART Portfolios combine the strongest ideas that the industry offers, to help deliver a smoother ride for investors. SMART Portfolio (3) Moderate, combine strategic, opportunistic and tactical segments. SMART Portfolios are designed to be dynamic, and can systematically overweight equity exposure by up to 10%, in up markets; and, underweight equities by up to 30% in down markets. Portfolio Allocation Range: Equities - Fixed Income/Cash Target Allocation 60% - 40% Up Markets 66% - 34% Down Markets 42% - 58% 0.7321
ModelxChangeCavalier Investments, LLCSMART Portfolio (4) Moderate Aggressive4/30/2024 12:00:00 AM1.69529.63530.70396.24561.695212.6109-17.082314.826215.557921.225614.514.68-0.090.347957Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL79570.00000SMART Portfolio (2) Moderate Aggressive, is designed to help improve investment results over all market conditions while seeking a higher level of growth over a full market cycle. SMART Portfolios incorporate sound investment management solutions that target benchmark returns in up markets, while seeking to limit losses in down markets. SMART Portfolios combine the strongest ideas that the industry offers, to help deliver a smoother ride for investors. SMART Portfolio (2) Moderate Aggressive, combine strategic, opportunistic and tactical segments. SMART Portfolios are designed to be dynamic, and can systematically overweight equity exposure by up to 10%, in up markets; and, underweight equities by up to 30% in down markets. Portfolio Allocation Range: Equities - Fixed Income/Cash Target Allocation 80% - 20% Up Markets 88% - 12% Down Markets 56% - 44% 0.7869
ModelxChangeCavalier Investments, LLCSMART Portfolio (5) Aggressive4/30/2024 12:00:00 AM1.3735-1.84515.3959-17.525715.913618.690424.61417956Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL79560.00000SMART Portfolio (1) Aggressive, is designed to help improve investment results over all market conditions while seeking a higher level of growth over a full market cycle. SMART Portfolios incorporate sound investment management solutions that target benchmark returns in up markets, while seeking to limit losses in down markets. SMART Portfolios combine the strongest ideas that the industry offers, to help deliver a smoother ride for investors. SMART Portfolio (1) Aggressive, combine strategic, opportunistic and tactical segments. SMART Portfolios are designed to be dynamic, and can systematically overweight equity exposure by up to 10%, in up markets; and, underweight equities by up to 30% in down markets. Portfolio Allocation Range: Equities - Fixed Income/Cash Target Allocation 100% - 0% Up Markets 100% - 0% Down Markets 70% - 30% 0.7924
ModelxChangeChairvolotti Financial IncDividend Model4/30/2024 12:00:00 AM12616Large Blendhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL126160.00000A model that prioritizes yield.4.0338
ModelxChangeChairvolotti Financial IncKarat Conservative9198Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL91980.00000An investment allocation consisting of 20% equities and 80% fixed income.0.5020
ModelxChangeChairvolotti Financial IncKarat Growth4/30/2024 12:00:00 AM2.150614.59142.150617.1177-20.56689200Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL92000.00000An investment allocation of 80% equities and 20% fixed income.0.3780
ModelxChangeChairvolotti Financial IncKarat Moderate4/30/2024 12:00:00 AM1.547712.30841.547714.5195-14.77469199Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL91990.00000An investment allocation of 60% equities and 40% fixed income.0.3890
ModelxChangeChairvolotti Financial IncKarat Tactical4/30/2024 12:00:00 AM2.367319.60882.367324.3054-19.45879201Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL92010.00000An investment allocation that utilizes a dynamic, tactical strategy.0.3767
ModelxChangeClark Capital Management GroupNavigator Alternative1144https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11440.50000The Investment Objective of the Core allocation is broad diversification of alternative investment strategies that seeks absolute return from income and capital appreciation, regardless of the direction of the securities markets. The core allocation is implemented primarily with mutual funds for liquidity. The Investment Objective of the Explore allocation is long and short tactical alternative exposure seeking alpha opportunities. The explore allocation is implemented primarily with exchange traded funds. The Core allocation represents 20-60% of the total portfolio. Strategies included in Core are: Market Neutral, Multi-Strategy, Managed Futures, Hedged Equity, Enhanced Equity and Strategic Income. The Explore allocation represents 40-80% of the total portfolio. Strategies included in Explore are: Equity, Fixed Income, Commodities, Currencies, Precious Metals and Real Estate. 0.05051.5279
ModelxChangeClark Capital Management GroupNavigator Fixed Income Total Return4/30/2024 12:00:00 AM0.79756.95690.81443.75440.797510.3438-9.65393.711412.57707.13346.36.24-0.330.27101High Yield Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1010.50000The Navigator Fixed Income Total Return strategy is designed in an effort to deliver excess alpha over a full market cycle measured against Barclays Capital U.S. Corporate High Yield Bond Index. The strategy seeks total return with a secondary goal of current income. The Navigator Fixed Income Total Return strategy is designed in an effort to deliver excess alpha over a full market cycle measured against Barclays Capital U.S. Corporate High Yield Bond Index. The strategy seeks total return with a secondary goal of current income. The strategy utilizes a disciplined, quantitative relative strength research process that targets opportunistic fixed income exposure in three areas: high yield bonds, high quality government and corporate bonds and short term treasuries. Based upon Clark Capital's research, the strategy dynamically allocates to the fixed income sector and yield curve area that is believed to be exhibiting superior relative strength. The strategy is designed to be a disciplined pursuit of alpha, with concentrated allocations to the favored fixed income sector. Portfolios are implemented with exchange traded funds. The portfolio is continuously monitored and adjusted in response to changing market conditions and emerging opportunities. 0.02381.2552
ModelxChangeClark Capital Management GroupNavigator Global Balanced 20-80 Hedged4/30/2024 12:00:00 AM-0.00036.2105-0.11733.9625-0.000310.5071-10.92155.354214.16467.55177.257.28-0.410.27106Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1060.50000The Navigator Global Balanced 20-80 Hedged strategy seeks to provide low volatility exposure to the global markets combined with a tactical fixed income allocation for current income. The strategy combines a 20% allocation of the Navigator Global Equity ETF Hedged strategy with an 80% allocation of the Navigator Fixed Income Total Return portfolio. Equity Allocation Investment Strategy The investment process begins with a disciplined, quantitative analysis of relative strength across three subsets of the global equity markets: 1. U.S. market capitalizations and styles 2. Industry sectors and sub-groups 3. International countries and regions. A strategic hedge is employed utilizing volatility as an asset class through the ownership of exchange traded products based on the CBOE S&P 500 Volatility Index (VIX). The portfolio will maintain an allocation to volatility in all market environments without market timing influences. The hedge will be opportunistically managed in an effort to minimize portfolio drag and take advantage of volatility spikes. Fixed Income Allocation Investment Strategy The Navigator Fixed Income Total Return strategy is designed in an effort to deliver excess alpha over a full market cycle measured against Barclays Capital U.S. Corporate High Yield Bond Index. The strategy seeks total return with a secondary goal of current income. The strategy utilizes a disciplined, quantitative relative strength research process that targets opportunistic fixed income exposure in three areas: high yield bonds, high quality government and corporate bonds and short term treasuries. Based upon Clark Capital's research, the strategy dynamically allocates to the fixed income sector and yield curve area that is believed to be exhibiting superior relative strength. The strategy is designed to be a disciplined pursuit of alpha, with concentrated allocations to the favored fixed income sector. Portfolios are implemented with exchange traded funds. The portfolio is continuously monitored and adjusted in response to changing market conditions and emerging opportunities.0.01901.3467
ModelxChangeClark Capital Management GroupNavigator Global Balanced 40-60 Hedged4/30/2024 12:00:00 AM-0.54435.5817-1.23824.3644-0.544310.5726-12.54096.976815.77379.50498.588.77-0.470.28105Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1050.50000 The Navigator Global Balanced 40-60 Hedged strategy seeks to provide low volatility exposure to the global markets combined with a tactical fixed income allocation for current income. The strategy combines a 40% allocation of the Navigator Global Equity ETF Hedged strategy with an 60% allocation of the Navigator Fixed Income Total Return portfolio. Equity Allocation Investment Strategy The investment process begins with a disciplined, quantitative analysis of relative strength across three subsets of the global equity markets: 1. U.S. market capitalizations and styles 2. Industry sectors and sub-groups 3. International countries and regions. A strategic hedge is employed utilizing volatility as an asset class through the ownership of exchange traded products based on the CBOE S&P 500 Volatility Index (VIX). The portfolio will maintain an allocation to volatility in all market environments without market timing influences. The hedge will be opportunistically managed in an effort to minimize portfolio drag and take advantage of volatility spikes. Fixed Income Allocation Investment Strategy The Navigator Fixed Income Total Return strategy is designed in an effort to deliver excess alpha over a full market cycle measured against Barclays Capital U.S. Corporate High Yield Bond Index. The strategy seeks total return with a secondary goal of current income. The strategy utilizes a disciplined, quantitative relative strength research process that targets opportunistic fixed income exposure in three areas: high yield bonds, high quality government and corporate bonds and short term treasuries. Based upon Clark Capital's research, the strategy dynamically allocates to the fixed income sector and yield curve area that is believed to be exhibiting superior relative strength. The strategy is designed to be a disciplined pursuit of alpha, with concentrated allocations to the favored fixed income sector. Portfolios are implemented with exchange traded funds. The portfolio is continuously monitored and adjusted in response to changing market conditions and emerging opportunities.0.01421.4380
ModelxChangeClark Capital Management GroupNavigator Global Balanced 60-40 Hedged4/30/2024 12:00:00 AM-1.11175.0069-1.91914.3809-1.111710.6836-13.51638.504917.40078.77639.810.13-0.470.26104Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1040.50000The Navigator Global Balanced 60-40 Hedged strategy seeks to provide low volatility exposure to the global markets combined with a tactical fixed income allocation for current income. The strategy combines a 60% allocation of the Navigator Global Equity ETF Hedged strategy with an 40% allocation of the Navigator Fixed Income Total Return portfolio. Equity Allocation Investment Strategy The investment process begins with a disciplined, quantitative analysis of relative strength across three subsets of the global equity markets: 1. U.S. market capitalizations and styles 2. Industry sectors and sub-groups 3. International countries and regions. A strategic hedge is employed utilizing volatility as an asset class through the ownership of exchange traded products based on the CBOE S&P 500 Volatility Index (VIX). The portfolio will maintain an allocation to volatility in all market environments without market timing influences. The hedge will be opportunistically managed in an effort to minimize portfolio drag and take advantage of volatility spikes. Fixed Income Allocation Investment Strategy The Navigator Fixed Income Total Return strategy is designed in an effort to deliver excess alpha over a full market cycle measured against Barclays Capital U.S. Corporate High Yield Bond Index. The strategy seeks total return with a secondary goal of current income. The strategy utilizes a disciplined, quantitative relative strength research process that targets opportunistic fixed income exposure in three areas: high yield bonds, high quality government and corporate bonds and short term treasuries. Based upon Clark Capital's research, the strategy dynamically allocates to the fixed income sector and yield curve area that is believed to be exhibiting superior relative strength. The strategy is designed to be a disciplined pursuit of alpha, with concentrated allocations to the favored fixed income sector. Portfolios are implemented with exchange traded funds. The portfolio is continuously monitored and adjusted in response to changing market conditions and emerging opportunities.0.00941.5290
ModelxChangeClark Capital Management GroupNavigator Global Balanced 80-20 Hedged4/30/2024 12:00:00 AM-1.60774.4079-2.74644.4849-1.607710.6792-14.87989.874418.82839.428811.1311.68-0.490.25103Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL1030.50000The Navigator Global Balanced 80-20 Hedged strategy seeks to provide low volatility exposure to the global markets combined with a tactical fixed income allocation for current income. The strategy combines a 80% allocation of the Navigator Global Equity ETF Hedged strategy with an 20% allocation of the Navigator Fixed Income Total Return portfolio. Equity Allocation Investment Strategy The investment process begins with a disciplined, quantitative analysis of relative strength across three subsets of the global equity markets: 1. U.S. market capitalizations and styles 2. Industry sectors and sub-groups 3. International countries and regions. A strategic hedge is employed utilizing volatility as an asset class through the ownership of exchange traded products based on the CBOE S&P 500 Volatility Index (VIX). The portfolio will maintain an allocation to volatility in all market environments without market timing influences. The hedge will be opportunistically managed in an effort to minimize portfolio drag and take advantage of volatility spikes. Fixed Income Allocation Investment Strategy The Navigator Fixed Income Total Return strategy is designed in an effort to deliver excess alpha over a full market cycle measured against Barclays Capital U.S. Corporate High Yield Bond Index. The strategy seeks total return with a secondary goal of current income. The strategy utilizes a disciplined, quantitative relative strength research process that targets opportunistic fixed income exposure in three areas: high yield bonds, high quality government and corporate bonds and short term treasuries. Based upon Clark Capital's research, the strategy dynamically allocates to the fixed income sector and yield curve area that is believed to be exhibiting superior relative strength. The strategy is designed to be a disciplined pursuit of alpha, with concentrated allocations to the favored fixed income sector. Portfolios are implemented with exchange traded funds. The portfolio is continuously monitored and adjusted in response to changing market conditions and emerging opportunities.1.6185
ModelxChangeDigital Asset Investment Management (DAiM)DAIM MUTUAL FUNDS & BITCOIN 90/104/30/2024 12:00:00 AM1.42809.65041.428014.9691-25.67409288Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL92880.50000New Money Bitcoin Standard is a balanced equity and fixed income portfolio with 10% exposure to Bitcoin.0.5727
ModelxChangeDigital Asset Investment Management (DAiM)DAIM MUTUAL FUNDS & BITCOIN 95/54/30/2024 12:00:00 AM1.13571.13579336Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL93360.50000New Money HODLer is a balanced equity and fixed income portfolio with 5% exposure to Bitcoin.0.5727
ModelxChangeDigital Asset Investment Management (DAiM)DAIM MUTUAL FUNDS & BITCOIN 99/14/30/2024 12:00:00 AM1.04458.97651.044514.4094-21.91919338Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL93380.50000New Money Get Off Zeroo is a fixed income dominant with conservative equity exposure and a 1% allocation to Bitcoin.0.5724
ModelxChangeDigital Asset Investment Management (DAiM)DAIM MUTUAL FUNDS BALANCED4/30/2024 12:00:00 AM-2.469612.8109-2.469624.8657-29.79459339Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL93390.50000New Money Traditional is a classic portfolio with 60% exposure to equities with ZERO exposure to Bitcoin0.7871
ModelxChangeDonoghue Forlines LLCDonoghue Forlines Dividend & Yield8850Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL88500.00000The Donoghue Forlines Dividend & Yield portfolio primarily seeks income and growth using a diversified investment strategy which employs a combination of technical and global macro fundamental analysis. The strategy is a fund of fund solution and will invest in Donoghue Forlines advised funds. Each proprietary fund utilizes tactical asset allocation to shift exposure based upon our fundamental research and proprietary technical indicators.1.7123
ModelxChangeDonoghue Forlines LLCDonoghue Forlines Global Tactical Allocation56Global Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL560.50000Combines a Tactical and Strategic top-down macro approach to asset allocation with a global orientation. Invests in ETFs across three asset classes – equities, fixed income and commodities - by taking a long-term secular view with tactical positioning during the shorter-term business and credit cycles. The portfolio team builds the JAForlines Global Tactical Allocation portfolios utilizing top-down global macro research to weight three asset classes: fixed income, equities and alternatives. Portfolios are constructed with exchange traded products from global sector, regional and country perspectives. We tactically adjust our clients’ portfolios to shorter-term influences of credit, economic, political, and financial cycles using fundamental top-down financial conditions analysis. The JAForlines Global Tactical Allocation portfolio is used primarily as a "core" holding for Reps and Advisors high net worth clients and is available in Defined Contribution Plans.1.5785
ModelxChangeDonoghue Forlines LLCDonoghue Forlines Global Tactical Conservative57Global Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL570.50000Combines a Tactical and Strategic top-down macro approach to asset allocation with a global orientation. Invests in ETFs across three asset classes – equities, fixed income and commodities - by taking a long-term secular view with tactical positioning during the shorter-term business and credit cycles. The portfolio team builds JAForlines Global Tactical Allocation portfolios utilizing top-down global macro research to weight three asset classes: fixed income, equities and alternatives. Portfolios are constructed with exchange traded products from global sector, regional and country perspectives. We tactically adjust our clients’ portfolios to shorter-term influences of credit, economic, political, and financial cycles using fundamental top-down financial conditions analysis. The JAForlines Global Tactical Allocation portfolio is used primarily as a "core" holding for Reps and Advisors high net worth clients.1.5212
ModelxChangeDonoghue Forlines LLCDonoghue Forlines Global Tactical Growth39Global Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL390.50000Combines a Tactical and Strategic top-down macro approach to asset allocation with a global orientation. Invests in ETFs across three asset classes – equities, fixed income and commodities - by taking a long-term secular view with tactical positioning during the shorter-term business and credit cycles. The portfolio team builds the JAForlines Global Tactical Allocation portfolios utilizing top-down global macro research to weight three asset classes: fixed income, equities and alternatives. Portfolios are constructed with exchange traded products from global sector, regional and country perspectives. We tactically adjust our clients’ portfolios to shorter-term influences of credit, economic, political, and financial cycles using fundamental top-down financial conditions analysis. The JAForlines Global Tactical Allocation portfolio is used primarily as a "core" holding for Reps and Advisors high net worth clients. 1.4656
ModelxChangeDonoghue Forlines LLCDonoghue Forlines Global Tactical Income1537Nontraditional Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL15370.50000The Donoghue Forlines Global Tactical Income (GTI) portfolio investment process combines a tactical and strategic top-down macro approach to asset allocation with a global orientation. The portfolio invests in ETFs across three asset classes -equities, fixed income and alternatives by taking a long-term secular view with tactical positioning during the shorter-term business and credit cycles. The GTI portfolio can hold sovereign and corporate bonds denominated in both US dollar and foreign currency terms. Additionally, up to 15% of the portfolio can be allocated to US and foreign equities, and up to 40% can be allocated to alternative asset classes. The strategy utilizes long-term macroeconomic and geopolitical variables to analyze the effects on currencies and interest rates. The GTI portfolio's objective is linked to the performance of global fixed income markets and, to a lesser extent, equity, currency, and alternative markets.1.6343
ModelxChangeDonoghue Forlines LLCDonoghue Forlines Growth & Income8851Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL88510.00000The Donoghue Forlines Growth & Income portfolio primarily seeks growth and income using a diversified investment strategy which employs a combination of global macro fundamental and technical analysis. The strategy is a fund of fund solution and will invest in Donoghue Forlines advised funds. Each proprietary fund utilizes tactical asset allocation to shift exposure based upon our fundamental research and proprietary technical indicators. 1.7504
ModelxChangeDonoghue Forlines LLCDonoghue Forlines Income4/30/2024 12:00:00 AM8852Nontraditional Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL88520.00000The Donoghue Forlines Income portfolio seeks to beat an index of all bonds using a diversified investment strategy which employs a combination of global macro fundamental and technical analysis. The strategy is a fund of fund solution and will invest in Donoghue Forlines advised funds as well as other fixed income fund options. Each proprietary fund utilizes tactical asset allocation to shift exposure based upon our fundamental research and proprietary technical indicators.1.6240
ModelxChangeDorsey, Wright & AssociatesDWA Tactical Tilt Aggressive2244Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL22440.30000• Wealth preservation in high risk market environments through overweighting of defensive asset classes. • Wealth accumulation during positive performance trends for an asset class, overweighting offensive options. • Sector rotation within each major asset class exploits leadership trends and mitigates laggard exposure. • Long-term investment returns in excess of strategic asset allocation programs, through timely tactical “tilts” between offense and defense over time. Asset class weightings are applied through sector rotation strategies for each investment category, resulting in portfolios of approximately 15-25 ETFs. The investment range for each strategy is shown below. US Sector and Style - 10% to 80% Intl. Country Rotation - 10% to 30% Tactical Fixed Income - 10% to 40% Tactical Alternative - 0% to 40% Tactical Cash - 1% to 30% 0.3000
ModelxChangeDorsey, Wright & AssociatesDWA Tactical Tilt Conservative2243Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL22430.30000• Wealth preservation in high risk market environments through overweighting of defensive asset classes. • Wealth accumulation during positive performance trends for an asset class, overweighting offensive options. • Sector rotation within each major asset class exploits leadership trends and mitigates laggard exposure. • Long-term investment returns in excess of strategic asset allocation programs, through timely tactical “tilts” between offense and defense over time. Asset class weightings are applied through sector rotation strategies for each investment category, resulting in portfolios of approximately 15-25 ETFs. The investment range for each strategy is shown below. US Sector and Style - 0% to 40% Intl. Country Rotation - 0% to 20% Tactical Fixed Income - 40% to 80% Tactical Alternative - 0% to 20% Tactical Cash - 1% to 50% 0.3000
ModelxChangeDorsey, Wright & AssociatesDWA Tactical Tilt Moderate1196Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11960.30000• Wealth preservation in high risk market environments through overweighting of defensive asset classes. • Wealth accumulation during positive performance trends for an asset class, overweighting offensive options. • Sector rotation within each major asset class exploits leadership trends and mitigates laggard exposure. • Long-term investment returns in excess of strategic asset allocation programs, through timely tactical “tilts” between offense and defense over time. Asset class weightings are applied through sector rotation strategies for each investment category, resulting in portfolios of approximately 15-25 ETFs. The investment range for each strategy is shown below: US Sector and Style - 20% to 75% Intl. Country Rotation - 5% to 25% Tactical Fixed Income - 20% to 60% Tactical Alternative - 0% to 20% Tactical Cash - 1% to 33%0.3000
ModelxChangeEnglebert Financial Advisers LLCEFA 30/704/30/2024 12:00:00 AM0.18284.4290-1.60140.18285.7884-12.69873.98235.82298.7-0.56744Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL67440.00000Strategic Asset allocation model with underlying indices that optimized on a relative strength basis. This model is rebalanced, February, May, August, November0.01250.4095
ModelxChangeEnglebert Financial Advisers LLCEFA 60/404/30/2024 12:00:00 AM1.21125.8551-1.14031.21125.0353-11.79584.876011.067711.8-0.36745Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL67450.00000This is a strategic asset allocation model with 60% in equity and 40% in bonds. The underlying investments are optimized on a quarterly basis using a relative strength measure. The model is rebalanced February, May, August and November0.01500.4578
ModelxChangeEnglebert Financial Advisers LLCEFA 90/104/30/2024 12:00:00 AM3.670711.89941.56093.67077.6005-8.23153.933415.218015.21-0.036746Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL67460.00000This is a strategic asset allocation model with 90% target to equities and 10% to bonds. The underlying funds are optimized using a relative strength screen. The model is rebalanced quarterly in February, May, August and November0.01250.3790
ModelxChangeEnglebert Financial Advisers LLCEFA Tactical Model4/30/2024 12:00:00 AM1.46064.46692.88031.46067.11240.2786-0.037712.42757.750.016743Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL67430.00000This model rotates from stocks to bonds to cash depending upon our risk indicators0.4500
ModelxChangeEnglebert Financial Advisers LLCEFA Vanguard Equity4/30/2024 12:00:00 AM3.163716.57071.41793.163715.7866-16.872314.112023.325318.506747Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL67470.00000This model is made up of only Vanguard Equity funds. These funds are optimized using a relative strength screen and rebalanced quarterly. The model is rebalanced in February, May, August and November.0.0640
ModelxChangeEnglebert Financial Advisers LLCEFA Vanguard Transition Model6748Ultrashort Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL67480.00000This model is designed to have very low volatility. It is for participants who are very close to retirement and don't want their accounts to experience a large loss.0.2972
ModelxChangeEnglebert Financial Advisers LLCFocus Five4/30/2024 12:00:00 AM3.716021.47246.90263.716013.6838-3.795522.468425.197322.250.276742Large Blendhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL67420.15000This model identifies the five strongest First Trust sectors and invests in them. This is called the FOCUS FIVE MODEL Model Strategy is to identify the five strongest First Trust Sectors. Using Dorsey Wright’s technical attributes, thirty different sectors are constantly monitored and changes in the technical attributes will trade the sectors accordingly. Many investors don’t have enough sector exposure in their portfolios and the EFA Focus Five offers active management in identifying the strongest sectors to be invested in. 0.7320
ModelxChangeETF Model Solutions, LLCEndowment Aggressive Allocation4/30/2024 12:00:00 AM2.485613.76751.27036.54062.485618.5132-18.739013.576614.787120.686214.9715.59-0.050.342090Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL20900.35000The Endowment Aggressive Allocation seeks to provide long term capital appreciation through a strategic allocation to stocks, bonds, and liquid alternatives. This model seeks capital appreciation and growth while reducing overall portfolio volatility by diversifying across three primary asset classes (equity, fixed income, and liquid alternatives) utilizing a wide range of asset classes based upon the Endowment Investment Philosophy. The manager intends to modify the weights of positions from the Endowment Index, placing greater emphasis on the equity holdings within the portfolio while lessening the bond and alternatives allocations, seeking to maintain a portfolio with an aggressive growth risk-based profile. The manager intends to primarily utilize exchange traded funds ("ETFs") to implement the strategy. 0.7629
ModelxChangeETF Model Solutions, LLCEndowment Conservative Allocation4/30/2024 12:00:00 AM0.50109.9603-0.33743.84710.501015.2399-17.26787.691510.322215.088012.2811.94-0.220.192089Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL20890.35000The Endowment Conservative Allocation seeks to provide both long term capital appreciation and income through a strategic asset allocation to bonds, stocks, and liquid alternatives while maintaining a conservative risk profile. This model seeks to minimize risk and maximize return by diversifying across three primary asset classes (equity, fixed income, and liquid alternatives) utilizing a wide range of sub-asset classes based upon the Endowment Investment Philosophy. The manager intends to modify the weights of positions within the Endowment Index, placing greater emphasis on the cash and fixed income holdings within the portfolio while reducing the allocations to equity and alternatives in an effort to dampen overall portfolio volatility and maintain a portfolio with a conservative risk-based profile. The model employs exchange-traded funds ("ETFs") to implement the strategy.0.7882
ModelxChangeETF Model Solutions, LLCEndowment Moderate Allocation4/30/2024 12:00:00 AM2.064614.58631.36486.06972.064619.3839-18.703113.792411.742120.129515.1815.88-0.040.312170Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL21700.35000Capital appreciation and growth The Endowment Moderate allocation applies an indexed approach seeking to provide an asset allocation that generally mirrors but does not necessarily replicate the target allocation and holdings of the Endowment Index® calculated by Nasdaq OMX®. The Endowment Index applies a rules-based construction methodology based on the portfolio allocations of nearly 700 educational institutions that collectively manage over $800 billion in total assets. There are over 48,000 underlying securities contained within the 22 sub-indexes within the portfolio. The portfolio is comprised solely of exchange-traded funds ("ETFs"). Most investment strategies are two-dimensional portfolios comprised of stocks and bonds. The Endowment Moderate Allocation expands its portfolio to include a third dimension by targeting alternative investments. The primary goal of using alternative investments in a portfolio is to enhance the risk-adjusted returns provided by a two-dimensional stock-bond portfolio. Growth: This segment seeks growth by targeting ETFs that hold global equities, including domestic, international developed, and emerging markets through broad-based ETFs. Fixed Income: This segment targets allocations to ETFs holding global fixed-income securities that may provide a steady source of income and are intended to assist in reducing overall portfolio volatility. Risk Managed: This segment invests in ETFs that target or seek to approximate the returns of alternative investments including hedge funds, private equity, and real assets. This portion of the portfolio seeks to mitigate overall portfolio volatility (reduce drawdowns through allocations to hedge strategies), assist in hedging inflation (through allocations to real assets), and provide additional sources of return through allocations to private equity or venture capital. The 2024 target allocation is 30.1% Equity/58.9% Alternatives/7.6% Fixed Income/3.4% Liquidity. 0.8824
ModelxChangeETF Model Solutions, LLCETFMS Global Equity Model1185https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL11850.35000The objective of this model is capital appreciation and growth. The model seeks to generate returns that match or exceed those of the MSCI World Index. This model offers a strategic allocation of equity securities utilizing a Core-Satellite passive investment approach. The core of the portfolio will target low-cost, market capitalization weighted domestic equity ETFs. The satellite portion of the portfolio will target alternative equity indices or actively managed equity income strategies that offer the opportunity to add incremental return or reduce portfolio volatility. Satellite strategies may include international and emerging market stocks, and alternative indexing strategies with fundamental weighting, dividend weighting, volatility weighting, thematic weighting, and others. The manager will utilize an active-passive approach that will overweight core or satellite holdings during various stages of secular equity market cycles. The manager believes that the return component provided by dividends in an equity portfolio becomes more critical in a low return environment and offers the opportunity to contribute a higher percentage of overall equity returns. Hence, the manager will have a tendency to overweight to higher dividend-producing equities in an effort to generate improved returns.0.6646
ModelxChangeETF Model Solutions, LLCETFMS Global Fixed Income Model1217Global Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12170.35000The objective of this model is to generate income by creating a globally-diversified portfolio of exchange-traded funds that invest in fixed income securities. This model offers a strategic allocation of fixed income securities utilizing a Core-Satellite portfolio construction methodology. The core of the portfolio will target low-cost, market capitalization-weighted domestic fixed income ETFs. The satellite portion of the portfolio will target alternative fixed income indices or actively-managed fixed income strategies that offer the opportunity to add incremental return or reduce portfolio volatility. Satellite strategies may include international or emerging market bonds (both sovereign and corporates that may be denominated in local or domestic currency), global high-yield bonds, senior bank loans, floating rate notes, municipal bonds and others. The manager will utilize an active-passive approach that may overweight core or satellite holdings during various stages of secular interest rate cycles.0.7178
ModelxChangeETF Model Solutions, LLCETFMS Global Multi-Asset Income Model1234Multisector Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12340.35000The objective of this model is to generate income and long-term capital appreciation by creating a globally diversified portfolio of exchange-traded funds that invest in equity, fixed income, REITs, and other income generating or hybrid securities. The model will strive to maintain a balance between equity, fixed income, and hybrid securities in an effort to optimize risk-adjusted returns to meet its objectives. This model offers a strategic allocation of fixed income, equity, and hybrid securities utilizing a Core-Satellite passive investment approach. The core of the portfolio will target low-cost, primarily market capitalization weighted ETFs across four main segments of the market: 1) Global High Income Equities; 2) Global Real Estate Investment Trusts/Master Limited Partnerships; 3) Business Development Companies/Closed End Funds; and 4) High Yield Fixed Income/Preferred Securities. The satellite portion of the portfolio will target indices or actively managed strategies that offer the opportunity to add incremental return or reduce portfolio volatility. Satellite strategies may include sector/thematic ETFs, mortgage REITs, MLPs, closed end funds, high yield municipal securities, emerging market corporate bonds and short duration high yield bonds, and other securities. The manager will utilize an active-passive approach that will overweight core or satellite holdings during various stages of secular interest rate, economic, and financial market cycles. 2.2832
ModelxChangeETF Model Solutions, LLCETFMS Hedge Fund of Funds Model1237https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12370.35000The objective of this model is to hold liquid alternative funds (primarily mutual funds) that provide a more investor-friendly way to gain exposure to hedge fund strategies. Hedge Fund of Funds have generally been illiquid and available only to institutions and accredited investors at a 3% management fee & 30% incentive fee cost structure. Due to the proliferation of the liquid alternative strategies offered in 1940 Act funds, it is now possible to build a broadly diversified portfolio of hedge funds that are not only liquid but available at a much lower total cost than the "3&30" cost structure traditionally associated with this asset class. The model seeks to invest across four main segments of the hedge funds universe: 1) Multi-strategy funds; 2) Arbitrage funds; 3) Event-Driven funds; and 4) Directional funds. Examples of strategies include Fixed Income Arbitrage, Convertible Bond Arbitrage, Merger Arbitrage, Capital Structure Arbitrage, Equity Long-Short, Managed Futures, Momentum, etc.0.13750.11501.9425
ModelxChangeETF Model Solutions, LLCETFMS Private Equity Model1236Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12360.35000Private equity is an asset class that is typically underweighted in the average investors portfolio because of the risk involved and, historically, investing in private equity required one to have a high net worth and to purchase limited partnerships. The objective of this model is to hold securities that have some resemblance or correlation to the private equity market either directly or indirectly. The model is broadly diversified and has a bias to domestic securities. Publicly traded securities held are proxies for the private equity market. This model seeks to provide a strategic allocation of securities that offer exposure to the private equity asset class by using a Core-Satellite investing approach. Core investments include low cost, primarily market capitalization weighted ETFs across four main segments of the market: 1) Listed private equity funds, 2) Listed private debt funds, 3) Publicly traded traditional proxies for private equity, and 4) Publicly traded alternative proxies. The Satellite portion of the portfolio will target ETFs that track alternative indices, add incremental return, or reduce portfolio volatility. Satellite strategies may include pre-IPO business development companies, venture debt, convertibles, companies doing buybacks, and other exchange traded or otherwise registered securities or mutual funds that offer entry into the private equity asset class. The manager will utilize an active-passive approach that will overweight core or satellite holdings during various stages of secular economic and market cycles.0.3500
ModelxChangeETF Model Solutions, LLCETFMS Real Asset Model1235Inflation-Protected Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12350.35000The objective of this model is to hold securities that have a higher correlation to inflation and/or own tangible/hard assets. The model seeks to be broadly diversified and has a bias to income producing hard assets. This portfolio is intended to be used as an inflation hedge within an overall portfolio by seeking to produce positive real returns in a higher inflationary environment. This model offers a strategic allocation of securities expected to provide a broad exposure to real assets by using a Core-Satellite passive investment approach. The core of the portfolio will target low-cost, primarily market capitalization weighted ETFs across four main segments of the market: 1) real estate investment trusts; 2) infrastructure/master limited partnerships; 3) commodities & precious metals; and 4) inflation-linked fixed income. The satellite portion of the portfolio will target alternative indices or actively managed strategies that offer the opportunity to add incremental return or reduce portfolio volatility. Satellite strategies may include dividend weighted ETFs, sector/thematic ETFs, long/flat commodity indices, fixed duration inflation indexed ETFs, actively-managed senior bank loan ETFs, and others. The manager will utilize an active-passive approach that will overweight core or satellite holdings during various stages of secular interest rate, inflation, economic, and financial market cycles.0.8331
ModelxChangeETF Model Solutions, LLCETFMS Short Duration Fixed Income Model1218Short-Term Bondhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL12180.35000The objective of this model is to provide an investment alternative that can provide a greater return than can be earned in money market securities, while reducing the volatility that can sometimes be experienced in bonds by limiting the average overall portfolio duration to approximately 3 or less. The manager seeks to maintain an average overall investment grade rating for the entire portfolio. This model offers a diversified, strategic allocation of exchange-traded funds that invest in fixed income securities. The portfolio manager utilizes a Core-Satellite passive investment approach. The core of the portfolio will target low cost, market capitalization weighted domestic fixed income ETFs. The satellite portion of the portfolio will target alternative fixed income indices or actively managed fixed income strategies that offer the opportunity to add incremental return or reduce portfolio volatility. Satellite strategies may include international or emerging market bonds (both sovereign and corporates that may be denominated in local or domestic currency), short-term domestic and global high yield bonds, senior bank loans, floating rate notes, municipal bonds, and others. The manager will utilize an active-passive approach that will overweight core or satellite holdings during various stages of secular interest rate cycles or have a bias towards taking credit risk in low-interest rate/low default rate environments. 0.7508
ModelxChangeETF Model Solutions, LLCTest Beta Version: ETFMS Black Swan Model8719https://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87190.35000The EWM/ETFMS Black Swan model is designed for investors who seek downside protection in the event of negative equity market volatility. The model’s strategy is essentially defensive and aimed to have a low correlation with equities. Using ETFs, the model invests in defensive strategies such as “equity buffered,” “tail-risk,” and “risk parity,” while also investing in non-traditional assets such as precious metals and cryptocurrency. The Black Swan model is meant to be used as a defensive diversifier in an investor’s overall asset allocation.1.1777
ModelxChangeFiduciary Benefits GroupAggressive4/30/2024 12:00:00 AM3.197815.19753.197817.756310199Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL101990.25000The Aggressive portfolio is designed for maximum growth potential, accepting higher levels of risk. The Aggressive portfolio seeks to provide growth of capital consistent with its current target allocation by investing in a combination of active and passive funds to produce a portfolio that is diversified by asset class and holdings. Normally the fund will maintain at least 85% of the value of its assets in equities and the remaining value of its assets in debt securities, including money market securities. The portfolio is supported by a tenured investment team to guide decisions about the portfolio’s investments. 0.00960.5070
ModelxChangeFiduciary Benefits GroupAggressive - Index4/30/2024 12:00:00 AM3.33043.330412280Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL122800.25000The Aggressive portfolio is designed for maximum growth potential, accepting higher levels of risk. The Aggressive portfolio seeks to provide growth of capital consistent with its current target allocation by investing in passive funds to produce a portfolio that is diversified by asset class and holdings. Normally the fund will maintain at least 85% of the value of its assets in equities and the remaining value of its assets in debt 0.00960.3059
ModelxChangeFiduciary Benefits GroupConservative4/30/2024 12:00:00 AM0.30498.97040.304911.318810195Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL101950.25000The Conservative portfolio aims to maintain capital stability and achieve modest growth, prioritizing risk management over high returns. The Conservative portfolio uses a balanced approach consistent with its current target allocation by investing in a combination of active and passive funds to produce a portfolio that is diversified by asset class and holdings. Normally, the portfolio will maintain at least 25% of the value of its assets in equities and the remaining value of its assets in debt securities, including money market funds. The portfolio is supported by a tenured investment team to guide decisions about the portfolio’s investments. 0.5374
ModelxChangeFiduciary Benefits GroupConservative - Index4/30/2024 12:00:00 AM12276Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL122760.25000The Conservative portfolio aims to maintain capital stability and achieve modest growth, prioritizing risk management over high returns. The Conservative portfolio uses a balanced approach consistent with its current target allocation by investing in passive funds to produce a portfolio that is diversified by asset class and holdings. Normally, the portfolio will maintain at least 25% of the value of its assets in equities and the remaining value of its assets in debt securities, including money market funds. The portfolio is supported by a tenured investment team to guide decisions about the portfolio’s investments. 0.2901
ModelxChangeFiduciary Benefits GroupModerate4/30/2024 12:00:00 AM1.782910.85231.782915.029010197Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL101970.25000The Moderate portfolio targets a balance between growth and risk management, aiming for consistent, moderate returns. The Moderate model uses a balanced approach consistent with its current target allocation by investing in a combination of active and passive funds to produce a portfolio that is diversified by asset class and holdings. Normally the fund will maintain at least 55% of the value of its assets in equities and the remaining value of its assets in debt securities, including money market securities. The portfolio is supported by a tenured investment team to guide decisions about the portfolio’s investments. 0.5091
ModelxChangeFiduciary Benefits GroupModerate - Index4/30/2024 12:00:00 AM1.31551.315512278Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL122780.25000The Moderate portfolio targets a balance between growth and risk management, aiming for consistent, moderate returns. The Moderate model uses a balanced approach consistent with its current target allocation by investing in passive funds to produce a portfolio that is diversified by asset class and holdings. Normally the fund will maintain at least 55% of the value of its assets in equities and the remaining value of its assets in debt securities, including money market securities. The portfolio is supported by a tenured investment team to guide decisions about the portfolio’s investments. 0.2962
ModelxChangeFiduciary Benefits GroupModerate Aggressive4/30/2024 12:00:00 AM2.561612.88772.561617.010410198Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL101980.25000The Moderate Aggressive portfolio aims for higher growth while still maintaining a level of risk management. The Moderate Aggressive portfolio seeks to provide growth of capital consistent with its current target allocation by investing in a combination of active and passive funds to produce a portfolio that is diversified by asset class and holdings. Normally the fund will maintain at least 70% of the value of its assets in equities and the remaining value of its assets in debt securities, including money market securities. The portfolio is supported by a tenured investment team to guide decisions about the portfolio’s investments. 0.00600.5152
ModelxChangeFiduciary Benefits GroupModerate Aggressive - Index4/30/2024 12:00:00 AM1.95311.953112279Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL122790.25000The Moderate Aggressive portfolio aims for higher growth while still maintaining a level of risk management. The Moderate Aggressive portfolio seeks to provide growth of capital consistent with its current target allocation by investing passive funds to produce a portfolio that is diversified by asset class and holdings. Normally the fund will maintain at least 70% of the value of its assets in equities and the remaining value of its assets in debt securities, including money market securities. The portfolio is supported by a tenured investment team to guide decisions about the portfolio’s investments. 0.00600.3013
ModelxChangeFiduciary Benefits GroupModerate Conservative4/30/2024 12:00:00 AM1.10559.02611.105513.051210196Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL101960.25000The Moderate Conservative portfolio seeks to balance capital preservation with moderate growth. The Moderate Conservative portfolio uses a balanced approach consistent with its current target allocation by investing in a combination of active and passive funds to produce a portfolio that is diversified by asset class and holdings. Normally the fund will maintain at least 40% of the value of its assets in equities and the remaining value of its assets in debt securities, including money market securities. The portfolio is supported by a tenured investment team to guide decisions about the portfolio’s investments. 0.5203
ModelxChangeFiduciary Benefits GroupModerate Conservative - Index4/30/2024 12:00:00 AM12277Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL122770.25000The Moderate Conservative portfolio seeks to balance capital preservation with moderate growth. The Moderate Conservative portfolio uses a balanced approach consistent with its current target allocation by investing in passive funds to produce a portfolio that is diversified by asset class and holdings. Normally the fund will maintain at least 40% of the value of its assets in equities and the remaining value of its assets in debt securities, including money market securities. The portfolio is supported by a tenured investment team to guide decisions about the portfolio’s investments. 0.2924
ModelxChangeFirst Financial Trust, N.A.FFT Current Retirement4/30/2024 12:00:00 AM0.45466.03481.62673.86770.45468.9300-7.84786.68725.787714.63718.389.04-0.130.229262Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL92620.00000This model seeks income and capital preservation. This portfolio utilizes a variety of cost-efficient exchange traded funds to achieve broad diversification in the equity and fixed income markets. The funds selected for this portfolio represent various asset classes and sectors. The model targets a 35% equity to 65% fixed income allocation, however there may be times where the ratios will be adjusted due to market conditions. This model is best suited to attain a moderately conservative investment strategy. 0.1339
ModelxChangeFirst Financial Trust, N.A.FFT Target Model 20259261Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL92610.00000This model seeks a moderate investment goal of growth and income. This portfolio utilizes a variety of cost-efficient exchange traded funds to achieve broad diversification in the equity and fixed income markets. The funds selected for this portfolio represent various asset classes and sectors. The model targets a 50% equity 50% fixed income allocation, however there may be times where the ratios will be adjusted due to market conditions. This model is best suited to attain a balanced and moderate investment strategy. 0.1624
ModelxChangeFirst Financial Trust, N.A.FFT Target Model 20304/30/2024 12:00:00 AM0.37713.39590.59094.82990.3771-11.374912.174210.343121.60609260Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL92600.00000This model seeks growth and capital appreciation during any market cycle. This portfolio utilizes a variety of cost-efficient exchange traded funds to achieve broad diversification in the equity and fixed income markets. The funds selected for this portfolio represent various asset classes and sectors. The model targets a 65% equity to 35% fixed income allocation, however there may be times where the ratios will be adjusted due to market conditions. This model is best suited to attain a moderate investment strategy. 0.1474
ModelxChangeFirst Financial Trust, N.A.FFT Target Model 20404/30/2024 12:00:00 AM0.94269.19972.98246.82320.942611.6567-12.139316.415710.898124.497714.716.240.060.359259Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL92590.00000This model seeks growth with a moderate weighting into fixed income. This portfolio utilizes a variety of cost-efficient exchange traded funds to achieve broad diversification in the equity and fixed income markets. The funds selected for this portfolio represent various asset classes and sectors. The model targets an 80% equity to 20% fixed income allocation, however there may be times where the ratios will be adjusted due to market conditions. This model is best suited to attain a moderately aggressive investment strategy. 0.1658
ModelxChangeFirst Financial Trust, N.A.FFT Target Model 20509258Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL92580.00000This model seeks capital appreciation with a small weighting into fixed income. This portfolio utilizes a variety of cost-efficient exchange traded funds to achieve broad diversification in the equity and fixed income markets. The funds selected for this portfolio represent various asset classes and sectors. The model targets a 90% equity to 10% fixed income allocation, however there may be times where the ratios will be adjusted due to market conditions. This model is best suited to attain an aggressive investment strategy. 0.2104
ModelxChangeFirst Financial Trust, N.A.FFT Target Model 20609257Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL92570.00000This model seeks growth and capital appreciation during any market cycle. This portfolio utilizes a variety of cost-efficient exchange traded funds to achieve broad diversification in the equity market. The funds selected for this portfolio represent various asset classes and sectors. The model targets a 100% equity allocation, however there may be times where the ratios will be adjusted due to market conditions. This model is best suited to attain an aggressive investment strategy. 0.2263
ModelxChangeFisher Investments Asset Management40 Act Mutual Funds Aggressive (95% Equity, 5% Fixed Income)4/30/2024 12:00:00 AM8.578727.06957.562513.10998.578733.9204-23.450221.428526.244627.938919.5219.150.310.638786Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87860.40000For investors seeking maximum long-term growth. The Fisher Institutional Retirement Model Portfolios are a series of five globally diversified model portfolios consisting of equities and fixed income securities managed by Fisher Investments’ Investment Policy Committee (IPC). The models are designed to provide retirement plan participants with appropriate asset allocations and underlying investments actively managed by Fisher’s IPC to achieve participants’ retirement goals. Each model has a target asset allocation to equity and fixed income ranging from “Aggressive” to “Conservative” as described below. Fisher Investments monitors the allocation and rebalances on a quarterly basis or as needed. Under certain market conditions, Fisher Investments may adjust the asset allocation of the models as dictated by the IPC’s forecasts for the markets. The equity allocation of each model consists of an actively managed portfolio of global equities benchmarked against the MSCI ACWI Investable Market Index (IMI), capturing large, mid and small cap representation across 23 Developed Markets (DM) and 26 Emerging Markets (EM) countries, covering approximately 99% of the global equity investment opportunity set. The fixed income allocation of each model consist s of an actively managed portfolio of fixed income securities benchmarked against the ICE BAML US Broad Market Index which captures the performance of US investment grade securities, corporate securities, residential and commercial mortgage-backed securities and asset back securities.0.4015
ModelxChangeFisher Investments Asset Management40 Act Mutual Funds Conservative (35% Equity, 65% Fixed Income)4/30/2024 12:00:00 AM1.595510.07180.54794.87451.595516.2789-17.87917.023914.447516.728611.5310.63-0.160.38790Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87900.40000For investors seeking modest growth and stable income. The Fisher Institutional Retirement Model Portfolios are a series of five globally diversified model portfolios consisting of equities and fixed income securities managed by Fisher Investments’ Investment Policy Committee (IPC). The models are designed to provide retirement plan participants with appropriate asset allocations and underlying investments actively managed by Fisher’s IPC to achieve participants’ retirement goals. Each model has a target asset allocation to equity and fixed income ranging from “Aggressive” to “Conservative” as described below. Fisher Investments monitors the allocation and rebalance on a quarterly basis or as needed. Under certain market conditions, Fisher Investments may adjust the asset allocation of the models as dictated by the IPC’s forecasts for the markets. The equity allocation of each model consists of an actively managed portfolio of global equities benchmarked against the MSCI ACWI Investable Market Index (IMI), capturing large, mid and small cap representation across 23 Developed Markets (DM) and 26 Emerging Markets (EM) countries, covering approximately 99% of the global equity investment opportunity set. The fixed income allocation of each model consist s of an actively managed portfolio of fixed income securities benchmarked against the ICE BAML US Broad Market Index which captures the performance of US investment grade securities, corporate securities, residential and commercial mortgage-backed securities and asset back securities.0.4195
ModelxChangeFisher Investments Asset Management40 Act Mutual Funds ESG Aggressive (95% Equity, 5% Fixed Income)4/30/2024 12:00:00 AM8.191026.84777.144312.72978.191034.9568-23.738519.724225.878627.894119.5519.150.290.618791Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87910.40000For investors seeking maximum long-term growth. The Fisher Institutional Retirement Model Portfolios are a series of five globally diversified model portfolios consisting of stocks and bonds managed by Fisher Investments’ Investment Policy Committee (IPC). The models are designed to provide retirement plan participants with appropriate asset allocations and underlying investments actively managed by Fisher’s IPC to achieve participants’ retirement goals. Each model has a target asset allocation to equity and fixed income ranging from “Aggressive” to “Conservative” as described below. Fisher Investments will monitor the allocation and rebalance on a quarterly basis or as needed. Under certain market conditions, Fisher Investments may adjust the asset allocation of the models as dictated by the IPC’s forecasts for the markets. The equity allocation of each model will consist of an actively managed portfolio of global equities benchmarked against the MSCI ACWI Investable Market Index (IMI) which captures large, mid and small cap representation across 23 Developed Markets (DM) and 26 Emerging Markets (EM) countries, covering approximately 99% of the global equity investment opportunity set. The fixed income allocation of each model will consist of an actively managed portfolio of fixed income securities benchmarked against the ICE BAML US Broad Market Index which captures the performance of US investment grade securities, corporate securities, residential and commercial mortgage-backed securities and asset back securities.0.4010
ModelxChangeFisher Investments Asset Management40 Act Mutual Funds ESG Conservative (35% Equity, 65% Fixed Income)4/30/2024 12:00:00 AM1.32709.25590.27844.64721.327016.0534-17.78246.501014.175616.687811.5210.43-0.190.288795Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87950.40000For investors seeking modest growth and stable income. The Fisher Institutional Retirement Model Portfolios are a series of five globally diversified model portfolios consisting of stocks and bonds managed by Fisher Investments’ Investment Policy Committee (IPC). The models are designed to provide retirement plan participants with appropriate asset allocations and underlying investments actively managed by Fisher’s IPC to achieve participants’ retirement goals. Each model has a target asset allocation to equity and fixed income ranging from “Aggressive” to “Conservative” as described below. Fisher Investments will monitor the allocation and rebalance on a quarterly basis or as needed. Under certain market conditions, Fisher Investments may adjust the asset allocation of the models as dictated by the IPC’s forecasts for the markets. The equity allocation of each model will consist of an actively managed portfolio of global equities benchmarked against the MSCI ACWI Investable Market Index (IMI) which captures large, mid and small cap representation across 23 Developed Markets (DM) and 26 Emerging Markets (EM) countries, covering approximately 99% of the global equity investment opportunity set. The fixed income allocation of each model will consist of an actively managed portfolio of fixed income securities benchmarked against the ICE BAML US Broad Market Index which captures the performance of US investment grade securities, corporate securities, residential and commercial mortgage-backed securities and asset back securities.0.4130
ModelxChangeFisher Investments Asset Management40 Act Mutual Funds ESG Moderate (65% Equity, 35% Fixed Income)4/30/2024 12:00:00 AM4.764217.86353.78604.764225.2959-20.681412.984020.356315.420.128793Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87930.40000For investors seeking long-term growth with a reduction in typical equity volatility. The Fisher Institutional Retirement Model Portfolios are a series of five globally diversified model portfolios consisting of stocks and bonds managed by Fisher Investments’ Investment Policy Committee (IPC). The models are designed to provide retirement plan participants with appropriate asset allocations and underlying investments actively managed by Fisher’s IPC to achieve participants’ retirement goals. Each model has a target asset allocation to equity and fixed income ranging from “Aggressive” to “Conservative” as described below. Fisher Investments will monitor the allocation and rebalance on a quarterly basis or as needed. Under certain market conditions, Fisher Investments may adjust the asset allocation of the models as dictated by the IPC’s forecasts for the markets. The equity allocation of each model will consist of an actively managed portfolio of global equities benchmarked against the MSCI ACWI Investable Market Index (IMI) which captures large, mid and small cap representation across 23 Developed Markets (DM) and 26 Emerging Markets (EM) countries, covering approximately 99% of the global equity investment opportunity set. The fixed income allocation of each model will consist of an actively managed portfolio of fixed income securities benchmarked against the ICE BAML US Broad Market Index which captures the performance of US investment grade securities, corporate securities, residential and commercial mortgage-backed securities and asset back securities.0.4070
ModelxChangeFisher Investments Asset Management40 Act Mutual Funds ESG Moderate Aggressive (80% Equity, 20% Fixed Income)4/30/2024 12:00:00 AM6.478922.30845.485211.93566.478930.0738-22.190616.321623.207953.999517.4717.030.220.628792Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87920.40000For investors seeking long-term growth with a modest reduction in typical equity volatility. The Fisher Institutional Retirement Model Portfolios are a series of five globally diversified model portfolios consisting of stocks and bonds managed by Fisher Investments’ Investment Policy Committee (IPC). The models are designed to provide retirement plan participants with appropriate asset allocations and underlying investments actively managed by Fisher’s IPC to achieve participants’ retirement goals. Each model has a target asset allocation to equity and fixed income ranging from “Aggressive” to “Conservative” as described below. Fisher Investments will monitor the allocation and rebalance on a quarterly basis or as needed. Under certain market conditions, Fisher Investments may adjust the asset allocation of the models as dictated by the IPC’s forecasts for the markets. The equity allocation of each model will consist of an actively managed portfolio of global equities benchmarked against the MSCI ACWI Investable Market Index (IMI) which captures large, mid and small cap representation across 23 Developed Markets (DM) and 26 Emerging Markets (EM) countries, covering approximately 99% of the global equity investment opportunity set. The fixed income allocation of each model will consist of an actively managed portfolio of fixed income securities benchmarked against the ICE BAML US Broad Market Index which captures the performance of US investment grade securities, corporate securities, residential and commercial mortgage-backed securities and asset back securities.0.4040
ModelxChangeFisher Investments Asset Management40 Act Mutual Funds ESG Moderate Conservative (50% Equity, 50% Fixed Income)4/30/2024 12:00:00 AM3.046913.51282.04953.046920.6226-19.21189.710717.340213.43-0.018794Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87940.40000For investors seeking growth and income. The Fisher Institutional Retirement Model Portfolios are a series of five globally diversified model portfolios consisting of stocks and bonds managed by Fisher Investments’ Investment Policy Committee (IPC). The models are designed to provide retirement plan participants with appropriate asset allocations and underlying investments actively managed by Fisher’s IPC to achieve participants’ retirement goals. Each model has a target asset allocation to equity and fixed income ranging from “Aggressive” to “Conservative” as described below. Fisher Investments will monitor the allocation and rebalance on a quarterly basis or as needed. Under certain market conditions, Fisher Investments may adjust the asset allocation of the models as dictated by the IPC’s forecasts for the markets. The equity allocation of each model will consist of an actively managed portfolio of global equities benchmarked against the MSCI ACWI Investable Market Index (IMI) which captures large, mid and small cap representation across 23 Developed Markets (DM) and 26 Emerging Markets (EM) countries, covering approximately 99% of the global equity investment opportunity set. The fixed income allocation of each model will consist of an actively managed portfolio of fixed income securities benchmarked against the ICE BAML US Broad Market Index which captures the performance of US investment grade securities, corporate securities, residential and commercial mortgage-backed securities and asset back securities.0.4100
ModelxChangeFisher Investments Asset Management40 Act Mutual Funds Moderate (65% Equity, 35% Fixed Income)4/30/2024 12:00:00 AM5.105218.42924.12909.08475.105224.9311-20.593114.078120.599622.311515.4214.750.140.528788Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87880.40000For investors seeking long-term growth with a reduction in typical equity volatility. The Fisher Institutional Retirement Model Portfolios are a series of five globally diversified model portfolios consisting of equities and fixed income securities managed by Fisher Investments’ Investment Policy Committee (IPC). The models are designed to provide retirement plan participants with appropriate asset allocations and underlying investments actively managed by Fisher’s IPC to achieve participants’ retirement goals. Each model has a target asset allocation to equity and fixed income ranging from “Aggressive” to “Conservative” as described below. Fisher Investments monitors the allocation and rebalance on a quarterly basis or as needed. Under certain market conditions, Fisher Investments may adjust the asset allocation of the models as dictated by the IPC’s forecasts for the markets. The equity allocation of each model consists of an actively managed portfolio of global equities benchmarked against the MSCI ACWI Investable Market Index (IMI), capturing large, mid and small cap representation across 23 Developed Markets (DM) and 26 Emerging Markets (EM) countries, covering approximately 99% of the global equity investment opportunity set. The fixed income allocation of each model consist s of an actively managed portfolio of fixed income securities benchmarked against the ICE BAML US Broad Market Index which captures the performance of US investment grade securities, corporate securities, residential and commercial mortgage-backed securities and asset back securities.0.4105
ModelxChangeFisher Investments Asset Management40 Act Mutual Funds Moderate Aggressive (80% Equity, 20% Fixed Income)4/30/2024 12:00:00 AM6.846522.71445.865411.12246.846529.3837-22.004217.715923.492225.120017.4516.930.240.588787Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87870.40000For investors seeking long-term growth with a modest reduction in typical equity volatility. The Fisher Institutional Retirement Model Portfolios are a series of five globally diversified model portfolios consisting of equities and fixed income securities managed by Fisher Investments’ Investment Policy Committee (IPC). The models are designed to provide retirement plan participants with appropriate asset allocations and underlying investments actively managed by Fisher’s IPC to achieve participants’ retirement goals. Each model has a target asset allocation to equity and fixed income ranging from “Aggressive” to “Conservative” as described below. Fisher Investments monitors the allocation and rebalance on a quarterly basis or as needed. Under certain market conditions, Fisher Investments may adjust the asset allocation of the models as dictated by the IPC’s forecasts for the markets. The equity allocation of each model consists of an actively managed portfolio of global equities benchmarked against the MSCI ACWI Investable Market Index (IMI), capturing large, mid and small cap representation across 23 Developed Markets (DM) and 26 Emerging Markets (EM) countries, covering approximately 99% of the global equity investment opportunity set. The fixed income allocation of each model consist s of an actively managed portfolio of fixed income securities benchmarked against the ICE BAML US Broad Market Index which captures the performance of US investment grade securities, corporate securities, residential and commercial mortgage-backed securities and asset back securities.0.4060
ModelxChangeFisher Investments Asset Management40 Act Mutual Funds Moderate Conservative (50% Equity, 50% Fixed Income)4/30/2024 12:00:00 AM3.354914.21472.35577.00093.354920.5628-19.217810.514317.580419.514113.4312.640.010.438789Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87890.40000For investors seeking growth and income. The Fisher Institutional Retirement Model Portfolios are a series of five globally diversified model portfolios consisting of equities and fixed income securities managed by Fisher Investments’ Investment Policy Committee (IPC). The models are designed to provide retirement plan participants with appropriate asset allocations and underlying investments actively managed by Fisher’s IPC to achieve participants’ retirement goals. Each model has a target asset allocation to equity and fixed income ranging from “Aggressive” to “Conservative” as described below. Fisher Investments monitors the allocation and rebalance on a quarterly basis or as needed. Under certain market conditions, Fisher Investments may adjust the asset allocation of the models as dictated by the IPC’s forecasts for the markets. The equity allocation of each model consists of an actively managed portfolio of global equities benchmarked against the MSCI ACWI Investable Market Index (IMI), capturing large, mid and small cap representation across 23 Developed Markets (DM) and 26 Emerging Markets (EM) countries, covering approximately 99% of the global equity investment opportunity set. The fixed income allocation of each model consist s of an actively managed portfolio of fixed income securities benchmarked against the ICE BAML US Broad Market Index which captures the performance of US investment grade securities, corporate securities, residential and commercial mortgage-backed securities and asset back securities.0.4150
ModelxChangeFisher Investments Asset ManagementCIT Funds Aggressive (95% Equity, 5% Fixed Income)4/30/2024 12:00:00 AM8.578727.06957.562513.10998.578733.9204-23.450221.428526.244627.938919.5219.150.310.638796Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87960.40000For investors seeking maximum long-term growth. The Fisher Institutional Retirement Model Portfolios are a series of five globally diversified model portfolios consisting of equities and fixed income securities managed by Fisher Investments’ Investment Policy Committee (IPC). The models are designed to provide retirement plan participants with appropriate asset allocations and underlying investments actively managed by Fisher’s IPC to achieve participants’ retirement goals. Each model has a target asset allocation to equity and fixed income ranging from “Aggressive” to “Conservative” as described below. Fisher Investments monitors the allocation and rebalances on a quarterly basis or as needed. Under certain market conditions, Fisher Investments may adjust the asset allocation of the models as dictated by the IPC’s forecasts for the markets. The equity allocation of each model consists of an actively managed portfolio of global equities benchmarked against the MSCI ACWI Investable Market Index (IMI), capturing large, mid and small cap representation across 23 Developed Markets (DM) and 26 Emerging Markets (EM) countries, covering approximately 99% of the global equity investment opportunity set. The fixed income allocation of each model consists of an actively managed portfolio of fixed income securities benchmarked against the ICE BAML US Broad Market Index which captures the performance of US investment grade securities, corporate securities, residential and commercial mortgage-backed securities and asset back securities.0.4140
ModelxChangeFisher Investments Asset ManagementCIT Funds Conservative (35% Equity, 65% Fixed Income)4/30/2024 12:00:00 AM1.595510.07180.54794.87451.595516.2789-17.87917.023914.447516.728611.5310.63-0.160.38800Moderately Conservative Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL88000.40000For investors seeking modest growth and stable income. The Fisher Institutional Retirement Model Portfolios are a series of five globally diversified model portfolios consisting of equities and fixed income securities managed by Fisher Investments’ Investment Policy Committee (IPC). The models are designed to provide retirement plan participants with appropriate asset allocations and underlying investments actively managed by Fisher’s IPC to achieve participants’ retirement goals. Each model has a target asset allocation to equity and fixed income ranging from “Aggressive” to “Conservative” as described below. Fisher Investments monitors the allocation and rebalance on a quarterly basis or as needed. Under certain market conditions, Fisher Investments may adjust the asset allocation of the models as dictated by the IPC’s forecasts for the markets. The equity allocation of each model consists of an actively managed portfolio of global equities benchmarked against the MSCI ACWI Investable Market Index (IMI), capturing large, mid and small cap representation across 23 Developed Markets (DM) and 26 Emerging Markets (EM) countries, covering approximately 99% of the global equity investment opportunity set. The fixed income allocation of each model consist s of an actively managed portfolio of fixed income securities benchmarked against the ICE BAML US Broad Market Index which captures the performance of US investment grade securities, corporate securities, residential and commercial mortgage-backed securities and asset back securities.0.4620
ModelxChangeFisher Investments Asset ManagementCIT Funds Moderate (65% Equity, 35% Fixed Income)4/30/2024 12:00:00 AM5.105218.42924.12909.08475.105224.9311-20.593114.078120.599622.311515.4214.750.140.528798Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87980.40000For investors seeking long-term growth with a reduction in typical equity volatility. The Fisher Institutional Retirement Model Portfolios are a series of five globally diversified model portfolios consisting of equities and fixed income securities managed by Fisher Investments’ Investment Policy Committee (IPC). The models are designed to provide retirement plan participants with appropriate asset allocations and underlying investments actively managed by Fisher’s IPC to achieve participants’ retirement goals. Each model has a target asset allocation to equity and fixed income ranging from “Aggressive” to “Conservative” as described below. Fisher Investments monitors the allocation and rebalance on a quarterly basis or as needed. Under certain market conditions, Fisher Investments may adjust the asset allocation of the models as dictated by the IPC’s forecasts for the markets. The equity allocation of each model consists of an actively managed portfolio of global equities benchmarked against the MSCI ACWI Investable Market Index (IMI), capturing large, mid and small cap representation across 23 Developed Markets (DM) and 26 Emerging Markets (EM) countries, covering approximately 99% of the global equity investment opportunity set. The fixed income allocation of each model consist s of an actively managed portfolio of fixed income securities benchmarked against the ICE BAML US Broad Market Index which captures the performance of US investment grade securities, corporate securities, residential and commercial mortgage-backed securities and asset back securities.0.4380
ModelxChangeFisher Investments Asset ManagementCIT Funds Moderate Aggressive (80% Equity, 20% Fixed Income)4/30/2024 12:00:00 AM6.846522.71445.865411.12246.846529.3837-22.004217.715923.492225.120017.4516.930.240.588797Moderately Aggressive Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87970.40000For investors seeking long-term growth with a modest reduction in typical equity volatility. The Fisher Institutional Retirement Model Portfolios are a series of five globally diversified model portfolios consisting of equities and fixed income securities managed by Fisher Investments’ Investment Policy Committee (IPC). The models are designed to provide retirement plan participants with appropriate asset allocations and underlying investments actively managed by Fisher’s IPC to achieve participants’ retirement goals. Each model has a target asset allocation to equity and fixed income ranging from “Aggressive” to “Conservative” as described below. Fisher Investments monitors the allocation and rebalance on a quarterly basis or as needed. Under certain market conditions, Fisher Investments may adjust the asset allocation of the models as dictated by the IPC’s forecasts for the markets. The equity allocation of each model consists of an actively managed portfolio of global equities benchmarked against the MSCI ACWI Investable Market Index (IMI), capturing large, mid and small cap representation across 23 Developed Markets (DM) and 26 Emerging Markets (EM) countries, covering approximately 99% of the global equity investment opportunity set. The fixed income allocation of each model consist s of an actively managed portfolio of fixed income securities benchmarked against the ICE BAML US Broad Market Index which captures the performance of US investment grade securities, corporate securities, residential and commercial mortgage-backed securities and asset back securities.0.4260
ModelxChangeFisher Investments Asset ManagementCIT Funds Moderate Conservative (50% Equity, 50% Fixed Income)4/30/2024 12:00:00 AM3.354914.21472.35577.00093.354920.5628-19.217810.514317.580419.514113.4312.640.010.438799Moderate Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL87990.40000For investors seeking growth and income. The Fisher Institutional Retirement Model Portfolios are a series of five globally diversified model portfolios consisting of equities and fixed income securities managed by Fisher Investments’ Investment Policy Committee (IPC). The models are designed to provide retirement plan participants with appropriate asset allocations and underlying investments actively managed by Fisher’s IPC to achieve participants’ retirement goals. Each model has a target asset allocation to equity and fixed income ranging from “Aggressive” to “Conservative” as described below. Fisher Investments monitors the allocation and rebalance on a quarterly basis or as needed. Under certain market conditions, Fisher Investments may adjust the asset allocation of the models as dictated by the IPC’s forecasts for the markets. The equity allocation of each model consists of an actively managed portfolio of global equities benchmarked against the MSCI ACWI Investable Market Index (IMI), capturing large, mid and small cap representation across 23 Developed Markets (DM) and 26 Emerging Markets (EM) countries, covering approximately 99% of the global equity investment opportunity set. The fixed income allocation of each model consist s of an actively managed portfolio of fixed income securities benchmarked against the ICE BAML US Broad Market Index which captures the performance of US investment grade securities, corporate securities, residential and commercial mortgage-backed securities and asset back securities.0.4500
ModelxChangeFlexible Plan Investments, LtdFlexible Leaders Aggressive Growth4/30/2024 12:00:00 AM3.07107.04343.07106.593110058Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL100580.40000The primary objective of the Flexible Leaders Aggressive Growth portfolio is aggressively positioned, long-term growth of capital with little or no exposure to fixed income. The short-term portfolio volatility risk is targeted at a level of volatility that is approximately equal to the volatility of the S&P 500. The portfolio research team at Flexible Plan follows a quantitative, rules-based, disciplined process for portfolio construction, back testing, monitoring, and implementation. The Flexible Leaders portfolios are built upon a framework that combines momentum-based active management, strategic diversification, and risk management utilizing Flexible Plan’s proprietary Targeted Volatility Analysis process.0.03300.7521
ModelxChangeFlexible Plan Investments, LtdFlexible Leaders Conservative4/30/2024 12:00:00 AM1.57256.13711.57256.764110062Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL100620.40000The primary objective of the Flexible Leaders Conservative portfolio is to preserve capital and focus on total return from current income and a limited presence in the equity markets. The short-term portfolio volatility risk is targeted at reducing volatility 80% to a level approximately equal to 20% of the volatility of the S&P 500. The portfolio research team at Flexible Plan follows a quantitative, rules-based, disciplined process for portfolio construction, back testing, monitoring, and implementation. The Flexible Leaders portfolios are built upon a framework that combines momentum-based active management, strategic diversification, and risk management utilizing Flexible Plan’s proprietary Targeted Volatility Analysis process. 0.02500.7185
ModelxChangeFlexible Plan Investments, LtdFlexible Leaders Conservative Growth4/30/2024 12:00:00 AM2.51487.05052.51486.666810061Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL100610.40000The primary objective of the Flexible Leaders Conservative Growth portfolio is moderate long-term growth of capital and reduced exposure to fixed income. The short-term portfolio volatility risk is targeted at reducing volatility 60% to a level approximately equal to 40% of the volatility of the S&P 500. The portfolio research team at Flexible Plan follows a quantitative, rules-based, disciplined process for portfolio construction, back testing, monitoring, and implementation. The Flexible Leaders portfolios are built upon a framework that combines momentum-based active management, strategic diversification, and risk management utilizing Flexible Plan’s proprietary Targeted Volatility Analysis process. 0.03200.7413
ModelxChangeFlexible Plan Investments, LtdFlexible Leaders Growth4/30/2024 12:00:00 AM2.87326.99582.87326.763510060Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL100600.40000The primary objective of the Flexible Leaders Growth portfolio is moderate long-term growth of capital and reduced exposure to fixed income. The short-term portfolio volatility risk is targeted at reducing volatility 60% to a level approximately equal to 40% of the volatility of the S&P 500. The portfolio research team at Flexible Plan follows a quantitative, rules-based, disciplined process for portfolio construction, back testing, monitoring, and implementation. The Flexible Leaders portfolios are built upon a framework that combines momentum-based active management, strategic diversification, and risk management utilizing Flexible Plan’s proprietary Targeted Volatility Analysis process.0.03200.7454
ModelxChangeFlexible Plan Investments, LtdFlexible Leaders Moderate Growth4/30/2024 12:00:00 AM2.93386.90982.93386.393910059Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL100590.40000The primary objective of the Flexible Leaders Moderate Growth portfolio is balanced long-term growth of capital and moderate exposure to fixed income. The short-term portfolio volatility risk is targeted at reducing volatility 40% to a level approximately equal to 60% of the volatility of the S&P 500. The portfolio research team at Flexible Plan follows a quantitative, rules-based, disciplined process for portfolio construction, back testing, monitoring, and implementation. The Flexible Leaders portfolios are built upon a framework that combines momentum-based active management, strategic diversification, and risk management utilizing Flexible Plan’s proprietary Targeted Volatility Analysis process.0.03200.7406
ModelxChangeFlexible Plan Investments, LtdQFC All-Terrain Aggressive4/30/2024 12:00:00 AM8113Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL81130.00000QFC Trivantage—Leveraged takes full advantage of the low historical correlation between equities and gold. The strategy holds core positions in domestic equities and gold, while also providing the ability to move into bonds when these asset classes are not performing well. When equity markets are performing well, the equity position can increase leverage up to 2X to take advantage of market positions. As a QFC (Quantified Fee Credit) strategy, QFC Trivantage—Leveraged is allocated solely among our subadvised Quantified Funds. QFC strategies offer investors two levels of dynamic risk management: (1) the management within the Quantified Funds and (2) the allocation/rebalancing we do among the Quantified Funds within the QFC strategies. • The strategy has two core portfolios, one investing in the Gold Bullion Strategy Fund and the other in Quantified equity funds. • A proprietary risk model analyzes return and risk characteristics of the two portfolios, moving either or both core positions into Quantified bond and/or income funds as a safehaven in an effort to reduce risk and maintain gains. • The methodology’s trading parameters are optimized yearly, including momentum look-back period, trade date, rebalance frequency, and percentage positioned in the gold/managed income vs. S&P/managed income portfolio. 0.25000.15001.5790
ModelxChangeFlexible Plan Investments, LtdQFC All-Terrain Balanced4/30/2024 12:00:00 AM8114Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL81140.00000QFC Trivantage—Unleveraged takes advantage of the low historical correlation between equities and gold. The strategy holds core positions in domestic equities and gold, while also providing the ability to move into bonds when these asset classes are not performing well. As a QFC (Quantified Fee Credit) strategy, QFC Trivantage—Leveraged is allocated solely among our subadvised Quantified Funds. QFC strategies offer investors two levels of dynamic risk management: (1) the management within the Quantified Funds and (2) the allocation/rebalancing • Begins with two core portfolios equally invested in equity and gold Quantified funds. • Based on a momentum performance-based model, each core portfolio can move into income and/or bond Quantified funds as a safe haven. • Trading parameters, including look-back periods, trade dates, rebalance frequency and position sizing are re-optimized annually. 0.25000.04501.6770
ModelxChangeFlexible Plan Investments, LtdQFC All-Terrain Conservative4/30/2024 12:00:00 AM8111Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL81110.00000QFC All-Weather Dynamic—Unleveraged is designed to create a robust portfolio for all market regimes, including periods of high or low GDP growth and high or low inflation. Using these two criteria, four market environments are possible: 1. Low growth/high inflation, 2. high growth/high inflation, 3. low growth/low inflation, and 4. high growth/low inflation. Asset classes tend to outperform or underperform depending on which regime the market is in. With this in mind, we created a dynamic portfolio-allocation methodology that monitors the risk-adjusted returns of these asset classes over multiple time periods. This dynamic allocation methodology seeks to closely follow regime changes in the market and adapt as conditions change over time. Equity, bond (inflation-protected Treasury, money-market, Treasury, emerging-market, and high-yield), and gold asset classes were selected as portfolio constituents due to their low correlations. Historically, these tend to remain relatively intact even during market turmoil.0.25000.12301.5833
ModelxChangeFlexible Plan Investments, LtdQFC All-Terrain Growth4/30/2024 12:00:00 AM8110Tactical Allocationhttps://secure.macg.com/MATC_ToolkitFactSheet.aspx?TPA=44DE4969-613E-4B62-A005-04FAEAC06224&Model=MDL81100.00000QFC All-Weather Dynamic—Leveraged is designed to create a robust portfolio for all market regimes. This dynamic allocation methodology seeks to follow regime changes in the market and adapt as conditions change over time. It is a more aggressive version of our unleveraged All-Weather Dynamic strategy. Historically, domestic equities, gold, and income securities perform well in different types of market regimes. This is due to their low correlation, which has historically tended to remain relatively intact during market turmoil. With this in mind, we created a dynamic portfolio-allocation methodology that monitors the performance of these asset classes over multiple time periods. The result is more concentrated than our unleveraged portfolio, and, of course, leve